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WA Spokane County 2027 年 Medicare Advantage 计划
2027 年，来自 11 家公司的 47 个 Medicare Advantage 计划在 Spokane County 可用。每月保费为 $0 的计划（不含特殊需求计划）：17。网络内最低自付上限：$3,950。
2027 年的开放注册期为 2026 10月15日至12月7日；保障于 2027 1月1日生效。
含药品保障的计划 (18)
| 计划 | 类型 | 每月保费 | 药品免赔额 | 自付上限（网络内） | 去年的星级评分 |
|---|---|---|---|---|---|
| Humana Gold Plus H5619-143 (HMO) Humana | HMO | $0 | $700 | $6,000 | 3 |
| Humana Value Choice (PPO) Humana | PPO | $0 | $700 | $6,050 | 3.5 |
| Kaiser Permanente Medicare Advantage Centennial (HMO) Kaiser Permanente | HMO | $0 | $0 | $6,600 | 4 |
| AARP Medicare Advantage from UHC WA-19 (PPO) UnitedHealthcare | PPO | $0 | $685 | $7,150 | 4.5 |
| AARP Medicare Advantage from UHC WA-8 (HMO-POS) UnitedHealthcare | HMO-POS | $0 | $685 | $7,150 | 3.5 |
| Aetna Medicare Signature (HMO) Aetna Medicare | HMO | $0 | $700 | $7,150 | 3 |
| HealthSpring Preferred (HMO) HealthSpring | HMO | $0 | $500 | $7,150 | 4 |
| MultiCare Health Plan Evergreen Enhanced (HMO) MultiCare Health Plan Medicare Advantage Evergreen Plans | HMO | $0 | $300 | $7,150 | — |
| MultiCare Health Plan Evergreen Essential (HMO) MultiCare Health Plan Medicare Advantage Evergreen Plans | HMO | $0 | $500 | $7,150 | — |
| Aetna Medicare Signature (PPO) Aetna Medicare | PPO | $0 | $700 | $8,900 | 4.5 |
| Humana Essentials Plus Giveback (HMO) Humana | HMO | $0 | $700 | $9,050 | 4.5 |
| SCAN Classic WA (HMO) SCAN Health Plan | HMO | $1 | $550 | $7,150 | — |
| AARP Medicare Advantage from UHC WA-15 (HMO-POS) UnitedHealthcare | HMO-POS | $28 | $685 | $7,150 | 3.5 |
| Aetna Medicare Enhanced (PPO) Aetna Medicare | PPO | $68 | $700 | $7,500 | 4.5 |
| Kaiser Permanente Medicare Advantage Columbia (HMO) Kaiser Permanente | HMO | $85 | $0 | $3,950 | 4 |
| Humana Gold Plus H5619-061 (HMO) Humana | HMO | $86 | $700 | $4,200 | 3 |
| HumanaChoice H5216-048 (PPO) Humana | PPO | $97 | $700 | $7,000 | 3.5 |
| HumanaChoice H7617-016 (PPO) Humana | PPO | $110 | $700 | $7,000 | 4.5 |
不含药品保障的计划 (7)
| 计划 | 类型 | 每月保费 | 自付上限（网络内） | 去年的星级评分 |
|---|---|---|---|---|
| Humana USAA Honor Giveback (PPO) Humana | PPO | $0 | $5,100 | 3.5 |
| Aetna Medicare Eagle (HMO) Aetna Medicare | HMO | $0 | $5,500 | 3 |
| AARP Medicare Advantage Patriot No Rx WA-MA02 (HMO-POS) UnitedHealthcare | HMO-POS | $0 | $7,150 | 3.5 |
| Aetna Medicare Eagle (PPO) Aetna Medicare | PPO | $0 | $7,150 | 4.5 |
| Humana USAA Honor Giveback (PPO) Humana | PPO | $0 | $9,150 | 3.5 |
| Humana USAA Honor Giveback (PPO) Humana | PPO | $0 | $9,150 | 4.5 |
| Kaiser Permanente Medicare Advantage Basic (HMO) Kaiser Permanente | HMO | $106 | $4,200 | 4 |
特殊需求计划 (22)
特殊需求计划仅适用于同时拥有 Medicaid (D-SNP)、患有特定慢性病 (C-SNP) 或居住在疗养院等机构 (I-SNP) 的人群。
| 计划 | 类型 | 每月保费 | 药品免赔额 | 自付上限（网络内） | 去年的星级评分 |
|---|---|---|---|---|---|
| Humana Gold Plus - Diabetes and Heart (HMO C-SNP) Humana | HMO C-SNP | $0 | $500 | $4,550 | 4.5 |
| UHC Dual Advantage WA-V1 (HMO-POS D-SNP) UnitedHealthcare | HMO-POS D-SNP | $0 | $555 | $6,700 | 3.5 |
| Humana Dual Select H5619-165 (HMO D-SNP) Humana | HMO D-SNP | $0 | $700 | $9,850 | 3 |
| Humana Dual Select H5619-166 (HMO D-SNP) Humana | HMO D-SNP | $0 | $700 | $9,850 | 3 |
| Humana Gold Plus SNP-DE H5619-167 (HMO D-SNP) Humana | HMO D-SNP | $0 | $700 | $9,850 | 3 |
| UHC Complete Care Support WA-2A (HMO-POS C-SNP) UnitedHealthcare | HMO-POS C-SNP | $0 | $50 | $9,850 | 3.5 |
| UHC Dual Complete WA-Q1 (PPO D-SNP) UnitedHealthcare | PPO D-SNP | $0 | $210 | $9,850 | 4.5 |
| UHC Dual Complete WA-Q2 (HMO-POS D-SNP) UnitedHealthcare | HMO-POS D-SNP | $0 | $75 | $9,850 | 3.5 |
| UHC Dual Complete WA-S3 (HMO-POS D-SNP) UnitedHealthcare | HMO-POS D-SNP | $0 | $700 | $9,850 | 3.5 |
| UHC Nursing Home Plan WA-F001 (PPO I-SNP) UnitedHealthcare | PPO I-SNP | $0 | $700 | $9,850 | 4.5 |
| Wellcare Coordinated Care Dual Access (HMO-POS D-SNP) Wellcare | HMO-POS D-SNP | $0 | $700 | $9,850 | — |
| Wellcare Coordinated Care Dual Liberty Sync (HMO D-SNP) Wellcare | HMO D-SNP | $0 | $700 | $9,850 | — |
| UHC Care Advantage WA-E001 (PPO I-SNP) UnitedHealthcare | PPO I-SNP | $6.3 | $270 | $4,000 | 4.5 |
| UHC Dual Advantage WA-V2 (PPO D-SNP) UnitedHealthcare | PPO D-SNP | $6.3 | $700 | $6,700 | 4.5 |
| Community Health Plan of WA Dual Complete (HMO D-SNP) Community Health Plan of WA Medicare Advantage | HMO D-SNP | $6.3 | $700 | $9,850 | 3 |
| Community Health Plan of WA Dual Select (HMO D-SNP) Community Health Plan of WA Medicare Advantage | HMO D-SNP | $6.3 | $700 | $9,850 | 3 |
| Molina Medicare Complete Care (HMO D-SNP) Molina Healthcare of Washington, Inc. | HMO D-SNP | $6.3 | $700 | $9,850 | 3 |
| UHC Dual Complete WA-S1 (PPO D-SNP) UnitedHealthcare | PPO D-SNP | $6.3 | $700 | $9,850 | 4.5 |
| Wellpoint Dual Advantage (HMO D-SNP) Wellpoint | HMO D-SNP | $6.3 | $700 | $9,850 | 3.5 |
| Wellpoint Dual Advantage Plus (HMO D-SNP) Wellpoint | HMO D-SNP | $6.3 | $700 | $9,850 | 3.5 |
| Wellpoint Full Dual Advantage (HMO D-SNP) Wellpoint | HMO D-SNP | $6.3 | $700 | $9,850 | 3.5 |
| Molina Medicare Elect (HMO D-SNP) Molina Healthcare of Washington, Inc. | HMO D-SNP | $8.1 | $700 | $8,875 | 3 |
CMS 于十月发布 2027 年的星级评分；显示的星级为该计划的 2026 综合评级。 我们与美国政府或联邦医疗保险计划无关联，也未获其认可，且不销售保险计划。我们不会完整列出计划福利；请在注册前向计划提供方、Medicare.gov 或拨打 1-800-MEDICARE（TTY 1-877-486-2048）确认费用和覆盖范围。 来源：CMS Medicare Advantage 和 Part D 概况，2027（2026-10 版本）。