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VA Amherst County 2027 年 Medicare Advantage 计划

2027 年，来自 5 家公司的 45 个 Medicare Advantage 计划在 Amherst County 可用。每月保费为 $0 的计划（不含特殊需求计划）：16。网络内最低自付上限：$3,400。

2027 年的开放注册期为 2026 10月15日至12月7日；保障于 2027 1月1日生效。

含药品保障的计划 (18)

计划	类型	每月保费	药品免赔额	自付上限（网络内）	去年的星级评分
Anthem Medicare Advantage 3 (HMO-POS) Anthem HealthKeepers	HMO-POS	$0	$395	$5,850	3.5
AARP Medicare Advantage Direct Plus from UHC VA-25 (HMO-POS) UnitedHealthcare	HMO-POS	$0	$595	$5,900	4
AARP Medicare Advantage Essentials from UHC VA-11 (HMO-POS) UnitedHealthcare	HMO-POS	$0	$685	$5,900	4
AARP Medicare Advantage Extras from UHC VA-29 (HMO-POS) UnitedHealthcare	HMO-POS	$0	$685	$6,900	4
AARP Medicare Advantage from UHC VA-0007 (PPO) UnitedHealthcare	PPO	$0	$685	$7,500	4.5
Humana Gold Plus H5377-002 (HMO-POS) Humana	HMO-POS	$0	$450	$9,250	3.5
AARP Medicare Advantage Giveback from UHC VA-13 (HMO-POS) UnitedHealthcare	HMO-POS	$0	$685	$9,850	4
Anthem Medicare Advantage 2 (HMO-POS) Anthem HealthKeepers	HMO-POS	$0	$300	$9,850	3.5
Humana Total Complete (HMO) Humana	HMO	$0	$450	$9,850	3.5
Humana Total Complete (HMO) Humana	HMO	$0	$700	$9,850	3.5
HumanaChoice H5216-363 (PPO) Humana	PPO	$0	$700	$9,850	3.5
HumanaChoice H5216-408 (PPO) Humana	PPO	$0	$700	$9,850	3.5
Anthem Medicare Advantage (PPO) Anthem Blue Cross and Blue Shield	PPO	$30	$250	$8,950	3.5
AARP Medicare Advantage from UHC VA-0012 (HMO-POS) UnitedHealthcare	HMO-POS	$36	$685	$5,900	4
UHC Medicare Advantage VA-0001 (PPO) UnitedHealthcare	PPO	$38	$685	$9,850	3
Humana Gold Choice H8145-004 (PFFS) Humana	PFFS	$43	$700	$9,850	3.5
HumanaChoice H7617-125 (PPO) Humana	PPO	$58	$450	$9,850	4.5
Humana Full Access (Regional PPO) Humana	Regional PPO	$158	$700	$9,850	3.5

不含药品保障的计划 (4)

计划	类型	每月保费	自付上限（网络内）	去年的星级评分
HumanaChoice H5216-152 (PPO) Humana	PPO	$0	$3,400	3.5
AARP Medicare Advantage Patriot No Rx VA-MA01 (PPO) UnitedHealthcare	PPO	$0	$8,900	4.5
Humana USAA Honor Giveback (Regional PPO) Humana	Regional PPO	$0	$9,850	3.5
HumanaChoice R0110-004 (Regional PPO) Humana	Regional PPO	$0	$9,850	3.5

特殊需求计划 (23)

特殊需求计划仅适用于同时拥有 Medicaid (D-SNP)、患有特定慢性病 (C-SNP) 或居住在疗养院等机构 (I-SNP) 的人群。

计划	类型	每月保费	药品免赔额	自付上限（网络内）	去年的星级评分
UHC Dual Advantage VA-V1 (HMO-POS D-SNP) UnitedHealthcare	HMO-POS D-SNP	$0	$700	$3,600	—
UHC Complete Care VA-23 (HMO-POS C-SNP) UnitedHealthcare	HMO-POS C-SNP	$0	$595	$5,900	4
Anthem Kidney Care (HMO-POS C-SNP) Anthem HealthKeepers	HMO-POS C-SNP	$0	$700	$6,100	3.5
Humana DaVita Kidney Care (PPO C-SNP) Humana	PPO C-SNP	$0	$700	$8,450	4.5
Aetna Medicare FIDE (HMO D-SNP) Aetna Medicare	HMO D-SNP	$0	$700	$9,850	3
Anthem Dual Advantage Plus (HMO D-SNP) Anthem HealthKeepers	HMO D-SNP	$0	$105	$9,850	—
Anthem Dual Advantage Plus (PPO D-SNP) Anthem Blue Cross and Blue Shield	PPO D-SNP	$0	$105	$9,850	—
Anthem Full Dual Advantage (HMO D-SNP) Anthem HealthKeepers	HMO D-SNP	$0	$105	$9,850	—
Anthem Full Dual Advantage Support (HMO D-SNP) Anthem HealthKeepers	HMO D-SNP	$0	$210	$9,850	—
Humana DaVita Kidney Care (PPO C-SNP) Humana	PPO C-SNP	$0	$700	$9,850	4.5
Humana Dual Fully Integrated H2875-001 (HMO-POS D-SNP) Humana	HMO-POS D-SNP	$0	$700	$9,850	—
Humana Dual QMB Only (HMO-POS D-SNP) Humana	HMO-POS D-SNP	$0	$700	$9,850	—
Humana Dual Select H2875-006 (HMO-POS D-SNP) Humana	HMO-POS D-SNP	$0	$700	$9,850	—
Humana Together in Health (PPO I-SNP) Humana	PPO I-SNP	$0	$50	$9,850	3.5
Humana Together in Health (PPO I-SNP) Humana	PPO I-SNP	$0	$50	$9,850	4.5
UHC Dual Complete VA-Q001 (HMO-POS D-SNP) UnitedHealthcare	HMO-POS D-SNP	$0	$700	$9,850	—
UHC Dual Complete VA-Y002 (HMO-POS D-SNP) UnitedHealthcare	HMO-POS D-SNP	$0	$455	$9,850	—
UHC Dual Complete VA-YL (HMO-POS D-SNP) UnitedHealthcare	HMO-POS D-SNP	$0	$700	$9,850	—
Sentara Community Complete (HMO D-SNP) Sentara Medicare	HMO D-SNP	$6.3	$700	$9,850	—
Sentara Community Complete Select (HMO D-SNP) Sentara Medicare	HMO D-SNP	$6.3	$700	$9,850	3.5
UHC Dual Complete VA-Y4 (PPO D-SNP) UnitedHealthcare	PPO D-SNP	$6.3	$700	$9,850	—
Humana Gold Plus - Diabetes and Heart (HMO C-SNP) Humana	HMO C-SNP	$13	$550	$9,850	3.5
Humana Gold Plus - Diabetes and Heart (HMO C-SNP) Humana	HMO C-SNP	$31	$700	$9,850	3

Virginia 独立 Part D 药品计划 →

CMS 于十月发布 2027 年的星级评分；显示的星级为该计划的 2026 综合评级。我们与美国政府或联邦医疗保险计划无关联，也未获其认可，且不销售保险计划。我们不会完整列出计划福利；请在注册前向计划提供方、Medicare.gov 或拨打 1-800-MEDICARE（TTY 1-877-486-2048）确认费用和覆盖范围。来源：CMS Medicare Advantage 和 Part D 概况，2027（2026-10 版本）。