TX Smith County 2027 年 Medicare Advantage 计划

2027 年，来自 10 家公司的 49 个 Medicare Advantage 计划在 Smith County 可用。每月保费为 $0 的计划（不含特殊需求计划）：19。网络内最低自付上限：$4,250。

2027 年的开放注册期为 2026 10月15日至12月7日；保障于 2027 1月1日生效。

含药品保障的计划 (20)

计划	类型	每月保费	药品免赔额	自付上限（网络内）	去年的星级评分
Humana Gold Plus H0028-041 (HMO) Humana	HMO	$0	$700	$4,250	3.5
Humana Gold Plus H4461-055 (HMO) Humana	HMO	$0	$700	$4,250	4
HealthSpring Preferred (HMO) HealthSpring	HMO	$0	$500	$4,450	4.5
AARP Medicare Advantage Essentials from UHC TX-26 (HMO-POS) UnitedHealthcare	HMO-POS	$0	$595	$4,900	4.5
Humana Value Choice (PPO) Humana	PPO	$0	$520	$6,700	4.5
HumanaChoice H5216-352 (PPO) Humana	PPO	$0	$520	$6,700	3.5
Aetna Medicare Signature (PPO) Aetna Medicare	PPO	$0	$700	$6,750	3.5
HealthSpring True Choice (PPO) HealthSpring	PPO	$0	$700	$6,800	3
AARP Medicare Advantage Extras from UHC TX-48 (HMO-POS) UnitedHealthcare	HMO-POS	$0	$685	$7,150	4.5
Aetna Medicare Signature Extra (PPO) Aetna Medicare	PPO	$0	$400	$7,150	4
HealthSpring Preferred Savings (HMO) HealthSpring	HMO	$0	$300	$7,500	4.5
Humana Essentials Plus Giveback (PPO) Humana	PPO	$0	$50	$8,300	4.5
HumanaChoice Giveback H5216-358 (PPO) Humana	PPO	$0	$50	$8,300	3.5
AARP Medicare Advantage Giveback from UHC TX-41 (HMO-POS) UnitedHealthcare	HMO-POS	$0	$325	$9,850	4.5
AARP Medicare Advantage from UHC TX-0007 (PPO) UnitedHealthcare	PPO	$10	$685	$7,150	3.5
HumanaChoice H5216-043 (PPO) Humana	PPO	$12	$700	$8,150	3.5
HumanaChoice R4182-004 (Regional PPO) Humana	Regional PPO	$46	$700	$8,200	3.5
HumanaChoice H5216-042 (PPO) Humana	PPO	$62	$700	$6,750	3.5
HumanaChoice R4182-003 (Regional PPO) Humana	Regional PPO	$100	$700	$8,200	3.5
AARP Medicare Advantage from UHC TX-61 (Regional PPO) UnitedHealthcare	Regional PPO	$138	$685	$9,850	3.5

不含药品保障的计划 (5)

计划	类型	每月保费	自付上限（网络内）	去年的星级评分
HealthSpring Courage (HMO) HealthSpring	HMO	$0	$4,300	4.5
Aetna Medicare Eagle (PPO) Aetna Medicare	PPO	$0	$4,900	3.5
HumanaChoice R4182-001 (Regional PPO) Humana	Regional PPO	$0	$6,000	3.5
Humana USAA Honor Giveback (PPO) Humana	PPO	$0	$7,900	3.5
Humana USAA Honor Giveback (PPO) Humana	PPO	$0	$7,900	4.5

特殊需求计划 (24)

特殊需求计划仅适用于同时拥有 Medicaid (D-SNP)、患有特定慢性病 (C-SNP) 或居住在疗养院等机构 (I-SNP) 的人群。

计划	类型	每月保费	药品免赔额	自付上限（网络内）	去年的星级评分
Humana Gold Plus - Diabetes and Heart (HMO C-SNP) Humana	HMO C-SNP	$0	$500	$3,900	4
UHC Dual Advantage TX-V11 (HMO-POS D-SNP) UnitedHealthcare	HMO-POS D-SNP	$0	$75	$4,450	—
HealthSpring TotalCare Plus (HMO D-SNP) HealthSpring	HMO D-SNP	$0	$300	$9,850	4.5
Humana Gold Plus SNP-DE H0028-032 (HMO D-SNP) Humana	HMO D-SNP	$0	$700	$9,850	3.5
Humana Gold Plus SNP-DE H4461-071 (HMO D-SNP) Humana	HMO D-SNP	$0	$700	$9,850	4
Humana Gold Plus SNP-DE H4461-072 (HMO D-SNP) Humana	HMO D-SNP	$0	$700	$9,850	4
Humana Together in Health (PPO I-SNP) Humana	PPO I-SNP	$0	$250	$9,850	4.5
Humana Together in Health (PPO I-SNP) Humana	PPO I-SNP	$0	$700	$9,850	3.5
Molina Medicare Complete Care (HMO D-SNP) Molina Healthcare of Texas, Inc.	HMO D-SNP	$0	$205	$9,850	3.5
ProCare Advantage (HMO-POS I-SNP) ProCare Advantage	HMO-POS I-SNP	$0	$700	$9,850	—
UHC Dual Complete TX-Q6 (HMO-POS D-SNP) UnitedHealthcare	HMO-POS D-SNP	$0	$75	$9,850	—
UHC Dual Complete TX-S001 (Regional PPO D-SNP) UnitedHealthcare	Regional PPO D-SNP	$0	$400	$9,850	3.5
UHC Dual Complete TX-S6 (HMO-POS D-SNP) UnitedHealthcare	HMO-POS D-SNP	$0	$75	$9,850	—
UHC Dual Complete TX-YL2 (HMO-POS D-SNP) UnitedHealthcare	HMO-POS D-SNP	$0	$700	$9,850	—
Wellcare Superior HealthPlan Dual Liberty (HMO D-SNP) Wellcare	HMO D-SNP	$0	$700	$9,850	3.5
Wellcare Superior HealthPlan Dual Reserve Value (HMO D-SNP) Wellcare	HMO D-SNP	$0	$700	$9,850	—
Wellpoint Dual Advantage (HMO D-SNP) Wellpoint	HMO D-SNP	$0	$105	$9,850	3.5
Wellpoint Dual Advantage Plus (HMO D-SNP) Wellpoint	HMO D-SNP	$0	$105	$9,850	3.5
Wellpoint Full Dual Advantage (HMO D-SNP) Wellpoint	HMO D-SNP	$0	$105	$9,850	3.5
HealthSpring TotalCare (HMO D-SNP) HealthSpring	HMO D-SNP	$0.9	$700	$9,850	4.5
Texas Independence Health Plan, Inc. (HMO I-SNP) Texas Independence Health Plan	HMO I-SNP	$3.9	$700	$9,250	5
Texas Independence Community Plan (HMO I-SNP) Texas Independence Health Plan	HMO I-SNP	$6.3	$700	$9,250	5
Provider Partners Texas Advantage Plan (HMO I-SNP) Provider Partners Health Plans	HMO I-SNP	$6.3	$700	$9,850	5
UHC Complete Care TX-29 (Regional PPO C-SNP) UnitedHealthcare	Regional PPO C-SNP	$100	$685	$9,850	3.5

Texas 独立 Part D 药品计划 →

CMS 于十月发布 2027 年的星级评分；显示的星级为该计划的 2026 综合评级。我们与美国政府或联邦医疗保险计划无关联，也未获其认可，且不销售保险计划。我们不会完整列出计划福利；请在注册前向计划提供方、Medicare.gov 或拨打 1-800-MEDICARE（TTY 1-877-486-2048）确认费用和覆盖范围。来源：CMS Medicare Advantage 和 Part D 概况，2027（2026-09 版本）。