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TN Smith County 2027 年 Medicare Advantage 计划
2027 年，来自 9 家公司的 61 个 Medicare Advantage 计划在 Smith County 可用。每月保费为 $0 的计划（不含特殊需求计划）：21。网络内最低自付上限：$3,400。
2027 年的开放注册期为 2026 10月15日至12月7日；保障于 2027 1月1日生效。
含药品保障的计划 (26)
| 计划 | 类型 | 每月保费 | 药品免赔额 | 自付上限（网络内） | 去年的星级评分 |
|---|---|---|---|---|---|
| HealthSpring Preferred (HMO) HealthSpring | HMO | $0 | $500 | $5,550 | 4.5 |
| DEVOTED CHOICE 026 TN (PPO) Devoted Health | PPO | $0 | $650 | $5,700 | 4.5 |
| DEVOTED CHOICE 015 TN (PPO) Devoted Health | PPO | $0 | $650 | $6,400 | 3.5 |
| DEVOTED CORE 007 TN (HMO) Devoted Health | HMO | $0 | $650 | $6,400 | 4 |
| Aetna Medicare Value Plus (HMO) Aetna Medicare | HMO | $0 | $400 | $6,750 | 4.5 |
| Wellpoint Medicare Advantage 2 (HMO-POS) Wellpoint | HMO-POS | $0 | $550 | $7,145 | 3 |
| AARP Medicare Advantage Giveback from UHC TC-4 (HMO-POS) UnitedHealthcare | HMO-POS | $0 | $685 | $7,150 | 4 |
| Humana Gold Plus H4461-025 (HMO) Humana | HMO | $0 | $395 | $7,150 | 4 |
| DEVOTED CHOICE GIVEBACK EXTRAS 042 TN (PPO) Devoted Health | PPO | $0 | $700 | $7,400 | 4.5 |
| DEVOTED CHOICE GIVEBACK 005 TN (PPO) Devoted Health | PPO | $0 | $461 | $9,350 | 3.5 |
| DEVOTED GIVEBACK 008 TN (HMO) Devoted Health | HMO | $0 | $461 | $9,500 | 4 |
| Aetna Medicare Signature (PPO) Aetna Medicare | PPO | $0 | $700 | $9,850 | 4.5 |
| DEVOTED CHOICE GIVEBACK 020 TN (PPO) Devoted Health | PPO | $0 | $650 | $9,850 | 4.5 |
| HealthSpring True Choice (PPO) HealthSpring | PPO | $0 | $700 | $9,850 | 3 |
| BlueAdvantage Extra (PPO) BlueCross BlueShield of Tennessee | PPO | $13 | $700 | $7,150 | 4 |
| Humana Value Plus H5216-180 (PPO) Humana | PPO | $13.7 | $700 | $5,400 | 3.5 |
| Humana Value Plus H7617-088 (PPO) Humana | PPO | $13.7 | $700 | $5,400 | 4.5 |
| Wellpoint Extra Help (HMO-POS) Wellpoint | HMO-POS | $13.7 | $700 | $9,000 | 3 |
| Aetna Medicare Signature Extra (PPO) Aetna Medicare | PPO | $29 | $700 | $9,850 | 4.5 |
| Wellpoint Medicare Advantage (HMO-POS) Wellpoint | HMO-POS | $40 | $475 | $6,750 | 3 |
| HealthSpring Premier (HMO-POS) HealthSpring | HMO-POS | $50 | $500 | $6,150 | 4.5 |
| AARP Medicare Advantage from UHC TN-0006 (HMO-POS) UnitedHealthcare | HMO-POS | $78 | $685 | $6,300 | 4 |
| HumanaChoice H5216-097 (PPO) Humana | PPO | $85 | $400 | $9,100 | 3.5 |
| BlueAdvantage Ruby (PPO) BlueCross BlueShield of Tennessee | PPO | $98 | $700 | $4,450 | 4 |
| HumanaChoice R0110-018 (Regional PPO) Humana | Regional PPO | $124 | $700 | $7,000 | 3.5 |
| BlueAdvantage Diamond (PPO) BlueCross BlueShield of Tennessee | PPO | $149 | $700 | $4,450 | 4 |
不含药品保障的计划 (7)
| 计划 | 类型 | 每月保费 | 自付上限（网络内） | 去年的星级评分 |
|---|---|---|---|---|
| Humana USAA Honor Giveback (PPO) Humana | PPO | $0 | $3,400 | 3.5 |
| Humana USAA Honor Giveback (HMO) Humana | HMO | $0 | $3,750 | 4 |
| HealthSpring Courage (HMO) HealthSpring | HMO | $0 | $3,900 | 4.5 |
| AARP Medicare Advantage Patriot No Rx TC-MA01 (HMO-POS) UnitedHealthcare | HMO-POS | $0 | $4,450 | 4 |
| BlueAdvantage Freedom (PPO) BlueCross BlueShield of Tennessee | PPO | $0 | $4,450 | 4 |
| HumanaChoice R0110-017 (Regional PPO) Humana | Regional PPO | $0 | $4,650 | 3.5 |
| Aetna Medicare Eagle (PPO) Aetna Medicare | PPO | $0 | $9,850 | 4.5 |
特殊需求计划 (28)
特殊需求计划仅适用于同时拥有 Medicaid (D-SNP)、患有特定慢性病 (C-SNP) 或居住在疗养院等机构 (I-SNP) 的人群。
| 计划 | 类型 | 每月保费 | 药品免赔额 | 自付上限（网络内） | 去年的星级评分 |
|---|---|---|---|---|---|
| Senior Care (HMO I-SNP) NHC Advantage | HMO I-SNP | $0 | $500 | $5,000 | 5 |
| DEVOTED C-SNP CHOICE ENHANCED 029 TN (PPO C-SNP) Devoted Health | PPO C-SNP | $0 | $650 | $6,200 | 4.5 |
| DEVOTED C-SNP CHOICE ENHANCED 018 TN (PPO C-SNP) Devoted Health | PPO C-SNP | $0 | $461 | $6,900 | 3.5 |
| UHC Complete Care TC-0005 (HMO-POS C-SNP) UnitedHealthcare | HMO-POS C-SNP | $0 | $595 | $7,150 | 4 |
| DEVOTED C-SNP CHOICE GIVEBACK EXTRAS 034 TN (PPO C-SNP) Devoted Health | PPO C-SNP | $0 | $700 | $7,400 | 4.5 |
| BlueAdvantage Total Heart and Diabetes (PPO C-SNP) BlueCross BlueShield of Tennessee | PPO C-SNP | $0 | $700 | $8,000 | 4 |
| Humana Gold Plus - Diabetes and Heart (HMO C-SNP) Humana | HMO C-SNP | $0 | $250 | $9,800 | 4 |
| Abilis Health Community (HMO I-SNP) Abilis Health (HMO SNP) | HMO I-SNP | $0 | $700 | $9,850 | 3 |
| DEVOTED C-SNP CHOICE PLUS 020 TN (PPO C-SNP) Devoted Health | PPO C-SNP | $0 | $461 | $9,850 | 3.5 |
| DEVOTED C-SNP CHOICE PLUS 031 TN (PPO C-SNP) Devoted Health | PPO C-SNP | $0 | $650 | $9,850 | 4.5 |
| Humana Dual QMB Only (HMO D-SNP) Humana | HMO D-SNP | $0 | $50 | $9,850 | 4 |
| Humana Gold Plus SNP-DE H4461-022 (HMO D-SNP) Humana | HMO D-SNP | $0 | $200 | $9,850 | 4 |
| Humana Together in Health (PPO I-SNP) Humana | PPO I-SNP | $0 | $50 | $9,850 | 4.5 |
| Humana Together in Health (PPO I-SNP) Humana | PPO I-SNP | $0 | $100 | $9,850 | 3.5 |
| UHC Dual Complete TN-Q1 (HMO-POS D-SNP) UnitedHealthcare | HMO-POS D-SNP | $0 | $75 | $9,850 | 3.5 |
| UHC Dual Complete TN-Y2 (HMO-POS D-SNP) UnitedHealthcare | HMO-POS D-SNP | $0 | $700 | $9,850 | 3.5 |
| Wellpoint Dual Advantage Plus (HMO D-SNP) Wellpoint | HMO D-SNP | $0 | $105 | $9,850 | 3 |
| Wellpoint Full Dual Advantage 2 (HMO D-SNP) Wellpoint | HMO D-SNP | $0 | $105 | $9,850 | 3 |
| Wellpoint Full Dual Advantage Support (HMO D-SNP) Wellpoint | HMO D-SNP | $0 | $105 | $9,850 | 3 |
| UHC Complete Care Support TC-6 (HMO-POS C-SNP) UnitedHealthcare | HMO-POS C-SNP | $4.9 | $700 | $7,150 | 4 |
| UHC Dual Complete TN-YL (HMO-POS D-SNP) UnitedHealthcare | HMO-POS D-SNP | $8.6 | $0 | $9,850 | 3.5 |
| HealthSpring TotalCare Plus (HMO D-SNP) HealthSpring | HMO D-SNP | $10 | $700 | $9,850 | 4.5 |
| NHC Advantage (HMO I-SNP) NHC Advantage | HMO I-SNP | $12.2 | $700 | $9,850 | 5 |
| BlueAdvantage Total Heart and Diabetes Plus (PPO C-SNP) BlueCross BlueShield of Tennessee | PPO C-SNP | $13.7 | $700 | $9,850 | 4 |
| BlueCare Plus (HMO D-SNP) BlueCare Plus Tennessee | HMO D-SNP | $13.7 | $700 | $9,850 | 3.5 |
| BlueCare Plus Choice (HMO D-SNP) BlueCare Plus Tennessee | HMO D-SNP | $13.7 | $700 | $9,850 | 3.5 |
| BlueCare Plus Select (HMO D-SNP) BlueCare Plus Tennessee | HMO D-SNP | $13.7 | $700 | $9,850 | 3.5 |
| Abilis Health (HMO I-SNP) Abilis Health (HMO SNP) | HMO I-SNP | $16.2 | $700 | $9,850 | 3 |
CMS 于十月发布 2027 年的星级评分；显示的星级为该计划的 2026 综合评级。 我们与美国政府或联邦医疗保险计划无关联，也未获其认可，且不销售保险计划。我们不会完整列出计划福利；请在注册前向计划提供方、Medicare.gov 或拨打 1-800-MEDICARE（TTY 1-877-486-2048）确认费用和覆盖范围。 来源：CMS Medicare Advantage 和 Part D 概况，2027（2026-10 版本）。