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PA Montgomery County 2027 年 Medicare Advantage 计划
2027 年，来自 13 家公司的 94 个 Medicare Advantage 计划在 Montgomery County 可用。每月保费为 $0 的计划（不含特殊需求计划）：37。网络内最低自付上限：$4,150。
2027 年的开放注册期为 2026 10月15日至12月7日；保障于 2027 1月1日生效。
含药品保障的计划 (46)
| 计划 | 类型 | 每月保费 | 药品免赔额 | 自付上限（网络内） | 去年的星级评分 |
|---|---|---|---|---|---|
| Perennial Advantage Freedom (HMO) Perennial Advantage | HMO | $0 | $400 | $4,500 | — |
| AARP Medicare Advantage Essentials from UHC PA-5 (HMO-POS) UnitedHealthcare | HMO-POS | $0 | $685 | $6,700 | 4 |
| DEVOTED CHOICE 007 PA (PPO) Devoted Health | PPO | $0 | $650 | $7,100 | 3.5 |
| AARP Medicare Advantage Extras from UHC PA-18 (HMO-POS) UnitedHealthcare | HMO-POS | $0 | $685 | $7,150 | 4 |
| AARP Medicare Advantage from UHC PA-0010 (PPO) UnitedHealthcare | PPO | $0 | $685 | $7,150 | 4 |
| Aetna Medicare Signature Extra (PPO) Aetna Medicare | PPO | $0 | $700 | $7,150 | 4.5 |
| Humana USAA Honor Giveback with Rx (PPO) Humana | PPO | $0 | $700 | $7,350 | 3.5 |
| DEVOTED CORE 023 PA (HMO) Devoted Health | HMO | $0 | $650 | $7,500 | — |
| Jefferson Health Plans Complete (HMO) Jefferson Health Plans | HMO | $0 | $0 | $7,500 | 3.5 |
| HealthSpring Preferred (HMO) HealthSpring | HMO | $0 | $500 | $7,700 | 3 |
| Humana Value Choice (PPO) Humana | PPO | $0 | $700 | $7,750 | 3.5 |
| Jefferson Health Plans Flex (PPO) Jefferson Health Plans | PPO | $0 | $0 | $8,000 | — |
| Humana Total Complete (HMO) Humana | HMO | $0 | $700 | $8,200 | 3.5 |
| Humana Essentials Plus Giveback (PPO) Humana | PPO | $0 | $700 | $8,250 | 3.5 |
| DEVOTED GIVEBACK EXTRAS 036 PA (HMO) Devoted Health | HMO | $0 | $700 | $8,400 | — |
| HealthSpring Preferred PA (HMO) HealthSpring | HMO | $0 | $400 | $8,700 | 3 |
| AARP Medicare Advantage Giveback from UHC PA-12 (PPO) UnitedHealthcare | PPO | $0 | $685 | $9,200 | 4 |
| HealthSpring Preferred Savings (HMO) HealthSpring | HMO | $0 | $300 | $9,250 | 3 |
| Aetna Medicare Advantra Signature (HMO-POS) Aetna Medicare | HMO-POS | $0 | $400 | $9,850 | 4 |
| Aetna Medicare Advantra Signature Giveback (PPO) Aetna Medicare | PPO | $0 | $700 | $9,850 | 4.5 |
| Aetna Medicare Elite (PPO) Aetna Medicare | PPO | $0 | $700 | $9,850 | 4.5 |
| DEVOTED CHOICE GIVEBACK 003 PA (PPO) Devoted Health | PPO | $0 | $461 | $9,850 | 3.5 |
| Jefferson Health Plans Giveback (HMO) Jefferson Health Plans | HMO | $0 | $450 | $9,850 | 3.5 |
| Keystone 65 Assured Rx (HMO) Independence Blue Cross | HMO | $0 | $700 | $9,850 | 4 |
| Personal Choice 65 Achieve Rx (PPO) Independence Blue Cross | PPO | $0 | $700 | $9,850 | 4 |
| Wellcare Simple (HMO-POS) Wellcare | HMO-POS | $0 | $700 | $9,850 | 3.5 |
| HealthSpring True Choice (PPO) HealthSpring | PPO | $9 | $700 | $7,900 | 3 |
| Jefferson Health Plans Prime (HMO) Jefferson Health Plans | HMO | $12.8 | $0 | $6,500 | 3.5 |
| Keystone 65 Focus Rx (HMO-POS) Independence Blue Cross | HMO-POS | $15 | $700 | $7,150 | 4 |
| Keystone 65 Basic Rx (HMO) Independence Blue Cross | HMO | $15 | $700 | $9,500 | 4 |
| Geisinger Gold Value Rx (HMO) Geisinger Gold | HMO | $29 | $0 | $9,000 | 4.5 |
| HumanaChoice H5525-005 (PPO) Humana | PPO | $39 | $700 | $8,300 | 3.5 |
| Jefferson Health Plans Preferred (PPO) Jefferson Health Plans | PPO | $40 | $0 | $6,500 | — |
| Aetna Medicare Value Care (HMO-POS) Aetna Medicare | HMO-POS | $43 | $700 | $9,850 | 4 |
| HealthSpring Preferred Plus (HMO) HealthSpring | HMO | $44 | $500 | $7,150 | 3 |
| Keystone 65 Essential Rx (HMO-POS) Independence Blue Cross | HMO-POS | $45 | $700 | $9,000 | 4 |
| AARP Medicare Advantage from UHC PA-0008 (PPO) UnitedHealthcare | PPO | $60 | $685 | $5,900 | 4 |
| AARP Medicare Advantage from UHC PA-0001 (HMO-POS) UnitedHealthcare | HMO-POS | $63 | $685 | $6,700 | 4 |
| HumanaChoice R0110-008 (Regional PPO) Humana | Regional PPO | $75 | $700 | $7,150 | 3.5 |
| AARP Medicare Advantage from UHC PA-0009 (PPO) UnitedHealthcare | PPO | $81 | $685 | $7,150 | 4 |
| Keystone 65 Select Rx (HMO) Independence Blue Cross | HMO | $94 | $0 | $6,750 | 4 |
| HumanaChoice H5216-120 (PPO) Humana | PPO | $107 | $700 | $7,600 | 3.5 |
| Aetna Medicare Advantra Premier (PPO) Aetna Medicare | PPO | $128 | $700 | $7,150 | 4.5 |
| Complete Blue PPO Distinct (PPO) Highmark Blue Cross Blue Shield or Highmark Blue Shield | PPO | $137 | $700 | $6,750 | 4.5 |
| Keystone 65 Preferred Rx (HMO) Independence Blue Cross | HMO | $178 | $0 | $4,450 | 4 |
| Personal Choice 65 Rx (PPO) Independence Blue Cross | PPO | $207 | $0 | $5,950 | 4 |
不含药品保障的计划 (12)
| 计划 | 类型 | 每月保费 | 自付上限（网络内） | 去年的星级评分 |
|---|---|---|---|---|
| HumanaChoice Giveback H5216-116 (PPO) Humana | PPO | $0 | $4,150 | 3.5 |
| HumanaChoice R0110-007 (Regional PPO) Humana | Regional PPO | $0 | $4,750 | 3.5 |
| Freedom Blue PPO Valor (PPO) Highmark Blue Cross Blue Shield or Highmark Blue Shield | PPO | $0 | $6,000 | 4.5 |
| UPMC for Life HMO No Rx (HMO) UPMC for Life | HMO | $0 | $6,500 | 4.5 |
| Geisinger Gold Heritage (HMO) Geisinger Gold | HMO | $0 | $6,700 | 4.5 |
| Humana USAA Honor Giveback (PPO) Humana | PPO | $0 | $6,700 | 3.5 |
| Keystone 65 Select Medical Only (HMO) Independence Blue Cross | HMO | $0 | $6,750 | 4 |
| AARP Medicare Advantage Patriot No Rx PA-MA01 (HMO-POS) UnitedHealthcare | HMO-POS | $0 | $7,150 | 4 |
| Aetna Medicare Advantra Eagle (HMO-POS) Aetna Medicare | HMO-POS | $0 | $7,150 | 4 |
| Keystone 65 Liberty Medical Only (HMO) Independence Blue Cross | HMO | $0 | $7,150 | 4 |
| UPMC for Life PPO Salute (PPO) UPMC for Life | PPO | $0 | $9,850 | 4.5 |
| Keystone 65 Preferred Medical Only (HMO) Independence Blue Cross | HMO | $105 | $4,450 | 4 |
特殊需求计划 (36)
特殊需求计划仅适用于同时拥有 Medicaid (D-SNP)、患有特定慢性病 (C-SNP) 或居住在疗养院等机构 (I-SNP) 的人群。
| 计划 | 类型 | 每月保费 | 药品免赔额 | 自付上限（网络内） | 去年的星级评分 |
|---|---|---|---|---|---|
| Provider Partners Pennsylvania Community Plan (HMO I-SNP) Provider Partners Health Plans | HMO I-SNP | $0 | $700 | $2,600 | 5 |
| Perennial Advantage Premier (HMO I-SNP) Perennial Advantage | HMO I-SNP | $0 | $400 | $4,500 | — |
| Wellcare PA Health & Wellness Dual Select (HMO-POS D-SNP) Wellcare | HMO-POS D-SNP | $0 | $700 | $5,400 | 3.5 |
| HealthSpring Achieve (HMO C-SNP) HealthSpring | HMO C-SNP | $0 | $500 | $7,150 | 3 |
| UHC Complete Care PA-17 (HMO-POS C-SNP) UnitedHealthcare | HMO-POS C-SNP | $0 | $595 | $7,150 | 4 |
| HumanaChoice - Diabetes and Heart (PPO C-SNP) Humana | PPO C-SNP | $0 | $500 | $7,750 | 4.5 |
| DEVOTED C-SNP ENHANCED 016 PA (HMO C-SNP) Devoted Health | HMO C-SNP | $0 | $461 | $8,000 | — |
| DEVOTED C-SNP GIVEBACK EXTRAS 027 PA (HMO C-SNP) Devoted Health | HMO C-SNP | $0 | $700 | $8,400 | — |
| Humana Dual Select H6622-103 (HMO D-SNP) Humana | HMO D-SNP | $0 | $700 | $9,250 | 3.5 |
| Aetna Medicare Dual Care (HMO D-SNP) Aetna Medicare | HMO D-SNP | $0 | $700 | $9,850 | 4 |
| Aetna Medicare Full Dual Care (HMO D-SNP) Aetna Medicare | HMO D-SNP | $0 | $700 | $9,850 | 4 |
| Aetna Medicare Longevity (HMO I-SNP) Aetna Medicare | HMO I-SNP | $0 | $700 | $9,850 | 4 |
| DEVOTED C-SNP PLUS 021 PA (HMO C-SNP) Devoted Health | HMO C-SNP | $0 | $461 | $9,850 | — |
| DEVOTED DUAL FULL 026 PA (HMO D-SNP) Devoted Health | HMO D-SNP | $0 | $700 | $9,850 | — |
| DEVOTED DUAL PLUS 007 PA (HMO D-SNP) Devoted Health | HMO D-SNP | $0 | $700 | $9,850 | — |
| Highmark Wholecare Medicare Assured Diamond (HMO D-SNP) Highmark Wholecare Medicare Assured | HMO D-SNP | $0 | $700 | $9,850 | 4 |
| Humana Gold Plus SNP-DE H6622-078 (HMO D-SNP) Humana | HMO D-SNP | $0 | $700 | $9,850 | 3.5 |
| UHC Complete Care Support PA-1A (HMO-POS C-SNP) UnitedHealthcare | HMO-POS C-SNP | $0 | $580 | $9,850 | 4 |
| UHC Dual Complete PA-S002 (HMO-POS D-SNP) UnitedHealthcare | HMO-POS D-SNP | $0 | $380 | $9,850 | 3.5 |
| UHC Dual Complete PA-S3 (HMO-POS D-SNP) UnitedHealthcare | HMO-POS D-SNP | $0 | $360 | $9,850 | 3.5 |
| UPMC for Life Complete Care (HMO D-SNP) UPMC for Life Complete Care | HMO D-SNP | $0 | $700 | $9,850 | 3.5 |
| Wellcare PA Health & Wellness Dual Liberty Sync (HMO-POS D-SNP) Wellcare | HMO-POS D-SNP | $0 | $700 | $9,850 | 3.5 |
| Geisinger Gold Secure Rx (HMO D-SNP) Geisinger Gold | HMO D-SNP | $1 | $700 | $9,850 | 4.5 |
| UHC Dual Complete PA-S001 (PPO D-SNP) UnitedHealthcare | PPO D-SNP | $11.7 | $700 | $9,850 | 4 |
| UHC Nursing Home Plan EX-F002 (PPO I-SNP) UnitedHealthcare | PPO I-SNP | $12.5 | $700 | $9,850 | 4.5 |
| Highmark Wholecare Medicare Assured Ruby (HMO D-SNP) Highmark Wholecare Medicare Assured | HMO D-SNP | $12.8 | $700 | $6,500 | 4 |
| UHC Dual Advantage PA-V1 (HMO-POS D-SNP) UnitedHealthcare | HMO-POS D-SNP | $12.8 | $700 | $7,150 | 3.5 |
| Aetna Medicare Chronic Care Value (HMO C-SNP) Aetna Medicare | HMO C-SNP | $12.8 | $700 | $9,850 | 4 |
| HealthSpring TotalCare Plus (HMO D-SNP) HealthSpring | HMO D-SNP | $12.8 | $700 | $9,850 | 3 |
| Jefferson Health Plans Dual Pearl (HMO D-SNP) Jefferson Health Plans | HMO D-SNP | $12.8 | $700 | $9,850 | 3.5 |
| Jefferson Health Plans Select (HMO D-SNP) Jefferson Health Plans | HMO D-SNP | $12.8 | $700 | $9,850 | 3.5 |
| Jefferson Health Plans Special (HMO D-SNP) Jefferson Health Plans | HMO D-SNP | $12.8 | $700 | $9,850 | 3.5 |
| Keystone First VIP Choice (HMO D-SNP) VISTA Health Plan Inc. | HMO D-SNP | $12.8 | $700 | $9,850 | 4 |
| Perennial Advantage Strive (HMO I-SNP) Perennial Advantage | HMO I-SNP | $12.8 | $700 | $9,850 | — |
| Provider Partners Pennsylvania Advantage Plan (HMO I-SNP) Provider Partners Health Plans | HMO I-SNP | $12.8 | $700 | $9,850 | 5 |
| Provider Partners Pennsylvania Essential Plan (HMO I-SNP) Provider Partners Health Plans | HMO I-SNP | $12.8 | $700 | $9,850 | 5 |
CMS 于十月发布 2027 年的星级评分；显示的星级为该计划的 2026 综合评级。 我们与美国政府或联邦医疗保险计划无关联，也未获其认可，且不销售保险计划。我们不会完整列出计划福利；请在注册前向计划提供方、Medicare.gov 或拨打 1-800-MEDICARE（TTY 1-877-486-2048）确认费用和覆盖范围。 来源：CMS Medicare Advantage 和 Part D 概况，2027（2026-10 版本）。