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NC Rowan County 2027 年 Medicare Advantage 计划

2027 年，来自 12 家公司的 86 个 Medicare Advantage 计划在 Rowan County 可用。每月保费为 $0 的计划（不含特殊需求计划）：42。网络内最低自付上限：$3,500。

2027 年的开放注册期为 2026 10月15日至12月7日；保障于 2027 1月1日生效。

含药品保障的计划 (39)

计划	类型	每月保费	药品免赔额	自付上限（网络内）	去年的星级评分
Alignment Health Platinum 012 (HMO) Alignment Health Plan	HMO	$0	$225	$3,500	5
HealthSpring Preferred (HMO) HealthSpring	HMO	$0	$400	$3,900	4
Humana Gold Plus H1036-335 (HMO-POS) Humana	HMO-POS	$0	$700	$3,950	4.5
AARP Medicare Advantage from UHC NC-15 (HMO-POS) UnitedHealthcare	HMO-POS	$0	$685	$4,450	4
DEVOTED CORE 037 NC (HMO) Devoted Health	HMO	$0	$650	$4,950	5
HealthTeam Advantage Vitality Plan (PPO) HealthTeam Advantage	PPO	$0	$595	$5,200	4.5
Aetna Medicare Signature (HMO) Aetna Medicare	HMO	$0	$400	$5,500	4.5
Aetna Medicare Value Plus (HMO) Aetna Medicare	HMO	$0	$400	$5,500	4.5
AARP Medicare Advantage from UHC NC-0022 (HMO-POS) UnitedHealthcare	HMO-POS	$0	$685	$5,900	4
Aetna Medicare Signature (PPO) Aetna Medicare	PPO	$0	$500	$5,900	4.5
DEVOTED CHOICE 001 NC (PPO) Devoted Health	PPO	$0	$461	$6,150	—
Alignment Health Smart 013 (HMO) Alignment Health Plan	HMO	$0	$700	$6,500	5
Wellcare Assist Open (PPO) Wellcare	PPO	$0	$700	$6,500	3.5
Wellcare Simple (HMO-POS) Wellcare	HMO-POS	$0	$700	$6,700	3.5
HealthSpring Preferred Savings (HMO) HealthSpring	HMO	$0	$600	$6,750	4
Blue Medicare Essential Plus (HMO-POS) Blue Cross and Blue Shield of North Carolina	HMO-POS	$0	$700	$7,000	4
DEVOTED GIVEBACK EXTRAS 039 NC (HMO) Devoted Health	HMO	$0	$700	$7,050	5
HealthSpring True Choice (PPO) HealthSpring	PPO	$0	$500	$7,100	3
AARP Medicare Advantage from UHC NC-0017 (PPO) UnitedHealthcare	PPO	$0	$685	$7,150	4
Wellcare Simple Open (PPO) Wellcare	PPO	$0	$700	$7,150	3.5
Aetna Medicare Signature Giveback (PPO) Aetna Medicare	PPO	$0	$700	$7,500	4.5
DEVOTED CHOICE GIVEBACK 002 NC (PPO) Devoted Health	PPO	$0	$461	$9,250	—
AARP Medicare Advantage Giveback from UHC NC-14 (HMO-POS) UnitedHealthcare	HMO-POS	$0	$685	$9,500	4
Blue Medicare Essential (HMO) Blue Cross and Blue Shield of North Carolina	HMO	$0	$700	$9,850	4
DEVOTED GIVEBACK 012 NC (HMO) Devoted Health	HMO	$0	$461	$9,850	5
Humana Gold Plus Giveback H1036-318 (HMO-POS) Humana	HMO-POS	$0	$700	$9,850	4.5
Humana Gold Plus Giveback H1036-343 (HMO-POS) Humana	HMO-POS	$0	$700	$9,850	4.5
Humana Gold Plus H1036-137 (HMO-POS) Humana	HMO-POS	$0	$450	$9,850	4.5
HumanaChoice Giveback H5216-017 (PPO) Humana	PPO	$0	$700	$9,850	3.5
HumanaChoice Giveback H5525-035 (PPO) Humana	PPO	$0	$700	$9,850	3.5
HumanaChoice H7617-122 (PPO) Humana	PPO	$13	$700	$9,850	4.5
HumanaChoice H5525-070 (PPO) Humana	PPO	$13.3	$700	$9,850	3.5
AARP Medicare Advantage from UHC NC-0021 (HMO-POS) UnitedHealthcare	HMO-POS	$42	$595	$4,900	4
Humana Gold Choice H8145-004 (PFFS) Humana	PFFS	$43	$700	$9,850	3.5
Blue Medicare Enhanced (HMO-POS) Blue Cross and Blue Shield of North Carolina	HMO-POS	$50	$700	$4,900	4
AARP Medicare Advantage from UHC NC-0016 (PPO) UnitedHealthcare	PPO	$53	$595	$4,450	4
HumanaChoice H5216-211 (PPO) Humana	PPO	$67	$700	$9,850	3.5
Blue Medicare PPO Enhanced (PPO) Blue Cross and Blue Shield of North Carolina	PPO	$70	$700	$6,900	4.5
Humana Full Access (Regional PPO) Humana	Regional PPO	$158	$700	$9,850	3.5

不含药品保障的计划 (12)

计划	类型	每月保费	自付上限（网络内）	去年的星级评分
Blue Medicare Medical Only (HMO-POS) Blue Cross and Blue Shield of North Carolina	HMO-POS	$0	$3,900	4
HealthSpring Courage (HMO) HealthSpring	HMO	$0	$6,750	4
Aetna Medicare Eagle (PPO) Aetna Medicare	PPO	$0	$7,150	4.5
HealthTeam Advantage Eagle Plan (PPO) HealthTeam Advantage	PPO	$0	$8,500	4.5
Wellcare Patriot Giveback Open (PPO) Wellcare	PPO	$0	$8,850	3.5
DEVOTED CHOICE MA ONLY 007 NC (PPO) Devoted Health	PPO	$0	$9,250	—
AARP Medicare Advantage Patriot No Rx NC-MA02 (HMO-POS) UnitedHealthcare	HMO-POS	$0	$9,300	4
Blue Medicare Freedom+ (PPO) Blue Cross and Blue Shield of North Carolina	PPO	$0	$9,850	4.5
Humana USAA Honor Giveback (PPO) Humana	PPO	$0	$9,850	3.5
Humana USAA Honor Giveback (PPO) Humana	PPO	$0	$9,850	3.5
Humana USAA Honor Giveback (Regional PPO) Humana	Regional PPO	$0	$9,850	3.5
HumanaChoice R0110-004 (Regional PPO) Humana	Regional PPO	$0	$9,850	3.5

特殊需求计划 (35)

特殊需求计划仅适用于同时拥有 Medicaid (D-SNP)、患有特定慢性病 (C-SNP) 或居住在疗养院等机构 (I-SNP) 的人群。

计划	类型	每月保费	药品免赔额	自付上限（网络内）	去年的星级评分
Alignment Health Heart & Diabetes 011 (HMO C-SNP) Alignment Health Plan	HMO C-SNP	$0	$250	$3,400	5
Liberty Medicare Advantage (HMO C-SNP) Liberty Medicare Advantage	HMO C-SNP	$0	$0	$3,800	—
UHC Complete Care NC-28 (HMO-POS C-SNP) UnitedHealthcare	HMO-POS C-SNP	$0	$595	$4,450	4
DEVOTED C-SNP ENHANCED 016 NC (HMO C-SNP) Devoted Health	HMO C-SNP	$0	$461	$5,400	5
PruittHealth Premier (HMO I-SNP) PruittHealth Premier	HMO I-SNP	$0	$350	$5,900	—
DEVOTED DUAL 009 NC (HMO D-SNP) Devoted Health	HMO D-SNP	$0	$700	$6,750	5
DEVOTED C-SNP GIVEBACK EXTRAS 031 NC (HMO C-SNP) Devoted Health	HMO C-SNP	$0	$700	$7,050	5
Aetna Medicare Full Dual (HMO D-SNP) Aetna Medicare	HMO D-SNP	$0	$700	$9,850	4.5
DEVOTED C-SNP PLUS 015 NC (HMO C-SNP) Devoted Health	HMO C-SNP	$0	$461	$9,850	5
DEVOTED DUAL FULL 013 NC (HMO D-SNP) Devoted Health	HMO D-SNP	$0	$700	$9,850	5
DEVOTED DUAL PLUS 006 NC (HMO D-SNP) Devoted Health	HMO D-SNP	$0	$700	$9,850	5
Humana Dual Select H1036-307 (HMO D-SNP) Humana	HMO D-SNP	$0	$200	$9,850	4.5
Humana Gold Plus - Diabetes and Heart (HMO C-SNP) Humana	HMO C-SNP	$0	$550	$9,850	4.5
Humana Gold Plus SNP-DE H1036-167 (HMO D-SNP) Humana	HMO D-SNP	$0	$0	$9,850	4.5
Humana Gold Plus SNP-DE H1036-331 (HMO D-SNP) Humana	HMO D-SNP	$0	$700	$9,850	4.5
HumanaChoice SNP-DE H5525-036 (PPO D-SNP) Humana	PPO D-SNP	$0	$550	$9,850	3.5
UHC Dual Complete NC-Q1 (PPO D-SNP) UnitedHealthcare	PPO D-SNP	$0	$700	$9,850	4
UHC Dual Complete NC-Q2 (HMO-POS D-SNP) UnitedHealthcare	HMO-POS D-SNP	$0	$700	$9,850	4
UHC Dual Complete NC-S2 (PPO D-SNP) UnitedHealthcare	PPO D-SNP	$0	$700	$9,850	4
UHC Nursing Home Plan NC-F001 (PPO I-SNP) UnitedHealthcare	PPO I-SNP	$0	$700	$9,850	4.5
Wellcare Carolina Complete Dual Liberty (HMO-POS D-SNP) Wellcare	HMO-POS D-SNP	$0	$700	$9,850	3.5
Wellcare Carolina Complete Dual Liberty Open (PPO D-SNP) Wellcare	PPO D-SNP	$0	$700	$9,850	3.5
UHC Dual Complete NC-S3 (HMO-POS D-SNP) UnitedHealthcare	HMO-POS D-SNP	$3.8	$700	$9,850	4
Alignment Health Heart & Diabetes Plus 009 (HMO-POS C-SNP) Alignment Health Plan	HMO-POS C-SNP	$4.8	$700	$9,850	5
Healthy Blue + Medicare (HMO-POS D-SNP) Blue Cross and Blue Shield of North Carolina	HMO-POS D-SNP	$13.2	$700	$9,850	3.5
UHC Dual Advantage NC-V1 (HMO-POS D-SNP) UnitedHealthcare	HMO-POS D-SNP	$13.3	$700	$5,900	4
Liberty Medicare Advantage Nursing Home Plan (HMO I-SNP) Liberty Medicare Advantage	HMO I-SNP	$13.3	$700	$6,800	—
Wellcare Carolina Complete Dual Reserve (HMO-POS D-SNP) Wellcare	HMO-POS D-SNP	$13.3	$700	$9,250	3.5
Alignment Health Duals+ 004 (HMO-POS D-SNP) Alignment Health Plan	HMO-POS D-SNP	$13.3	$700	$9,850	5
HealthSpring TotalCare (HMO D-SNP) HealthSpring	HMO D-SNP	$13.3	$700	$9,850	4
HealthSpring TotalCare Plus (HMO D-SNP) HealthSpring	HMO D-SNP	$13.3	$700	$9,850	4
Humana Dual Select H5525-072 (PPO D-SNP) Humana	PPO D-SNP	$13.3	$700	$9,850	3.5
Longevity Health Plan (HMO I-SNP) Longevity Health Plan	HMO I-SNP	$13.3	$700	$9,850	5
PruittHealth Premier (HMO I-SNP) PruittHealth Premier	HMO I-SNP	$13.3	$700	$9,850	—
Liberty Medicare Dual Plan (HMO D-SNP) Liberty Medicare Advantage	HMO D-SNP	$17.5	$700	$7,550	—

North Carolina 独立 Part D 药品计划 →

CMS 于十月发布 2027 年的星级评分；显示的星级为该计划的 2026 综合评级。我们与美国政府或联邦医疗保险计划无关联，也未获其认可，且不销售保险计划。我们不会完整列出计划福利；请在注册前向计划提供方、Medicare.gov 或拨打 1-800-MEDICARE（TTY 1-877-486-2048）确认费用和覆盖范围。来源：CMS Medicare Advantage 和 Part D 概况，2027（2026-10 版本）。