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NY Suffolk County 2027 年 Medicare Advantage 计划
2027 年，来自 10 家公司的 39 个 Medicare Advantage 计划在 Suffolk County 可用。每月保费为 $0 的计划（不含特殊需求计划）：7。网络内最低自付上限：$6,800。
2027 年的开放注册期为 2026 10月15日至12月7日；保障于 2027 1月1日生效。
含药品保障的计划 (15)
| 计划 | 类型 | 每月保费 | 药品免赔额 | 自付上限（网络内） | 去年的星级评分 |
|---|---|---|---|---|---|
| Aetna Medicare Elite (PPO) Aetna Medicare | PPO | $0 | $700 | $9,850 | 4.5 |
| EmblemHealth VIP Value (HMO) EmblemHealth | HMO | $0 | $650 | $9,850 | 4 |
| Wellcare Fidelis Assist (HMO-POS) Wellcare | HMO-POS | $0 | $700 | $9,850 | 3 |
| Wellcare Fidelis Simple (HMO-POS) Wellcare | HMO-POS | $0 | $700 | $9,850 | 3 |
| Healthfirst Increased Benefits Plan (HMO) Healthfirst Medicare Plan | HMO | $17.1 | $700 | $9,850 | 4.5 |
| VNS Health EasyCare (HMO) VNS Health Medicare | HMO | $25 | $650 | $9,850 | 3.5 |
| EmblemHealth VIP Saver (HMO) EmblemHealth | HMO | $40.4 | $650 | $9,850 | 4 |
| Humana Gold Plus H3533-037 (HMO) Humana | HMO | $50 | $700 | $9,250 | 3 |
| Anthem Medicare Advantage 3 (HMO-POS) Anthem Blue Cross and Blue Shield HP | HMO-POS | $70 | $275 | $9,850 | 5 |
| Aetna Medicare Elite Extra (PPO) Aetna Medicare | PPO | $79 | $700 | $9,850 | 4.5 |
| Anthem Medicare Advantage (HMO) Anthem Blue Cross and Blue Shield HP | HMO | $96 | $100 | $9,850 | 3.5 |
| Aetna Medicare Enhanced (HMO) Aetna Medicare | HMO | $104 | $700 | $9,850 | 3 |
| Healthfirst Signature (PPO) Healthfirst Medicare Plan | PPO | $155 | $700 | $9,850 | 3 |
| EmblemHealth VIP Gold (HMO) EmblemHealth | HMO | $166 | $200 | $9,850 | 4 |
| EmblemHealth VIP Gold Plus (HMO) EmblemHealth | HMO | $216 | $200 | $9,850 | 4 |
不含药品保障的计划 (3)
| 计划 | 类型 | 每月保费 | 自付上限（网络内） | 去年的星级评分 |
|---|---|---|---|---|
| Anthem Veteran 2 (HMO-POS) Anthem Blue Cross and Blue Shield HP | HMO-POS | $0 | $6,800 | 5 |
| Aetna Medicare Eagle Giveback (PPO) Aetna Medicare | PPO | $0 | $9,850 | 4.5 |
| Wellcare Fidelis Patriot Simple (HMO-POS) Wellcare | HMO-POS | $0 | $9,850 | 3 |
特殊需求计划 (21)
特殊需求计划仅适用于同时拥有 Medicaid (D-SNP)、患有特定慢性病 (C-SNP) 或居住在疗养院等机构 (I-SNP) 的人群。
| 计划 | 类型 | 每月保费 | 药品免赔额 | 自付上限（网络内） | 去年的星级评分 |
|---|---|---|---|---|---|
| Aetna Medicare Chronic Care Total (HMO C-SNP) Aetna Medicare | HMO C-SNP | $0 | $700 | $9,850 | 3 |
| Elderplan Select (HMO-POS I-SNP) Elderplan | HMO-POS I-SNP | $0 | $350 | $9,850 | 3.5 |
| Humana Gold Plus SNP-DE H3533-036 (HMO D-SNP) Humana | HMO D-SNP | $0 | $700 | $9,850 | 3 |
| UHC Dual Complete NY-Q001 (HMO-POS D-SNP) UnitedHealthcare | HMO-POS D-SNP | $0 | $700 | $9,850 | 4 |
| UHC Nursing Home Plan NY-F002 (PPO I-SNP) UnitedHealthcare | PPO I-SNP | $0 | $700 | $9,850 | 4.5 |
| Wellcare Dual Access Open (PPO D-SNP) Wellcare | PPO D-SNP | $0 | $700 | $9,850 | 3 |
| Wellcare Fidelis Dual Access (HMO D-SNP) Wellcare | HMO D-SNP | $0 | $700 | $9,850 | 3 |
| Wellcare Fidelis Dual Liberty Sync (HMO D-SNP) Wellcare | HMO D-SNP | $0 | $700 | $9,850 | 3 |
| Aetna Medicare Longevity (PPO I-SNP) Aetna Medicare | PPO I-SNP | $10.7 | $700 | $9,850 | 4.5 |
| UHC Dual Complete NY-S001 (PPO D-SNP) UnitedHealthcare | PPO D-SNP | $19.4 | $700 | $9,850 | 4.5 |
| VNS Health EasyCare Plus (HMO D-SNP) VNS Health Medicare | HMO D-SNP | $23.6 | $700 | $9,850 | 3.5 |
| Longevity Health Plan (HMO I-SNP) Longevity Health Plan | HMO I-SNP | $29.7 | $700 | $8,750 | — |
| UHC Dual Complete NY-S002 (HMO-POS D-SNP) UnitedHealthcare | HMO-POS D-SNP | $31.7 | $700 | $9,850 | 4 |
| Elderplan Advantage For Nursing Home Residents (HMO-POS I-SNP) Elderplan | HMO-POS I-SNP | $33.7 | $700 | $9,850 | 3.5 |
| Aetna Medicare Full Dual Care (HMO D-SNP) Aetna Medicare | HMO D-SNP | $40.5 | $700 | $9,850 | 3 |
| Anthem HealthPlus Full Dual Advantage (HMO D-SNP) Anthem Blue Cross and Blue Shield HP | HMO D-SNP | $40.5 | $700 | $9,850 | 3.5 |
| Anthem HealthPlus Full Dual Advantage LTSS 2 (HMO D-SNP) Anthem Blue Cross and Blue Shield HP | HMO D-SNP | $40.5 | $700 | $9,850 | 5 |
| Healthfirst Life Improvement Plan (HMO D-SNP) Healthfirst Medicare Plan | HMO D-SNP | $40.5 | $700 | $9,850 | 4.5 |
| UHC Dual Complete NY-YL (HMO-POS D-SNP) UnitedHealthcare | HMO-POS D-SNP | $40.5 | $700 | $9,850 | 4 |
| Wellcare Fidelis Dual Align Unity (HMO D-SNP) Wellcare | HMO D-SNP | $40.5 | $700 | $9,850 | 3 |
| VNS Health Total (HMO D-SNP) VNS Health Medicare | HMO D-SNP | $40.5 | $700 | $0 | 3.5 |
CMS 于十月发布 2027 年的星级评分；显示的星级为该计划的 2026 综合评级。 我们与美国政府或联邦医疗保险计划无关联，也未获其认可，且不销售保险计划。我们不会完整列出计划福利；请在注册前向计划提供方、Medicare.gov 或拨打 1-800-MEDICARE（TTY 1-877-486-2048）确认费用和覆盖范围。 来源：CMS Medicare Advantage 和 Part D 概况，2027（2026-10 版本）。