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NY Herkimer County 2027 年 Medicare Advantage 计划
2027 年，来自 6 家公司的 33 个 Medicare Advantage 计划在 Herkimer County 可用。每月保费为 $0 的计划（不含特殊需求计划）：11。网络内最低自付上限：$4,950。
2027 年的开放注册期为 2026 10月15日至12月7日；保障于 2027 1月1日生效。
含药品保障的计划 (14)
| 计划 | 类型 | 每月保费 | 药品免赔额 | 自付上限（网络内） | 去年的星级评分 |
|---|---|---|---|---|---|
| Aetna Medicare Signature (HMO) Aetna Medicare | HMO | $0 | $700 | $9,850 | 3 |
| Wellcare Assist Open (PPO) Wellcare | PPO | $0 | $700 | $9,850 | 3 |
| Wellcare Fidelis Assist (HMO-POS) Wellcare | HMO-POS | $0 | $700 | $9,850 | 3 |
| Wellcare Fidelis Simple (HMO-POS) Wellcare | HMO-POS | $0 | $700 | $9,850 | 3 |
| Wellcare Giveback Open (PPO) Wellcare | PPO | $0 | $700 | $9,850 | 3 |
| Wellcare Simple Open (PPO) Wellcare | PPO | $0 | $700 | $9,850 | 3 |
| Medicare Blue Choice 028 (HMO) Excellus Health Plan, Inc | HMO | $14 | $700 | $9,850 | 4 |
| Aetna Medicare Elite (PPO) Aetna Medicare | PPO | $54 | $700 | $9,850 | 4.5 |
| HumanaChoice H5970-029 (PPO) Humana | PPO | $65 | $700 | $9,250 | 3 |
| MVP Medicare WellValue with Part D (HMO-POS) MVP HEALTH CARE | HMO-POS | $71 | $700 | $9,850 | 4 |
| Medicare Blue Choice 029 (HMO-POS) Excellus Health Plan, Inc | HMO-POS | $85.3 | $700 | $8,500 | 4 |
| Medicare Blue Choice 030 (HMO-POS) Excellus Health Plan, Inc | HMO-POS | $125.3 | $325 | $7,500 | 4 |
| MVP Medicare Secure Plus with Part D (HMO-POS) MVP HEALTH CARE | HMO-POS | $165 | $500 | $6,000 | 4 |
| MVP Medicare Secure Plus Choice with Part D (PPO) MVP HEALTH CARE | PPO | $256 | $500 | $7,500 | 3.5 |
不含药品保障的计划 (5)
| 计划 | 类型 | 每月保费 | 自付上限（网络内） | 去年的星级评分 |
|---|---|---|---|---|
| Humana USAA Honor Giveback (PPO) Humana | PPO | $0 | $4,950 | 3 |
| Medicare Blue Choice 031 (HMO-POS) Excellus Health Plan, Inc | HMO-POS | $0 | $6,500 | 4 |
| MVP Medicare Preferred Gold without Part D (HMO-POS) MVP HEALTH CARE | HMO-POS | $0 | $7,200 | 4 |
| Aetna Medicare Eagle Giveback (PPO) Aetna Medicare | PPO | $0 | $9,850 | 4.5 |
| Wellcare Fidelis Patriot Simple (HMO-POS) Wellcare | HMO-POS | $0 | $9,850 | 3 |
特殊需求计划 (14)
特殊需求计划仅适用于同时拥有 Medicaid (D-SNP)、患有特定慢性病 (C-SNP) 或居住在疗养院等机构 (I-SNP) 的人群。
| 计划 | 类型 | 每月保费 | 药品免赔额 | 自付上限（网络内） | 去年的星级评分 |
|---|---|---|---|---|---|
| Aetna Medicare Chronic Care Total (HMO C-SNP) Aetna Medicare | HMO C-SNP | $0 | $700 | $9,850 | 3 |
| Aetna Medicare Full Dual (HMO D-SNP) Aetna Medicare | HMO D-SNP | $0 | $700 | $9,850 | 3 |
| Humana Gold Plus SNP-DE H3533-036 (HMO D-SNP) Humana | HMO D-SNP | $0 | $700 | $9,850 | 3 |
| Medicare Blue Dual Secure (HMO D-SNP) Excellus Health Plan Community Care LLC | HMO D-SNP | $0 | $700 | $9,850 | — |
| UHC Dual Complete NY-Q001 (HMO-POS D-SNP) UnitedHealthcare | HMO-POS D-SNP | $0 | $700 | $9,850 | 4 |
| Wellcare Dual Access Open (PPO D-SNP) Wellcare | PPO D-SNP | $0 | $700 | $9,850 | 3 |
| Wellcare Fidelis Dual Access (HMO D-SNP) Wellcare | HMO D-SNP | $0 | $700 | $9,850 | 3 |
| Wellcare Fidelis Dual Liberty Sync (HMO D-SNP) Wellcare | HMO D-SNP | $0 | $700 | $9,850 | 3 |
| Aetna Medicare Longevity (PPO I-SNP) Aetna Medicare | PPO I-SNP | $10.7 | $700 | $9,850 | 4.5 |
| UHC Dual Complete NY-S001 (PPO D-SNP) UnitedHealthcare | PPO D-SNP | $19.4 | $700 | $9,850 | 4.5 |
| MVP DualAccess Complete (HMO D-SNP) MVP HEALTH CARE | HMO D-SNP | $22.2 | $700 | $9,850 | 4 |
| Medicare Blue Dual (HMO D-SNP) Excellus Health Plan Community Care LLC | HMO D-SNP | $23.7 | $700 | $9,850 | — |
| UHC Dual Complete NY-S002 (HMO-POS D-SNP) UnitedHealthcare | HMO-POS D-SNP | $31.7 | $700 | $9,850 | 4 |
| UHC Dual Complete NY-YL (HMO-POS D-SNP) UnitedHealthcare | HMO-POS D-SNP | $40.5 | $700 | $9,850 | 4 |
CMS 于十月发布 2027 年的星级评分；显示的星级为该计划的 2026 综合评级。 我们与美国政府或联邦医疗保险计划无关联，也未获其认可，且不销售保险计划。我们不会完整列出计划福利；请在注册前向计划提供方、Medicare.gov 或拨打 1-800-MEDICARE（TTY 1-877-486-2048）确认费用和覆盖范围。 来源：CMS Medicare Advantage 和 Part D 概况，2027（2026-10 版本）。