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NY Genesee County 2027 年 Medicare Advantage 计划
2027 年，来自 8 家公司的 46 个 Medicare Advantage 计划在 Genesee County 可用。每月保费为 $0 的计划（不含特殊需求计划）：17。网络内最低自付上限：$4,950。
2027 年的开放注册期为 2026 10月15日至12月7日；保障于 2027 1月1日生效。
含药品保障的计划 (23)
| 计划 | 类型 | 每月保费 | 药品免赔额 | 自付上限（网络内） | 去年的星级评分 |
|---|---|---|---|---|---|
| Community Blue Medicare HMO Signature (HMO) Highmark Blue Cross Blue Shield or Highmark Blue Shield | HMO | $0 | $700 | $7,150 | 4 |
| AARP Medicare Advantage from UHC NY-0007 (HMO-POS) UnitedHealthcare | HMO-POS | $0 | $685 | $9,300 | 3.5 |
| Univera SeniorChoice Basic (HMO) Excellus Health Plan, Inc | HMO | $0 | $700 | $9,850 | 4 |
| Wellcare Assist Open (PPO) Wellcare | PPO | $0 | $700 | $9,850 | 3 |
| Wellcare Fidelis Assist (HMO-POS) Wellcare | HMO-POS | $0 | $700 | $9,850 | 3 |
| Wellcare Fidelis Simple (HMO-POS) Wellcare | HMO-POS | $0 | $700 | $9,850 | 3 |
| Wellcare Giveback Open (PPO) Wellcare | PPO | $0 | $700 | $9,850 | 3 |
| Wellcare Simple Open (PPO) Wellcare | PPO | $0 | $700 | $9,850 | 3 |
| AARP Medicare Advantage from UHC NY-0019 (PPO) UnitedHealthcare | PPO | $39 | $685 | $8,900 | 3.5 |
| Independent Health's Encompass 65 RED 042 (HMO) Independent Health | HMO | $49 | $550 | $9,850 | 5 |
| HumanaChoice H5970-029 (PPO) Humana | PPO | $65 | $700 | $9,250 | 3 |
| Univera SeniorChoice Advanced (HMO-POS) Excellus Health Plan, Inc | HMO-POS | $75.4 | $300 | $7,500 | 4 |
| Community Blue Medicare HMO Distinct (HMO) Highmark Blue Cross Blue Shield or Highmark Blue Shield | HMO | $80 | $700 | $6,750 | 4 |
| Independent Health's Medicare Passport Connect (PPO) Independent Health | PPO | $81 | $700 | $9,850 | 4.5 |
| Univera SeniorChoice Value Plus (HMO-POS) Excellus Health Plan, Inc | HMO-POS | $93.3 | $295 | $6,700 | 4 |
| Univera SeniorChoice Secure (HMO-POS) Excellus Health Plan, Inc | HMO-POS | $104.7 | $250 | $6,000 | 4 |
| Aetna Medicare Elite (PPO) Aetna Medicare | PPO | $109 | $700 | $9,850 | 4.5 |
| Independent Health's Encompass 65 RED 044 (HMO) Independent Health | HMO | $110 | $510 | $8,000 | 5 |
| Community Blue Medicare HMO 651 (HMO) Highmark Blue Cross Blue Shield or Highmark Blue Shield | HMO | $118 | $700 | $6,700 | 4 |
| MVP Medicare WellValue with Part D (HMO-POS) MVP HEALTH CARE | HMO-POS | $217 | $700 | $9,850 | 4 |
| MVP Medicare Preferred Gold with Part D (HMO-POS) MVP HEALTH CARE | HMO-POS | $277 | $400 | $6,800 | 4 |
| Independent Health's Encompass 65 RED 045 (HMO) Independent Health | HMO | $286 | $375 | $7,000 | 5 |
| Community Blue Medicare HMO Standard (HMO) Highmark Blue Cross Blue Shield or Highmark Blue Shield | HMO | $368 | $700 | $7,150 | 4 |
不含药品保障的计划 (9)
| 计划 | 类型 | 每月保费 | 自付上限（网络内） | 去年的星级评分 |
|---|---|---|---|---|
| Humana USAA Honor Giveback (PPO) Humana | PPO | $0 | $4,950 | 3 |
| Univera Medicare Freedom (HMO-POS) Excellus Health Plan, Inc | HMO-POS | $0 | $6,500 | 4 |
| Freedom Valor (PPO) Highmark Blue Cross Blue Shield or Highmark Blue Shield | PPO | $0 | $6,700 | 4.5 |
| Senior Blue 601 (HMO) Highmark Blue Cross Blue Shield or Highmark Blue Shield | HMO | $0 | $6,700 | 4 |
| Independent Health's Encompass 65 (HMO) Independent Health | HMO | $0 | $6,750 | 5 |
| AARP Medicare Advantage Patriot No Rx NY-MA3 (HMO-POS) UnitedHealthcare | HMO-POS | $0 | $7,150 | 3.5 |
| MVP Medicare Preferred Gold without Part D (HMO-POS) MVP HEALTH CARE | HMO-POS | $0 | $7,200 | 4 |
| Aetna Medicare Eagle Giveback (PPO) Aetna Medicare | PPO | $0 | $9,850 | 4.5 |
| Wellcare Fidelis Patriot Simple (HMO-POS) Wellcare | HMO-POS | $0 | $9,850 | 3 |
特殊需求计划 (14)
特殊需求计划仅适用于同时拥有 Medicaid (D-SNP)、患有特定慢性病 (C-SNP) 或居住在疗养院等机构 (I-SNP) 的人群。
CMS 于十月发布 2027 年的星级评分；显示的星级为该计划的 2026 综合评级。 我们与美国政府或联邦医疗保险计划无关联，也未获其认可，且不销售保险计划。我们不会完整列出计划福利；请在注册前向计划提供方、Medicare.gov 或拨打 1-800-MEDICARE（TTY 1-877-486-2048）确认费用和覆盖范围。 来源：CMS Medicare Advantage 和 Part D 概况，2027（2026-10 版本）。