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NM Bernalillo County 2027 年 Medicare Advantage 计划

2027 年，来自 6 家公司的 36 个 Medicare Advantage 计划在 Bernalillo County 可用。每月保费为 $0 的计划（不含特殊需求计划）：17。网络内最低自付上限：$3,800。

2027 年的开放注册期为 2026 10月15日至12月7日；保障于 2027 1月1日生效。

含药品保障的计划 (19)

计划	类型	每月保费	药品免赔额	自付上限（网络内）	去年的星级评分
Humana Gold Plus H0028-019 (HMO) Humana	HMO	$0	$700	$3,800	3.5
Humana Total Complete (HMO) Humana	HMO	$0	$700	$3,800	4
DEVOTED CORE 001 NM (HMO) Devoted Health	HMO	$0	$650	$4,100	—
HealthSpring Preferred (HMO) HealthSpring	HMO	$0	$500	$4,300	3
DEVOTED GIVEBACK EXTRAS 015 NM (HMO) Devoted Health	HMO	$0	$700	$5,850	—
AARP Medicare Advantage Direct OTC from UHC NM-14 (PPO) UnitedHealthcare	PPO	$0	$685	$5,900	4
AARP Medicare Advantage Direct Plus from UHC NM-15 (PPO) UnitedHealthcare	PPO	$0	$595	$5,900	4
AARP Medicare Advantage Essentials from UHC NM-4 (PPO) UnitedHealthcare	PPO	$0	$580	$5,900	4
Humana Value Choice (PPO) Humana	PPO	$0	$400	$5,900	3.5
AARP Medicare Advantage from UHC NM-0009 (HMO-POS) UnitedHealthcare	HMO-POS	$0	$205	$6,700	4
AARP Medicare Advantage Extras from UHC NM-12 (PPO) UnitedHealthcare	PPO	$0	$685	$7,150	4
AARP Medicare Advantage Giveback from UHC NM-7 (PPO) UnitedHealthcare	PPO	$0	$685	$7,150	4
Blue Cross Medicare Advantage Basic (HMO-POS) Blue Cross and Blue Shield of IL, NM	HMO-POS	$0	$200	$7,150	3.5
Humana Essentials Plus Giveback (PPO) Humana	PPO	$0	$450	$7,850	3.5
DEVOTED GIVEBACK 002 NM (HMO) Devoted Health	HMO	$0	$461	$8,000	—
HumanaChoice H5216-223 (PPO) Humana	PPO	$20	$300	$4,900	3.5
HumanaChoice H7617-068 (PPO) Humana	PPO	$20	$300	$4,900	4.5
AARP Medicare Advantage from UHC NM-0001 (PPO) UnitedHealthcare	PPO	$34	$685	$5,900	4
Humana Full Access (PPO) Humana	PPO	$60	$700	$3,900	4.5

不含药品保障的计划 (2)

计划	类型	每月保费	自付上限（网络内）	去年的星级评分
Humana USAA Honor Giveback (PPO) Humana	PPO	$0	$6,200	3.5
AARP Medicare Advantage Patriot No Rx NM-MA01 (PPO) UnitedHealthcare	PPO	$0	$7,150	4

特殊需求计划 (15)

特殊需求计划仅适用于同时拥有 Medicaid (D-SNP)、患有特定慢性病 (C-SNP) 或居住在疗养院等机构 (I-SNP) 的人群。

计划	类型	每月保费	药品免赔额	自付上限（网络内）	去年的星级评分
Humana Gold Plus - Diabetes and Heart (HMO C-SNP) Humana	HMO C-SNP	$0	$100	$3,250	4
DEVOTED C-SNP ENHANCED 003 NM (HMO C-SNP) Devoted Health	HMO C-SNP	$0	$461	$4,600	—
UHC Complete Care NM-11 (PPO C-SNP) UnitedHealthcare	PPO C-SNP	$0	$585	$4,900	4.5
UHC Dual Advantage NM-V1 (PPO D-SNP) UnitedHealthcare	PPO D-SNP	$0	$480	$4,900	3.5
Blue Cross Medicare Advantage Dual Care (HMO-POS D-SNP) Blue Cross and Blue Shield of IL, NM	HMO-POS D-SNP	$0	$200	$5,000	3.5
DEVOTED C-SNP GIVEBACK EXTRAS 012 NM (HMO C-SNP) Devoted Health	HMO C-SNP	$0	$700	$5,850	—
Blue Cross Medicare Advantage Dual Care Plus (HMO-POS D-SNP) Blue Cross and Blue Shield of IL, NM	HMO-POS D-SNP	$0	$200	$9,850	3.5
DEVOTED C-SNP PLUS 004 NM (HMO C-SNP) Devoted Health	HMO C-SNP	$0	$461	$9,850	—
Humana Gold Plus - Diabetes and Heart (HMO C-SNP) Humana	HMO C-SNP	$0	$700	$9,850	3.5
HumanaChoice - Diabetes and Heart (PPO C-SNP) Humana	PPO C-SNP	$0	$700	$9,850	3.5
Presbyterian Dual Plus (HMO D-SNP) Presbyterian Health Plan	HMO D-SNP	$0	$700	$9,850	3
UHC Complete Care Support NM-1A (PPO C-SNP) UnitedHealthcare	PPO C-SNP	$0	$100	$9,850	4.5
UHC Dual Complete NM-Q1 (PPO D-SNP) UnitedHealthcare	PPO D-SNP	$0	$75	$9,850	3.5
UHC Dual Complete NM-S2 (PPO D-SNP) UnitedHealthcare	PPO D-SNP	$0	$75	$9,850	3.5
Molina Medicare Complete Care (HMO D-SNP) Molina Healthcare of New Mexico	HMO D-SNP	$6.3	$700	$9,850	—

New Mexico 独立 Part D 药品计划 →

CMS 于十月发布 2027 年的星级评分；显示的星级为该计划的 2026 综合评级。我们与美国政府或联邦医疗保险计划无关联，也未获其认可，且不销售保险计划。我们不会完整列出计划福利；请在注册前向计划提供方、Medicare.gov 或拨打 1-800-MEDICARE（TTY 1-877-486-2048）确认费用和覆盖范围。来源：CMS Medicare Advantage 和 Part D 概况，2027（2026-10 版本）。