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NV Washoe County 2027 年 Medicare Advantage 计划
2027 年，来自 9 家公司的 42 个 Medicare Advantage 计划在 Washoe County 可用。每月保费为 $0 的计划（不含特殊需求计划）：14。网络内最低自付上限：$999。
2027 年的开放注册期为 2026 10月15日至12月7日；保障于 2027 1月1日生效。
含药品保障的计划 (14)
| 计划 | 类型 | 每月保费 | 药品免赔额 | 自付上限（网络内） | 去年的星级评分 |
|---|---|---|---|---|---|
| Champion Ally (HMO) Champion Health Plan | HMO | $0 | $0 | $999 | — |
| Prominence Plus (HMO) Prominence Health Plan | HMO | $0 | $100 | $2,600 | 4.5 |
| KP Medicare Value H2960 028 (HMO) Kaiser Permanente | HMO | $0 | $300 | $3,300 | 5 |
| AARP Medicare Advantage from UHC NV-0006 (HMO-POS) UnitedHealthcare | HMO-POS | $0 | $190 | $4,450 | 4.5 |
| Humana Total Complete (HMO) Humana | HMO | $0 | $0 | $4,450 | 3.5 |
| Aetna Medicare Elite (PPO) Aetna Medicare | PPO | $0 | $500 | $5,500 | 4.5 |
| Aetna Medicare Signature (PPO) Aetna Medicare | PPO | $0 | $700 | $5,900 | 4.5 |
| Humana Value Choice (PPO) Humana | PPO | $0 | $700 | $6,500 | 3.5 |
| Prominence Giveback (HMO) Prominence Health Plan | HMO | $0 | $450 | $6,900 | 4.5 |
| Humana Essentials Plus Giveback (PPO) Humana | PPO | $0 | $700 | $7,150 | 3.5 |
| Prominence Extra Help (HMO) Prominence Health Plan | HMO | $7.3 | $700 | $2,600 | 4.5 |
| Aetna Medicare Value Plus (HMO) Aetna Medicare | HMO | $7.3 | $700 | $4,450 | 3 |
| AARP Medicare Advantage from UHC NV-0003 (HMO-POS) UnitedHealthcare | HMO-POS | $35 | $685 | $3,500 | 4.5 |
| Prominence Meridian (HMO-POS) Prominence Health Plan | HMO-POS | $159 | $350 | $3,000 | 4.5 |
不含药品保障的计划 (4)
| 计划 | 类型 | 每月保费 | 自付上限（网络内） | 去年的星级评分 |
|---|---|---|---|---|
| KP Medicare Liberty H2960-009 (HMO) Kaiser Permanente | HMO | $0 | $2,350 | 5 |
| Humana USAA Honor Giveback (PPO) Humana | PPO | $0 | $6,500 | 3.5 |
| Prominence Veteran (HMO) Prominence Health Plan | HMO | $0 | $6,500 | 4.5 |
| Aetna Medicare Eagle (PPO) Aetna Medicare | PPO | $0 | $6,750 | 4.5 |
特殊需求计划 (24)
特殊需求计划仅适用于同时拥有 Medicaid (D-SNP)、患有特定慢性病 (C-SNP) 或居住在疗养院等机构 (I-SNP) 的人群。
| 计划 | 类型 | 每月保费 | 药品免赔额 | 自付上限（网络内） | 去年的星级评分 |
|---|---|---|---|---|---|
| Champion Advantage (HMO-POS C-SNP) Champion Health Plan | HMO-POS C-SNP | $0 | $0 | $999 | — |
| Champion Care (HMO C-SNP) Champion Health Plan | HMO C-SNP | $0 | $0 | $999 | — |
| Prominence Diabetes and Heart (HMO C-SNP) Prominence Health Plan | HMO C-SNP | $0 | $150 | $2,800 | 4.5 |
| Aetna Medicare Full Dual (HMO D-SNP) Aetna Medicare | HMO D-SNP | $0 | $700 | $9,850 | 3.5 |
| Aetna Medicare Partial Dual (HMO D-SNP) Aetna Medicare | HMO D-SNP | $0 | $700 | $9,850 | 3.5 |
| Alignment Health Duals+ 005 (HMO D-SNP) Alignment Health Plan | HMO D-SNP | $0 | $700 | $9,850 | 5 |
| Alignment Health Heart & Diabetes Plus 006 (HMO C-SNP) Alignment Health Plan | HMO C-SNP | $0 | $700 | $9,850 | 5 |
| Anthem Full Dual Advantage (HMO D-SNP) Anthem Blue Cross and Blue Shield | HMO D-SNP | $0 | $105 | $9,850 | 3.5 |
| Anthem Full Dual Advantage 2 (HMO D-SNP) Anthem Blue Cross and Blue Shield | HMO D-SNP | $0 | $105 | $9,850 | 3.5 |
| Humana Gold Plus SNP-DE H6622-079 (HMO D-SNP) Humana | HMO D-SNP | $0 | $700 | $9,850 | 3.5 |
| HumanaChoice SNP-DE H5216-302 (PPO D-SNP) Humana | PPO D-SNP | $0 | $250 | $9,850 | 3.5 |
| Prominence Dual (HMO D-SNP) Prominence Health Plan | HMO D-SNP | $0 | $700 | $9,850 | 4.5 |
| UHC Dual Complete NV-Q1 (HMO-POS D-SNP) UnitedHealthcare | HMO-POS D-SNP | $0 | $75 | $9,850 | 3 |
| UHC Dual Complete NV-Q2 (PPO D-SNP) UnitedHealthcare | PPO D-SNP | $0 | $75 | $9,850 | 4 |
| UHC Dual Complete NV-Q3 (PPO D-SNP) UnitedHealthcare | PPO D-SNP | $0 | $0 | $9,850 | 4.5 |
| UHC Dual Complete NV-S3 (PPO D-SNP) UnitedHealthcare | PPO D-SNP | $0 | $75 | $9,850 | 4 |
| UHC Dual Complete NV-S5 (HMO-POS D-SNP) UnitedHealthcare | HMO-POS D-SNP | $0 | $485 | $9,850 | 3 |
| UHC Dual Complete NV-S6 (PPO D-SNP) UnitedHealthcare | PPO D-SNP | $0 | $330 | $9,850 | 4.5 |
| Wellcare SilverSummit Healthplan Dual Access (HMO-POS D-SNP) Wellcare | HMO-POS D-SNP | $0 | $700 | $9,850 | 3.5 |
| Wellcare SilverSummit Healthplan Dual Liberty (HMO-POS D-SNP) Wellcare | HMO-POS D-SNP | $0 | $700 | $9,850 | 3.5 |
| Champion Choice (HMO C-SNP) Champion Health Plan | HMO C-SNP | $6.6 | $700 | $9,850 | — |
| KP Medicare Duals H2960-024 (HMO D-SNP) Kaiser Permanente | HMO D-SNP | $7.3 | $700 | $8,300 | 5 |
| Champion Connect (HMO-POS C-SNP) Champion Health Plan | HMO-POS C-SNP | $7.3 | $700 | $9,850 | — |
| Champion Plus (HMO C-SNP) Champion Health Plan | HMO C-SNP | $7.3 | $700 | $9,850 | — |
CMS 于十月发布 2027 年的星级评分；显示的星级为该计划的 2026 综合评级。 我们与美国政府或联邦医疗保险计划无关联，也未获其认可，且不销售保险计划。我们不会完整列出计划福利；请在注册前向计划提供方、Medicare.gov 或拨打 1-800-MEDICARE（TTY 1-877-486-2048）确认费用和覆盖范围。 来源：CMS Medicare Advantage 和 Part D 概况，2027（2026-10 版本）。