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MD Baltimore County 2027 年 Medicare Advantage 计划
2027 年，来自 8 家公司的 30 个 Medicare Advantage 计划在 Baltimore County 可用。每月保费为 $0 的计划（不含特殊需求计划）：7。网络内最低自付上限：$5,700。
2027 年的开放注册期为 2026 10月15日至12月7日；保障于 2027 1月1日生效。
含药品保障的计划 (11)
| 计划 | 类型 | 每月保费 | 药品免赔额 | 自付上限（网络内） | 去年的星级评分 |
|---|---|---|---|---|---|
| Alterwood Advantage Select (HMO) Alterwood Advantage | HMO | $0 | $295 | $7,500 | 3.5 |
| Alterwood Advantage Choice (HMO) Alterwood Advantage | HMO | $35 | $0 | $7,500 | 3.5 |
| Kaiser Permanente Medicare Advantage Standard 2 MD (HMO-POS) Kaiser Permanente | HMO-POS | $38 | $0 | $8,900 | 4.5 |
| HealthSpring Preferred Plus (HMO) HealthSpring | HMO | $38 | $300 | $9,850 | 3 |
| CareFirst BlueCross BlueShield Advantage Complete (PPO) CareFirst BlueCross BlueShield Medicare Advantage | PPO | $45 | $400 | $6,300 | 4 |
| CareFirst BlueCross BlueShield Advantage Signature (PPO) CareFirst BlueCross BlueShield Medicare Advantage | PPO | $47 | $600 | $7,151 | 4 |
| Humana Gold Plus H6622-081 (HMO) Humana | HMO | $48 | $700 | $8,950 | 3.5 |
| Johns Hopkins Advantage MD (HMO) Johns Hopkins Advantage MD | HMO | $49 | $590 | $8,950 | 3.5 |
| Johns Hopkins Advantage MD (PPO) Johns Hopkins Advantage MD | PPO | $95 | $615 | $7,950 | 3.5 |
| Kaiser Permanente Medicare Advantage High MD (HMO-POS) Kaiser Permanente | HMO-POS | $114 | $0 | $5,700 | 4.5 |
| Johns Hopkins Advantage MD Plus (PPO) Johns Hopkins Advantage MD | PPO | $165 | $615 | $7,550 | 3.5 |
不含药品保障的计划 (6)
| 计划 | 类型 | 每月保费 | 自付上限（网络内） | 去年的星级评分 |
|---|---|---|---|---|
| CareFirst BlueCross BlueShield Advantage Salute (PPO) CareFirst BlueCross BlueShield Medicare Advantage | PPO | $0 | $5,900 | 4 |
| Kaiser Permanente Medicare Advantage Liberty (HMO) Kaiser Permanente | HMO | $0 | $5,900 | 4.5 |
| Alterwood Advantage Freedom (HMO) Alterwood Advantage | HMO | $0 | $6,500 | 3.5 |
| Humana USAA Honor Giveback (HMO) Humana | HMO | $0 | $6,750 | 3.5 |
| HealthSpring Courage (HMO) HealthSpring | HMO | $0 | $7,150 | 3 |
| Johns Hopkins Advantage MD Tribute (HMO) Johns Hopkins Advantage MD | HMO | $0 | $7,200 | 3.5 |
特殊需求计划 (13)
特殊需求计划仅适用于同时拥有 Medicaid (D-SNP)、患有特定慢性病 (C-SNP) 或居住在疗养院等机构 (I-SNP) 的人群。
| 计划 | 类型 | 每月保费 | 药品免赔额 | 自付上限（网络内） | 去年的星级评分 |
|---|---|---|---|---|---|
| KeyCare Advantage Plus (HMO C-SNP) KeyCare Advantage | HMO C-SNP | $0 | $700 | $7,500 | — |
| Alterwood Advantage Dual Secure (HMO D-SNP) Alterwood Advantage | HMO D-SNP | $0 | $505 | $9,250 | 3.5 |
| Alterwood Advantage Dual Value (HMO D-SNP) Alterwood Advantage | HMO D-SNP | $0 | $505 | $9,250 | 3.5 |
| Kaiser Permanente Dual Complete Plan 2 MD (HMO D-SNP) Kaiser Permanente | HMO D-SNP | $0 | $295 | $9,850 | 4.5 |
| Kaiser Permanente Dual Essential Plan 2 MD (HMO D-SNP) Kaiser Permanente | HMO D-SNP | $0 | $200 | $9,850 | 4.5 |
| KeyCare Advantage (HMO I-SNP) KeyCare Advantage | HMO I-SNP | $0 | $0 | $9,850 | — |
| UHC Dual Complete MD-Q001 (HMO D-SNP) UnitedHealthcare | HMO D-SNP | $0 | $75 | $9,850 | 3.5 |
| UHC Dual Complete MD-S002 (HMO D-SNP) UnitedHealthcare | HMO D-SNP | $0 | $290 | $9,850 | 3.5 |
| UHC Nursing Home Plan EX-F004 (PPO I-SNP) UnitedHealthcare | PPO I-SNP | $0 | $700 | $9,850 | 4.5 |
| CareFirst BlueCross BlueShield Advantage DualPrime (HMO D-SNP) CareFirst BlueCross BlueShield Advantage DualPrime | HMO D-SNP | $5.7 | $700 | $9,850 | 3.5 |
| HealthSpring TotalCare Plus (HMO D-SNP) HealthSpring | HMO D-SNP | $7.9 | $700 | $9,850 | 3 |
| Johns Hopkins Advantage MD D-SNP (HMO D-SNP) Johns Hopkins Advantage MD | HMO D-SNP | $7.9 | $700 | $9,850 | 3.5 |
| HealthSpring Achieve (HMO C-SNP) HealthSpring | HMO C-SNP | $65 | $400 | $9,000 | 3 |
CMS 于十月发布 2027 年的星级评分；显示的星级为该计划的 2026 综合评级。 我们与美国政府或联邦医疗保险计划无关联，也未获其认可，且不销售保险计划。我们不会完整列出计划福利；请在注册前向计划提供方、Medicare.gov 或拨打 1-800-MEDICARE（TTY 1-877-486-2048）确认费用和覆盖范围。 来源：CMS Medicare Advantage 和 Part D 概况，2027（2026-10 版本）。