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ME Franklin County 2027 年 Medicare Advantage 计划
2027 年，来自 6 家公司的 28 个 Medicare Advantage 计划在 Franklin County 可用。每月保费为 $0 的计划（不含特殊需求计划）：10。网络内最低自付上限：$4,950。
2027 年的开放注册期为 2026 10月15日至12月7日；保障于 2027 1月1日生效。
含药品保障的计划 (12)
| 计划 | 类型 | 每月保费 | 药品免赔额 | 自付上限（网络内） | 去年的星级评分 |
|---|---|---|---|---|---|
| Humana Gold Plus H5619-001 (HMO) Humana | HMO | $0 | $700 | $7,150 | 3 |
| HumanaChoice Giveback H5216-138 (PPO) Humana | PPO | $0 | $700 | $7,150 | 3.5 |
| HumanaChoice Giveback H5216-478 (PPO) Humana | PPO | $0 | $700 | $7,150 | 3.5 |
| HumanaChoice Giveback H7617-046 (PPO) Humana | PPO | $0 | $700 | $7,150 | 4.5 |
| Humana Gold Plus Giveback H5619-066 (HMO) Humana | HMO | $0 | $700 | $9,850 | 3 |
| Anthem I MaineHealth Advantage Plus (HMO) AMH Health | HMO | $33 | $235 | $6,800 | 3.5 |
| Martin's Point Generations Advantage Essential (HMO) Martin's Point Generations Advantage | HMO | $40 | $175 | $9,500 | 4 |
| Wellcare Low Premium Open (PPO) Wellcare | PPO | $44.5 | $700 | $9,850 | 3 |
| AARP Medicare Advantage from UHC ME-0001 (HMO-POS) UnitedHealthcare | HMO-POS | $50 | $685 | $7,150 | 4 |
| Martin's Point Generations Advantage Prime (HMO) Martin's Point Generations Advantage | HMO | $85 | $500 | $8,150 | 4 |
| Aetna Medicare Signature (HMO-POS) Aetna Medicare | HMO-POS | $105 | $400 | $7,150 | 4 |
| Martin's Point Generations Advantage Select (PPO) Martin's Point Generations Advantage | PPO | $110 | $600 | $9,000 | 3.5 |
不含药品保障的计划 (5)
| 计划 | 类型 | 每月保费 | 自付上限（网络内） | 去年的星级评分 |
|---|---|---|---|---|
| Humana USAA Honor Giveback (PPO) Humana | PPO | $0 | $4,950 | 3.5 |
| Martin's Point Generations Advantage Alliance (HMO) Martin's Point Generations Advantage | HMO | $0 | $5,000 | 4 |
| AARP Medicare Advantage Patriot No Rx ME-MA01 (PPO) UnitedHealthcare | PPO | $0 | $7,150 | 4.5 |
| Aetna Medicare Eagle Giveback (PPO) Aetna Medicare | PPO | $0 | $7,150 | 4.5 |
| Wellcare Patriot Giveback Open (PPO) Wellcare | PPO | $0 | $9,850 | 3 |
特殊需求计划 (11)
特殊需求计划仅适用于同时拥有 Medicaid (D-SNP)、患有特定慢性病 (C-SNP) 或居住在疗养院等机构 (I-SNP) 的人群。
| 计划 | 类型 | 每月保费 | 药品免赔额 | 自付上限（网络内） | 去年的星级评分 |
|---|---|---|---|---|---|
| Aetna Medicare Full Dual (HMO-POS D-SNP) Aetna Medicare | HMO-POS D-SNP | $0 | $700 | $9,850 | 4 |
| Anthem I MaineHealth Advantage Dual Plus (HMO D-SNP) AMH Health | HMO D-SNP | $0 | $105 | $9,850 | 3.5 |
| Anthem | MaineHealth Dual Advantage (HMO D-SNP) AMH Health | HMO D-SNP | $0 | $555 | $9,850 | 3.5 |
| Humana Gold Plus SNP-DE H5619-003 (HMO D-SNP) Humana | HMO D-SNP | $0 | $700 | $9,850 | 3 |
| Humana Gold Plus SNP-DE H5619-182 (HMO D-SNP) Humana | HMO D-SNP | $0 | $700 | $9,850 | 3 |
| HumanaChoice SNP-DE H5216-291 (PPO D-SNP) Humana | PPO D-SNP | $0 | $700 | $9,850 | 3.5 |
| UHC Dual Complete ME-Q2 (PPO D-SNP) UnitedHealthcare | PPO D-SNP | $0 | $700 | $9,850 | 4.5 |
| UHC Dual Complete ME-S1 (PPO D-SNP) UnitedHealthcare | PPO D-SNP | $0 | $635 | $9,850 | 4.5 |
| Wellcare Dual Access (HMO-POS D-SNP) Wellcare | HMO-POS D-SNP | $0 | $700 | $9,850 | 3.5 |
| Wellcare Dual Access Open (PPO D-SNP) Wellcare | PPO D-SNP | $0 | $700 | $9,850 | 3 |
| Wellcare Dual Liberty (HMO-POS D-SNP) Wellcare | HMO-POS D-SNP | $0 | $700 | $9,850 | 3.5 |
CMS 于十月发布 2027 年的星级评分；显示的星级为该计划的 2026 综合评级。 我们与美国政府或联邦医疗保险计划无关联，也未获其认可，且不销售保险计划。我们不会完整列出计划福利；请在注册前向计划提供方、Medicare.gov 或拨打 1-800-MEDICARE（TTY 1-877-486-2048）确认费用和覆盖范围。 来源：CMS Medicare Advantage 和 Part D 概况，2027（2026-10 版本）。