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KY Wayne County 2027 年 Medicare Advantage 计划
2027 年，来自 8 家公司的 59 个 Medicare Advantage 计划在 Wayne County 可用。每月保费为 $0 的计划（不含特殊需求计划）：22。网络内最低自付上限：$4,450。
2027 年的开放注册期为 2026 10月15日至12月7日；保障于 2027 1月1日生效。
含药品保障的计划 (25)
| 计划 | 类型 | 每月保费 | 药品免赔额 | 自付上限（网络内） | 去年的星级评分 |
|---|---|---|---|---|---|
| DEVOTED CHOICE 001 KY (PPO) Devoted Health | PPO | $0 | $650 | $6,050 | — |
| Aetna Medicare Signature (HMO-POS) Aetna Medicare | HMO-POS | $0 | $400 | $6,500 | 4 |
| HumanaChoice H5216-226 (PPO) Humana | PPO | $0 | $700 | $6,600 | 3.5 |
| Humana Gold Plus H5619-188 (HMO) Humana | HMO | $0 | $0 | $6,700 | 3 |
| Wellcare Simple (HMO-POS) Wellcare | HMO-POS | $0 | $700 | $7,000 | 3.5 |
| AARP Medicare Advantage Giveback from UHC KY-4 (HMO-POS) UnitedHealthcare | HMO-POS | $0 | $685 | $7,150 | 4 |
| AARP Medicare Advantage from UHC KY-1 (HMO-POS) UnitedHealthcare | HMO-POS | $0 | $685 | $7,150 | 4 |
| Anthem Medicare Advantage (HMO-POS) Anthem Blue Cross and Blue Shield | HMO-POS | $0 | $595 | $7,150 | 3.5 |
| Humana Value Choice (PPO) Humana | PPO | $0 | $700 | $7,150 | 4.5 |
| HumanaChoice H5216-317 (PPO) Humana | PPO | $0 | $700 | $7,150 | 3.5 |
| Wellcare Simple Open (PPO) Wellcare | PPO | $0 | $700 | $7,500 | 3 |
| DEVOTED CHOICE GIVEBACK EXTRAS 011 KY (PPO) Devoted Health | PPO | $0 | $700 | $7,850 | — |
| DEVOTED CHOICE GIVEBACK 002 KY (PPO) Devoted Health | PPO | $0 | $461 | $9,850 | — |
| Humana Essentials Plus Giveback (PPO) Humana | PPO | $0 | $700 | $9,850 | 4.5 |
| HumanaChoice Giveback H5216-322 (PPO) Humana | PPO | $0 | $700 | $9,850 | 3.5 |
| Wellcare Giveback (HMO-POS) Wellcare | HMO-POS | $0 | $700 | $9,850 | 3.5 |
| AARP Medicare Advantage from UHC KY-5 (HMO-POS) UnitedHealthcare | HMO-POS | $19 | $685 | $7,150 | 4 |
| Anthem Medicare Advantage 2 (HMO-POS) Anthem Blue Cross and Blue Shield | HMO-POS | $35 | $595 | $4,450 | 3.5 |
| Anthem Medicare Advantage (PPO) Anthem Blue Cross and Blue Shield | PPO | $41 | $250 | $9,250 | 4 |
| HumanaChoice H5216-188 (PPO) Humana | PPO | $45 | $700 | $7,150 | 3.5 |
| AARP Medicare Advantage from UHC KY-0003 (PPO) UnitedHealthcare | PPO | $57 | $685 | $7,150 | 3.5 |
| AARP Medicare Advantage from UHC KY-0002 (HMO-POS) UnitedHealthcare | HMO-POS | $64 | $685 | $6,700 | 4 |
| HumanaChoice R0110-012 (Regional PPO) Humana | Regional PPO | $68 | $450 | $9,850 | 3.5 |
| Anthem Medicare Advantage 3 (PPO) Anthem Blue Cross and Blue Shield | PPO | $70 | $300 | $5,900 | 4 |
| Anthem Medicare Advantage (Regional PPO) Anthem Blue Cross and Blue Shield | Regional PPO | $123 | $45 | $9,250 | 3.5 |
不含药品保障的计划 (6)
| 计划 | 类型 | 每月保费 | 自付上限（网络内） | 去年的星级评分 |
|---|---|---|---|---|
| HumanaChoice R0110-011 (Regional PPO) Humana | Regional PPO | $0 | $5,400 | 3.5 |
| Humana USAA Honor Giveback (PPO) Humana | PPO | $0 | $6,500 | 3.5 |
| AARP Medicare Advantage Patriot No Rx KY-MA01 (PPO) UnitedHealthcare | PPO | $0 | $7,150 | 3.5 |
| AARP Medicare Advantage Patriot No Rx KY-MA2 (HMO-POS) UnitedHealthcare | HMO-POS | $0 | $7,150 | 4 |
| Humana USAA Honor Giveback (PPO) Humana | PPO | $0 | $9,150 | 3.5 |
| Anthem Veteran (PPO) Anthem Blue Cross and Blue Shield | PPO | $0 | $9,250 | 3.5 |
特殊需求计划 (28)
特殊需求计划仅适用于同时拥有 Medicaid (D-SNP)、患有特定慢性病 (C-SNP) 或居住在疗养院等机构 (I-SNP) 的人群。
| 计划 | 类型 | 每月保费 | 药品免赔额 | 自付上限（网络内） | 去年的星级评分 |
|---|---|---|---|---|---|
| Anthem Kidney Care (HMO-POS C-SNP) Anthem Blue Cross and Blue Shield | HMO-POS C-SNP | $0 | $50 | $6,050 | 3.5 |
| Humana Senior Living Plan (PPO I-SNP) Humana | PPO I-SNP | $0 | $400 | $6,180 | 4.5 |
| DEVOTED C-SNP CHOICE ENHANCED 006 KY (PPO C-SNP) Devoted Health | PPO C-SNP | $0 | $461 | $6,550 | — |
| Wellcare Dual Reserve (HMO-POS D-SNP) Wellcare | HMO-POS D-SNP | $0 | $700 | $6,700 | 3.5 |
| Aetna Medicare Chronic Care (HMO C-SNP) Aetna Medicare | HMO C-SNP | $0 | $700 | $7,150 | 4 |
| UHC Complete Care KY-6 (HMO-POS C-SNP) UnitedHealthcare | HMO-POS C-SNP | $0 | $685 | $7,150 | 4 |
| DEVOTED C-SNP CHOICE GIVEBACK EXTRAS 008 KY (PPO C-SNP) Devoted Health | PPO C-SNP | $0 | $700 | $7,850 | — |
| Abilis Health Community (HMO I-SNP) Abilis Health (HMO SNP) | HMO I-SNP | $0 | $700 | $9,850 | 3 |
| Aetna Medicare HIDE (HMO D-SNP) Aetna Medicare | HMO D-SNP | $0 | $700 | $9,850 | 4 |
| Aetna Medicare Partial Dual (HMO D-SNP) Aetna Medicare | HMO D-SNP | $0 | $700 | $9,850 | 4 |
| Anthem Chronic Care Advantage (HMO C-SNP) Anthem Blue Cross and Blue Shield | HMO C-SNP | $0 | $235 | $9,850 | 3.5 |
| DEVOTED C-SNP CHOICE PLUS 004 KY (PPO C-SNP) Devoted Health | PPO C-SNP | $0 | $461 | $9,850 | — |
| Humana Dual QMB Only (HMO D-SNP) Humana | HMO D-SNP | $0 | $350 | $9,850 | 3 |
| Humana Dual Select H5619-075 (HMO D-SNP) Humana | HMO D-SNP | $0 | $250 | $9,850 | 3 |
| Humana Gold Plus SNP-DE H5619-163 (HMO D-SNP) Humana | HMO D-SNP | $0 | $700 | $9,850 | 3 |
| Humana Together in Health (PPO I-SNP) Humana | PPO I-SNP | $0 | $700 | $9,850 | 4.5 |
| Humana Together in Health (PPO I-SNP) Humana | PPO I-SNP | $0 | $700 | $9,850 | 3.5 |
| UHC Dual Complete KY-Q2 (HMO-POS D-SNP) UnitedHealthcare | HMO-POS D-SNP | $0 | $700 | $9,850 | 3.5 |
| Wellcare Dual Access (HMO-POS D-SNP) Wellcare | HMO-POS D-SNP | $0 | $700 | $9,850 | 3.5 |
| Wellcare Dual Access Sync Open (PPO D-SNP) Wellcare | PPO D-SNP | $0 | $700 | $9,850 | 3 |
| Wellcare Dual Liberty Sync (HMO-POS D-SNP) Wellcare | HMO-POS D-SNP | $0 | $700 | $9,850 | 3.5 |
| UHC Dual Complete KY-S4 (HMO-POS D-SNP) UnitedHealthcare | HMO-POS D-SNP | $0.9 | $700 | $9,850 | 3.5 |
| Abilis Health (HMO I-SNP) Abilis Health (HMO SNP) | HMO I-SNP | $16.2 | $700 | $9,850 | 3 |
| UHC Dual Advantage KY-V1 (HMO-POS D-SNP) UnitedHealthcare | HMO-POS D-SNP | $17 | $700 | $6,700 | 3.5 |
| HumanaChoice SNP-DE H5525-045 (PPO D-SNP) Humana | PPO D-SNP | $17 | $700 | $9,850 | 3.5 |
| Passport Advantage (HMO D-SNP) Passport Advantage | HMO D-SNP | $17 | $700 | $9,850 | 3.5 |
| UHC Dual Complete KY-Q1 (PPO D-SNP) UnitedHealthcare | PPO D-SNP | $17 | $700 | $9,850 | 4 |
| UHC Dual Complete KY-S3 (PPO D-SNP) UnitedHealthcare | PPO D-SNP | $17 | $700 | $9,850 | 4 |
CMS 于十月发布 2027 年的星级评分；显示的星级为该计划的 2026 综合评级。 我们与美国政府或联邦医疗保险计划无关联，也未获其认可，且不销售保险计划。我们不会完整列出计划福利；请在注册前向计划提供方、Medicare.gov 或拨打 1-800-MEDICARE（TTY 1-877-486-2048）确认费用和覆盖范围。 来源：CMS Medicare Advantage 和 Part D 概况，2027（2026-10 版本）。