IA Wright County 2027 年 Medicare Advantage 计划

2027 年，来自 8 家公司的 32 个 Medicare Advantage 计划在 Wright County 可用。每月保费为 $0 的计划（不含特殊需求计划）：15。网络内最低自付上限：$4,400。

2027 年的开放注册期为 2026 10月15日至12月7日；保障于 2027 1月1日生效。

含药品保障的计划 (16)

计划	类型	每月保费	药品免赔额	自付上限（网络内）	去年的星级评分
Wellcare Simple (HMO-POS) Wellcare	HMO-POS	$0	$700	$4,400	—
Aetna Medicare Signature (HMO-POS) Aetna Medicare	HMO-POS	$0	$500	$4,450	4.5
Aetna Medicare Value Care (HMO-POS) Aetna Medicare	HMO-POS	$0	$300	$4,450	4.5
MercyOne Health Plan Choice (PPO) MediGold	PPO	$0	$450	$4,900	4
MercyOne Health Plan No Premium (HMO) MediGold	HMO	$0	$500	$4,900	4.5
HumanaChoice Giveback H5216-340 (PPO) Humana	PPO	$0	$700	$5,000	3.5
Aetna Medicare Signature Extra (HMO-POS) Aetna Medicare	HMO-POS	$0	$700	$5,500	4.5
Aetna Medicare Signature (PPO) Aetna Medicare	PPO	$0	$500	$7,150	4.5
Aetna Medicare Signature Classic (PPO) Aetna Medicare	PPO	$0	$500	$7,150	4
MercyOne Health Plan Cash Back (HMO) MediGold	HMO	$0	$375	$8,900	4.5
MercyOne Health Plan Plus (HMO) MediGold	HMO	$38	$400	$4,400	4.5
AARP Medicare Advantage from UHC IA-0003 (PPO) UnitedHealthcare	PPO	$45	$685	$7,150	3.5
AARP Medicare Advantage from UHC IA-0002 (HMO-POS) UnitedHealthcare	HMO-POS	$49	$685	$5,900	4
HumanaChoice H5216-014 (PPO) Humana	PPO	$51	$700	$7,500	3.5
Aetna Medicare Enhanced Classic Extra (PPO) Aetna Medicare	PPO	$75	$700	$7,150	4
Aetna Medicare Enhanced Extra (PPO) Aetna Medicare	PPO	$75	$700	$7,150	4.5

不含药品保障的计划 (5)

计划	类型	每月保费	自付上限（网络内）	去年的星级评分
Humana USAA Honor Giveback (PPO) Humana	PPO	$0	$4,700	3.5
MercyOne Health Plan Glory No RX (HMO) MediGold	HMO	$0	$6,500	4.5
Aetna Medicare Eagle (HMO-POS) Aetna Medicare	HMO-POS	$0	$6,750	4.5
AARP Medicare Advantage Patriot No Rx IA-MA01 (PPO) UnitedHealthcare	PPO	$0	$9,850	3.5
AARP Medicare Advantage Patriot No Rx IA-MA2 (HMO-POS) UnitedHealthcare	HMO-POS	$0	$9,850	4

特殊需求计划 (11)

特殊需求计划仅适用于同时拥有 Medicaid (D-SNP)、患有特定慢性病 (C-SNP) 或居住在疗养院等机构 (I-SNP) 的人群。

计划	类型	每月保费	药品免赔额	自付上限（网络内）	去年的星级评分
Wellcare Iowa Total Care Dual Reserve (HMO-POS D-SNP) Wellcare	HMO-POS D-SNP	$0	$700	$7,100	—
Humana Together in Health (PPO I-SNP) Humana	PPO I-SNP	$0	$700	$9,850	4.5
UHC Complete Care Support IA-1A (HMO C-SNP) UnitedHealthcare	HMO C-SNP	$0	$700	$9,850	4
Wellcare Iowa Total Care Dual Liberty Sync (HMO-POS D-SNP) Wellcare	HMO-POS D-SNP	$0	$700	$9,850	—
Molina Medicare Complete Care (HMO D-SNP) Molina Healthcare of Iowa, Inc.	HMO D-SNP	$0.6	$700	$9,850	—
Wellpoint Full Dual Advantage (HMO-POS D-SNP) Wellpoint	HMO-POS D-SNP	$12	$700	$9,850	3
Iowa Health Advantage (HMO I-SNP) Iowa Health Advantage	HMO I-SNP	$24.6	$700	$9,850	4.5
Iowa Health Advantage Choice (HMO I-SNP) Iowa Health Advantage	HMO I-SNP	$24.6	$700	$9,850	4.5
UHC Dual Complete IA-S001 (HMO-POS D-SNP) UnitedHealthcare	HMO-POS D-SNP	$24.6	$700	$9,850	4
Wellcare Iowa Total Care Dual Access (HMO-POS D-SNP) Wellcare	HMO-POS D-SNP	$24.6	$700	$9,850	—
UHC Complete Care IA-5 (HMO-POS C-SNP) UnitedHealthcare	HMO-POS C-SNP	$28	$685	$7,150	4

Iowa 独立 Part D 药品计划 →

CMS 于十月发布 2027 年的星级评分；显示的星级为该计划的 2026 综合评级。我们与美国政府或联邦医疗保险计划无关联，也未获其认可，且不销售保险计划。我们不会完整列出计划福利；请在注册前向计划提供方、Medicare.gov 或拨打 1-800-MEDICARE（TTY 1-877-486-2048）确认费用和覆盖范围。来源：CMS Medicare Advantage 和 Part D 概况，2027（2026-09 版本）。