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IL Bond County 2027 年 Medicare Advantage 计划

2027 年，来自 7 家公司的 44 个 Medicare Advantage 计划在 Bond County 可用。每月保费为 $0 的计划（不含特殊需求计划）：27。网络内最低自付上限：$2,850。

2027 年的开放注册期为 2026 10月15日至12月7日；保障于 2027 1月1日生效。

含药品保障的计划 (30)

计划	类型	每月保费	药品免赔额	自付上限（网络内）	去年的星级评分
Humana Total Complete (HMO) Humana	HMO	$0	$700	$2,850	3.5
Humana Total Complete (HMO) Humana	HMO	$0	$700	$2,850	4
Essence Advantage (HMO) Essence Healthcare	HMO	$0	$0	$3,400	4.5
Humana Essentials Plus Giveback (HMO) Humana	HMO	$0	$700	$4,200	3.5
Humana Essentials Plus Giveback (HMO) Humana	HMO	$0	$700	$4,200	4
Humana Value Choice (PPO) Humana	PPO	$0	$700	$4,400	4.5
AARP Medicare Advantage Essentials from UHC ST-3 (HMO-POS) UnitedHealthcare	HMO-POS	$0	$685	$4,450	4
DEVOTED CHOICE 005 IL (PPO) Devoted Health	PPO	$0	$650	$4,450	—
Essence Advantage Select (HMO) Essence Healthcare	HMO	$0	$450	$4,450	4.5
Humana Value Choice (PPO) Humana	PPO	$0	$700	$4,450	3.5
HumanaChoice Giveback H5216-403 (PPO) Humana	PPO	$0	$700	$5,000	3.5
HumanaChoice Giveback H7617-013 (PPO) Humana	PPO	$0	$700	$5,000	4.5
Wellcare Simple Essential (HMO) Wellcare	HMO	$0	$700	$5,500	3
Wellcare Simple Value (HMO-POS) Wellcare	HMO-POS	$0	$700	$5,500	3
Aetna Medicare Signature (PPO) Aetna Medicare	PPO	$0	$700	$5,900	3.5
Humana Full Access (PPO) Humana	PPO	$0	$500	$6,350	3.5
Humana Full Access (PPO) Humana	PPO	$0	$500	$6,600	4.5
DEVOTED CHOICE GIVEBACK EXTRAS 020 IL (PPO) Devoted Health	PPO	$0	$700	$7,000	—
AARP Medicare Advantage CareFlex from UHC ST-6 (HMO-POS) UnitedHealthcare	HMO-POS	$0	$685	$7,150	4
Wellcare Giveback (HMO) Wellcare	HMO	$0	$700	$7,800	3
DEVOTED CHOICE GIVEBACK 006 IL (PPO) Devoted Health	PPO	$0	$461	$9,850	—
AARP Medicare Advantage Extras from UHC ST-4 (HMO-POS) UnitedHealthcare	HMO-POS	$19	$685	$4,450	4
HumanaChoice H5216-399 (PPO) Humana	PPO	$33	$700	$6,250	3.5
Essence Advantage Choice (PPO) Essence Healthcare	PPO	$40	$700	$9,850	3.5
Aetna Medicare Enhanced (PPO) Aetna Medicare	PPO	$58	$700	$4,900	3.5
AARP Medicare Advantage from UHC ST-0001 (PPO) UnitedHealthcare	PPO	$58	$685	$7,150	4
Essence Advantage Plus (HMO) Essence Healthcare	HMO	$59	$450	$2,900	4.5
Humana Gold Choice H8145-006 (PFFS) Humana	PFFS	$60	$700	$7,800	3.5
HumanaChoice R5361-002 (Regional PPO) Humana	Regional PPO	$87	$700	$7,700	3
Essence Advantage Premier Plus (PPO) Essence Healthcare	PPO	$264	$700	$2,900	3.5

不含药品保障的计划 (6)

计划	类型	每月保费	自付上限（网络内）	去年的星级评分
Humana USAA Honor Giveback (PPO) Humana	PPO	$0	$4,700	3.5
Humana USAA Honor Giveback (PPO) Humana	PPO	$0	$4,700	4.5
Aetna Medicare Eagle (PPO) Aetna Medicare	PPO	$0	$4,900	3.5
AARP Medicare Advantage Patriot No Rx MO-MA01 (HMO-POS) UnitedHealthcare	HMO-POS	$0	$5,900	4
Humana USAA Honor Giveback (Regional PPO) Humana	Regional PPO	$0	$6,750	3
Humana Gold Choice H8145-126 (PFFS) Humana	PFFS	$0	$9,850	3.5

特殊需求计划 (8)

特殊需求计划仅适用于同时拥有 Medicaid (D-SNP)、患有特定慢性病 (C-SNP) 或居住在疗养院等机构 (I-SNP) 的人群。

计划	类型	每月保费	药品免赔额	自付上限（网络内）	去年的星级评分
DEVOTED C-SNP CHOICE ENHANCED 014 IL (PPO C-SNP) Devoted Health	PPO C-SNP	$0	$465	$4,700	—
DEVOTED C-SNP CHOICE GIVEBACK EXTRAS 017 IL (PPO C-SNP) Devoted Health	PPO C-SNP	$0	$700	$7,000	—
Humana Dual Fully Integrated (HMO D-SNP) Humana	HMO D-SNP	$0	$700	$9,250	—
Aetna Medicare FIDE (HMO D-SNP) Aetna Medicare FIDE	HMO D-SNP	$0	$700	$9,850	—
DEVOTED C-SNP CHOICE PLUS 012 IL (PPO C-SNP) Devoted Health	PPO C-SNP	$0	$461	$9,850	—
Molina Medicare Complete Care Plus (HMO D-SNP) Molina Healthcare of Illinois	HMO D-SNP	$0	$700	$9,850	—
Wellcare Meridian Dual Align (HMO D-SNP) Wellcare	HMO D-SNP	$0	$700	$9,850	—
UHC Complete Care Support ST-1A (PPO C-SNP) UnitedHealthcare	PPO C-SNP	$5.3	$700	$9,850	4.5

Illinois 独立 Part D 药品计划 →

CMS 于十月发布 2027 年的星级评分；显示的星级为该计划的 2026 综合评级。我们与美国政府或联邦医疗保险计划无关联，也未获其认可，且不销售保险计划。我们不会完整列出计划福利；请在注册前向计划提供方、Medicare.gov 或拨打 1-800-MEDICARE（TTY 1-877-486-2048）确认费用和覆盖范围。来源：CMS Medicare Advantage 和 Part D 概况，2027（2026-10 版本）。