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FL Miami-Dade County 2027 年 Medicare Advantage 计划
2027 年，来自 15 家公司的 101 个 Medicare Advantage 计划在 Miami-Dade County 可用。每月保费为 $0 的计划（不含特殊需求计划）：35。网络内最低自付上限：$500。
2027 年的开放注册期为 2026 10月15日至12月7日；保障于 2027 1月1日生效。
含药品保障的计划 (34)
| 计划 | 类型 | 每月保费 | 药品免赔额 | 自付上限（网络内） | 去年的星级评分 |
|---|---|---|---|---|---|
| CareOne Plus (HMO) CarePlus Health Plans, Inc. | HMO | $0 | $0 | $500 | 4.5 |
| Humana Gold Plus H1036-054C (HMO) Humana | HMO | $0 | $0 | $500 | 4.5 |
| Leon MediExtra (HMO) Leon Health, Inc. | HMO | $0 | $0 | $1,000 | 5 |
| HealthSun HealthAdvantage Plan (HMO) HealthSun Health Plans, Inc. | HMO | $0 | $0 | $1,500 | 4.5 |
| CareAccess (HMO) CarePlus Health Plans, Inc. | HMO | $0 | $0 | $2,250 | 4.5 |
| Solis Healthy Living Plan (HMO) Solis Health Plans | HMO | $0 | $0 | $2,500 | 4.5 |
| Wellcare Simple (HMO-POS) Wellcare | HMO-POS | $0 | $700 | $2,700 | 4 |
| Aetna Medicare Select Care (HMO) Aetna Medicare | HMO | $0 | $0 | $2,900 | 4.5 |
| UHC Preferred Medicare Advantage FL-0001 (HMO) UnitedHealthcare | HMO | $0 | $0 | $2,900 | 4.5 |
| CareFree Platinum Giveback (HMO) CarePlus Health Plans, Inc. | HMO | $0 | $700 | $3,000 | 4.5 |
| DrMax-Dade (HMO) Doctors HealthCare Plans, Inc. | HMO | $0 | $0 | $3,000 | 4.5 |
| DrSelect-SFL (HMO) Doctors HealthCare Plans, Inc. | HMO | $0 | $0 | $3,000 | 4.5 |
| DEVOTED CORE 062 FL (HMO) Devoted Health | HMO | $0 | $465 | $3,400 | 5 |
| HealthSun HealthAdvantage Plus (HMO) HealthSun Health Plans, Inc. | HMO | $0 | $0 | $3,450 | 4.5 |
| HealthSun MediMax (HMO) HealthSun Health Plans, Inc. | HMO | $0 | $105 | $3,450 | 4.5 |
| Leon MediMore (HMO) Leon Health, Inc. | HMO | $0 | $0 | $3,450 | 5 |
| Humana Gold Plus Giveback H1036-305 (HMO) Humana | HMO | $0 | $0 | $3,850 | 4.5 |
| DEVOTED CORE 001 FL (HMO) Devoted Health | HMO | $0 | $600 | $3,900 | 5 |
| DEVOTED CORE 037 FL (HMO) Devoted Health | HMO | $0 | $650 | $3,900 | 5 |
| HumanaChoice Florida H5216-068 (PPO) Humana | PPO | $0 | $700 | $3,900 | 3.5 |
| HumanaChoice Florida H7617-107 (PPO) Humana | PPO | $0 | $700 | $3,900 | 4.5 |
| UHC MedicareMax Medicare Advantage FL-0028 (HMO) UnitedHealthcare | HMO | $0 | $0 | $3,900 | 4.5 |
| Wellcare Giveback (HMO-POS) Wellcare | HMO-POS | $0 | $700 | $5,000 | 4 |
| DEVOTED GIVEBACK EXTRAS 110 FL (HMO) Devoted Health | HMO | $0 | $700 | $5,150 | 5 |
| BlueMedicare Classic (HMO) Florida Blue HMO | HMO | $0 | $700 | $6,675 | 4 |
| DEVOTED GIVEBACK 013 FL (HMO) Devoted Health | HMO | $0 | $650 | $7,150 | 5 |
| HumanaChoice Giveback H5216-311 (PPO) Humana | PPO | $0 | $700 | $7,150 | 3.5 |
| HumanaChoice Giveback H7617-110 (PPO) Humana | PPO | $0 | $700 | $7,150 | 4.5 |
| HumanaChoice Giveback H7617-145 (PPO) Humana | PPO | $0 | $700 | $7,150 | 4.5 |
| HumanaChoice R5826-074 (Regional PPO) Humana | Regional PPO | $35 | $700 | $7,550 | 3.5 |
| HumanaChoice Florida H7284-008 (PPO) Humana | PPO | $52 | $700 | $4,150 | 3.5 |
| AARP Medicare Advantage from UHC FL-0031 (Regional PPO) UnitedHealthcare | Regional PPO | $127 | $685 | $9,850 | 3.5 |
| HumanaChoice R5826-005 (Regional PPO) Humana | Regional PPO | $161 | $700 | $6,700 | 3.5 |
| BlueMedicare Select (PPO) Florida Blue | PPO | $173 | $700 | $7,500 | 3.5 |
不含药品保障的计划 (7)
| 计划 | 类型 | 每月保费 | 自付上限（网络内） | 去年的星级评分 |
|---|---|---|---|---|
| Humana USAA Honor Giveback (HMO) Humana | HMO | $0 | $3,400 | 4.5 |
| CareSalute (HMO) CarePlus Health Plans, Inc. | HMO | $0 | $4,150 | 4.5 |
| Humana USAA Honor Giveback (PPO) Humana | PPO | $0 | $4,900 | 3.5 |
| BlueMedicare Patriot (PPO) Florida Blue | PPO | $0 | $6,750 | 3.5 |
| Humana USAA Honor Giveback (PPO) Humana | PPO | $0 | $6,750 | 4.5 |
| AARP Medicare Advantage Patriot No Rx FL-MA01 (Regional PPO) UnitedHealthcare | Regional PPO | $0 | $9,250 | 3.5 |
| HumanaChoice R5826-018 (Regional PPO) Humana | Regional PPO | $9 | $7,550 | 3.5 |
特殊需求计划 (60)
特殊需求计划仅适用于同时拥有 Medicaid (D-SNP)、患有特定慢性病 (C-SNP) 或居住在疗养院等机构 (I-SNP) 的人群。
| 计划 | 类型 | 每月保费 | 药品免赔额 | 自付上限（网络内） | 去年的星级评分 |
|---|---|---|---|---|---|
| Simply Complete Platinum (HMO D-SNP) Simply Healthcare Plans, Inc. | HMO D-SNP | $0 | $350 | $500 | 4.5 |
| HealthSun VitalCare (HMO C-SNP) HealthSun Health Plans, Inc. | HMO C-SNP | $0 | $0 | $1,900 | 4.5 |
| CareBreeze (HMO C-SNP) CarePlus Health Plans, Inc. | HMO C-SNP | $0 | $700 | $2,000 | 4.5 |
| CareBreeze Platinum (HMO C-SNP) CarePlus Health Plans, Inc. | HMO C-SNP | $0 | $700 | $2,000 | 4.5 |
| CareComplete (HMO C-SNP) CarePlus Health Plans, Inc. | HMO C-SNP | $0 | $700 | $2,000 | 4.5 |
| CareComplete Platinum (HMO C-SNP) CarePlus Health Plans, Inc. | HMO C-SNP | $0 | $700 | $2,000 | 4.5 |
| Gold Dialysis & Kidney (HMO-POS C-SNP) Gold Kidney Health Plan | HMO-POS C-SNP | $0 | $0 | $2,000 | — |
| Premier Care (HMO I-SNP) Align Senior Care | HMO I-SNP | $0 | $450 | $2,200 | — |
| Humana Gold Plus - Diabetes and Heart (HMO C-SNP) Humana | HMO C-SNP | $0 | $700 | $2,450 | 4.5 |
| Humana Gold Plus Lung (HMO C-SNP) Humana | HMO C-SNP | $0 | $700 | $2,450 | 4.5 |
| Solis Balanced Plan (HMO C-SNP) Solis Health Plans | HMO C-SNP | $0 | $0 | $2,500 | 4.5 |
| Solis Wellness Giveback Plan (HMO C-SNP) Solis Health Plans | HMO C-SNP | $0 | $0 | $2,500 | 4.5 |
| Solis Wellness Plan (HMO C-SNP) Solis Health Plans | HMO C-SNP | $0 | $0 | $2,500 | 4.5 |
| UHC Preferred Complete Care FL-0003 (HMO C-SNP) UnitedHealthcare | HMO C-SNP | $0 | $0 | $2,900 | 4.5 |
| Wellcare Sunshine Health Dual Reserve (HMO-POS D-SNP) Wellcare | HMO-POS D-SNP | $0 | $700 | $3,000 | 4 |
| Gold Heart & Diabetes (HMO-POS C-SNP) Gold Kidney Health Plan | HMO-POS C-SNP | $0 | $0 | $3,300 | — |
| CareNeeds Platinum (HMO D-SNP) CarePlus Health Plans, Inc. | HMO D-SNP | $0 | $700 | $3,400 | 4.5 |
| DrExtraCare-SFL (HMO C-SNP) Doctors HealthCare Plans, Inc. | HMO C-SNP | $0 | $0 | $3,400 | 4.5 |
| DrFullDual-SFL (HMO D-SNP) Doctors HealthCare Plans, Inc. | HMO D-SNP | $0 | $700 | $3,400 | 4.5 |
| DrPartialDual-SFL (HMO D-SNP) Doctors HealthCare Plans, Inc. | HMO D-SNP | $0 | $700 | $3,400 | 4.5 |
| Florida Complete Care (HMO I-SNP) Florida Complete Care | HMO I-SNP | $0 | $260 | $3,400 | — |
| Florida Complete Care- In The Community (HMO-POS I-SNP) Florida Complete Care | HMO-POS I-SNP | $0 | $260 | $3,400 | — |
| Florida Complete Care-Duals VIP (HMO-POS D-SNP) Florida Complete Care | HMO-POS D-SNP | $0 | $260 | $3,400 | — |
| Humana Dual Select H1036-077 (HMO D-SNP) Humana | HMO D-SNP | $0 | $700 | $3,400 | 4.5 |
| Humana Dual Select H1036-304 (HMO D-SNP) Humana | HMO D-SNP | $0 | $700 | $3,400 | 4.5 |
| Humana Fully Integrated H1036-280 (HMO D-SNP) Humana | HMO D-SNP | $0 | $700 | $3,400 | 4.5 |
| UHC MedicareMax Complete Care FL-30 (HMO C-SNP) UnitedHealthcare | HMO C-SNP | $0 | $0 | $3,400 | 4.5 |
| HealthSun MediSun Extra (HMO D-SNP) HealthSun Health Plans, Inc. | HMO D-SNP | $0 | $700 | $3,450 | 4.5 |
| HealthSun MediSun Full Dual Extra (HMO D-SNP) HealthSun Health Plans, Inc. | HMO D-SNP | $0 | $700 | $3,450 | 4.5 |
| Leon MediDual (HMO D-SNP) Leon Health, Inc. | HMO D-SNP | $0 | $700 | $3,450 | 5 |
| Leon MediMax (HMO D-SNP) Leon Health, Inc. | HMO D-SNP | $0 | $700 | $3,450 | 5 |
| Aetna Medicare Chronic Care (HMO C-SNP) Aetna Medicare | HMO C-SNP | $0 | $0 | $3,900 | 4.5 |
| DEVOTED C-SNP ENHANCED 067 FL (HMO C-SNP) Devoted Health | HMO C-SNP | $0 | $465 | $4,400 | 5 |
| DEVOTED DUAL 019 FL (HMO D-SNP) Devoted Health | HMO D-SNP | $0 | $700 | $4,400 | 5 |
| Humana Dual Select H7284-010 (PPO D-SNP) Humana | PPO D-SNP | $0 | $300 | $4,900 | 3.5 |
| Aetna Medicare Full Dual Select (HMO D-SNP) Aetna Medicare | HMO D-SNP | $0 | $700 | $9,850 | 4.5 |
| Aetna Medicare Partial Dual Select (HMO D-SNP) Aetna Medicare | HMO D-SNP | $0 | $700 | $9,850 | 4.5 |
| Aetna Medicare QMB Only Select (HMO D-SNP) Aetna Medicare | HMO D-SNP | $0 | $700 | $9,850 | 4.5 |
| AmeriHealth Caritas VIP Care (HMO D-SNP) AmeriHealth Caritas VIP Care (HMO-D-SNP) | HMO D-SNP | $0 | $120 | $9,850 | — |
| DEVOTED C-SNP PLUS 085 FL (HMO C-SNP) Devoted Health | HMO C-SNP | $0 | $465 | $9,850 | 5 |
| DEVOTED DUAL FULL 078 FL (HMO D-SNP) Devoted Health | HMO D-SNP | $0 | $700 | $9,850 | 5 |
| DEVOTED DUAL QMB 053 FL (HMO D-SNP) Devoted Health | HMO D-SNP | $0 | $700 | $9,850 | 5 |
| Humana Dual Integrated (HMO D-SNP) Humana | HMO D-SNP | $0 | $700 | $9,850 | 4.5 |
| Humana Dual Integrated (PPO D-SNP) Humana | PPO D-SNP | $0 | $620 | $9,850 | 3.5 |
| UHC Dual Complete FL-Q1 (PPO D-SNP) UnitedHealthcare | PPO D-SNP | $0 | $700 | $9,850 | 4 |
| UHC Dual Complete FL-Q3 (Regional PPO D-SNP) UnitedHealthcare | Regional PPO D-SNP | $0 | $700 | $9,850 | 3.5 |
| UHC Dual Complete FL-YL (HMO-POS D-SNP) UnitedHealthcare | HMO-POS D-SNP | $0 | $700 | $9,850 | 3.5 |
| UHC Preferred Dual Complete FL-QV4 (HMO D-SNP) UnitedHealthcare | HMO D-SNP | $0 | $400 | $9,850 | 4.5 |
| UHC Preferred Dual Complete FL-Y6 (HMO-POS D-SNP) UnitedHealthcare | HMO-POS D-SNP | $0 | $700 | $9,850 | 4.5 |
| Wellcare Sunshine Health Dual Access (HMO-POS D-SNP) Wellcare | HMO-POS D-SNP | $0 | $700 | $9,850 | 4 |
| Wellcare Sunshine Health Dual Align (HMO D-SNP) Wellcare | HMO D-SNP | $0 | $700 | $9,850 | 4 |
| Senior Care (HMO I-SNP) Align Senior Care | HMO I-SNP | $2.1 | $700 | $9,850 | — |
| UHC Nursing Home Plan FL-F001 (PPO I-SNP) UnitedHealthcare | PPO I-SNP | $6.1 | $700 | $9,850 | 4.5 |
| UHC Preferred Dual Complete FL-QV5 (HMO D-SNP) UnitedHealthcare | HMO D-SNP | $7.3 | $700 | $2,900 | 4.5 |
| Solis Guardian Plan (HMO D-SNP) Solis Health Plans | HMO D-SNP | $7.3 | $700 | $3,400 | 4.5 |
| Gold Dialysis & Kidney Complete (HMO-POS C-SNP) Gold Kidney Health Plan | HMO-POS C-SNP | $7.3 | $700 | $9,250 | — |
| Gold Heart & Diabetes Complete (HMO-POS C-SNP) Gold Kidney Health Plan | HMO-POS C-SNP | $7.3 | $700 | $9,750 | — |
| Longevity Health Plan (HMO I-SNP) Longevity Health Plan | HMO I-SNP | $7.3 | $700 | $9,850 | — |
| UHC Dual Complete FL-Y7 (PPO D-SNP) UnitedHealthcare | PPO D-SNP | $7.3 | $700 | $9,850 | 4 |
| Wellcare Sunshine Health Dual Align Unity (HMO D-SNP) Wellcare | HMO D-SNP | $7.3 | $700 | $9,850 | 4 |
CMS 于十月发布 2027 年的星级评分；显示的星级为该计划的 2026 综合评级。 我们与美国政府或联邦医疗保险计划无关联，也未获其认可，且不销售保险计划。我们不会完整列出计划福利；请在注册前向计划提供方、Medicare.gov 或拨打 1-800-MEDICARE（TTY 1-877-486-2048）确认费用和覆盖范围。 来源：CMS Medicare Advantage 和 Part D 概况，2027（2026-10 版本）。