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FL Collier County 2027 年 Medicare Advantage 计划

2027 年，来自 8 家公司的 59 个 Medicare Advantage 计划在 Collier County 可用。每月保费为 $0 的计划（不含特殊需求计划）：26。网络内最低自付上限：$2,750。

2027 年的开放注册期为 2026 10月15日至12月7日；保障于 2027 1月1日生效。

含药品保障的计划 (23)

计划	类型	每月保费	药品免赔额	自付上限（网络内）	去年的星级评分
Freedom Platinum Plan Rx (HMO) Freedom Health, Inc.	HMO	$0	$0	$2,750	4.5
Wellcare Simple (HMO-POS) Wellcare	HMO-POS	$0	$700	$3,000	4
AARP Medicare Advantage from UHC FL-0010 (HMO-POS) UnitedHealthcare	HMO-POS	$0	$405	$3,400	4.5
Freedom Platinum Rewards Plan Rx (HMO) Freedom Health, Inc.	HMO	$0	$0	$3,400	4.5
BlueMedicare Premier (HMO) Florida Blue HMO	HMO	$0	$350	$3,500	4
AARP Medicare Advantage from UHC FL-0006 (HMO-POS) UnitedHealthcare	HMO-POS	$0	$405	$3,800	4.5
Humana Gold Plus H1036-217 (HMO) Humana	HMO	$0	$700	$3,800	4.5
Aetna Medicare Select (HMO) Aetna Medicare	HMO	$0	$0	$3,900	4.5
Humana Gold Plus Giveback H1036-278 (HMO) Humana	HMO	$0	$700	$4,400	4.5
Aetna Medicare Signature Legacy (PPO) Aetna Medicare	PPO	$0	$700	$5,500	4.5
Humana Value Choice (PPO) Humana	PPO	$0	$700	$5,600	3.5
BlueMedicare Classic (HMO) Florida Blue HMO	HMO	$0	$700	$6,750	4
AARP Medicare Advantage CareFlex from UHC FL-34 (HMO-POS) UnitedHealthcare	HMO-POS	$0	$685	$7,150	4.5
AARP Medicare Advantage from UHC FL-0017 (PPO) UnitedHealthcare	PPO	$0	$685	$7,150	4
Aetna Medicare Signature (PPO) Aetna Medicare	PPO	$0	$700	$7,150	4.5
DEVOTED CHOICE GIVEBACK 016 FL (PPO) Devoted Health	PPO	$0	$650	$7,150	4.5
Humana Essentials Plus Giveback (PPO) Humana	PPO	$0	$700	$7,150	4.5
Wellcare Giveback (HMO-POS) Wellcare	HMO-POS	$0	$700	$7,200	4
HumanaChoice R5826-074 (Regional PPO) Humana	Regional PPO	$35	$700	$7,550	3.5
BlueMedicare Select (PPO) Florida Blue	PPO	$99.5	$700	$7,150	3.5
AARP Medicare Advantage from UHC FL-0031 (Regional PPO) UnitedHealthcare	Regional PPO	$127	$685	$9,850	3.5
HumanaChoice R5826-005 (Regional PPO) Humana	Regional PPO	$161	$700	$6,700	3.5
BlueMedicare Select (PPO) Florida Blue	PPO	$173	$700	$7,500	3.5

不含药品保障的计划 (9)

计划	类型	每月保费	自付上限（网络内）	去年的星级评分
Humana USAA Honor Giveback (PPO) Humana	PPO	$0	$6,000	3.5
Humana USAA Honor Giveback (HMO) Humana	HMO	$0	$6,700	4.5
BlueMedicare Patriot (PPO) Florida Blue	PPO	$0	$6,750	3.5
BlueMedicare Patriot Plus (PPO) Florida Blue	PPO	$0	$6,750	3.5
Humana USAA Honor Giveback (PPO) Humana	PPO	$0	$6,750	4.5
Aetna Medicare Eagle Giveback (PPO) Aetna Medicare	PPO	$0	$7,150	4.5
AARP Medicare Advantage Patriot No Rx FL-MA2 (PPO) UnitedHealthcare	PPO	$0	$8,900	4
AARP Medicare Advantage Patriot No Rx FL-MA01 (Regional PPO) UnitedHealthcare	Regional PPO	$0	$9,250	3.5
HumanaChoice R5826-018 (Regional PPO) Humana	Regional PPO	$9	$7,550	3.5

特殊需求计划 (27)

特殊需求计划仅适用于同时拥有 Medicaid (D-SNP)、患有特定慢性病 (C-SNP) 或居住在疗养院等机构 (I-SNP) 的人群。

计划	类型	每月保费	药品免赔额	自付上限（网络内）	去年的星级评分
Freedom Medi-Medi Partial (HMO D-SNP) Freedom Health, Inc.	HMO D-SNP	$0	$105	$500	4.5
Optimum Emerald Partial (HMO D-SNP) Optimum HealthCare, Inc.	HMO D-SNP	$0	$105	$500	4.5
Premier Care (HMO I-SNP) Align Senior Care	HMO I-SNP	$0	$450	$2,200	—
Humana Gold Plus - Diabetes and Heart (HMO C-SNP) Humana	HMO C-SNP	$0	$0	$3,300	4.5
Humana Gold Plus Lung (HMO C-SNP) Humana	HMO C-SNP	$0	$100	$3,300	4.5
BlueMedicare Focus (HMO C-SNP) Florida Blue HMO	HMO C-SNP	$0	$700	$3,400	4
Freedom VIP Savings (HMO C-SNP) Freedom Health, Inc.	HMO C-SNP	$0	$0	$3,400	4.5
Freedom VIP Savings COPD (HMO C-SNP) Freedom Health, Inc.	HMO C-SNP	$0	$0	$3,400	4.5
Humana Dual Select H1036-285 (HMO D-SNP) Humana	HMO D-SNP	$0	$700	$3,400	4.5
Humana Dual Select H1036-314 (HMO D-SNP) Humana	HMO D-SNP	$0	$700	$3,400	4.5
UHC Complete Care FL-14 (HMO-POS C-SNP) UnitedHealthcare	HMO-POS C-SNP	$0	$405	$3,400	4.5
Aetna Medicare Chronic Care (HMO C-SNP) Aetna Medicare	HMO C-SNP	$0	$300	$3,900	4.5
Humana Dual Select H5216-394 (PPO D-SNP) Humana	PPO D-SNP	$0	$50	$4,900	3.5
Optimum Diamond Savings (HMO C-SNP) Optimum HealthCare, Inc.	HMO C-SNP	$0	$0	$5,000	4.5
Optimum Diamond Savings COPD (HMO C-SNP) Optimum HealthCare, Inc.	HMO C-SNP	$0	$0	$5,000	4.5
Aetna Medicare Full Dual Select (HMO D-SNP) Aetna Medicare	HMO D-SNP	$0	$700	$9,850	4.5
Aetna Medicare Partial Dual Select (HMO D-SNP) Aetna Medicare	HMO D-SNP	$0	$700	$9,850	4.5
Humana Dual Integrated (HMO D-SNP) Humana	HMO D-SNP	$0	$700	$9,850	4.5
Humana Dual Integrated (PPO D-SNP) Humana	PPO D-SNP	$0	$150	$9,850	3.5
UHC Dual Complete FL-Q1 (PPO D-SNP) UnitedHealthcare	PPO D-SNP	$0	$700	$9,850	4
UHC Dual Complete FL-Q3 (Regional PPO D-SNP) UnitedHealthcare	Regional PPO D-SNP	$0	$700	$9,850	3.5
UHC Dual Complete FL-QV2 (HMO-POS D-SNP) UnitedHealthcare	HMO-POS D-SNP	$0	$75	$9,850	4.5
UHC Dual Complete FL-Y5 (HMO-POS D-SNP) UnitedHealthcare	HMO-POS D-SNP	$0	$75	$9,850	4.5
Senior Care (HMO I-SNP) Align Senior Care	HMO I-SNP	$2.1	$700	$9,850	—
UHC Nursing Home Plan FL-F001 (PPO I-SNP) UnitedHealthcare	PPO I-SNP	$6.1	$700	$9,850	4.5
Optimum Emerald Full (HMO D-SNP) Optimum HealthCare, Inc.	HMO D-SNP	$7.3	$105	$500	4.5
UHC Dual Complete FL-Y7 (PPO D-SNP) UnitedHealthcare	PPO D-SNP	$7.3	$700	$9,850	4

Florida 独立 Part D 药品计划 →

CMS 于十月发布 2027 年的星级评分；显示的星级为该计划的 2026 综合评级。我们与美国政府或联邦医疗保险计划无关联，也未获其认可，且不销售保险计划。我们不会完整列出计划福利；请在注册前向计划提供方、Medicare.gov 或拨打 1-800-MEDICARE（TTY 1-877-486-2048）确认费用和覆盖范围。来源：CMS Medicare Advantage 和 Part D 概况，2027（2026-09 版本）。