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DE New Castle County 2027 年 Medicare Advantage 计划

2027 年，来自 8 家公司的 37 个 Medicare Advantage 计划在 New Castle County 可用。每月保费为 $0 的计划（不含特殊需求计划）：15。网络内最低自付上限：$5,900。

2027 年的开放注册期为 2026 10月15日至12月7日；保障于 2027 1月1日生效。

含药品保障的计划 (19)

计划	类型	每月保费	药品免赔额	自付上限（网络内）	去年的星级评分
AARP Medicare Advantage Essentials from UHC DE-3 (HMO-POS) UnitedHealthcare	HMO-POS	$0	$595	$6,400	4
AARP Medicare Advantage Extras from UHC DE-6 (HMO-POS) UnitedHealthcare	HMO-POS	$0	$685	$7,150	4
Aetna Medicare Advantra Signature (HMO) Aetna Medicare	HMO	$0	$700	$7,150	4
Complete Blue PPO Signature (PPO) Highmark Blue Cross Blue Shield	PPO	$0	$700	$7,150	4
DEVOTED CHOICE 001 DE (PPO) Devoted Health	PPO	$0	$650	$7,250	—
HealthSpring Preferred (HMO) HealthSpring	HMO	$0	$500	$7,900	3
DEVOTED CHOICE GIVEBACK EXTRAS 005 DE (PPO) Devoted Health	PPO	$0	$700	$8,450	—
DEVOTED CHOICE GIVEBACK 002 DE (PPO) Devoted Health	PPO	$0	$461	$9,850	—
Humana Essentials Plus Giveback (PPO) Humana	PPO	$0	$700	$9,850	4.5
Humana Essentials Plus Giveback (PPO) Humana	PPO	$0	$700	$9,850	3.5
Wellcare Simple (HMO-POS) Wellcare	HMO-POS	$0	$700	$9,850	—
HumanaChoice H5216-390 (PPO) Humana	PPO	$7.9	$700	$5,900	3.5
HealthSpring True Choice (PPO) HealthSpring	PPO	$14	$700	$7,500	3
AARP Medicare Advantage from UHC DE-0001 (PPO) UnitedHealthcare	PPO	$23	$685	$7,150	4
HumanaChoice H5216-387 (PPO) Humana	PPO	$43	$600	$8,950	3.5
Aetna Medicare Enhanced (HMO) Aetna Medicare	HMO	$59	$400	$7,150	4
AARP Medicare Advantage from UHC DE-0002 (PPO) UnitedHealthcare	PPO	$68	$685	$7,150	4
Aetna Medicare Premier (PPO) Aetna Medicare	PPO	$106	$700	$9,850	4.5
Complete Blue PPO Distinct (PPO) Highmark Blue Cross Blue Shield	PPO	$138	$700	$6,500	4

不含药品保障的计划 (4)

计划	类型	每月保费	自付上限（网络内）	去年的星级评分
Freedom Blue PPO Valor (PPO) Highmark Blue Cross Blue Shield	PPO	$0	$6,000	4
Humana USAA Honor Giveback (PPO) Humana	PPO	$0	$6,750	3.5
AARP Medicare Advantage Patriot No Rx DE-MA01 (HMO-POS) UnitedHealthcare	HMO-POS	$0	$7,150	4
Aetna Medicare Advantra Eagle Plus (HMO) Aetna Medicare	HMO	$0	$7,150	4

特殊需求计划 (14)

特殊需求计划仅适用于同时拥有 Medicaid (D-SNP)、患有特定慢性病 (C-SNP) 或居住在疗养院等机构 (I-SNP) 的人群。

计划	类型	每月保费	药品免赔额	自付上限（网络内）	去年的星级评分
Wellcare Delaware First Health Dual Select (HMO-POS D-SNP) Wellcare	HMO-POS D-SNP	$0	$700	$3,850	—
UHC Complete Care DE-4 (HMO-POS C-SNP) UnitedHealthcare	HMO-POS C-SNP	$0	$505	$6,400	4
Aetna Medicare Chronic Care (HMO C-SNP) Aetna Medicare	HMO C-SNP	$0	$700	$7,150	4
DEVOTED C-SNP CHOICE GIVEBACK EXTRAS 004 DE (PPO C-SNP) Devoted Health	PPO C-SNP	$0	$700	$8,450	—
AmeriHealth Caritas VIP Care Choice (HMO D-SNP) AmeriHealth Caritas VIP Care (HMO-D-SNP)	HMO D-SNP	$0	$120	$9,250	—
Aetna Medicare Chronic Care Total (HMO C-SNP) Aetna Medicare	HMO C-SNP	$0	$700	$9,850	4
DEVOTED C-SNP CHOICE PLUS 003 DE (PPO C-SNP) Devoted Health	PPO C-SNP	$0	$461	$9,850	—
UHC Complete Care Support DE-5A (HMO-POS C-SNP) UnitedHealthcare	HMO-POS C-SNP	$0	$100	$9,850	4
AmeriHealth Caritas VIP Care (HMO D-SNP) AmeriHealth Caritas VIP Care (HMO-D-SNP)	HMO D-SNP	$7.9	$700	$9,850	—
Highmark Health Options Duals (HMO D-SNP) Highmark Blue Cross Blue Shield	HMO D-SNP	$7.9	$700	$9,850	—
Highmark Health Options Duals Select (HMO D-SNP) Highmark Blue Cross Blue Shield	HMO D-SNP	$7.9	$700	$9,850	—
Wellcare Delaware First Health Dual Align (HMO-POS D-SNP) Wellcare	HMO-POS D-SNP	$7.9	$700	$9,850	—
UHC Nursing Home Plan EX-F002 (PPO I-SNP) UnitedHealthcare	PPO I-SNP	$12.5	$700	$9,850	4.5
HealthSpring Achieve (HMO C-SNP) HealthSpring	HMO C-SNP	$40	$500	$7,500	3

Delaware 独立 Part D 药品计划 →

CMS 于十月发布 2027 年的星级评分；显示的星级为该计划的 2026 综合评级。我们与美国政府或联邦医疗保险计划无关联，也未获其认可，且不销售保险计划。我们不会完整列出计划福利；请在注册前向计划提供方、Medicare.gov 或拨打 1-800-MEDICARE（TTY 1-877-486-2048）确认费用和覆盖范围。来源：CMS Medicare Advantage 和 Part D 概况，2027（2026-10 版本）。