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CA Orange County 2027 年 Medicare Advantage 计划
2027 年，来自 15 家公司的 111 个 Medicare Advantage 计划在 Orange County 可用。每月保费为 $0 的计划（不含特殊需求计划）：54。网络内最低自付上限：$295。
2027 年的开放注册期为 2026 10月15日至12月7日；保障于 2027 1月1日生效。
含药品保障的计划 (57)
| 计划 | 类型 | 每月保费 | 药品免赔额 | 自付上限（网络内） | 去年的星级评分 |
|---|---|---|---|---|---|
| Imperial Dynamic Plan (HMO) Imperial Health Plan of California, Inc. | HMO | $0 | $0 | $295 | 3.5 |
| Blue Shield Advantage (HMO) Blue Shield of California | HMO | $0 | $300 | $299 | 4 |
| CareMore Health Plan by SCAN (HMO) SCAN Health Plan | HMO | $0 | $150 | $299 | 4 |
| SCAN Costco Medicare Advantage (HMO) SCAN Health Plan | HMO | $0 | $370 | $299 | 4 |
| SCAN Classic (HMO) SCAN Health Plan | HMO | $0 | $370 | $399 | 4 |
| Central Health Harmony 001 (HMO) Alignment Health Plan | HMO | $0 | $700 | $498 | — |
| Alignment Health Platinum + Instacart 008 (HMO) Alignment Health Plan | HMO | $0 | $0 | $499 | 4 |
| Blue Shield Inspire (HMO) Blue Shield of California | HMO | $0 | $300 | $499 | 4 |
| Champion Ally (HMO) Champion Heath Plan | HMO | $0 | $0 | $499 | — |
| Champion Anwell (HMO) Champion Heath Plan | HMO | $0 | $0 | $499 | — |
| Clever Care Longevity (HMO) Clever Care Health Plan | HMO | $0 | $0 | $499 | 4 |
| SCAN Baekse (HMO) SCAN Health Plan | HMO | $0 | $200 | $499 | 4 |
| Alignment Health My Choice 001 (HMO) Alignment Health Plan | HMO | $0 | $0 | $550 | 4 |
| Aetna Medicare Prime (HMO) Aetna Medicare | HMO | $0 | $400 | $599 | 3 |
| Aetna Medicare Signature (HMO) Aetna Medicare | HMO | $0 | $300 | $599 | 3 |
| Aetna Medicare Signature Extra (HMO) Aetna Medicare | HMO | $0 | $300 | $599 | 3 |
| Humana Gold Plus H5619-021 (HMO) Humana | HMO | $0 | $250 | $799 | 3 |
| AARP Medicare Advantage Giveback from UHC CA-31P (HMO-POS) UnitedHealthcare | HMO-POS | $0 | $685 | $800 | 4 |
| AARP Medicare Advantage from UHC CA-005P (HMO-POS) UnitedHealthcare | HMO-POS | $0 | $595 | $800 | 4 |
| AARP Medicare Advantage from UHC CA-021P (HMO-POS) UnitedHealthcare | HMO-POS | $0 | $595 | $800 | 4 |
| Anthem Prime (HMO-POS) Anthem Blue Cross Partnership Plan | HMO-POS | $0 | $490 | $800 | 3 |
| Anthem Select (HMO-POS) Anthem Blue Cross | HMO-POS | $0 | $200 | $800 | 3 |
| Alignment Health Platinum Preferred 004 (HMO) Alignment Health Plan | HMO | $0 | $700 | $999 | — |
| Humana Gold Plus H3767-002 (HMO) Humana | HMO | $0 | $250 | $999 | — |
| Kaiser Permanente Senior Advantage LA, Orange Co. (HMO) Kaiser Permanente | HMO | $0 | $0 | $999 | 4.5 |
| SCAN Inclusive (HMO) SCAN Health Plan | HMO | $0 | $250 | $999 | 4 |
| Anthem I CareMore Medicare Advantage (HMO-POS) Anthem Blue Cross Partnership Plan | HMO-POS | $0 | $145 | $1,000 | 3 |
| Anthem I CareMore Premium Savings (HMO-POS) Anthem Blue Cross Partnership Plan | HMO-POS | $0 | $145 | $1,000 | 3 |
| SCAN Venture (HMO) SCAN Health Plan | HMO | $0 | $370 | $1,000 | 4 |
| Blue Shield 65 Plus (HMO) Blue Shield of California | HMO | $0 | $390 | $1,300 | 4 |
| Anthem I CareMore Medicare Advantage 2 (HMO-POS) Anthem Blue Cross | HMO-POS | $0 | $85 | $1,500 | 3 |
| Blue Shield 65 Plus Plan 2 (HMO) Blue Shield of California | HMO | $0 | $390 | $1,850 | 4 |
| Clever Care Value (HMO) Clever Care Health Plan | HMO | $0 | $0 | $1,999 | 4 |
| Alignment Health Smart 013 (HMO) Alignment Health Plan | HMO | $0 | $0 | $2,499 | 4 |
| Humana Gold Plus Giveback H5619-146 (HMO) Humana | HMO | $0 | $700 | $2,700 | 3 |
| Alignment Health Smart 047 (HMO) Alignment Health Plan | HMO | $0 | $700 | $2,899 | 4 |
| AARP Medicare Advantage from UHC CA-46 (HMO-POS) UnitedHealthcare | HMO-POS | $0 | $685 | $2,900 | 4 |
| Advantage Care (HMO) Align Senior Care | HMO | $0 | $150 | $2,900 | — |
| Kaiser Permanente Sr Advantage LA, Orange Value (HMO) Kaiser Permanente | HMO | $0 | $0 | $2,900 | 4.5 |
| Wellcare Simple Focus (HMO) Wellcare | HMO | $0 | $700 | $3,200 | 3.5 |
| Astiva Health Savings Plan (HMO) Astiva Health | HMO | $0 | $0 | $3,450 | 4 |
| Alignment Health My Choice 050 (HMO) Alignment Health Plan | HMO | $0 | $0 | $3,499 | 4 |
| Blue Shield AdvantageOptimum Plan (HMO) Blue Shield of California | HMO | $0 | $350 | $3,600 | 3.5 |
| HumanaChoice H5525-075 (PPO) Humana | PPO | $0 | $700 | $4,350 | 3.5 |
| Wellcare Simple (HMO) Wellcare | HMO | $0 | $700 | $4,500 | 3.5 |
| Alignment Health ValorCare 053 (HMO) Alignment Health Plan | HMO | $0 | $0 | $6,000 | 4 |
| Humana USAA Honor Giveback with Rx (PPO) Humana | PPO | $0 | $700 | $6,400 | 3.5 |
| SCAN Select (HMO) SCAN Health Plan | HMO | $0 | $700 | $6,700 | 4 |
| Anthem Medicare Advantage (HMO-POS) Anthem Blue Cross | HMO-POS | $0 | $255 | $7,550 | 3 |
| Alignment Health Honor Plus 060 (HMO) Alignment Health Plan | HMO | $7.3 | $700 | $9,850 | 4 |
| Aetna Medicare Signature Legacy (HMO) Aetna Medicare | HMO | $10 | $700 | $2,000 | 3 |
| SCAN Inspired by women for women (HMO) SCAN Health Plan | HMO | $15 | $370 | $999 | 4 |
| SCAN Prime (HMO) SCAN Health Plan | HMO | $20 | $370 | $2,499 | 4 |
| Wellcare Low Premium (HMO) Wellcare | HMO | $42 | $700 | $4,150 | 3.5 |
| AARP Medicare Advantage from UHC CA-33P (HMO-POS) UnitedHealthcare | HMO-POS | $46 | $595 | $800 | 4 |
| HumanaChoice H5525-074 (PPO) Humana | PPO | $49 | $700 | $3,650 | 3.5 |
| Alignment Health Platinum Preferred+ 005 (HMO) Alignment Health Plan | HMO | $99 | $700 | $1,499 | — |
不含药品保障的计划 (5)
| 计划 | 类型 | 每月保费 | 自付上限（网络内） | 去年的星级评分 |
|---|---|---|---|---|
| Imperial Courage Plan (HMO) Imperial Health Plan of California, Inc. | HMO | $0 | $2,999 | 3.5 |
| Aetna Medicare Eagle (HMO) Aetna Medicare | HMO | $0 | $4,450 | 3 |
| Humana USAA Honor Giveback (HMO) Humana | HMO | $0 | $5,250 | 3 |
| AARP Medicare Advantage Patriot No Rx CA-MA1P (HMO-POS) UnitedHealthcare | HMO-POS | $0 | $5,900 | 4 |
| Humana USAA Honor Giveback (PPO) Humana | PPO | $0 | $6,750 | 3.5 |
特殊需求计划 (49)
特殊需求计划仅适用于同时拥有 Medicaid (D-SNP)、患有特定慢性病 (C-SNP) 或居住在疗养院等机构 (I-SNP) 的人群。
| 计划 | 类型 | 每月保费 | 药品免赔额 | 自付上限（网络内） | 去年的星级评分 |
|---|---|---|---|---|---|
| SCAN Balance (HMO C-SNP) SCAN Health Plan | HMO C-SNP | $0 | $370 | $199 | 4 |
| Imperial Senior Value (HMO C-SNP) Imperial Health Plan of California, Inc. | HMO C-SNP | $0 | $0 | $295 | 3.5 |
| Aetna Medicare Chronic Care (HMO C-SNP) Aetna Medicare | HMO C-SNP | $0 | $700 | $299 | 3 |
| Anthem I CareMore Chronic Care 2 (HMO-POS C-SNP) Anthem Blue Cross Partnership Plan | HMO-POS C-SNP | $0 | $250 | $499 | 3 |
| Anthem I CareMore Lung Care (HMO-POS C-SNP) Anthem Blue Cross | HMO-POS C-SNP | $0 | $100 | $499 | 3 |
| Anthem I CareMore Lung Care 2 (HMO-POS C-SNP) Anthem Blue Cross Partnership Plan | HMO-POS C-SNP | $0 | $250 | $499 | 3 |
| Champion Care (HMO C-SNP) Champion Heath Plan | HMO C-SNP | $0 | $0 | $499 | — |
| Clever Care Breathe Select+ (HMO C-SNP) Clever Care Health Plan | HMO C-SNP | $0 | $0 | $499 | 4 |
| Clever Care Total Choice+ (HMO C-SNP) Clever Care Health Plan | HMO C-SNP | $0 | $0 | $499 | 4 |
| Anthem I CareMore Home Care (HMO I-SNP) Anthem Blue Cross | HMO I-SNP | $0 | $100 | $700 | 3 |
| SCAN Embrace (HMO I-SNP) SCAN Health Plan | HMO I-SNP | $0 | $0 | $799 | 4 |
| Anthem I CareMore Chronic Care (HMO-POS C-SNP) Anthem Blue Cross | HMO-POS C-SNP | $0 | $100 | $800 | 3 |
| Anthem I CareMore Kidney Care (HMO-POS C-SNP) Anthem Blue Cross | HMO-POS C-SNP | $0 | $150 | $800 | 3 |
| UHC Complete Care CA-19P (HMO-POS C-SNP) UnitedHealthcare | HMO-POS C-SNP | $0 | $595 | $800 | 4 |
| Alignment Health Heart & Diabetes 054 (HMO C-SNP) Alignment Health Plan | HMO C-SNP | $0 | $0 | $990 | 4 |
| Champion Advantage (HMO-POS C-SNP) Champion Heath Plan | HMO-POS C-SNP | $0 | $0 | $999 | — |
| Champion Compass (HMO C-SNP) Champion Heath Plan | HMO C-SNP | $0 | $0 | $999 | — |
| Wellcare Specialty Simple (HMO C-SNP) Wellcare | HMO C-SNP | $0 | $700 | $1,000 | 3.5 |
| Alignment Health Balance 033 (HMO C-SNP) Alignment Health Plan | HMO C-SNP | $0 | $0 | $1,499 | 4 |
| Alignment Health Heart & Diabetes 010 (HMO C-SNP) Alignment Health Plan | HMO C-SNP | $0 | $0 | $1,900 | 4 |
| Premier Care (HMO I-SNP) Align Senior Care | HMO I-SNP | $0 | $50 | $1,900 | — |
| Astiva Health C-SNP Bloom (HMO C-SNP) Astiva Health | HMO C-SNP | $0 | $0 | $2,000 | 4 |
| Astiva Health C-SNP Deluxe (HMO C-SNP) Astiva Health | HMO C-SNP | $0 | $0 | $2,000 | 4 |
| Astiva Health C-SNP Fountain (HMO C-SNP) Astiva Health | HMO C-SNP | $0 | $0 | $2,000 | 4 |
| SCAN DaVita Dialysis Care (HMO-POS C-SNP) VillageHealth | HMO-POS C-SNP | $0 | $370 | $2,950 | — |
| Astiva Health C-SNP WOW (HMO C-SNP) Astiva Health | HMO C-SNP | $0 | $500 | $9,250 | 4 |
| Alignment Health BreathEasy Plus 041 (HMO C-SNP) Alignment Health Plan | HMO C-SNP | $0 | $700 | $9,850 | 4 |
| Alignment Health Heart & Diabetes Plus 044 (HMO C-SNP) Alignment Health Plan | HMO C-SNP | $0 | $700 | $9,850 | 4 |
| Champion Connect (HMO-POS C-SNP) Champion Heath Plan | HMO-POS C-SNP | $0 | $700 | $9,850 | — |
| Champion Home (HMO C-SNP) Champion Heath Plan | HMO C-SNP | $0 | $700 | $9,850 | — |
| Champion Secure (HMO C-SNP) Champion Heath Plan | HMO C-SNP | $0 | $700 | $9,850 | — |
| Clever Care Breathe+ (HMO C-SNP) Clever Care Health Plan | HMO C-SNP | $0 | $700 | $9,850 | 4 |
| Clever Care Total+ (HMO C-SNP) Clever Care Health Plan | HMO C-SNP | $0 | $700 | $9,850 | 4 |
| Kaiser Permanente Dual Complete South P10 (HMO D-SNP) Kaiser Permanente | HMO D-SNP | $0 | $700 | $9,850 | 4 |
| SCAN DaVita Dialysis Care Complete (HMO-POS C-SNP) VillageHealth | HMO-POS C-SNP | $0 | $175 | $9,850 | — |
| SCAN Embrace Together (HMO I-SNP) SCAN Health Plan | HMO I-SNP | $0 | $700 | $9,850 | 4 |
| SCAN Strive (HMO C-SNP) SCAN Health Plan | HMO C-SNP | $0 | $450 | $9,850 | 4 |
| UHC Complete Care Support CA-2AP (HMO C-SNP) UnitedHealthcare | HMO C-SNP | $0 | $100 | $9,850 | 4 |
| Wellcare Health Net Dual Liberty (HMO D-SNP) Wellcare | HMO D-SNP | $0 | $700 | $9,850 | 3.5 |
| Alignment Health Heart & Diabetes 051 (HMO C-SNP) Alignment Health Plan | HMO C-SNP | $0.1 | $700 | $9,850 | 4 |
| Champion Choice (HMO C-SNP) Champion Heath Plan | HMO C-SNP | $2.6 | $700 | $9,850 | — |
| Imperial Flex (HMO C-SNP) Imperial Health Plan of California, Inc. | HMO C-SNP | $2.7 | $450 | $9,850 | 3.5 |
| Alignment Health Clarity Plus 042 (HMO C-SNP) Alignment Health Plan | HMO C-SNP | $7.3 | $700 | $9,850 | 4 |
| Alignment Health Heart & Diabetes Plus 039 (HMO C-SNP) Alignment Health Plan | HMO C-SNP | $7.3 | $700 | $9,850 | 4 |
| CalOptima Health OneCare Complete (HMO D-SNP) CalOptima Health OneCare | HMO D-SNP | $7.3 | $700 | $9,850 | 3 |
| Central Health Harmony Plus 002 (HMO C-SNP) Alignment Health Plan | HMO C-SNP | $7.3 | $700 | $9,850 | — |
| Champion Plus (HMO C-SNP) Champion Heath Plan | HMO C-SNP | $7.3 | $700 | $9,850 | — |
| SCAN Ansim Care (HMO C-SNP) SCAN Health Plan | HMO C-SNP | $7.3 | $700 | $9,850 | 4 |
| Senior Care (HMO I-SNP) Align Senior Care | HMO I-SNP | $7.3 | $700 | $9,850 | — |
CMS 于十月发布 2027 年的星级评分；显示的星级为该计划的 2026 综合评级。 我们与美国政府或联邦医疗保险计划无关联，也未获其认可，且不销售保险计划。我们不会完整列出计划福利；请在注册前向计划提供方、Medicare.gov 或拨打 1-800-MEDICARE（TTY 1-877-486-2048）确认费用和覆盖范围。 来源：CMS Medicare Advantage 和 Part D 概况，2027（2026-10 版本）。