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CA Kern County 2027 年 Medicare Advantage 计划
2027 年，来自 11 家公司的 42 个 Medicare Advantage 计划在 Kern County 可用。每月保费为 $0 的计划（不含特殊需求计划）：17。网络内最低自付上限：$295。
2027 年的开放注册期为 2026 10月15日至12月7日；保障于 2027 1月1日生效。
含药品保障的计划 (18)
| 计划 | 类型 | 每月保费 | 药品免赔额 | 自付上限（网络内） | 去年的星级评分 |
|---|---|---|---|---|---|
| Imperial Dynamic Plan (HMO) Imperial Health Plan of California, Inc. | HMO | $0 | $0 | $295 | 3.5 |
| Champion Ally (HMO) Champion Heath Plan | HMO | $0 | $0 | $499 | — |
| Aetna Medicare Prime Value Plus (HMO) Aetna Medicare | HMO | $0 | $400 | $599 | 3 |
| Alignment Health Platinum 057 (HMO) Alignment Health Plan | HMO | $0 | $700 | $1,000 | 4 |
| Anthem Prime (HMO-POS) Anthem Blue Cross Partnership Plan | HMO-POS | $0 | $395 | $1,200 | 3 |
| AARP Medicare Advantage from UHC CA-0002 (HMO-POS) UnitedHealthcare | HMO-POS | $0 | $355 | $2,000 | 4 |
| Aetna Medicare Signature (HMO) Aetna Medicare | HMO | $0 | $700 | $2,000 | 3 |
| Aetna Medicare Signature Extra (HMO) Aetna Medicare | HMO | $0 | $700 | $2,000 | 3 |
| Humana Gold Plus H5619-116 (HMO) Humana | HMO | $0 | $200 | $2,100 | 3 |
| Blue Shield 65 Plus (HMO) Blue Shield of California | HMO | $0 | $475 | $2,750 | 4 |
| Anthem Medicare Advantage (HMO-POS) Anthem Blue Cross | HMO-POS | $0 | $110 | $2,800 | 3 |
| Humana Gold Plus H5619-191 (HMO) Humana | HMO | $0 | $200 | $3,200 | 3 |
| Kaiser Permanente Senior Advantage Basic Kern (HMO) Kaiser Permanente | HMO | $0 | $0 | $3,900 | 4.5 |
| Humana Gold Plus Giveback H5619-150 (HMO) Humana | HMO | $0 | $700 | $5,000 | 3 |
| Alignment Health Honor Plus 060 (HMO) Alignment Health Plan | HMO | $7.3 | $700 | $9,850 | 4 |
| Aetna Medicare Signature Legacy (HMO) Aetna Medicare | HMO | $10 | $700 | $2,000 | 3 |
| Kaiser Permanente Senior Advantage Enhanced Kern (HMO) Kaiser Permanente | HMO | $29 | $0 | $1,900 | 4.5 |
| Alignment Health My Choice 061 (HMO) Alignment Health Plan | HMO | $40 | $700 | $4,900 | 4 |
不含药品保障的计划 (3)
| 计划 | 类型 | 每月保费 | 自付上限（网络内） | 去年的星级评分 |
|---|---|---|---|---|
| Imperial Courage Plan (HMO) Imperial Health Plan of California, Inc. | HMO | $0 | $2,999 | 3.5 |
| Humana USAA Honor Giveback (HMO) Humana | HMO | $0 | $5,250 | 3 |
| AARP Medicare Advantage Patriot No Rx CA-MA1P (HMO-POS) UnitedHealthcare | HMO-POS | $0 | $5,900 | 4 |
特殊需求计划 (21)
特殊需求计划仅适用于同时拥有 Medicaid (D-SNP)、患有特定慢性病 (C-SNP) 或居住在疗养院等机构 (I-SNP) 的人群。
| 计划 | 类型 | 每月保费 | 药品免赔额 | 自付上限（网络内） | 去年的星级评分 |
|---|---|---|---|---|---|
| Imperial Senior Value (HMO C-SNP) Imperial Health Plan of California, Inc. | HMO C-SNP | $0 | $0 | $295 | 3.5 |
| Champion Care (HMO C-SNP) Champion Heath Plan | HMO C-SNP | $0 | $0 | $499 | — |
| Champion Advantage (HMO-POS C-SNP) Champion Heath Plan | HMO-POS C-SNP | $0 | $0 | $999 | — |
| Champion Compass (HMO C-SNP) Champion Heath Plan | HMO C-SNP | $0 | $0 | $999 | — |
| Wellcare Specialty Simple (HMO C-SNP) Wellcare | HMO C-SNP | $0 | $700 | $1,000 | 3.5 |
| Alignment Health Heart & Diabetes 048 (HMO C-SNP) Alignment Health Plan | HMO C-SNP | $0 | $0 | $1,990 | 4 |
| UHC Complete Care CA-27P (HMO-POS C-SNP) UnitedHealthcare | HMO-POS C-SNP | $0 | $355 | $2,000 | 4 |
| Anthem Full Dual Advantage Aligned (HMO D-SNP) Anthem Blue Cross | HMO D-SNP | $0 | $105 | $9,850 | 3 |
| Anthem Kidney Care (PPO C-SNP) Anthem Blue Cross and Blue Shield | PPO C-SNP | $0 | $0 | $9,850 | 3.5 |
| Champion Connect (HMO-POS C-SNP) Champion Heath Plan | HMO-POS C-SNP | $0 | $700 | $9,850 | — |
| Champion Home (HMO C-SNP) Champion Heath Plan | HMO C-SNP | $0 | $700 | $9,850 | — |
| Champion Secure (HMO C-SNP) Champion Heath Plan | HMO C-SNP | $0 | $700 | $9,850 | — |
| Humana Gold Plus SNP-DE H5619-038 (HMO D-SNP) Humana | HMO D-SNP | $0 | $700 | $9,850 | 3 |
| Kaiser Permanente Dual Complete South P7 (HMO D-SNP) Kaiser Permanente | HMO D-SNP | $0 | $700 | $9,850 | 4 |
| UHC Complete Care Support CA-4AP (HMO C-SNP) UnitedHealthcare | HMO C-SNP | $0 | $100 | $9,850 | 4 |
| Wellcare Health Net Dual Liberty (HMO D-SNP) Wellcare | HMO D-SNP | $0 | $700 | $9,850 | 3.5 |
| Champion Choice (HMO C-SNP) Champion Heath Plan | HMO C-SNP | $2.6 | $700 | $9,850 | — |
| Imperial Flex (HMO C-SNP) Imperial Health Plan of California, Inc. | HMO C-SNP | $2.7 | $450 | $9,850 | 3.5 |
| Alignment Health Heart & Diabetes Plus 039 (HMO C-SNP) Alignment Health Plan | HMO C-SNP | $7.3 | $700 | $9,850 | 4 |
| Champion Plus (HMO C-SNP) Champion Heath Plan | HMO C-SNP | $7.3 | $700 | $9,850 | — |
| Kern Family Health Care Medicare (HMO D-SNP) Kern Family Health Care Medicare (D-SNP) | HMO D-SNP | $7.3 | $700 | $9,850 | — |
CMS 于十月发布 2027 年的星级评分；显示的星级为该计划的 2026 综合评级。 我们与美国政府或联邦医疗保险计划无关联，也未获其认可，且不销售保险计划。我们不会完整列出计划福利；请在注册前向计划提供方、Medicare.gov 或拨打 1-800-MEDICARE（TTY 1-877-486-2048）确认费用和覆盖范围。 来源：CMS Medicare Advantage 和 Part D 概况，2027（2026-10 版本）。