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Niagara County NY 2027 年的 Medicare Advantage 計畫
Niagara County 2027 年有來自 10 家公司的 57 個 Medicare Advantage 計畫。每月保費為 $0 的計畫（不含特殊需求計畫）：19。最低網路內自付費用上限：$4,950。
2027 年的開放註冊期間為 2026 年 10 月 15 日至 12 月 7 日；保險涵蓋於 2027 年 1 月 1 日開始生效。
含藥品涵蓋的計畫 (27)
| 計畫 | 類型 | 每月保費 | 藥品扣除額 | 自付費用上限（網路內） | 去年星級評等 |
|---|---|---|---|---|---|
| Aetna Medicare Signature (HMO-POS) Aetna Medicare | HMO-POS | $0 | $700 | $7,150 | 3 |
| Community Blue Medicare HMO Signature (HMO) Highmark Blue Cross Blue Shield or Highmark Blue Shield | HMO | $0 | $700 | $7,150 | 4 |
| AARP Medicare Advantage from UHC NY-0007 (HMO-POS) UnitedHealthcare | HMO-POS | $0 | $685 | $9,300 | 3.5 |
| Aetna Medicare Signature (PPO) Aetna Medicare | PPO | $0 | $400 | $9,850 | 4.5 |
| Univera SeniorChoice Basic (HMO) Excellus Health Plan, Inc | HMO | $0 | $700 | $9,850 | 4 |
| Wellcare Assist Open (PPO) Wellcare | PPO | $0 | $700 | $9,850 | 3 |
| Wellcare Fidelis Assist (HMO-POS) Wellcare | HMO-POS | $0 | $700 | $9,850 | 3 |
| Wellcare Fidelis Simple (HMO-POS) Wellcare | HMO-POS | $0 | $700 | $9,850 | 3 |
| Wellcare Giveback Open (PPO) Wellcare | PPO | $0 | $700 | $9,850 | 3 |
| Wellcare Simple Open (PPO) Wellcare | PPO | $0 | $700 | $9,850 | 3 |
| VNS Health EasyCare (HMO) VNS Health Medicare | HMO | $25 | $650 | $9,850 | 3.5 |
| Aetna Medicare Elite (PPO) Aetna Medicare | PPO | $35 | $700 | $9,850 | 4.5 |
| AARP Medicare Advantage from UHC NY-0019 (PPO) UnitedHealthcare | PPO | $39 | $685 | $8,900 | 3.5 |
| Aetna Medicare Enhanced (PPO) Aetna Medicare | PPO | $41 | $700 | $9,850 | 4.5 |
| Independent Health's Encompass 65 RED 042 (HMO) Independent Health | HMO | $49 | $550 | $9,850 | 5 |
| HumanaChoice H5970-029 (PPO) Humana | PPO | $65 | $700 | $9,250 | 3 |
| Community Blue Medicare HMO Distinct (HMO) Highmark Blue Cross Blue Shield or Highmark Blue Shield | HMO | $68 | $700 | $6,750 | 4 |
| Univera SeniorChoice Advanced (HMO-POS) Excellus Health Plan, Inc | HMO-POS | $75.4 | $300 | $7,500 | 4 |
| Independent Health's Medicare Passport Connect (PPO) Independent Health | PPO | $81 | $700 | $9,850 | 4.5 |
| Univera SeniorChoice Value Plus (HMO-POS) Excellus Health Plan, Inc | HMO-POS | $93.3 | $295 | $6,700 | 4 |
| Univera SeniorChoice Secure (HMO-POS) Excellus Health Plan, Inc | HMO-POS | $104.7 | $250 | $6,000 | 4 |
| Independent Health's Encompass 65 RED 044 (HMO) Independent Health | HMO | $110 | $510 | $8,000 | 5 |
| Community Blue Medicare HMO 651 (HMO) Highmark Blue Cross Blue Shield or Highmark Blue Shield | HMO | $118 | $700 | $6,700 | 4 |
| MVP Medicare WellValue with Part D (HMO-POS) MVP HEALTH CARE | HMO-POS | $217 | $700 | $9,850 | 4 |
| MVP Medicare Preferred Gold with Part D (HMO-POS) MVP HEALTH CARE | HMO-POS | $277 | $400 | $6,800 | 4 |
| Independent Health's Encompass 65 RED 045 (HMO) Independent Health | HMO | $286 | $375 | $7,000 | 5 |
| Community Blue Medicare HMO Standard (HMO) Highmark Blue Cross Blue Shield or Highmark Blue Shield | HMO | $368 | $700 | $7,150 | 4 |
不含藥品涵蓋的計畫 (9)
| 計畫 | 類型 | 每月保費 | 自付費用上限（網路內） | 去年星級評等 |
|---|---|---|---|---|
| Humana USAA Honor Giveback (PPO) Humana | PPO | $0 | $4,950 | 3 |
| Univera Medicare Freedom (HMO-POS) Excellus Health Plan, Inc | HMO-POS | $0 | $6,500 | 4 |
| Freedom Valor (PPO) Highmark Blue Cross Blue Shield or Highmark Blue Shield | PPO | $0 | $6,700 | 4.5 |
| Senior Blue 601 (HMO) Highmark Blue Cross Blue Shield or Highmark Blue Shield | HMO | $0 | $6,700 | 4 |
| Independent Health's Encompass 65 (HMO) Independent Health | HMO | $0 | $6,750 | 5 |
| AARP Medicare Advantage Patriot No Rx NY-MA3 (HMO-POS) UnitedHealthcare | HMO-POS | $0 | $7,150 | 3.5 |
| MVP Medicare Preferred Gold without Part D (HMO-POS) MVP HEALTH CARE | HMO-POS | $0 | $7,200 | 4 |
| Aetna Medicare Eagle Giveback (PPO) Aetna Medicare | PPO | $0 | $9,850 | 4.5 |
| Wellcare Fidelis Patriot Simple (HMO-POS) Wellcare | HMO-POS | $0 | $9,850 | 3 |
特殊需求計畫 (21)
特殊需求計畫僅適用於同時符合以下條件者：領取 Medicaid（D-SNP）、患有特定慢性病（C-SNP），或居住在療養院等機構（I-SNP）。
| 計畫 | 類型 | 每月保費 | 藥品扣除額 | 自付費用上限（網路內） | 去年星級評等 |
|---|---|---|---|---|---|
| UHC Complete Care NY-30 (HMO-POS C-SNP) UnitedHealthcare | HMO-POS C-SNP | $0 | $685 | $8,900 | 3.5 |
| Aetna Medicare Chronic Care (HMO C-SNP) Aetna Medicare | HMO C-SNP | $0 | $700 | $9,850 | 3 |
| Aetna Medicare Chronic Care Total (HMO C-SNP) Aetna Medicare | HMO C-SNP | $0 | $700 | $9,850 | 3 |
| Aetna Medicare Full Dual (HMO D-SNP) Aetna Medicare | HMO D-SNP | $0 | $700 | $9,850 | 3 |
| Humana Gold Plus SNP-DE H3533-036 (HMO D-SNP) Humana | HMO D-SNP | $0 | $700 | $9,850 | 3 |
| UHC Dual Complete NY-Q001 (HMO-POS D-SNP) UnitedHealthcare | HMO-POS D-SNP | $0 | $700 | $9,850 | 4 |
| Wellcare Dual Access Open (PPO D-SNP) Wellcare | PPO D-SNP | $0 | $700 | $9,850 | 3 |
| Wellcare Fidelis Dual Access (HMO D-SNP) Wellcare | HMO D-SNP | $0 | $700 | $9,850 | 3 |
| Wellcare Fidelis Dual Liberty Sync (HMO D-SNP) Wellcare | HMO D-SNP | $0 | $700 | $9,850 | 3 |
| UHC Nursing Home Plan NY-F001 (PPO I-SNP) UnitedHealthcare | PPO I-SNP | $4.2 | $700 | $9,850 | 4.5 |
| Aetna Medicare Longevity (PPO I-SNP) Aetna Medicare | PPO I-SNP | $10.7 | $700 | $9,850 | 4.5 |
| UHC Dual Complete NY-S001 (PPO D-SNP) UnitedHealthcare | PPO D-SNP | $19.4 | $700 | $9,850 | 4.5 |
| VNS Health EasyCare Plus (HMO D-SNP) VNS Health Medicare | HMO D-SNP | $23.6 | $700 | $9,850 | 3.5 |
| Nascentia Skilled Nursing Facility (HMO I-SNP) Nascentia Health Plus | HMO I-SNP | $25.4 | $700 | $9,850 | — |
| Nascentia Dual Advantage (HMO D-SNP) Nascentia Health Plus | HMO D-SNP | $27 | $700 | $9,850 | — |
| Nascentia Medicaid Advantage Plus (HMO D-SNP) Nascentia Health Plus | HMO D-SNP | $30.3 | $700 | $9,850 | — |
| UHC Dual Complete NY-S002 (HMO-POS D-SNP) UnitedHealthcare | HMO-POS D-SNP | $31.7 | $700 | $9,850 | 4 |
| Independent Health's Medicare Family Choice (HMO I-SNP) Independent Health | HMO I-SNP | $40 | $0 | $5,000 | 5 |
| UHC Dual Complete NY-YL (HMO-POS D-SNP) UnitedHealthcare | HMO-POS D-SNP | $40.5 | $700 | $9,850 | 4 |
| Wellcare Fidelis Dual Align Unity (HMO D-SNP) Wellcare | HMO D-SNP | $40.5 | $700 | $9,850 | 3 |
| VNS Health Total (HMO D-SNP) VNS Health Medicare | HMO D-SNP | $40.5 | $700 | $0 | 3.5 |
CMS 於十月發布 2027 年的星級評等；顯示的星級為該合約 2026 年的整體評等。 我們與美國政府或聯邦 Medicare 計畫無隸屬關係，亦未獲其認可，且不銷售計畫。我們不會完整列出計畫給付；請在註冊前向計畫、Medicare.gov 或撥打 1-800-MEDICARE（TTY 1-877-486-2048）確認費用與涵蓋範圍。 來源：CMS Medicare Advantage 與 Part D 概況，2027（2026-10 版）。