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Middlesex County NJ 2027 年的 Medicare Advantage 計畫

Middlesex County 2027 年有來自 9 家公司的 42 個 Medicare Advantage 計畫。每月保費為 $0 的計畫（不含特殊需求計畫）：18。最低網路內自付費用上限：$4,500。

2027 年的開放註冊期間為 2026 年 10 月 15 日至 12 月 7 日；保險涵蓋於 2027 年 1 月 1 日開始生效。

含藥品涵蓋的計畫 (25)

計畫	類型	每月保費	藥品扣除額	自付費用上限（網路內）	去年星級評等
AARP Medicare Advantage Essentials from UHC NJ-1 (HMO-POS) UnitedHealthcare	HMO-POS	$0	$685	$7,150	3.5
AARP Medicare Advantage Extras from UHC NJ-7 (HMO-POS) UnitedHealthcare	HMO-POS	$0	$685	$7,150	3.5
HumanaChoice Giveback H5216-319 (PPO) Humana	PPO	$0	$700	$8,000	3.5
HumanaChoice Giveback H7617-045 (PPO) Humana	PPO	$0	$700	$8,000	4.5
HumanaChoice Giveback H7617-127 (PPO) Humana	PPO	$0	$700	$8,250	4.5
Humana Gold Plus H6622-100 (HMO) Humana	HMO	$0	$325	$9,000	3.5
Wellcare Assist (HMO-POS) Wellcare	HMO-POS	$0	$700	$9,250	3.5
Aetna Medicare Signature Extra (HMO) Aetna Medicare	HMO	$0	$700	$9,850	4
AmeriHealth Medicare Classic Rx (HMO) AmeriHealth	HMO	$0	$700	$9,850	—
Clover Health Choice (PPO) Clover Health	PPO	$0	$350	$9,850	4.5
Clover Health Choice Giveback (PPO) Clover Health	PPO	$0	$440	$9,850	4.5
Wellpoint Extra Help (HMO) Wellpoint	HMO	$0	$0	$9,850	3
Aetna Medicare Elite (HMO) Aetna Medicare	HMO	$25	$700	$9,850	4
AARP Medicare Advantage from UHC NJ-6 (PPO) UnitedHealthcare	PPO	$29	$685	$9,400	3.5
Wellcare Low Premium (HMO-POS) Wellcare	HMO-POS	$35	$700	$9,250	3.5
Clover Health Value (HMO) Clover Health	HMO	$36.3	$200	$4,500	4.5
HumanaChoice H5216-461 (PPO) Humana	PPO	$36.3	$700	$9,250	3.5
Clover Health Choice Value (PPO) Clover Health	PPO	$36.3	$440	$9,850	4.5
AARP Medicare Advantage from UHC NJ-0004 (PPO) UnitedHealthcare	PPO	$69	$685	$8,900	3.5
AARP Medicare Advantage from UHC NJ-0002 (HMO-POS) UnitedHealthcare	HMO-POS	$79	$595	$7,150	3.5
AARP Medicare Advantage from UHC NJ-0005 (PPO) UnitedHealthcare	PPO	$79	$685	$8,400	3.5
Aetna Medicare Enhanced Extra (PPO) Aetna Medicare	PPO	$99	$700	$9,850	4.5
Aetna Medicare Signature (HMO) Aetna Medicare	HMO	$109	$700	$9,850	4
AARP Medicare Advantage from UHC NJ-0003 (HMO-POS) UnitedHealthcare	HMO-POS	$115	$595	$6,900	3.5
Aetna Medicare Enhanced (Regional PPO) Aetna Medicare	Regional PPO	$149	$700	$9,850	4

不含藥品涵蓋的計畫 (6)

計畫	類型	每月保費	自付費用上限（網路內）	去年星級評等
Humana USAA Honor Giveback (PPO) Humana	PPO	$0	$6,750	3.5
AARP Medicare Advantage Patriot No Rx NJ-MA01 (HMO-POS) UnitedHealthcare	HMO-POS	$0	$7,150	3.5
AARP Medicare Advantage Patriot No Rx NJ-MA2 (PPO) UnitedHealthcare	PPO	$0	$7,150	3.5
Aetna Medicare Eagle Giveback (HMO) Aetna Medicare	HMO	$0	$9,850	4
Aetna Medicare Eagle Giveback (PPO) Aetna Medicare	PPO	$0	$9,850	4.5
Clover Health Valor (PPO) Clover Health	PPO	$0	$9,850	4.5

特殊需求計畫 (11)

特殊需求計畫僅適用於同時符合以下條件者：領取 Medicaid（D-SNP）、患有特定慢性病（C-SNP），或居住在療養院等機構（I-SNP）。

計畫	類型	每月保費	藥品扣除額	自付費用上限（網路內）	去年星級評等
UHC Complete Care NJ-8 (HMO-POS C-SNP) UnitedHealthcare	HMO-POS C-SNP	$0	$685	$7,150	3.5
Humana Gold Plus - Diabetes and Heart (HMO C-SNP) Humana	HMO C-SNP	$0	$550	$9,350	3.5
Aetna Medicare FIDE (HMO D-SNP) Aetna Medicare	HMO D-SNP	$0	$700	$9,850	3
Wellpoint Kidney Care (HMO-POS C-SNP) Wellpoint	HMO-POS C-SNP	$0	$105	$9,850	3
UHC Dual Complete NJ-Y001 (HMO D-SNP) UnitedHealthcare	HMO D-SNP	$4.1	$700	$9,850	3.5
UHC Nursing Home Plan EX-F003 (PPO I-SNP) UnitedHealthcare	PPO I-SNP	$18.1	$700	$9,850	4.5
Longevity Health Plan (PPO I-SNP) Longevity Health Plan	PPO I-SNP	$18.8	$700	$9,850	5
Wellcare Fidelis Dual Align (HMO D-SNP) Wellcare	HMO D-SNP	$28.4	$700	$9,850	3.5
Wellpoint Full Dual Advantage (HMO D-SNP) Wellpoint	HMO D-SNP	$30.7	$700	$9,850	3
Horizon NJ TotalCare (HMO D-SNP) Horizon Blue Cross Blue Shield of New Jersey	HMO D-SNP	$36.3	$700	$9,850	4
Longevity Health Plan (PPO I-SNP) Longevity Health Plan	PPO I-SNP	$172	$700	$4,500	5

New Jersey 的獨立 Part D 藥品計畫 →

CMS 於十月發布 2027 年的星級評等；顯示的星級為該合約 2026 年的整體評等。我們與美國政府或聯邦 Medicare 計畫無隸屬關係，亦未獲其認可，且不銷售計畫。我們不會完整列出計畫給付；請在註冊前向計畫、Medicare.gov 或撥打 1-800-MEDICARE（TTY 1-877-486-2048）確認費用與涵蓋範圍。來源：CMS Medicare Advantage 與 Part D 概況，2027（2026-10 版）。