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Medicare Advantage planovi u Orleans County, NY za 2027
44 Medicare Advantage planova iz 9 kompanija dostupno je u Orleans County za 2027. Planovi sa mesečnom premijom od $0 (ne računajući planove za posebne potrebe): 14. Najniže ograničenje direktnih troškova u mreži: $4.950.
Отворени упис за 2027 траје од 15. октобра до 7. децембра 2026; покриће почиње 1. јануара 2027.
Planovi sa pokrivenošću lekova (20)
| План | Тип | Месечна премија | Умањење за лекове | Ograničenje direktnih troškova (u mreži) | Оцена из претходне године |
|---|---|---|---|---|---|
| Community Blue Medicare HMO Signature (HMO) Highmark Blue Cross Blue Shield or Highmark Blue Shield | HMO | $0 | $700 | $7.150 | 4 |
| AARP Medicare Advantage from UHC NY-0007 (HMO-POS) UnitedHealthcare | HMO-POS | $0 | $685 | $9.300 | 3,5 |
| Univera SeniorChoice Basic (HMO) Excellus Health Plan, Inc | HMO | $0 | $700 | $9.850 | 4 |
| Wellcare Fidelis Assist (HMO-POS) Wellcare | HMO-POS | $0 | $700 | $9.850 | 3 |
| Wellcare Fidelis Simple (HMO-POS) Wellcare | HMO-POS | $0 | $700 | $9.850 | 3 |
| AARP Medicare Advantage from UHC NY-0019 (PPO) UnitedHealthcare | PPO | $39 | $685 | $8.900 | 3,5 |
| Independent Health's Encompass 65 RED 042 (HMO) Independent Health | HMO | $49 | $550 | $9.850 | 5 |
| HumanaChoice H5970-029 (PPO) Humana | PPO | $65 | $700 | $9.250 | 3 |
| Univera SeniorChoice Advanced (HMO-POS) Excellus Health Plan, Inc | HMO-POS | $75,4 | $300 | $7.500 | 4 |
| Community Blue Medicare HMO Distinct (HMO) Highmark Blue Cross Blue Shield or Highmark Blue Shield | HMO | $80 | $700 | $6.750 | 4 |
| Independent Health's Medicare Passport Connect (PPO) Independent Health | PPO | $81 | $700 | $9.850 | 4,5 |
| Univera SeniorChoice Value Plus (HMO-POS) Excellus Health Plan, Inc | HMO-POS | $93,3 | $295 | $6.700 | 4 |
| Univera SeniorChoice Secure (HMO-POS) Excellus Health Plan, Inc | HMO-POS | $104,7 | $250 | $6.000 | 4 |
| Aetna Medicare Elite (PPO) Aetna Medicare | PPO | $109 | $700 | $9.850 | 4,5 |
| Independent Health's Encompass 65 RED 044 (HMO) Independent Health | HMO | $110 | $510 | $8.000 | 5 |
| Community Blue Medicare HMO 651 (HMO) Highmark Blue Cross Blue Shield or Highmark Blue Shield | HMO | $118 | $700 | $6.700 | 4 |
| MVP Medicare WellValue with Part D (HMO-POS) MVP HEALTH CARE | HMO-POS | $217 | $700 | $9.850 | 4 |
| MVP Medicare Preferred Gold with Part D (HMO-POS) MVP HEALTH CARE | HMO-POS | $277 | $400 | $6.800 | 4 |
| Independent Health's Encompass 65 RED 045 (HMO) Independent Health | HMO | $286 | $375 | $7.000 | 5 |
| Community Blue Medicare HMO Standard (HMO) Highmark Blue Cross Blue Shield or Highmark Blue Shield | HMO | $368 | $700 | $7.150 | 4 |
Planovi bez pokrivenosti lekova (9)
| План | Тип | Месечна премија | Ograničenje direktnih troškova (u mreži) | Оцена из претходне године |
|---|---|---|---|---|
| Humana USAA Honor Giveback (PPO) Humana | PPO | $0 | $4.950 | 3 |
| Univera Medicare Freedom (HMO-POS) Excellus Health Plan, Inc | HMO-POS | $0 | $6.500 | 4 |
| Freedom Valor (PPO) Highmark Blue Cross Blue Shield or Highmark Blue Shield | PPO | $0 | $6.700 | 4,5 |
| Senior Blue 601 (HMO) Highmark Blue Cross Blue Shield or Highmark Blue Shield | HMO | $0 | $6.700 | 4 |
| Independent Health's Encompass 65 (HMO) Independent Health | HMO | $0 | $6.750 | 5 |
| AARP Medicare Advantage Patriot No Rx NY-MA3 (HMO-POS) UnitedHealthcare | HMO-POS | $0 | $7.150 | 3,5 |
| MVP Medicare Preferred Gold without Part D (HMO-POS) MVP HEALTH CARE | HMO-POS | $0 | $7.200 | 4 |
| Aetna Medicare Eagle Giveback (PPO) Aetna Medicare | PPO | $0 | $9.850 | 4,5 |
| Wellcare Fidelis Patriot Simple (HMO-POS) Wellcare | HMO-POS | $0 | $9.850 | 3 |
Planovi za posebne potrebe (15)
Planovi za posebne potrebe su namenjeni samo osobama koje imaju i Medicaid (D-SNP), određene hronične bolesti (C-SNP) ili žive u ustanovi poput doma za negu (I-SNP).
| План | Тип | Месечна премија | Умањење за лекове | Ograničenje direktnih troškova (u mreži) | Оцена из претходне године |
|---|---|---|---|---|---|
| UHC Complete Care NY-30 (HMO-POS C-SNP) UnitedHealthcare | HMO-POS C-SNP | $0 | $685 | $8.900 | 3,5 |
| Elderplan Select (HMO-POS I-SNP) Elderplan | HMO-POS I-SNP | $0 | $350 | $9.850 | 3,5 |
| Humana Gold Plus SNP-DE H3533-036 (HMO D-SNP) Humana | HMO D-SNP | $0 | $700 | $9.850 | 3 |
| UHC Dual Complete NY-Q001 (HMO-POS D-SNP) UnitedHealthcare | HMO-POS D-SNP | $0 | $700 | $9.850 | 4 |
| Wellcare Fidelis Dual Access (HMO D-SNP) Wellcare | HMO D-SNP | $0 | $700 | $9.850 | 3 |
| Wellcare Fidelis Dual Liberty Sync (HMO D-SNP) Wellcare | HMO D-SNP | $0 | $700 | $9.850 | 3 |
| Aetna Medicare Longevity (PPO I-SNP) Aetna Medicare | PPO I-SNP | $10,7 | $700 | $9.850 | 4,5 |
| Univera Medicare Total Care (HMO D-SNP) Excellus Health Plan Community Care LLC | HMO D-SNP | $18,3 | $700 | $9.850 | — |
| UHC Dual Complete NY-S001 (PPO D-SNP) UnitedHealthcare | PPO D-SNP | $19,4 | $700 | $9.850 | 4,5 |
| Univera Medicare Dual (HMO D-SNP) Excellus Health Plan Community Care LLC | HMO D-SNP | $26,6 | $700 | $9.850 | — |
| UHC Dual Complete NY-S002 (HMO-POS D-SNP) UnitedHealthcare | HMO-POS D-SNP | $31,7 | $700 | $9.850 | 4 |
| Elderplan Advantage For Nursing Home Residents (HMO-POS I-SNP) Elderplan | HMO-POS I-SNP | $33,7 | $700 | $9.850 | 3,5 |
| Independent Health's Medicare Family Choice (HMO I-SNP) Independent Health | HMO I-SNP | $40 | $0 | $5.000 | 5 |
| UHC Dual Complete NY-YL (HMO-POS D-SNP) UnitedHealthcare | HMO-POS D-SNP | $40,5 | $700 | $9.850 | 4 |
| Wellcare Fidelis Dual Align Unity (HMO D-SNP) Wellcare | HMO D-SNP | $40,5 | $700 | $9.850 | 3 |
Samostalni Part D planovi lekova u New York →
Ocenu zvezdicama za 2027 objavljuje CMS u oktobru; prikazane zvezdice su 2026 ukupna ocena ugovora. Nismo povezani sa vladom SAD ili federalnim Medicare programom niti ih podržavamo, i ne prodajemo planove. Ne navodimo potpuno beneficije planova; potvrdite troškove i pokrivenost sa planom, Medicare.gov ili 1-800-MEDICARE (TTY 1-877-486-2048) pre upisa. Izvor: CMS Medicare Advantage and Part D Landscape, 2027 (2026-10 izdanje).