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Načrti Medicare Advantage v Niagara County, NY za 2027
57 načrtov Medicare Advantage od podjetij 10 je na voljo v Niagara County za 2027. Načrti z mesečno premijo $0 (brez upoštevanja načrtov za posebne potrebe): 19. Najnižja zgornja meja samoplačniških stroškov v mreži: $4.950.
Vpisno obdobje za 2027 poteka od 15. oktobra do 7. decembra 2026; zavarovanje začne veljati 1. januarja 2027.
Načrti s kritjem zdravil (27)
| Načrt | Vrsta | Mesečna premija | Odškodnina za zdravila | Zgornja meja samoplačniških stroškov (v mreži) | Ocena zvezdic lani |
|---|---|---|---|---|---|
| Aetna Medicare Signature (HMO-POS) Aetna Medicare | HMO-POS | $0 | $700 | $7.150 | 3 |
| Community Blue Medicare HMO Signature (HMO) Highmark Blue Cross Blue Shield or Highmark Blue Shield | HMO | $0 | $700 | $7.150 | 4 |
| AARP Medicare Advantage from UHC NY-0007 (HMO-POS) UnitedHealthcare | HMO-POS | $0 | $685 | $9.300 | 3,5 |
| Aetna Medicare Signature (PPO) Aetna Medicare | PPO | $0 | $400 | $9.850 | 4,5 |
| Univera SeniorChoice Basic (HMO) Excellus Health Plan, Inc | HMO | $0 | $700 | $9.850 | 4 |
| Wellcare Assist Open (PPO) Wellcare | PPO | $0 | $700 | $9.850 | 3 |
| Wellcare Fidelis Assist (HMO-POS) Wellcare | HMO-POS | $0 | $700 | $9.850 | 3 |
| Wellcare Fidelis Simple (HMO-POS) Wellcare | HMO-POS | $0 | $700 | $9.850 | 3 |
| Wellcare Giveback Open (PPO) Wellcare | PPO | $0 | $700 | $9.850 | 3 |
| Wellcare Simple Open (PPO) Wellcare | PPO | $0 | $700 | $9.850 | 3 |
| VNS Health EasyCare (HMO) VNS Health Medicare | HMO | $25 | $650 | $9.850 | 3,5 |
| Aetna Medicare Elite (PPO) Aetna Medicare | PPO | $35 | $700 | $9.850 | 4,5 |
| AARP Medicare Advantage from UHC NY-0019 (PPO) UnitedHealthcare | PPO | $39 | $685 | $8.900 | 3,5 |
| Aetna Medicare Enhanced (PPO) Aetna Medicare | PPO | $41 | $700 | $9.850 | 4,5 |
| Independent Health's Encompass 65 RED 042 (HMO) Independent Health | HMO | $49 | $550 | $9.850 | 5 |
| HumanaChoice H5970-029 (PPO) Humana | PPO | $65 | $700 | $9.250 | 3 |
| Community Blue Medicare HMO Distinct (HMO) Highmark Blue Cross Blue Shield or Highmark Blue Shield | HMO | $68 | $700 | $6.750 | 4 |
| Univera SeniorChoice Advanced (HMO-POS) Excellus Health Plan, Inc | HMO-POS | $75,4 | $300 | $7.500 | 4 |
| Independent Health's Medicare Passport Connect (PPO) Independent Health | PPO | $81 | $700 | $9.850 | 4,5 |
| Univera SeniorChoice Value Plus (HMO-POS) Excellus Health Plan, Inc | HMO-POS | $93,3 | $295 | $6.700 | 4 |
| Univera SeniorChoice Secure (HMO-POS) Excellus Health Plan, Inc | HMO-POS | $104,7 | $250 | $6.000 | 4 |
| Independent Health's Encompass 65 RED 044 (HMO) Independent Health | HMO | $110 | $510 | $8.000 | 5 |
| Community Blue Medicare HMO 651 (HMO) Highmark Blue Cross Blue Shield or Highmark Blue Shield | HMO | $118 | $700 | $6.700 | 4 |
| MVP Medicare WellValue with Part D (HMO-POS) MVP HEALTH CARE | HMO-POS | $217 | $700 | $9.850 | 4 |
| MVP Medicare Preferred Gold with Part D (HMO-POS) MVP HEALTH CARE | HMO-POS | $277 | $400 | $6.800 | 4 |
| Independent Health's Encompass 65 RED 045 (HMO) Independent Health | HMO | $286 | $375 | $7.000 | 5 |
| Community Blue Medicare HMO Standard (HMO) Highmark Blue Cross Blue Shield or Highmark Blue Shield | HMO | $368 | $700 | $7.150 | 4 |
Načrti brez kritja zdravil (9)
| Načrt | Vrsta | Mesečna premija | Zgornja meja samoplačniških stroškov (v mreži) | Ocena zvezdic lani |
|---|---|---|---|---|
| Humana USAA Honor Giveback (PPO) Humana | PPO | $0 | $4.950 | 3 |
| Univera Medicare Freedom (HMO-POS) Excellus Health Plan, Inc | HMO-POS | $0 | $6.500 | 4 |
| Freedom Valor (PPO) Highmark Blue Cross Blue Shield or Highmark Blue Shield | PPO | $0 | $6.700 | 4,5 |
| Senior Blue 601 (HMO) Highmark Blue Cross Blue Shield or Highmark Blue Shield | HMO | $0 | $6.700 | 4 |
| Independent Health's Encompass 65 (HMO) Independent Health | HMO | $0 | $6.750 | 5 |
| AARP Medicare Advantage Patriot No Rx NY-MA3 (HMO-POS) UnitedHealthcare | HMO-POS | $0 | $7.150 | 3,5 |
| MVP Medicare Preferred Gold without Part D (HMO-POS) MVP HEALTH CARE | HMO-POS | $0 | $7.200 | 4 |
| Aetna Medicare Eagle Giveback (PPO) Aetna Medicare | PPO | $0 | $9.850 | 4,5 |
| Wellcare Fidelis Patriot Simple (HMO-POS) Wellcare | HMO-POS | $0 | $9.850 | 3 |
Načrti za posebne potrebe (21)
Načrti za posebne potrebe so namenjeni le osebam, ki imajo tudi Medicaid (D-SNP), določene kronične bolezni (C-SNP) ali živijo v ustanovi, kot je dom za starejše (I-SNP).
| Načrt | Vrsta | Mesečna premija | Odškodnina za zdravila | Zgornja meja samoplačniških stroškov (v mreži) | Ocena zvezdic lani |
|---|---|---|---|---|---|
| UHC Complete Care NY-30 (HMO-POS C-SNP) UnitedHealthcare | HMO-POS C-SNP | $0 | $685 | $8.900 | 3,5 |
| Aetna Medicare Chronic Care (HMO C-SNP) Aetna Medicare | HMO C-SNP | $0 | $700 | $9.850 | 3 |
| Aetna Medicare Chronic Care Total (HMO C-SNP) Aetna Medicare | HMO C-SNP | $0 | $700 | $9.850 | 3 |
| Aetna Medicare Full Dual (HMO D-SNP) Aetna Medicare | HMO D-SNP | $0 | $700 | $9.850 | 3 |
| Humana Gold Plus SNP-DE H3533-036 (HMO D-SNP) Humana | HMO D-SNP | $0 | $700 | $9.850 | 3 |
| UHC Dual Complete NY-Q001 (HMO-POS D-SNP) UnitedHealthcare | HMO-POS D-SNP | $0 | $700 | $9.850 | 4 |
| Wellcare Dual Access Open (PPO D-SNP) Wellcare | PPO D-SNP | $0 | $700 | $9.850 | 3 |
| Wellcare Fidelis Dual Access (HMO D-SNP) Wellcare | HMO D-SNP | $0 | $700 | $9.850 | 3 |
| Wellcare Fidelis Dual Liberty Sync (HMO D-SNP) Wellcare | HMO D-SNP | $0 | $700 | $9.850 | 3 |
| UHC Nursing Home Plan NY-F001 (PPO I-SNP) UnitedHealthcare | PPO I-SNP | $4,2 | $700 | $9.850 | 4,5 |
| Aetna Medicare Longevity (PPO I-SNP) Aetna Medicare | PPO I-SNP | $10,7 | $700 | $9.850 | 4,5 |
| UHC Dual Complete NY-S001 (PPO D-SNP) UnitedHealthcare | PPO D-SNP | $19,4 | $700 | $9.850 | 4,5 |
| VNS Health EasyCare Plus (HMO D-SNP) VNS Health Medicare | HMO D-SNP | $23,6 | $700 | $9.850 | 3,5 |
| Nascentia Skilled Nursing Facility (HMO I-SNP) Nascentia Health Plus | HMO I-SNP | $25,4 | $700 | $9.850 | — |
| Nascentia Dual Advantage (HMO D-SNP) Nascentia Health Plus | HMO D-SNP | $27 | $700 | $9.850 | — |
| Nascentia Medicaid Advantage Plus (HMO D-SNP) Nascentia Health Plus | HMO D-SNP | $30,3 | $700 | $9.850 | — |
| UHC Dual Complete NY-S002 (HMO-POS D-SNP) UnitedHealthcare | HMO-POS D-SNP | $31,7 | $700 | $9.850 | 4 |
| Independent Health's Medicare Family Choice (HMO I-SNP) Independent Health | HMO I-SNP | $40 | $0 | $5.000 | 5 |
| UHC Dual Complete NY-YL (HMO-POS D-SNP) UnitedHealthcare | HMO-POS D-SNP | $40,5 | $700 | $9.850 | 4 |
| Wellcare Fidelis Dual Align Unity (HMO D-SNP) Wellcare | HMO D-SNP | $40,5 | $700 | $9.850 | 3 |
| VNS Health Total (HMO D-SNP) VNS Health Medicare | HMO D-SNP | $40,5 | $700 | $0 | 3,5 |
Samostojni načrti zdravil dela D v državi New York →
Oceno zvezdic za 2027 objavi CMS oktobra; prikazane zvezdice so skupna ocena pogodbe za 2026. Nismo povezani z vlado ZDA ali zveznim programom Medicare in nismo odobreni s strani njih, prav tako ne prodajamo načrtov. Ne navajamo vseh ugodnosti načrtov; pred vpisom preverite stroške in kritje pri načrtu, Medicare.gov ali na številki 1-800-MEDICARE (TTY 1-877-486-2048). Vir: CMS Medicare Advantage and Part D Landscape, 2027 (2026-10 izdaja).