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Načrti Medicare Advantage v Union County, NJ za 2027
52 načrtov Medicare Advantage od podjetij 9 je na voljo v Union County za 2027. Načrti z mesečno premijo $0 (brez upoštevanja načrtov za posebne potrebe): 23. Najnižja zgornja meja samoplačniških stroškov v mreži: $4.500.
Vpisno obdobje za 2027 poteka od 15. oktobra do 7. decembra 2026; zavarovanje začne veljati 1. januarja 2027.
Načrti s kritjem zdravil (31)
| Načrt | Vrsta | Mesečna premija | Odškodnina za zdravila | Zgornja meja samoplačniških stroškov (v mreži) | Ocena zvezdic lani |
|---|---|---|---|---|---|
| Clover Health Classic (HMO) Clover Health | HMO | $0 | $0 | $6.000 | 4,5 |
| AARP Medicare Advantage Essentials from UHC NJ-1 (HMO-POS) UnitedHealthcare | HMO-POS | $0 | $685 | $7.150 | 3,5 |
| AARP Medicare Advantage Extras from UHC NJ-7 (HMO-POS) UnitedHealthcare | HMO-POS | $0 | $685 | $7.150 | 3,5 |
| HumanaChoice Giveback H5216-319 (PPO) Humana | PPO | $0 | $700 | $8.000 | 3,5 |
| HumanaChoice Giveback H7617-045 (PPO) Humana | PPO | $0 | $700 | $8.000 | 4,5 |
| HumanaChoice Giveback H7617-127 (PPO) Humana | PPO | $0 | $700 | $8.250 | 4,5 |
| Humana Gold Plus H6622-100 (HMO) Humana | HMO | $0 | $325 | $8.850 | 3,5 |
| Wellcare Assist (HMO-POS) Wellcare | HMO-POS | $0 | $700 | $9.250 | 3,5 |
| DEVOTED CHOICE 001 NJ (PPO) Devoted Health | PPO | $0 | $650 | $9.350 | — |
| DEVOTED CHOICE GIVEBACK EXTRAS 006 NJ (PPO) Devoted Health | PPO | $0 | $700 | $9.650 | — |
| Aetna Medicare Prime (HMO-POS) Aetna Medicare | HMO-POS | $0 | $700 | $9.850 | 4 |
| Aetna Medicare Prime (PPO) Aetna Medicare | PPO | $0 | $700 | $9.850 | 4,5 |
| Aetna Medicare Prime Giveback (PPO) Aetna Medicare | PPO | $0 | $700 | $9.850 | 4,5 |
| Clover Health Choice (PPO) Clover Health | PPO | $0 | $350 | $9.850 | 4,5 |
| Clover Health Choice Giveback (PPO) Clover Health | PPO | $0 | $440 | $9.850 | 4,5 |
| DEVOTED CHOICE GIVEBACK 002 NJ (PPO) Devoted Health | PPO | $0 | $650 | $9.850 | — |
| Wellpoint Extra Help (HMO) Wellpoint | HMO | $0 | $0 | $9.850 | 3 |
| Aetna Medicare Elite (HMO) Aetna Medicare | HMO | $25 | $700 | $9.850 | 4 |
| AARP Medicare Advantage from UHC NJ-6 (PPO) UnitedHealthcare | PPO | $29 | $685 | $9.400 | 3,5 |
| Wellcare Low Premium (HMO-POS) Wellcare | HMO-POS | $35 | $700 | $9.250 | 3,5 |
| Clover Health Value (HMO) Clover Health | HMO | $36,3 | $200 | $4.500 | 4,5 |
| HumanaChoice H5216-461 (PPO) Humana | PPO | $36,3 | $700 | $9.250 | 3,5 |
| Clover Health Choice Value (PPO) Clover Health | PPO | $36,3 | $440 | $9.850 | 4,5 |
| AARP Medicare Advantage from UHC NJ-0004 (PPO) UnitedHealthcare | PPO | $69 | $685 | $8.900 | 3,5 |
| AARP Medicare Advantage from UHC NJ-0002 (HMO-POS) UnitedHealthcare | HMO-POS | $79 | $595 | $7.150 | 3,5 |
| AARP Medicare Advantage from UHC NJ-0005 (PPO) UnitedHealthcare | PPO | $79 | $685 | $8.400 | 3,5 |
| Aetna Medicare Prime Extra (PPO) Aetna Medicare | PPO | $84 | $700 | $9.850 | 4,5 |
| Aetna Medicare Enhanced Extra (PPO) Aetna Medicare | PPO | $99 | $700 | $9.850 | 4,5 |
| Aetna Medicare Signature (HMO) Aetna Medicare | HMO | $109 | $700 | $9.850 | 4 |
| AARP Medicare Advantage from UHC NJ-0003 (HMO-POS) UnitedHealthcare | HMO-POS | $115 | $595 | $6.900 | 3,5 |
| Aetna Medicare Enhanced (Regional PPO) Aetna Medicare | Regional PPO | $149 | $700 | $9.850 | 4 |
Načrti brez kritja zdravil (6)
| Načrt | Vrsta | Mesečna premija | Zgornja meja samoplačniških stroškov (v mreži) | Ocena zvezdic lani |
|---|---|---|---|---|
| Humana USAA Honor Giveback (PPO) Humana | PPO | $0 | $6.750 | 3,5 |
| AARP Medicare Advantage Patriot No Rx NJ-MA01 (HMO-POS) UnitedHealthcare | HMO-POS | $0 | $7.150 | 3,5 |
| AARP Medicare Advantage Patriot No Rx NJ-MA2 (PPO) UnitedHealthcare | PPO | $0 | $7.150 | 3,5 |
| Aetna Medicare Eagle Giveback (HMO) Aetna Medicare | HMO | $0 | $9.850 | 4 |
| Aetna Medicare Eagle Giveback (PPO) Aetna Medicare | PPO | $0 | $9.850 | 4,5 |
| Clover Health Valor (PPO) Clover Health | PPO | $0 | $9.850 | 4,5 |
Načrti za posebne potrebe (15)
Načrti za posebne potrebe so namenjeni le osebam, ki imajo tudi Medicaid (D-SNP), določene kronične bolezni (C-SNP) ali živijo v ustanovi, kot je dom za starejše (I-SNP).
| Načrt | Vrsta | Mesečna premija | Odškodnina za zdravila | Zgornja meja samoplačniških stroškov (v mreži) | Ocena zvezdic lani |
|---|---|---|---|---|---|
| UHC Complete Care NJ-8 (HMO-POS C-SNP) UnitedHealthcare | HMO-POS C-SNP | $0 | $685 | $7.150 | 3,5 |
| Humana Gold Plus - Diabetes and Heart (HMO C-SNP) Humana | HMO C-SNP | $0 | $550 | $9.350 | 3,5 |
| DEVOTED C-SNP CHOICE GIVEBACK EXTRAS 005 NJ (PPO C-SNP) Devoted Health | PPO C-SNP | $0 | $700 | $9.650 | — |
| Aetna Medicare FIDE (HMO D-SNP) Aetna Medicare | HMO D-SNP | $0 | $700 | $9.850 | 3 |
| DEVOTED C-SNP CHOICE ENHANCED 004 NJ (PPO C-SNP) Devoted Health | PPO C-SNP | $0 | $650 | $9.850 | — |
| DEVOTED C-SNP CHOICE PLUS 003 NJ (PPO C-SNP) Devoted Health | PPO C-SNP | $0 | $650 | $9.850 | — |
| Horizon Specialty Care (HMO C-SNP) Horizon Blue Cross Blue Shield of New Jersey | HMO C-SNP | $0 | $375 | $9.850 | 4 |
| Wellpoint Kidney Care (HMO-POS C-SNP) Wellpoint | HMO-POS C-SNP | $0 | $105 | $9.850 | 3 |
| UHC Dual Complete NJ-Y001 (HMO D-SNP) UnitedHealthcare | HMO D-SNP | $4,1 | $700 | $9.850 | 3,5 |
| UHC Nursing Home Plan EX-F003 (PPO I-SNP) UnitedHealthcare | PPO I-SNP | $18,1 | $700 | $9.850 | 4,5 |
| Longevity Health Plan (PPO I-SNP) Longevity Health Plan | PPO I-SNP | $18,8 | $700 | $9.850 | 5 |
| Wellcare Fidelis Dual Align (HMO D-SNP) Wellcare | HMO D-SNP | $28,4 | $700 | $9.850 | 3,5 |
| Wellpoint Full Dual Advantage (HMO D-SNP) Wellpoint | HMO D-SNP | $30,7 | $700 | $9.850 | 3 |
| Horizon NJ TotalCare (HMO D-SNP) Horizon Blue Cross Blue Shield of New Jersey | HMO D-SNP | $36,3 | $700 | $9.850 | 4 |
| Longevity Health Plan (PPO I-SNP) Longevity Health Plan | PPO I-SNP | $172 | $700 | $4.500 | 5 |
Samostojni načrti zdravil dela D v državi New Jersey →
Oceno zvezdic za 2027 objavi CMS oktobra; prikazane zvezdice so skupna ocena pogodbe za 2026. Nismo povezani z vlado ZDA ali zveznim programom Medicare in nismo odobreni s strani njih, prav tako ne prodajamo načrtov. Ne navajamo vseh ugodnosti načrtov; pred vpisom preverite stroške in kritje pri načrtu, Medicare.gov ali na številki 1-800-MEDICARE (TTY 1-877-486-2048). Vir: CMS Medicare Advantage and Part D Landscape, 2027 (2026-10 izdaja).