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Načrti Medicare Advantage v St. Clair County, MI za 2027
64 načrtov Medicare Advantage od podjetij 9 je na voljo v St. Clair County za 2027. Načrti z mesečno premijo $0 (brez upoštevanja načrtov za posebne potrebe): 31. Najnižja zgornja meja samoplačniških stroškov v mreži: $4.000.
Vpisno obdobje za 2027 poteka od 15. oktobra do 7. decembra 2026; zavarovanje začne veljati 1. januarja 2027.
Načrti s kritjem zdravil (45)
| Načrt | Vrsta | Mesečna premija | Odškodnina za zdravila | Zgornja meja samoplačniških stroškov (v mreži) | Ocena zvezdic lani |
|---|---|---|---|---|---|
| Humana Gold Plus H8908-004 (HMO-POS) Humana | HMO-POS | $0 | $700 | $4.400 | 3 |
| Aetna Medicare Signature Extra (PPO) Aetna Medicare | PPO | $0 | $500 | $4.900 | 4,5 |
| Aetna Medicare Signature (PPO) Aetna Medicare | PPO | $0 | $400 | $5.200 | 4,5 |
| Humana Full Access (PPO) Humana | PPO | $0 | $600 | $5.200 | 4,5 |
| Humana Full Access (PPO) Humana | PPO | $0 | $600 | $5.200 | 3,5 |
| HAP Medicare Connect (HMO) Health Alliance Plan by Henry Ford Health | HMO | $0 | $200 | $5.600 | 4 |
| HAP Medicare Superior (HMO) Health Alliance Plan by Henry Ford Health | HMO | $0 | $200 | $5.800 | 4 |
| Aetna Medicare Value Care (PPO) Aetna Medicare | PPO | $0 | $400 | $5.900 | 4,5 |
| HAP Medicare Explore (PPO) Health Alliance Plan by Henry Ford Health | PPO | $0 | $400 | $6.050 | 4 |
| HAP Medicare Prime (PPO) Health Alliance Plan by Henry Ford Health | PPO | $0 | $400 | $6.400 | 4 |
| McLaren Medicare Inspire (HMO) McLaren Medicare | HMO | $0 | $615 | $6.600 | 3 |
| Aetna Medicare Signature (HMO-POS) Aetna Medicare | HMO-POS | $0 | $500 | $6.750 | 3 |
| McLaren Medicare Inspire Giveback (HMO) McLaren Medicare | HMO | $0 | $615 | $6.750 | 3 |
| PriorityMedicare Key (HMO-POS) Priority Health Medicare | HMO-POS | $0 | $300 | $6.950 | 4,5 |
| Medicare Plus Blue Secure (PPO) Blue Cross Blue Shield of Michigan | PPO | $0 | $435 | $7.000 | 4,5 |
| PriorityMedicare Edge (PPO) Priority Health Medicare | PPO | $0 | $300 | $7.100 | 4 |
| Wellcare Assist (HMO-POS) Wellcare | HMO-POS | $0 | $700 | $7.100 | 3 |
| Wellcare Simple (HMO-POS) Wellcare | HMO-POS | $0 | $700 | $7.100 | 3 |
| PriorityMedicare Thrive (PPO) Priority Health Medicare | PPO | $0 | $400 | $7.150 | 4 |
| Medicare Plus Blue Giveback (PPO) Blue Cross Blue Shield of Michigan | PPO | $0 | $600 | $9.250 | 4,5 |
| Humana Full Access Giveback (PPO) Humana | PPO | $0 | $150 | $9.850 | 3,5 |
| Humana Full Access Giveback (PPO) Humana | PPO | $0 | $150 | $9.850 | 4,5 |
| Humana Value Plus H5216-382 (PPO) Humana | PPO | $0 | $0 | $9.850 | 3,5 |
| PriorityMedicare Smart Savings (HMO-POS) Priority Health Medicare | HMO-POS | $0 | $700 | $9.850 | 4,5 |
| Wellcare Giveback (HMO-POS) Wellcare | HMO-POS | $0 | $700 | $9.850 | 3 |
| HAP Member Assist (PPO) Health Alliance Plan by Henry Ford Health | PPO | $6,3 | $500 | $5.600 | 4 |
| PriorityMedicare Align (HMO-POS) Priority Health Medicare | HMO-POS | $6,3 | $700 | $6.800 | 4,5 |
| McLaren Medicare Inspire Plus (HMO) McLaren Medicare | HMO | $20 | $500 | $5.900 | 3 |
| Medicare Plus Blue Essential (PPO) Blue Cross Blue Shield of Michigan | PPO | $35,8 | $400 | $7.150 | 4,5 |
| BCN Advantage Prime Value (HMO-POS) Blue Care Network | HMO-POS | $39,3 | $600 | $6.000 | 4,5 |
| Humana Full Access (PPO) Humana | PPO | $41 | $450 | $4.800 | 3,5 |
| Medicare Plus Blue + Meijer (PPO) Blue Cross Blue Shield of Michigan | PPO | $45 | $400 | $6.750 | 4,5 |
| BCN Advantage ConnectedCare (HMO) Blue Care Network | HMO | $50 | $100 | $4.800 | 4,5 |
| PriorityMedicare Thrive Plus (PPO) Priority Health Medicare | PPO | $67 | $225 | $6.600 | 4 |
| PriorityMedicare Value (HMO-POS) Priority Health Medicare | HMO-POS | $75 | $225 | $6.000 | 4,5 |
| Humana Full Access R0110-014 (Regional PPO) Humana | Regional PPO | $89 | $700 | $7.050 | 3,5 |
| Medicare Plus Blue Vitality (PPO) Blue Cross Blue Shield of Michigan | PPO | $91 | $250 | $5.000 | 4,5 |
| PriorityMedicare (HMO-POS) Priority Health Medicare | HMO-POS | $103 | $0 | $5.100 | 4,5 |
| HAP Senior Plus (HMO-POS) Health Alliance Plan by Henry Ford Health | HMO-POS | $105 | $0 | $4.650 | 4 |
| BCN Advantage Classic (HMO-POS) Blue Care Network | HMO-POS | $117 | $200 | $4.800 | 4,5 |
| PriorityMedicare Merit (PPO) Priority Health Medicare | PPO | $119 | $0 | $5.000 | 4 |
| Medicare Plus Blue Signature (PPO) Blue Cross Blue Shield of Michigan | PPO | $132 | $200 | $4.300 | 4,5 |
| HAP Senior Plus (PPO) Health Alliance Plan by Henry Ford Health | PPO | $165 | $0 | $4.450 | 4 |
| Medicare Plus Blue Assure (PPO) Blue Cross Blue Shield of Michigan | PPO | $217,5 | $100 | $4.000 | 4,5 |
| BCN Advantage Prestige (HMO-POS) Blue Care Network | HMO-POS | $241 | $100 | $4.400 | 4,5 |
Načrti brez kritja zdravil (6)
| Načrt | Vrsta | Mesečna premija | Zgornja meja samoplačniških stroškov (v mreži) | Ocena zvezdic lani |
|---|---|---|---|---|
| BCN Advantage Elements (HMO-POS) Blue Care Network | HMO-POS | $0 | $4.500 | 4,5 |
| HAP Medicare MedicalAccess (HMO) Health Alliance Plan by Henry Ford Health | HMO | $0 | $4.500 | 4 |
| Aetna Medicare Eagle (PPO) Aetna Medicare | PPO | $0 | $5.200 | 4,5 |
| Humana USAA Honor Giveback (PPO) Humana | PPO | $0 | $6.550 | 4,5 |
| Humana USAA Honor Giveback (PPO) Humana | PPO | $0 | $6.550 | 3,5 |
| HumanaChoice R0110-013 (Regional PPO) Humana | Regional PPO | $0 | $6.550 | 3,5 |
Načrti za posebne potrebe (13)
Načrti za posebne potrebe so namenjeni le osebam, ki imajo tudi Medicaid (D-SNP), določene kronične bolezni (C-SNP) ali živijo v ustanovi, kot je dom za starejše (I-SNP).
| Načrt | Vrsta | Mesečna premija | Odškodnina za zdravila | Zgornja meja samoplačniških stroškov (v mreži) | Ocena zvezdic lani |
|---|---|---|---|---|---|
| HumanaChoice - Diabetes and Heart (PPO C-SNP) Humana | PPO C-SNP | $0 | $400 | $6.950 | 3,5 |
| Aetna Medicare Chronic Care (HMO C-SNP) Aetna Medicare | HMO C-SNP | $0 | $700 | $7.150 | 3 |
| Aetna Medicare Dual Care (HMO D-SNP) Aetna Medicare | HMO D-SNP | $0 | $700 | $9.850 | 3 |
| Humana Dual Select H5216-385 (PPO D-SNP) Humana | PPO D-SNP | $0 | $0 | $9.850 | 3,5 |
| Humana Gold Plus SNP-DE H8908-005 (HMO D-SNP) Humana | HMO D-SNP | $0 | $700 | $9.850 | 3 |
| Humana Gold Plus SNP-DE H8908-007 (HMO D-SNP) Humana | HMO D-SNP | $0 | $700 | $9.850 | 3 |
| Wellcare Meridian Health Dual Access (HMO-POS D-SNP) Wellcare | HMO-POS D-SNP | $0 | $700 | $9.850 | 3 |
| PriorityMedicare D-SNP (HMO D-SNP) Priority Health Medicare | HMO D-SNP | $0,2 | $700 | $9.850 | 3,5 |
| Molina Medicare Complete Care (HMO D-SNP) Molina Healthcare of Michigan | HMO D-SNP | $0,9 | $700 | $9.850 | 3 |
| HAP Medicare Complete Assist (PPO D-SNP) Health Alliance Plan by Henry Ford Health | PPO D-SNP | $6,3 | $700 | $9.850 | 4 |
| HAP Medicare Complete Duals (HMO D-SNP) Health Alliance Plan by Henry Ford Health | HMO D-SNP | $6,3 | $700 | $9.850 | 4 |
| HAP Medicare Diabetes and Heart (HMO C-SNP) Health Alliance Plan by Henry Ford Health | HMO C-SNP | $6,3 | $700 | $9.850 | 4 |
| Longevity Health Plan (HMO I-SNP) Longevity Health Plan | HMO I-SNP | $6,3 | $700 | $9.850 | — |
Samostojni načrti zdravil dela D v državi Michigan →
Oceno zvezdic za 2027 objavi CMS oktobra; prikazane zvezdice so skupna ocena pogodbe za 2026. Nismo povezani z vlado ZDA ali zveznim programom Medicare in nismo odobreni s strani njih, prav tako ne prodajamo načrtov. Ne navajamo vseh ugodnosti načrtov; pred vpisom preverite stroške in kritje pri načrtu, Medicare.gov ali na številki 1-800-MEDICARE (TTY 1-877-486-2048). Vir: CMS Medicare Advantage and Part D Landscape, 2027 (2026-10 izdaja).