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Načrti Medicare Advantage v St. Clair County, IL za 2027
48 načrtov Medicare Advantage od podjetij 8 je na voljo v St. Clair County za 2027. Načrti z mesečno premijo $0 (brez upoštevanja načrtov za posebne potrebe): 27. Najnižja zgornja meja samoplačniških stroškov v mreži: $2.850.
Vpisno obdobje za 2027 poteka od 15. oktobra do 7. decembra 2026; zavarovanje začne veljati 1. januarja 2027.
Načrti s kritjem zdravil (34)
| Načrt | Vrsta | Mesečna premija | Odškodnina za zdravila | Zgornja meja samoplačniških stroškov (v mreži) | Ocena zvezdic lani |
|---|---|---|---|---|---|
| Humana Total Complete (HMO) Humana | HMO | $0 | $700 | $2.850 | 3,5 |
| Humana Total Complete (HMO) Humana | HMO | $0 | $700 | $2.850 | 4 |
| Essence Advantage (HMO) Essence Healthcare | HMO | $0 | $0 | $3.400 | 4,5 |
| Humana Essentials Plus Giveback (HMO) Humana | HMO | $0 | $700 | $4.200 | 4 |
| Humana Essentials Plus Giveback (HMO) Humana | HMO | $0 | $700 | $4.200 | 3,5 |
| Humana Value Choice (PPO) Humana | PPO | $0 | $700 | $4.400 | 4,5 |
| AARP Medicare Advantage Essentials from UHC ST-3 (HMO-POS) UnitedHealthcare | HMO-POS | $0 | $685 | $4.450 | 4 |
| Aetna Medicare Signature (HMO-POS) Aetna Medicare | HMO-POS | $0 | $700 | $4.450 | 4 |
| DEVOTED CHOICE 005 IL (PPO) Devoted Health | PPO | $0 | $650 | $4.450 | — |
| Essence Advantage Select (HMO) Essence Healthcare | HMO | $0 | $450 | $4.450 | 4,5 |
| Humana Value Choice (PPO) Humana | PPO | $0 | $700 | $4.450 | 3,5 |
| HumanaChoice Giveback H5216-403 (PPO) Humana | PPO | $0 | $700 | $5.000 | 3,5 |
| HumanaChoice Giveback H7617-013 (PPO) Humana | PPO | $0 | $700 | $5.000 | 4,5 |
| Wellcare Simple Essential (HMO) Wellcare | HMO | $0 | $700 | $5.500 | 3 |
| Wellcare Simple Value (HMO-POS) Wellcare | HMO-POS | $0 | $700 | $5.500 | 3 |
| Aetna Medicare Signature (PPO) Aetna Medicare | PPO | $0 | $700 | $5.900 | 3,5 |
| Humana Full Access (PPO) Humana | PPO | $0 | $500 | $6.350 | 3,5 |
| Humana Full Access (PPO) Humana | PPO | $0 | $500 | $6.600 | 4,5 |
| DEVOTED CHOICE GIVEBACK EXTRAS 020 IL (PPO) Devoted Health | PPO | $0 | $700 | $7.000 | — |
| AARP Medicare Advantage CareFlex from UHC ST-6 (HMO-POS) UnitedHealthcare | HMO-POS | $0 | $685 | $7.150 | 4 |
| Wellcare Giveback (HMO) Wellcare | HMO | $0 | $700 | $7.800 | 3 |
| DEVOTED CHOICE GIVEBACK 006 IL (PPO) Devoted Health | PPO | $0 | $461 | $9.850 | — |
| HealthSpring True Choice (PPO) HealthSpring | PPO | $6 | $700 | $7.150 | 3 |
| AARP Medicare Advantage Extras from UHC ST-4 (HMO-POS) UnitedHealthcare | HMO-POS | $19 | $685 | $4.450 | 4 |
| HumanaChoice H5216-399 (PPO) Humana | PPO | $33 | $700 | $6.250 | 3,5 |
| Essence Advantage Choice (PPO) Essence Healthcare | PPO | $40 | $700 | $9.850 | 3,5 |
| Aetna Medicare Enhanced (HMO) Aetna Medicare | HMO | $55 | $700 | $4.200 | — |
| Aetna Medicare Enhanced (PPO) Aetna Medicare | PPO | $58 | $700 | $4.900 | 3,5 |
| AARP Medicare Advantage from UHC ST-0001 (PPO) UnitedHealthcare | PPO | $58 | $685 | $7.150 | 4 |
| Essence Advantage Plus (HMO) Essence Healthcare | HMO | $59 | $450 | $2.900 | 4,5 |
| Humana Gold Choice H8145-006 (PFFS) Humana | PFFS | $60 | $700 | $7.800 | 3,5 |
| HumanaChoice H5216-032 (PPO) Humana | PPO | $76 | $700 | $9.250 | 3,5 |
| HumanaChoice R5361-002 (Regional PPO) Humana | Regional PPO | $87 | $700 | $7.700 | 3 |
| Essence Advantage Premier Plus (PPO) Essence Healthcare | PPO | $264 | $700 | $2.900 | 3,5 |
Načrti brez kritja zdravil (5)
| Načrt | Vrsta | Mesečna premija | Zgornja meja samoplačniških stroškov (v mreži) | Ocena zvezdic lani |
|---|---|---|---|---|
| Humana USAA Honor Giveback (PPO) Humana | PPO | $0 | $4.700 | 4,5 |
| Humana USAA Honor Giveback (PPO) Humana | PPO | $0 | $4.700 | 3,5 |
| AARP Medicare Advantage Patriot No Rx MO-MA01 (HMO-POS) UnitedHealthcare | HMO-POS | $0 | $5.900 | 4 |
| Humana USAA Honor Giveback (Regional PPO) Humana | Regional PPO | $0 | $6.750 | 3 |
| Humana Gold Choice H8145-126 (PFFS) Humana | PFFS | $0 | $9.850 | 3,5 |
Načrti za posebne potrebe (9)
Načrti za posebne potrebe so namenjeni le osebam, ki imajo tudi Medicaid (D-SNP), določene kronične bolezni (C-SNP) ali živijo v ustanovi, kot je dom za starejše (I-SNP).
| Načrt | Vrsta | Mesečna premija | Odškodnina za zdravila | Zgornja meja samoplačniških stroškov (v mreži) | Ocena zvezdic lani |
|---|---|---|---|---|---|
| DEVOTED C-SNP CHOICE ENHANCED 014 IL (PPO C-SNP) Devoted Health | PPO C-SNP | $0 | $465 | $4.700 | — |
| DEVOTED C-SNP CHOICE GIVEBACK EXTRAS 017 IL (PPO C-SNP) Devoted Health | PPO C-SNP | $0 | $700 | $7.000 | — |
| Aetna Medicare Chronic Care (HMO C-SNP) Aetna Medicare | HMO C-SNP | $0 | $700 | $7.150 | 4 |
| Humana Dual Fully Integrated (HMO D-SNP) Humana | HMO D-SNP | $0 | $700 | $9.250 | — |
| Aetna Medicare FIDE (HMO D-SNP) Aetna Medicare FIDE | HMO D-SNP | $0 | $700 | $9.850 | — |
| DEVOTED C-SNP CHOICE PLUS 012 IL (PPO C-SNP) Devoted Health | PPO C-SNP | $0 | $461 | $9.850 | — |
| Molina Medicare Complete Care Plus (HMO D-SNP) Molina Healthcare of Illinois | HMO D-SNP | $0 | $700 | $9.850 | — |
| Wellcare Meridian Dual Align (HMO D-SNP) Wellcare | HMO D-SNP | $0 | $700 | $9.850 | — |
| UHC Complete Care Support ST-1A (PPO C-SNP) UnitedHealthcare | PPO C-SNP | $5,3 | $700 | $9.850 | 4,5 |
Samostojni načrti zdravil dela D v državi Illinois →
Oceno zvezdic za 2027 objavi CMS oktobra; prikazane zvezdice so skupna ocena pogodbe za 2026. Nismo povezani z vlado ZDA ali zveznim programom Medicare in nismo odobreni s strani njih, prav tako ne prodajamo načrtov. Ne navajamo vseh ugodnosti načrtov; pred vpisom preverite stroške in kritje pri načrtu, Medicare.gov ali na številki 1-800-MEDICARE (TTY 1-877-486-2048). Vir: CMS Medicare Advantage and Part D Landscape, 2027 (2026-09 izdaja).