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Planuri Medicare Advantage în Cullman County, AL pentru 2027
72 planuri Medicare Advantage de la 8 companii sunt disponibile în Cullman County pentru 2027. Planuri cu primă lunară de $0 (excluzând planurile pentru nevoi speciale): 28. Cea mai mică limită de costuri directe în rețea: $3.250.
Înscrierea deschisă pentru 2027 are loc între 15 octombrie și 7 decembrie 2026; acoperirea începe pe 1 ianuarie 2027.
Planuri cu acoperire pentru medicamente (31)
| Plan | Tip | Primă lunară | Deductibil pentru medicamente | Limită de costuri directe (în rețea) | Evaluarea cu stele din anul trecut |
|---|---|---|---|---|---|
| HumanaChoice H5216-269 (PPO) Humana | PPO | $0 | $700 | $4.450 | 3,5 |
| HumanaChoice H7617-091 (PPO) Humana | PPO | $0 | $700 | $4.450 | 4,5 |
| HealthSpring Preferred (HMO) HealthSpring | HMO | $0 | $400 | $5.550 | 4,5 |
| DEVOTED CHOICE 007 AL (PPO) Devoted Health | PPO | $0 | $650 | $5.600 | 4,5 |
| DEVOTED CORE 001 AL (HMO) Devoted Health | HMO | $0 | $465 | $5.700 | 3,5 |
| DEVOTED CHOICE 001 AL (PPO) Devoted Health | PPO | $0 | $650 | $6.200 | 3,5 |
| Humana Value Plus H5216-179 (PPO) Humana | PPO | $0 | $400 | $6.200 | 3,5 |
| AARP Medicare Advantage Essentials from UHC AL-3 (HMO-POS) UnitedHealthcare | HMO-POS | $0 | $685 | $6.300 | 4 |
| Humana Gold Plus H4461-078 (HMO) Humana | HMO | $0 | $700 | $6.360 | 4 |
| Aetna Medicare Signature Care (HMO) Aetna Medicare | HMO | $0 | $400 | $6.750 | 3,5 |
| AARP Medicare Advantage Extras from UHC AL-7 (HMO-POS) UnitedHealthcare | HMO-POS | $0 | $685 | $7.150 | 4 |
| AARP Medicare Advantage from UHC AL-0001 (HMO-POS) UnitedHealthcare | HMO-POS | $0 | $685 | $7.150 | 4 |
| Blue Advantage Choice (PPO) Blue Cross and Blue Shield of Alabama | PPO | $0 | $700 | $7.150 | 4 |
| Humana Gold Plus H5619-089 (HMO) Humana | HMO | $0 | $700 | $7.150 | 3 |
| DEVOTED CHOICE GIVEBACK EXTRAS 038 AL (PPO) Devoted Health | PPO | $0 | $700 | $7.250 | 4,5 |
| HealthSpring Preferred Extra Savings (HMO) HealthSpring | HMO | $0 | $300 | $8.500 | 4,5 |
| DEVOTED CHOICE GIVEBACK 005 AL (PPO) Devoted Health | PPO | $0 | $461 | $8.900 | 3,5 |
| VIVA Medicare Plus (HMO) VIVA Medicare | HMO | $0 | $450 | $9.250 | 4,5 |
| DEVOTED CHOICE GIVEBACK 009 AL (PPO) Devoted Health | PPO | $0 | $650 | $9.850 | 4,5 |
| DEVOTED GIVEBACK 002 AL (HMO) Devoted Health | HMO | $0 | $461 | $9.850 | 3,5 |
| Humana Value Plus H7617-089 (PPO) Humana | PPO | $0,5 | $400 | $6.200 | 4,5 |
| HealthSpring True Choice (PPO) HealthSpring | PPO | $15 | $500 | $7.500 | 3 |
| HealthSpring Preferred Plus (HMO) HealthSpring | HMO | $25 | $400 | $4.750 | 4,5 |
| HumanaChoice H5216-368 (PPO) Humana | PPO | $27,5 | $700 | $3.250 | 3,5 |
| HumanaChoice H7617-090 (PPO) Humana | PPO | $34 | $700 | $3.250 | 4,5 |
| Humana Gold Plus H4461-079 (HMO) Humana | HMO | $36 | $700 | $4.900 | 4 |
| Blue Advantage Complete (PPO) Blue Cross and Blue Shield of Alabama | PPO | $39,5 | $620 | $6.000 | 4 |
| AARP Medicare Advantage from UHC AL-6 (HMO-POS) UnitedHealthcare | HMO-POS | $43 | $685 | $5.400 | 4 |
| AARP Medicare Advantage from UHC AL-0002 (HMO-POS) UnitedHealthcare | HMO-POS | $45 | $685 | $5.400 | 4 |
| VIVA Medicare Premier (HMO) VIVA Medicare | HMO | $99 | $350 | $6.500 | 4,5 |
| HumanaChoice R0110-018 (Regional PPO) Humana | Regional PPO | $124 | $700 | $7.000 | 3,5 |
Planuri fără acoperire pentru medicamente (8)
| Plan | Tip | Primă lunară | Limită de costuri directe (în rețea) | Evaluarea cu stele din anul trecut |
|---|---|---|---|---|
| Humana USAA Honor Giveback (HMO) Humana | HMO | $0 | $4.150 | 4 |
| Humana USAA Honor Giveback (PPO) Humana | PPO | $0 | $4.150 | 3,5 |
| HumanaChoice R0110-017 (Regional PPO) Humana | Regional PPO | $0 | $4.650 | 3,5 |
| HealthSpring Courage (HMO) HealthSpring | HMO | $0 | $5.750 | 4,5 |
| AARP Medicare Advantage Patriot No Rx AL-MA01 (HMO-POS) UnitedHealthcare | HMO-POS | $0 | $7.150 | 4 |
| AARP Medicare Advantage Patriot No Rx AL-MA2 (HMO-POS) UnitedHealthcare | HMO-POS | $0 | $7.150 | 4 |
| DEVOTED CHOICE MA ONLY 007 AL (PPO) Devoted Health | PPO | $0 | $7.900 | 3,5 |
| VIVA Medicare Select (HMO) VIVA Medicare | HMO | $0 | $9.250 | 4,5 |
Planuri pentru nevoi speciale (33)
Planurile pentru nevoi speciale sunt destinate exclusiv persoanelor care beneficiază și de Medicaid (D-SNP), au anumite afecțiuni cronice (C-SNP) sau locuiesc într-o instituție, cum ar fi un cămin de bătrâni (I-SNP).
| Plan | Tip | Primă lunară | Deductibil pentru medicamente | Limită de costuri directe (în rețea) | Evaluarea cu stele din anul trecut |
|---|---|---|---|---|---|
| HealthSpring Achieve (HMO C-SNP) HealthSpring | HMO C-SNP | $0 | $400 | $4.450 | 4,5 |
| DEVOTED C-SNP CHOICE ENHANCED 013 AL (PPO C-SNP) Devoted Health | PPO C-SNP | $0 | $650 | $6.100 | 4,5 |
| DEVOTED DUAL 004 AL (HMO D-SNP) Devoted Health | HMO D-SNP | $0 | $700 | $6.100 | 3,5 |
| DEVOTED C-SNP CHOICE 008 AL (PPO C-SNP) Devoted Health | PPO C-SNP | $0 | $700 | $6.500 | 3,5 |
| DEVOTED C-SNP CHOICE ENHANCED 009 AL (PPO C-SNP) Devoted Health | PPO C-SNP | $0 | $461 | $6.700 | 3,5 |
| UHC Complete Care AL-8 (HMO-POS C-SNP) UnitedHealthcare | HMO-POS C-SNP | $0 | $685 | $6.700 | 4 |
| UHC Complete Care AL-5 (HMO-POS C-SNP) UnitedHealthcare | HMO-POS C-SNP | $0 | $685 | $7.150 | 4 |
| DEVOTED C-SNP CHOICE GIVEBACK EXTRAS 017 AL (PPO C-SNP) Devoted Health | PPO C-SNP | $0 | $700 | $7.250 | 4,5 |
| VIVA Medicare Healthy Lifestyles (HMO C-SNP) VIVA Medicare | HMO C-SNP | $0 | $550 | $7.900 | 4,5 |
| Aetna Medicare Dual Care (HMO D-SNP) Aetna Medicare | HMO D-SNP | $0 | $700 | $9.850 | 3,5 |
| Aetna Medicare Dual Extra Care (HMO D-SNP) Aetna Medicare | HMO D-SNP | $0 | $700 | $9.850 | 3,5 |
| Aetna Medicare Full Dual Care (HMO D-SNP) Aetna Medicare | HMO D-SNP | $0 | $700 | $9.850 | 3,5 |
| DEVOTED C-SNP CHOICE PLUS 012 AL (PPO C-SNP) Devoted Health | PPO C-SNP | $0 | $461 | $9.850 | 3,5 |
| DEVOTED C-SNP CHOICE PLUS 015 AL (PPO C-SNP) Devoted Health | PPO C-SNP | $0 | $650 | $9.850 | 4,5 |
| DEVOTED DUAL CHOICE FULL 011 AL (PPO D-SNP) Devoted Health | PPO D-SNP | $0 | $700 | $9.850 | 4,5 |
| DEVOTED DUAL CHOICE FULL 013 AL (PPO D-SNP) Devoted Health | PPO D-SNP | $0 | $700 | $9.850 | 3,5 |
| DEVOTED DUAL PLUS 003 AL (HMO D-SNP) Devoted Health | HMO D-SNP | $0 | $700 | $9.850 | 3,5 |
| Humana Dual QMB Only (HMO D-SNP) Humana | HMO D-SNP | $0 | $100 | $9.850 | 4 |
| Humana Dual Select H4461-077 (HMO D-SNP) Humana | HMO D-SNP | $0 | $50 | $9.850 | 4 |
| Humana Dual Select H5619-093 (HMO D-SNP) Humana | HMO D-SNP | $0 | $700 | $9.850 | 3 |
| Humana Gold Plus SNP-DE H4461-076 (HMO D-SNP) Humana | HMO D-SNP | $0 | $700 | $9.850 | 4 |
| HumanaChoice SNP-DE H5216-370 (PPO D-SNP) Humana | PPO D-SNP | $0 | $700 | $9.850 | 3,5 |
| UHC Dual Complete AL-Q1 (HMO-POS D-SNP) UnitedHealthcare | HMO-POS D-SNP | $0 | $435 | $9.850 | 4 |
| UHC Dual Complete AL-Q2 (PPO D-SNP) UnitedHealthcare | PPO D-SNP | $0 | $445 | $9.850 | 4 |
| UHC Dual Complete AL-S1 (HMO-POS D-SNP) UnitedHealthcare | HMO-POS D-SNP | $0 | $530 | $9.850 | 4 |
| UHC Dual Advantage AL-V2 (HMO-POS D-SNP) UnitedHealthcare | HMO-POS D-SNP | $3,9 | $700 | $5.900 | 4 |
| HealthSpring TotalCare (HMO D-SNP) HealthSpring | HMO D-SNP | $13,4 | $700 | $9.850 | 4,5 |
| VIVA Medicare Extra Value (HMO D-SNP) VIVA Medicare | HMO D-SNP | $13,7 | $700 | $6.750 | 4,5 |
| HealthSpring TotalCare Plus (HMO D-SNP) HealthSpring | HMO D-SNP | $13,7 | $700 | $9.850 | 4,5 |
| Simpra Advantage Dual Care (PPO D-SNP) Simpra Advantage | PPO D-SNP | $13,7 | $700 | $9.850 | — |
| Simpra Advantage Nursing Home Plan (PPO I-SNP) Simpra Advantage | PPO I-SNP | $13,7 | $700 | $9.850 | — |
| UHC Dual Complete AL-Q3 (HMO-POS D-SNP) UnitedHealthcare | HMO-POS D-SNP | $13,7 | $700 | $9.850 | 4 |
| Simpra Advantage Assist (PPO I-SNP) Simpra Advantage | PPO I-SNP | $90 | $150 | $6.700 | — |
Planuri Part D autonome pentru medicamente în Alabama →
Evaluările cu stele pentru 2027 sunt publicate de CMS în octombrie; stelele afișate reprezintă evaluarea generală 2026 a contractului. Nu suntem afiliați cu sau aprobați de guvernul SUA sau de programul federal Medicare și nu vindem planuri. Nu enumerăm integral beneficiile planurilor; confirmați costurile și acoperirea cu planul, Medicare.gov sau 1-800-MEDICARE (TTY 1-877-486-2048) înainte de înscriere. Sursă: CMS Medicare Advantage and Part D Landscape, 2027 (versiunea 2026-10).