Início › Planos Medicare › Missouri › St. Charles County
Planos Medicare Advantage em St. Charles County, MO para 2027
81 planos Medicare Advantage de 11 empresas estão disponíveis em St. Charles County para 2027. Planos com prêmio mensal de $0 (excluindo planos de necessidades especiais): 34. Menor limite de desembolso direto na rede: $2.850.
A inscrição aberta para 2027 ocorre de 15 de outubro a 7 de dezembro de 2026; a cobertura começa em 1º de janeiro de 2027.
Planos com cobertura de medicamentos (38)
| Plano | Tipo | Prêmio mensal | Dedução de medicamentos | Limite de desembolso direto (na rede) | Avaliação por estrelas do ano passado |
|---|---|---|---|---|---|
| Humana Total Complete (HMO) Humana | HMO | $0 | $700 | $2.850 | 3,5 |
| Humana Total Complete (HMO) Humana | HMO | $0 | $700 | $2.850 | 4 |
| DEVOTED CORE 001 MO (HMO) Devoted Health | HMO | $0 | $650 | $3.100 | — |
| Aetna Medicare Signature (HMO-POS) Aetna Medicare | HMO-POS | $0 | $500 | $3.400 | 4 |
| Essence Advantage (HMO) Essence Healthcare | HMO | $0 | $0 | $3.400 | 4,5 |
| AARP Medicare Advantage from UHC ST-1P (HMO-POS) UnitedHealthcare | HMO-POS | $0 | $685 | $4.100 | 4 |
| HealthSpring Preferred (HMO) HealthSpring | HMO | $0 | $500 | $4.200 | 3,5 |
| Humana Essentials Plus Giveback (HMO) Humana | HMO | $0 | $700 | $4.200 | 4 |
| Humana Essentials Plus Giveback (HMO) Humana | HMO | $0 | $700 | $4.200 | 3,5 |
| Humana Value Choice (PPO) Humana | PPO | $0 | $700 | $4.400 | 4,5 |
| AARP Medicare Advantage Essentials from UHC ST-3 (HMO-POS) UnitedHealthcare | HMO-POS | $0 | $685 | $4.450 | 4 |
| Anthem Medicare Advantage (HMO-POS) Anthem HealthKeepers | HMO-POS | $0 | $210 | $4.450 | 3,5 |
| Essence Advantage Select (HMO) Essence Healthcare | HMO | $0 | $450 | $4.450 | 4,5 |
| Humana Value Choice (PPO) Humana | PPO | $0 | $700 | $4.450 | 3,5 |
| Aetna Medicare Elite (PPO) Aetna Medicare | PPO | $0 | $700 | $4.900 | 4,5 |
| Aetna Medicare Elite Classic Extra (PPO) Aetna Medicare | PPO | $0 | $700 | $4.900 | 4 |
| DEVOTED GIVEBACK EXTRAS 028 MO (HMO) Devoted Health | HMO | $0 | $700 | $5.100 | — |
| Aetna Medicare Value Plus (HMO-POS) Aetna Medicare | HMO-POS | $0 | $400 | $5.500 | 4 |
| Aetna Medicare Elite Classic (PPO) Aetna Medicare | PPO | $0 | $700 | $5.900 | 4 |
| Humana Full Access (PPO) Humana | PPO | $0 | $500 | $6.350 | 3,5 |
| Humana Full Access (PPO) Humana | PPO | $0 | $500 | $6.600 | 4,5 |
| Wellcare Simple (HMO-POS) Wellcare | HMO-POS | $0 | $700 | $7.100 | 3 |
| Wellcare Simple Open (PPO) Wellcare | PPO | $0 | $700 | $7.100 | 3 |
| AARP Medicare Advantage CareFlex from UHC ST-6 (HMO-POS) UnitedHealthcare | HMO-POS | $0 | $685 | $7.150 | 4 |
| DEVOTED GIVEBACK 002 MO (HMO) Devoted Health | HMO | $0 | $461 | $7.150 | — |
| HealthSpring Preferred Savings (HMO) HealthSpring | HMO | $0 | $700 | $7.150 | 3,5 |
| HealthSpring True Choice (PPO) HealthSpring | PPO | $6 | $700 | $7.150 | 3 |
| AARP Medicare Advantage Extras from UHC ST-4 (HMO-POS) UnitedHealthcare | HMO-POS | $19 | $685 | $4.450 | 4 |
| Essence Advantage Choice (PPO) Essence Healthcare | PPO | $40 | $700 | $9.850 | 3,5 |
| AARP Medicare Advantage from UHC ST-0001 (PPO) UnitedHealthcare | PPO | $58 | $685 | $7.150 | 4 |
| Essence Advantage Plus (HMO) Essence Healthcare | HMO | $59 | $450 | $2.900 | 4,5 |
| Aetna Medicare Enhanced Extra (HMO-POS) Aetna Medicare | HMO-POS | $59 | $700 | $5.900 | 4 |
| Humana Gold Choice H8145-006 (PFFS) Humana | PFFS | $60 | $700 | $7.800 | 3,5 |
| Aetna Medicare Enhanced (PPO) Aetna Medicare | PPO | $70 | $700 | $7.500 | 4,5 |
| Aetna Medicare Enhanced Classic (PPO) Aetna Medicare | PPO | $70 | $700 | $7.500 | 4 |
| HumanaChoice H5216-032 (PPO) Humana | PPO | $76 | $700 | $9.250 | 3,5 |
| HumanaChoice R1532-002 (Regional PPO) Humana | Regional PPO | $119 | $700 | $7.700 | 2,5 |
| Essence Advantage Premier Plus (PPO) Essence Healthcare | PPO | $264 | $700 | $2.900 | 3,5 |
Planos sem cobertura de medicamentos (8)
| Plano | Tipo | Prêmio mensal | Limite de desembolso direto (na rede) | Avaliação por estrelas do ano passado |
|---|---|---|---|---|
| Wellcare Patriot Giveback Open (PPO) Wellcare | PPO | $0 | $4.000 | 3 |
| Humana USAA Honor Giveback (PPO) Humana | PPO | $0 | $4.700 | 3,5 |
| Humana USAA Honor Giveback (PPO) Humana | PPO | $0 | $4.700 | 4,5 |
| Aetna Medicare Eagle (HMO-POS) Aetna Medicare | HMO-POS | $0 | $4.900 | 4 |
| Humana USAA Honor Giveback (Regional PPO) Humana | Regional PPO | $0 | $5.500 | 2,5 |
| AARP Medicare Advantage Patriot No Rx MO-MA01 (HMO-POS) UnitedHealthcare | HMO-POS | $0 | $5.900 | 4 |
| Anthem Veteran (PPO) Anthem Blue Cross and Blue Shield | PPO | $0 | $6.751 | 3,5 |
| Humana Gold Choice H8145-126 (PFFS) Humana | PFFS | $0 | $9.850 | 3,5 |
Planos de necessidades especiais (35)
Os planos de necessidades especiais são apenas para pessoas que também têm Medicaid (D-SNP), certas condições crônicas (C-SNP) ou que vivem em instituições como casas de repouso (I-SNP).
| Plano | Tipo | Prêmio mensal | Dedução de medicamentos | Limite de desembolso direto (na rede) | Avaliação por estrelas do ano passado |
|---|---|---|---|---|---|
| Humana Gold Plus - Diabetes and Heart (HMO C-SNP) Humana | HMO C-SNP | $0 | $500 | $2.700 | 3,5 |
| Anthem Chronic Care (HMO-POS C-SNP) Anthem HealthKeepers | HMO-POS C-SNP | $0 | $0 | $3.500 | 3,5 |
| DEVOTED DUAL 008 MO (HMO D-SNP) Devoted Health | HMO D-SNP | $0 | $700 | $3.600 | — |
| Provider Partners Missouri Community Plan (HMO I-SNP) Provider Partners Health Plans | HMO I-SNP | $0 | $700 | $3.750 | 4,5 |
| DEVOTED C-SNP ENHANCED 015 MO (HMO C-SNP) Devoted Health | HMO C-SNP | $0 | $461 | $3.900 | — |
| UHC Dual Advantage MO-V1 (HMO-POS D-SNP) UnitedHealthcare | HMO-POS D-SNP | $0 | $700 | $4.450 | 4 |
| UHC Complete Care MO-1 (PPO C-SNP) UnitedHealthcare | PPO C-SNP | $0 | $595 | $4.900 | 4,5 |
| Senior Care (HMO I-SNP) NHC Advantage | HMO I-SNP | $0 | $500 | $5.000 | 5 |
| DEVOTED C-SNP GIVEBACK EXTRAS 029 MO (HMO C-SNP) Devoted Health | HMO C-SNP | $0 | $700 | $5.100 | — |
| Aetna Medicare Chronic Care (HMO C-SNP) Aetna Medicare | HMO C-SNP | $0 | $700 | $7.150 | 4 |
| Humana Gold Plus SNP-DE H0028-015 (HMO-POS D-SNP) Humana | HMO-POS D-SNP | $0 | $700 | $9.250 | 3,5 |
| Humana Gold Plus SNP-DE H4461-044 (HMO-POS D-SNP) Humana | HMO-POS D-SNP | $0 | $100 | $9.250 | 4 |
| Aetna Medicare Dual (HMO D-SNP) Aetna Medicare | HMO D-SNP | $0 | $700 | $9.850 | 3,5 |
| Aetna Medicare Full Dual (HMO D-SNP) Aetna Medicare | HMO D-SNP | $0 | $700 | $9.850 | 3,5 |
| Aetna Medicare Longevity (HMO I-SNP) Aetna Medicare | HMO I-SNP | $0 | $700 | $9.850 | 4 |
| Anthem Full Dual Advantage (HMO D-SNP) Anthem HealthKeepers | HMO D-SNP | $0 | $290 | $9.850 | 3,5 |
| Anthem Full Dual Advantage 2 (HMO D-SNP) Anthem HealthKeepers | HMO D-SNP | $0 | $170 | $9.850 | 3,5 |
| DEVOTED C-SNP PLUS 016 MO (HMO C-SNP) Devoted Health | HMO C-SNP | $0 | $461 | $9.850 | — |
| DEVOTED DUAL FULL 011 MO (HMO D-SNP) Devoted Health | HMO D-SNP | $0 | $700 | $9.850 | — |
| DEVOTED DUAL PLUS 007 MO (HMO D-SNP) Devoted Health | HMO D-SNP | $0 | $700 | $9.850 | — |
| Wellcare Home State Health Dual Access (HMO-POS D-SNP) Wellcare | HMO-POS D-SNP | $0 | $700 | $9.850 | 3 |
| Wellcare Home State Health Dual Access Open (PPO D-SNP) Wellcare | PPO D-SNP | $0 | $700 | $9.850 | 3 |
| UHC Nursing Home Plan MO-F001 (PPO I-SNP) UnitedHealthcare | PPO I-SNP | $0,6 | $700 | $9.850 | 4,5 |
| Aetna Medicare Full Dual Extra (HMO D-SNP) Aetna Medicare | HMO D-SNP | $1,8 | $700 | $9.850 | 4 |
| UHC Dual Complete MO-Q1 (HMO-POS D-SNP) UnitedHealthcare | HMO-POS D-SNP | $2,6 | $700 | $9.850 | 4 |
| UHC Dual Complete MO-S3 (HMO-POS D-SNP) UnitedHealthcare | HMO-POS D-SNP | $8,9 | $700 | $9.850 | 4 |
| NHC Advantage (HMO I-SNP) NHC Advantage | HMO I-SNP | $12,2 | $700 | $9.850 | 5 |
| Provider Partners Missouri Essential Plan (HMO I-SNP) Provider Partners Health Plans | HMO I-SNP | $14,5 | $700 | $9.850 | 4,5 |
| Wellcare Home State Health Dual Reserve (HMO-POS D-SNP) Wellcare | HMO-POS D-SNP | $18,4 | $700 | $3.600 | 3 |
| American Health Advantage of Missouri (HMO I-SNP) American Health Advantage of Missouri | HMO I-SNP | $18,4 | $700 | $9.850 | — |
| American Health Advantage of Missouri Choice (HMO I-SNP) American Health Advantage of Missouri | HMO I-SNP | $18,4 | $700 | $9.850 | — |
| HealthSpring TotalCare (HMO D-SNP) HealthSpring | HMO D-SNP | $18,4 | $700 | $9.850 | 3,5 |
| HealthSpring TotalCare Plus (HMO D-SNP) HealthSpring | HMO D-SNP | $18,4 | $700 | $9.850 | 3,5 |
| Provider Partners Missouri Advantage Plan (HMO I-SNP) Provider Partners Health Plans | HMO I-SNP | $18,4 | $700 | $9.850 | 4,5 |
| UHC Dual Complete MO-Q2 (PPO D-SNP) UnitedHealthcare | PPO D-SNP | $18,4 | $700 | $9.850 | 4,5 |
Planos de medicamentos Parte D independentes em Missouri →
As avaliações por estrelas para 2027 são publicadas pelo CMS em outubro; as estrelas mostradas são a avaliação geral do contrato de 2026. Não estamos vinculados ou endossados pelo governo dos EUA ou pelo programa federal Medicare, e não vendemos planos. Não listamos todos os benefícios do plano; confirme custos e cobertura com o plano, Medicare.gov ou 1-800-MEDICARE (TTY 1-877-486-2048) antes de se inscrever. Fonte: Panorama Medicare Advantage e Parte D do CMS, 2027 (versão 2026-10).