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Planos Medicare Advantage em Polk County, FL para 2027
110 planos Medicare Advantage de 14 empresas estão disponíveis em Polk County para 2027. Planos com prêmio mensal de $0 (excluindo planos de necessidades especiais): 46. Menor limite de desembolso direto na rede: $1.250.
A inscrição aberta para 2027 ocorre de 15 de outubro a 7 de dezembro de 2026; a cobertura começa em 1º de janeiro de 2027.
Planos com cobertura de medicamentos (39)
| Plano | Tipo | Prêmio mensal | Dedução de medicamentos | Limite de desembolso direto (na rede) | Avaliação por estrelas do ano passado |
|---|---|---|---|---|---|
| CareOne Plus (HMO-POS) CarePlus Health Plans, Inc. | HMO-POS | $0 | $700 | $1.250 | 4,5 |
| Freedom Máximo (HMO-POS) Freedom Health, Inc. | HMO-POS | $0 | $0 | $1.900 | 4,5 |
| Premier by Ultimate (HMO) Ultimate Health Plans | HMO | $0 | $0 | $1.900 | 4 |
| BayCarePlus Complete (HMO) BayCare Health Plans | HMO | $0 | $250 | $2.000 | 4 |
| HealthSpring Preferred (HMO) HealthSpring | HMO | $0 | $400 | $2.250 | 3,5 |
| Humana Gold Plus H1036-230 (HMO) Humana | HMO | $0 | $700 | $2.400 | 4,5 |
| Wellcare Simple (HMO-POS) Wellcare | HMO-POS | $0 | $700 | $2.700 | 4 |
| BlueMedicare Preferred (HMO) Florida Blue HMO | HMO | $0 | $350 | $2.900 | 4 |
| Solis Healthy Living Plan (HMO) Solis Health Plans | HMO | $0 | $597 | $2.900 | 4,5 |
| CareFree Platinum Giveback (HMO) CarePlus Health Plans, Inc. | HMO | $0 | $0 | $3.000 | 4,5 |
| Freedom Platinum Rewards Plan Rx (HMO) Freedom Health, Inc. | HMO | $0 | $0 | $3.400 | 4,5 |
| Humana Gold Plus Giveback H1036-266 (HMO) Humana | HMO | $0 | $700 | $3.400 | 4,5 |
| AARP Medicare Advantage from UHC FL-003P (HMO-POS) UnitedHealthcare | HMO-POS | $0 | $405 | $3.500 | 4,5 |
| DrSelect-CFL (HMO) Doctors HealthCare Plans, Inc. | HMO | $0 | $0 | $3.500 | 4,5 |
| BayCarePlus Rewards (HMO) BayCare Health Plans | HMO | $0 | $700 | $3.700 | 4 |
| AARP Medicare Advantage from UHC FL-0006 (HMO-POS) UnitedHealthcare | HMO-POS | $0 | $405 | $3.800 | 4,5 |
| Aetna Medicare Select (HMO) Aetna Medicare | HMO | $0 | $200 | $3.900 | 4,5 |
| DEVOTED CORE 037 FL (HMO) Devoted Health | HMO | $0 | $650 | $3.900 | 5 |
| DEVOTED CORE 065 FL (HMO) Devoted Health | HMO | $0 | $650 | $3.900 | 5 |
| CareAccess (HMO) CarePlus Health Plans, Inc. | HMO | $0 | $700 | $4.000 | 4,5 |
| Optimum Gold Plan (HMO) Optimum HealthCare, Inc. | HMO | $0 | $0 | $4.450 | 4,5 |
| DEVOTED GIVEBACK EXTRAS 115 FL (HMO) Devoted Health | HMO | $0 | $700 | $5.150 | 5 |
| Humana Value Choice (PPO) Humana | PPO | $0 | $700 | $5.600 | 3,5 |
| BlueMedicare Value (PPO) Florida Blue | PPO | $0 | $597 | $5.900 | 3,5 |
| Aetna Medicare Select Extra (HMO-POS) Aetna Medicare | HMO-POS | $0 | $700 | $6.750 | 4,5 |
| BlueMedicare Classic (HMO) Florida Blue HMO | HMO | $0 | $700 | $6.750 | 4 |
| DEVOTED CORE 036 FL (HMO) Devoted Health | HMO | $0 | $650 | $6.750 | 5 |
| AARP Medicare Advantage CareFlex from UHC FL-34 (HMO-POS) UnitedHealthcare | HMO-POS | $0 | $685 | $7.150 | 4,5 |
| AARP Medicare Advantage Giveback from UHC FL-40 (HMO-POS) UnitedHealthcare | HMO-POS | $0 | $685 | $7.150 | 4,5 |
| AARP Medicare Advantage from UHC FL-0019 (PPO) UnitedHealthcare | PPO | $0 | $685 | $7.150 | 4 |
| Aetna Medicare Signature (PPO) Aetna Medicare | PPO | $0 | $700 | $7.150 | 4,5 |
| Aetna Medicare Signature (PPO) Aetna Medicare | PPO | $0 | $700 | $7.150 | 4,5 |
| Aetna Medicare Signature Legacy (PPO) Aetna Medicare | PPO | $0 | $700 | $7.150 | 4,5 |
| DEVOTED GIVEBACK 051 FL (HMO) Devoted Health | HMO | $0 | $650 | $7.150 | 5 |
| Humana Essentials Plus Giveback (PPO) Humana | PPO | $0 | $700 | $7.150 | 4,5 |
| Wellcare Giveback (HMO-POS) Wellcare | HMO-POS | $0 | $700 | $7.200 | 4 |
| HumanaChoice R5826-074 (Regional PPO) Humana | Regional PPO | $35 | $700 | $7.550 | 3,5 |
| AARP Medicare Advantage from UHC FL-0031 (Regional PPO) UnitedHealthcare | Regional PPO | $127 | $685 | $9.850 | 3,5 |
| HumanaChoice R5826-005 (Regional PPO) Humana | Regional PPO | $161 | $700 | $6.700 | 3,5 |
Planos sem cobertura de medicamentos (11)
| Plano | Tipo | Prêmio mensal | Limite de desembolso direto (na rede) | Avaliação por estrelas do ano passado |
|---|---|---|---|---|
| Humana USAA Honor Giveback (HMO) Humana | HMO | $0 | $3.900 | 4,5 |
| CareSalute (HMO) CarePlus Health Plans, Inc. | HMO | $0 | $4.150 | 4,5 |
| Freedom Savings Plan (HMO) Freedom Health, Inc. | HMO | $0 | $4.450 | 4,5 |
| Humana USAA Honor Giveback (PPO) Humana | PPO | $0 | $6.000 | 3,5 |
| BlueMedicare Patriot (PPO) Florida Blue | PPO | $0 | $6.750 | 3,5 |
| BlueMedicare Patriot Plus (PPO) Florida Blue | PPO | $0 | $6.750 | 3,5 |
| Humana USAA Honor Giveback (PPO) Humana | PPO | $0 | $6.750 | 4,5 |
| Aetna Medicare Eagle Giveback (PPO) Aetna Medicare | PPO | $0 | $7.150 | 4,5 |
| AARP Medicare Advantage Patriot No Rx FL-MA2 (PPO) UnitedHealthcare | PPO | $0 | $8.900 | 4 |
| AARP Medicare Advantage Patriot No Rx FL-MA01 (Regional PPO) UnitedHealthcare | Regional PPO | $0 | $9.250 | 3,5 |
| HumanaChoice R5826-018 (Regional PPO) Humana | Regional PPO | $9 | $7.550 | 3,5 |
Planos de necessidades especiais (60)
Os planos de necessidades especiais são apenas para pessoas que também têm Medicaid (D-SNP), certas condições crônicas (C-SNP) ou que vivem em instituições como casas de repouso (I-SNP).
| Plano | Tipo | Prêmio mensal | Dedução de medicamentos | Limite de desembolso direto (na rede) | Avaliação por estrelas do ano passado |
|---|---|---|---|---|---|
| Advantage Plus by Ultimate (Full) (HMO D-SNP) Ultimate Health Plans | HMO D-SNP | $0 | $700 | $500 | 4 |
| Advantage Plus by Ultimate (Partial) (HMO D-SNP) Ultimate Health Plans | HMO D-SNP | $0 | $700 | $500 | 4 |
| Freedom Medi-Medi Partial (HMO D-SNP) Freedom Health, Inc. | HMO D-SNP | $0 | $105 | $500 | 4,5 |
| Optimum Emerald Partial (HMO D-SNP) Optimum HealthCare, Inc. | HMO D-SNP | $0 | $105 | $500 | 4,5 |
| Simply Complete Platinum (HMO D-SNP) Simply Healthcare Plans, Inc. | HMO D-SNP | $0 | $105 | $500 | 4,5 |
| Simply Integrated Platinum (HMO D-SNP) Simply Healthcare Plans, Inc. | HMO D-SNP | $0 | $105 | $500 | 4,5 |
| Freedom VIP Care (HMO C-SNP) Freedom Health, Inc. | HMO C-SNP | $0 | $0 | $1.000 | 4,5 |
| Humana Dual Select H1036-102 (HMO D-SNP) Humana | HMO D-SNP | $0 | $700 | $1.500 | 4,5 |
| CareBreeze (HMO C-SNP) CarePlus Health Plans, Inc. | HMO C-SNP | $0 | $700 | $2.000 | 4,5 |
| CareComplete (HMO C-SNP) CarePlus Health Plans, Inc. | HMO C-SNP | $0 | $700 | $2.000 | 4,5 |
| Humana Gold Plus - Diabetes and Heart (HMO C-SNP) Humana | HMO C-SNP | $0 | $700 | $2.000 | 4,5 |
| Humana Gold Plus Lung (HMO C-SNP) Humana | HMO C-SNP | $0 | $700 | $2.000 | 4,5 |
| CareBreeze Platinum (HMO C-SNP) CarePlus Health Plans, Inc. | HMO C-SNP | $0 | $700 | $2.500 | 4,5 |
| CareComplete Platinum (HMO C-SNP) CarePlus Health Plans, Inc. | HMO C-SNP | $0 | $700 | $2.500 | 4,5 |
| Solis Wellness Plan (HMO C-SNP) Solis Health Plans | HMO C-SNP | $0 | $0 | $2.500 | 4,5 |
| Advantage Care COPD by Ultimate (HMO C-SNP) Ultimate Health Plans | HMO C-SNP | $0 | $0 | $2.600 | 4 |
| Wellcare Sunshine Health Dual Reserve (HMO-POS D-SNP) Wellcare | HMO-POS D-SNP | $0 | $700 | $3.000 | 4 |
| Advantage Care by Ultimate (HMO C-SNP) Ultimate Health Plans | HMO C-SNP | $0 | $0 | $3.200 | 4 |
| CareNeeds Platinum (HMO D-SNP) CarePlus Health Plans, Inc. | HMO D-SNP | $0 | $700 | $3.400 | 4,5 |
| CareNeeds Plus (HMO D-SNP) CarePlus Health Plans, Inc. | HMO D-SNP | $0 | $700 | $3.400 | 4,5 |
| DrPartialDual-CFL (HMO D-SNP) Doctors HealthCare Plans, Inc. | HMO D-SNP | $0 | $700 | $3.400 | 4,5 |
| Florida Complete Care (HMO I-SNP) Florida Complete Care | HMO I-SNP | $0 | $260 | $3.400 | — |
| Florida Complete Care- In The Community (HMO-POS I-SNP) Florida Complete Care | HMO-POS I-SNP | $0 | $260 | $3.400 | — |
| Florida Complete Care-Duals VIP (HMO-POS D-SNP) Florida Complete Care | HMO-POS D-SNP | $0 | $260 | $3.400 | — |
| Freedom VIP Rewards (HMO C-SNP) Freedom Health, Inc. | HMO C-SNP | $0 | $0 | $3.400 | 4,5 |
| Freedom VIP Savings (HMO C-SNP) Freedom Health, Inc. | HMO C-SNP | $0 | $0 | $3.400 | 4,5 |
| Freedom VIP Savings COPD (HMO C-SNP) Freedom Health, Inc. | HMO C-SNP | $0 | $0 | $3.400 | 4,5 |
| Humana Dual Select H1036-314 (HMO D-SNP) Humana | HMO D-SNP | $0 | $700 | $3.400 | 4,5 |
| Humana Fully Integrated H1036-280 (HMO D-SNP) Humana | HMO D-SNP | $0 | $700 | $3.400 | 4,5 |
| Solis Wellness Giveback Plan (HMO C-SNP) Solis Health Plans | HMO C-SNP | $0 | $0 | $3.400 | 4,5 |
| UHC Complete Care FL-14 (HMO-POS C-SNP) UnitedHealthcare | HMO-POS C-SNP | $0 | $405 | $3.400 | 4,5 |
| DrExtraCare-CFL (HMO C-SNP) Doctors HealthCare Plans, Inc. | HMO C-SNP | $0 | $0 | $3.500 | 4,5 |
| Aetna Medicare Chronic Care (HMO C-SNP) Aetna Medicare | HMO C-SNP | $0 | $300 | $3.900 | 4,5 |
| DEVOTED DUAL 024 FL (HMO D-SNP) Devoted Health | HMO D-SNP | $0 | $700 | $4.400 | 5 |
| DEVOTED C-SNP ENHANCED 072 FL (HMO C-SNP) Devoted Health | HMO C-SNP | $0 | $465 | $4.900 | 5 |
| Humana Dual Select H5216-394 (PPO D-SNP) Humana | PPO D-SNP | $0 | $50 | $4.900 | 3,5 |
| Optimum Diamond Savings (HMO C-SNP) Optimum HealthCare, Inc. | HMO C-SNP | $0 | $0 | $5.000 | 4,5 |
| Optimum Diamond Savings COPD (HMO C-SNP) Optimum HealthCare, Inc. | HMO C-SNP | $0 | $0 | $5.000 | 4,5 |
| Aetna Medicare Full Dual Select (HMO D-SNP) Aetna Medicare | HMO D-SNP | $0 | $700 | $9.850 | 4,5 |
| Aetna Medicare Partial Dual Select (HMO D-SNP) Aetna Medicare | HMO D-SNP | $0 | $700 | $9.850 | 4,5 |
| Aetna Medicare QMB Only Select (HMO D-SNP) Aetna Medicare | HMO D-SNP | $0 | $700 | $9.850 | 4,5 |
| DEVOTED C-SNP PLUS 088 FL (HMO C-SNP) Devoted Health | HMO C-SNP | $0 | $465 | $9.850 | 5 |
| DEVOTED DUAL FULL 081 FL (HMO D-SNP) Devoted Health | HMO D-SNP | $0 | $700 | $9.850 | 5 |
| DEVOTED DUAL QMB 052 FL (HMO D-SNP) Devoted Health | HMO D-SNP | $0 | $700 | $9.850 | 5 |
| Humana Dual Integrated (HMO D-SNP) Humana | HMO D-SNP | $0 | $700 | $9.850 | 4,5 |
| Humana Dual Integrated (PPO D-SNP) Humana | PPO D-SNP | $0 | $150 | $9.850 | 3,5 |
| UHC Dual Complete FL-Q1 (PPO D-SNP) UnitedHealthcare | PPO D-SNP | $0 | $700 | $9.850 | 4 |
| UHC Dual Complete FL-Q3 (Regional PPO D-SNP) UnitedHealthcare | Regional PPO D-SNP | $0 | $700 | $9.850 | 3,5 |
| UHC Dual Complete FL-QV2 (HMO-POS D-SNP) UnitedHealthcare | HMO-POS D-SNP | $0 | $75 | $9.850 | 4,5 |
| UHC Dual Complete FL-Y5 (HMO-POS D-SNP) UnitedHealthcare | HMO-POS D-SNP | $0 | $75 | $9.850 | 4,5 |
| UHC Dual Complete FL-YL (HMO-POS D-SNP) UnitedHealthcare | HMO-POS D-SNP | $0 | $700 | $9.850 | 3,5 |
| Wellcare Sunshine Health Dual Access (HMO-POS D-SNP) Wellcare | HMO-POS D-SNP | $0 | $700 | $9.850 | 4 |
| Wellcare Sunshine Health Dual Align (HMO D-SNP) Wellcare | HMO D-SNP | $0 | $700 | $9.850 | 4 |
| DrFullDual-CFL (HMO D-SNP) Doctors HealthCare Plans, Inc. | HMO D-SNP | $4,1 | $700 | $3.400 | 4,5 |
| UHC Nursing Home Plan FL-F001 (PPO I-SNP) UnitedHealthcare | PPO I-SNP | $6,1 | $700 | $9.850 | 4,5 |
| Solis Guardian Plan (HMO D-SNP) Solis Health Plans | HMO D-SNP | $7,3 | $700 | $3.400 | 4,5 |
| HealthSpring TotalCare (HMO D-SNP) HealthSpring | HMO D-SNP | $7,3 | $700 | $9.850 | 3,5 |
| HealthSpring TotalCare Plus (HMO D-SNP) HealthSpring | HMO D-SNP | $7,3 | $700 | $9.850 | 3,5 |
| Longevity Health Plan (HMO I-SNP) Longevity Health Plan | HMO I-SNP | $7,3 | $700 | $9.850 | — |
| UHC Dual Complete FL-Y7 (PPO D-SNP) UnitedHealthcare | PPO D-SNP | $7,3 | $700 | $9.850 | 4 |
Planos de medicamentos Parte D independentes em Florida →
As avaliações por estrelas para 2027 são publicadas pelo CMS em outubro; as estrelas mostradas são a avaliação geral do contrato de 2026. Não estamos vinculados ou endossados pelo governo dos EUA ou pelo programa federal Medicare, e não vendemos planos. Não listamos todos os benefícios do plano; confirme custos e cobertura com o plano, Medicare.gov ou 1-800-MEDICARE (TTY 1-877-486-2048) antes de se inscrever. Fonte: Panorama Medicare Advantage e Parte D do CMS, 2027 (versão 2026-10).