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Planos Medicare Advantage em Hernando County, FL para 2027
93 planos Medicare Advantage de 12 empresas estão disponíveis em Hernando County para 2027. Planos com prêmio mensal de $0 (excluindo planos de necessidades especiais): 36. Menor limite de desembolso direto na rede: $1.000.
A inscrição aberta para 2027 ocorre de 15 de outubro a 7 de dezembro de 2026; a cobertura começa em 1º de janeiro de 2027.
Planos com cobertura de medicamentos (30)
| Plano | Tipo | Prêmio mensal | Dedução de medicamentos | Limite de desembolso direto (na rede) | Avaliação por estrelas do ano passado |
|---|---|---|---|---|---|
| Optimum Platinum Plan (HMO) Optimum HealthCare, Inc. | HMO | $0 | $0 | $1.000 | 4,5 |
| Optimum Gold Plus Plan (HMO) Optimum HealthCare, Inc. | HMO | $0 | $0 | $1.900 | 4,5 |
| Optimum Gold Rewards Plan (HMO) Optimum HealthCare, Inc. | HMO | $0 | $0 | $1.900 | 4,5 |
| Premier by Ultimate (HMO) Ultimate Health Plans | HMO | $0 | $0 | $1.900 | 4 |
| Humana Gold Plus H1036-025 (HMO) Humana | HMO | $0 | $0 | $2.000 | 4,5 |
| Humana Gold Plus Giveback H1036-265 (HMO) Humana | HMO | $0 | $0 | $2.400 | 4,5 |
| BlueMedicare Premier Plus (HMO) Florida Blue HMO | HMO | $0 | $350 | $2.700 | 4 |
| Wellcare Simple (HMO-POS) Wellcare | HMO-POS | $0 | $700 | $2.700 | 4 |
| AARP Medicare Advantage from UHC FL-0006 (HMO-POS) UnitedHealthcare | HMO-POS | $0 | $405 | $3.800 | 4,5 |
| Aetna Medicare Select (HMO) Aetna Medicare | HMO | $0 | $200 | $3.900 | 4,5 |
| DEVOTED CORE 037 FL (HMO) Devoted Health | HMO | $0 | $650 | $3.900 | 5 |
| DEVOTED CORE 058 FL (HMO) Devoted Health | HMO | $0 | $650 | $3.900 | 5 |
| DEVOTED CORE 036 FL (HMO) Devoted Health | HMO | $0 | $650 | $3.950 | 5 |
| AARP Medicare Advantage from UHC FL-0013 (HMO-POS) UnitedHealthcare | HMO-POS | $0 | $405 | $4.450 | 4,5 |
| DEVOTED GIVEBACK EXTRAS 106 FL (HMO) Devoted Health | HMO | $0 | $700 | $5.150 | 5 |
| BlueMedicare Premier (HMO) Florida Blue HMO | HMO | $0 | $615 | $5.500 | 4 |
| Humana Value Choice (PPO) Humana | PPO | $0 | $700 | $5.600 | 3,5 |
| BlueMedicare Classic (HMO) Florida Blue HMO | HMO | $0 | $700 | $6.750 | 4 |
| BlueMedicare Value (PPO) Florida Blue | PPO | $0 | $597 | $6.750 | 3,5 |
| HealthSpring Preferred (HMO) HealthSpring | HMO | $0 | $400 | $7.100 | 3,5 |
| AARP Medicare Advantage from UHC FL-0019 (PPO) UnitedHealthcare | PPO | $0 | $685 | $7.150 | 4 |
| Aetna Medicare Signature (PPO) Aetna Medicare | PPO | $0 | $700 | $7.150 | 4,5 |
| Aetna Medicare Signature Legacy (PPO) Aetna Medicare | PPO | $0 | $700 | $7.150 | 4,5 |
| DEVOTED GIVEBACK 051 FL (HMO) Devoted Health | HMO | $0 | $650 | $7.150 | 5 |
| Humana Essentials Plus Giveback (PPO) Humana | PPO | $0 | $700 | $7.150 | 4,5 |
| Wellcare Giveback (HMO-POS) Wellcare | HMO-POS | $0 | $700 | $7.200 | 4 |
| DEVOTED CHOICE GIVEBACK 008 FL (PPO) Devoted Health | PPO | $0 | $461 | $9.850 | 4,5 |
| HumanaChoice R5826-074 (Regional PPO) Humana | Regional PPO | $35 | $700 | $7.550 | 3,5 |
| AARP Medicare Advantage from UHC FL-0031 (Regional PPO) UnitedHealthcare | Regional PPO | $127 | $685 | $9.850 | 3,5 |
| HumanaChoice R5826-005 (Regional PPO) Humana | Regional PPO | $161 | $700 | $6.700 | 3,5 |
Planos sem cobertura de medicamentos (10)
| Plano | Tipo | Prêmio mensal | Limite de desembolso direto (na rede) | Avaliação por estrelas do ano passado |
|---|---|---|---|---|
| Humana USAA Honor Giveback (HMO) Humana | HMO | $0 | $3.900 | 4,5 |
| Freedom Savings Plan (HMO) Freedom Health, Inc. | HMO | $0 | $4.450 | 4,5 |
| Humana USAA Honor Giveback (PPO) Humana | PPO | $0 | $6.000 | 3,5 |
| BlueMedicare Patriot (PPO) Florida Blue | PPO | $0 | $6.750 | 3,5 |
| BlueMedicare Patriot Plus (PPO) Florida Blue | PPO | $0 | $6.750 | 3,5 |
| Humana USAA Honor Giveback (PPO) Humana | PPO | $0 | $6.750 | 4,5 |
| Aetna Medicare Eagle Giveback (PPO) Aetna Medicare | PPO | $0 | $7.150 | 4,5 |
| AARP Medicare Advantage Patriot No Rx FL-MA2 (PPO) UnitedHealthcare | PPO | $0 | $8.900 | 4 |
| AARP Medicare Advantage Patriot No Rx FL-MA01 (Regional PPO) UnitedHealthcare | Regional PPO | $0 | $9.250 | 3,5 |
| HumanaChoice R5826-018 (Regional PPO) Humana | Regional PPO | $9 | $7.550 | 3,5 |
Planos de necessidades especiais (53)
Os planos de necessidades especiais são apenas para pessoas que também têm Medicaid (D-SNP), certas condições crônicas (C-SNP) ou que vivem em instituições como casas de repouso (I-SNP).
| Plano | Tipo | Prêmio mensal | Dedução de medicamentos | Limite de desembolso direto (na rede) | Avaliação por estrelas do ano passado |
|---|---|---|---|---|---|
| Advantage Plus by Ultimate (Full) (HMO D-SNP) Ultimate Health Plans | HMO D-SNP | $0 | $700 | $500 | 4 |
| Advantage Plus by Ultimate (Partial) (HMO D-SNP) Ultimate Health Plans | HMO D-SNP | $0 | $700 | $500 | 4 |
| Freedom Medi-Medi Partial (HMO D-SNP) Freedom Health, Inc. | HMO D-SNP | $0 | $105 | $500 | 4,5 |
| Optimum Emerald Partial (HMO D-SNP) Optimum HealthCare, Inc. | HMO D-SNP | $0 | $105 | $500 | 4,5 |
| Simply Complete Platinum (HMO D-SNP) Simply Healthcare Plans, Inc. | HMO D-SNP | $0 | $105 | $500 | 4,5 |
| Simply Integrated Platinum (HMO D-SNP) Simply Healthcare Plans, Inc. | HMO D-SNP | $0 | $105 | $500 | 4,5 |
| Freedom VIP Care (HMO C-SNP) Freedom Health, Inc. | HMO C-SNP | $0 | $0 | $1.000 | 4,5 |
| Optimum Diamond (HMO C-SNP) Optimum HealthCare, Inc. | HMO C-SNP | $0 | $0 | $1.000 | 4,5 |
| Humana Dual Select H1036-102 (HMO D-SNP) Humana | HMO D-SNP | $0 | $700 | $1.500 | 4,5 |
| Advantage Care by Ultimate (HMO C-SNP) Ultimate Health Plans | HMO C-SNP | $0 | $0 | $1.600 | 4 |
| Advantage Care COPD by Ultimate (HMO C-SNP) Ultimate Health Plans | HMO C-SNP | $0 | $0 | $1.750 | 4 |
| Optimum Diamond Rewards (HMO C-SNP) Optimum HealthCare, Inc. | HMO C-SNP | $0 | $0 | $1.750 | 4,5 |
| Optimum Diamond Rewards COPD (HMO C-SNP) Optimum HealthCare, Inc. | HMO C-SNP | $0 | $0 | $1.750 | 4,5 |
| Humana Gold Plus - Diabetes and Heart (HMO C-SNP) Humana | HMO C-SNP | $0 | $700 | $2.000 | 4,5 |
| Humana Gold Plus Lung (HMO C-SNP) Humana | HMO C-SNP | $0 | $700 | $2.000 | 4,5 |
| Gold Heart & Diabetes (HMO-POS C-SNP) Gold Kidney Health Plan | HMO-POS C-SNP | $0 | $0 | $2.700 | — |
| Humana Gold Plus - Diabetes and Heart (HMO C-SNP) Humana | HMO C-SNP | $0 | $700 | $2.850 | 4,5 |
| Wellcare Sunshine Health Dual Reserve (HMO-POS D-SNP) Wellcare | HMO-POS D-SNP | $0 | $700 | $3.000 | 4 |
| Freedom VIP Savings (HMO C-SNP) Freedom Health, Inc. | HMO C-SNP | $0 | $0 | $3.400 | 4,5 |
| Freedom VIP Savings COPD (HMO C-SNP) Freedom Health, Inc. | HMO C-SNP | $0 | $0 | $3.400 | 4,5 |
| Gold Dialysis & Kidney (HMO-POS C-SNP) Gold Kidney Health Plan | HMO-POS C-SNP | $0 | $0 | $3.400 | — |
| Humana Dual Select H1036-314 (HMO D-SNP) Humana | HMO D-SNP | $0 | $700 | $3.400 | 4,5 |
| Humana Fully Integrated H1036-280 (HMO D-SNP) Humana | HMO D-SNP | $0 | $700 | $3.400 | 4,5 |
| SECUR Edge (HMO I-SNP) SECUR Health Plan | HMO I-SNP | $0 | $700 | $3.400 | — |
| UHC Complete Care FL-14 (HMO-POS C-SNP) UnitedHealthcare | HMO-POS C-SNP | $0 | $405 | $3.400 | 4,5 |
| Aetna Medicare Chronic Care (HMO C-SNP) Aetna Medicare | HMO C-SNP | $0 | $300 | $3.900 | 4,5 |
| Gold Heart & Diabetes Plus (HMO-POS C-SNP) Gold Kidney Health Plan | HMO-POS C-SNP | $0 | $0 | $4.100 | — |
| DEVOTED DUAL 024 FL (HMO D-SNP) Devoted Health | HMO D-SNP | $0 | $700 | $4.400 | 5 |
| Humana Dual Select H5216-394 (PPO D-SNP) Humana | PPO D-SNP | $0 | $50 | $4.900 | 3,5 |
| Aetna Medicare Full Dual Select (HMO D-SNP) Aetna Medicare | HMO D-SNP | $0 | $700 | $9.850 | 4,5 |
| Aetna Medicare Partial Dual Select (HMO D-SNP) Aetna Medicare | HMO D-SNP | $0 | $700 | $9.850 | 4,5 |
| Aetna Medicare QMB Only Select (HMO D-SNP) Aetna Medicare | HMO D-SNP | $0 | $700 | $9.850 | 4,5 |
| DEVOTED C-SNP PLUS 089 FL (HMO C-SNP) Devoted Health | HMO C-SNP | $0 | $465 | $9.850 | 5 |
| DEVOTED DUAL FULL 082 FL (HMO D-SNP) Devoted Health | HMO D-SNP | $0 | $700 | $9.850 | 5 |
| DEVOTED DUAL QMB 052 FL (HMO D-SNP) Devoted Health | HMO D-SNP | $0 | $700 | $9.850 | 5 |
| Humana Dual Integrated (HMO D-SNP) Humana | HMO D-SNP | $0 | $700 | $9.850 | 4,5 |
| Humana Dual Integrated (PPO D-SNP) Humana | PPO D-SNP | $0 | $150 | $9.850 | 3,5 |
| UHC Dual Complete FL-Q1 (PPO D-SNP) UnitedHealthcare | PPO D-SNP | $0 | $700 | $9.850 | 4 |
| UHC Dual Complete FL-Q3 (Regional PPO D-SNP) UnitedHealthcare | Regional PPO D-SNP | $0 | $700 | $9.850 | 3,5 |
| UHC Dual Complete FL-QV2 (HMO-POS D-SNP) UnitedHealthcare | HMO-POS D-SNP | $0 | $75 | $9.850 | 4,5 |
| UHC Dual Complete FL-Y5 (HMO-POS D-SNP) UnitedHealthcare | HMO-POS D-SNP | $0 | $75 | $9.850 | 4,5 |
| UHC Dual Complete FL-YL (HMO-POS D-SNP) UnitedHealthcare | HMO-POS D-SNP | $0 | $700 | $9.850 | 3,5 |
| Wellcare Sunshine Health Dual Access (HMO-POS D-SNP) Wellcare | HMO-POS D-SNP | $0 | $700 | $9.850 | 4 |
| Wellcare Sunshine Health Dual Align (HMO D-SNP) Wellcare | HMO D-SNP | $0 | $700 | $9.850 | 4 |
| UHC Nursing Home Plan FL-F001 (PPO I-SNP) UnitedHealthcare | PPO I-SNP | $6,1 | $700 | $9.850 | 4,5 |
| SECUR Enhanced (HMO I-SNP) SECUR Health Plan | HMO I-SNP | $7,3 | $700 | $2.500 | — |
| SECUR Advantage (HMO I-SNP) SECUR Health Plan | HMO I-SNP | $7,3 | $700 | $8.300 | — |
| Gold Dialysis & Kidney Complete (HMO-POS C-SNP) Gold Kidney Health Plan | HMO-POS C-SNP | $7,3 | $700 | $9.250 | — |
| Gold Heart & Diabetes Complete (HMO-POS C-SNP) Gold Kidney Health Plan | HMO-POS C-SNP | $7,3 | $700 | $9.750 | — |
| HealthSpring TotalCare (HMO D-SNP) HealthSpring | HMO D-SNP | $7,3 | $700 | $9.850 | 3,5 |
| HealthSpring TotalCare Plus (HMO D-SNP) HealthSpring | HMO D-SNP | $7,3 | $700 | $9.850 | 3,5 |
| Longevity Health Plan (HMO I-SNP) Longevity Health Plan | HMO I-SNP | $7,3 | $700 | $9.850 | — |
| UHC Dual Complete FL-Y7 (PPO D-SNP) UnitedHealthcare | PPO D-SNP | $7,3 | $700 | $9.850 | 4 |
Planos de medicamentos Parte D independentes em Florida →
As avaliações por estrelas para 2027 são publicadas pelo CMS em outubro; as estrelas mostradas são a avaliação geral do contrato de 2026. Não estamos vinculados ou endossados pelo governo dos EUA ou pelo programa federal Medicare, e não vendemos planos. Não listamos todos os benefícios do plano; confirme custos e cobertura com o plano, Medicare.gov ou 1-800-MEDICARE (TTY 1-877-486-2048) antes de se inscrever. Fonte: Panorama Medicare Advantage e Parte D do CMS, 2027 (versão 2026-09).