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Medicare Advantage plans in Ritchie County, WV for 2027
43 Medicare Advantage plans from 8 companies are available in Ritchie County for 2027. Plans with a $0 monthly premium (not counting special needs plans): 17. Lowest in-network out-of-pocket limit: $4,750.
Open enrollment for 2027 runs October 15 – December 7, 2026; coverage starts January 1, 2027.
Plans with drug coverage (20)
| Plan | Type | Monthly premium | Drug deductible | Out-of-pocket limit (in network) | Last year's star rating |
|---|---|---|---|---|---|
| The Health Plan SecureChoice Optimum (PPO) The Health Plan | PPO | $0 | $425 | $7,000 | 3.5 |
| AARP Medicare Advantage from UHC WV-0003 (PPO) UnitedHealthcare | PPO | $0 | $685 | $7,150 | 3 |
| Complete Blue PPO Signature (PPO) Highmark Blue Cross Blue Shield | PPO | $0 | $700 | $7,150 | 3.5 |
| Peak Advantage Vista (PPO) Peak Health | PPO | $0 | $0 | $7,500 | 4.5 |
| Humana Gold Plus H5619-113 (HMO-POS) Humana | HMO-POS | $0 | $350 | $8,100 | 3 |
| AARP Medicare Advantage from UHC WV-6 (HMO-POS) UnitedHealthcare | HMO-POS | $0 | $685 | $8,500 | 4 |
| Wellpoint Medicare Advantage (HMO-POS) Wellpoint | HMO-POS | $0 | $325 | $9,250 | — |
| Humana Essentials Plus Giveback (PPO) Humana | PPO | $0 | $700 | $9,850 | 4.5 |
| Humana Gold Choice H8145-052 (PFFS) Humana | PFFS | $0 | $700 | $9,850 | 3.5 |
| Humana Value Choice (PPO) Humana | PPO | $0 | $500 | $9,850 | 3.5 |
| The Health Plan SecureCare - Option II (HMO) The Health Plan | HMO | $13 | $395 | $7,500 | 3.5 |
| Peak Advantage Summit (PPO) Peak Health | PPO | $25 | $0 | $6,750 | 4.5 |
| HumanaChoice H5216-425 (PPO) Humana | PPO | $29 | $700 | $7,600 | 3.5 |
| AARP Medicare Advantage from UHC WV-0004 (PPO) UnitedHealthcare | PPO | $51 | $685 | $7,150 | 3 |
| Complete Blue PPO Distinct (PPO) Highmark Blue Cross Blue Shield | PPO | $60 | $700 | $6,750 | 3.5 |
| The Health Plan SecureChoice Reliance (PPO) The Health Plan | PPO | $67 | $300 | $7,000 | 3.5 |
| HumanaChoice R0110-008 (Regional PPO) Humana | Regional PPO | $75 | $700 | $7,150 | 3.5 |
| AARP Medicare Advantage from UHC WV-0001 (PPO) UnitedHealthcare | PPO | $85 | $685 | $7,150 | 3 |
| Humana Full Access (PPO) Humana | PPO | $121 | $700 | $7,150 | 3.5 |
| Freedom Blue PPO Standard (PPO) Highmark Blue Cross Blue Shield | PPO | $152 | $700 | $6,500 | 3.5 |
Plans without drug coverage (7)
| Plan | Type | Monthly premium | Out-of-pocket limit (in network) | Last year's star rating |
|---|---|---|---|---|
| HumanaChoice R0110-007 (Regional PPO) Humana | Regional PPO | $0 | $4,750 | 3.5 |
| Freedom Blue PPO Valor (PPO) Highmark Blue Cross Blue Shield | PPO | $0 | $6,000 | 3.5 |
| Humana USAA Honor Giveback (PPO) Humana | PPO | $0 | $6,500 | 3.5 |
| The Health Plan SecureCare Integrity Plan 1 (HMO) The Health Plan | HMO | $0 | $7,500 | 3.5 |
| Humana USAA Honor Giveback (PPO) Humana | PPO | $0 | $9,150 | 3.5 |
| AARP Medicare Advantage Patriot No Rx WV-MA2 (HMO-POS) UnitedHealthcare | HMO-POS | $0 | $9,300 | 4 |
| AARP Medicare Advantage Patriot No Rx WV-MA01 (PPO) UnitedHealthcare | PPO | $0 | $9,850 | 3 |
Special needs plans (16)
Special needs plans are only for people who also have Medicaid (D-SNP), certain chronic conditions (C-SNP) or who live in an institution such as a nursing home (I-SNP).
| Plan | Type | Monthly premium | Drug deductible | Out-of-pocket limit (in network) | Last year's star rating |
|---|---|---|---|---|---|
| Wellpoint Dual Advantage (HMO D-SNP) Wellpoint | HMO D-SNP | $0 | $105 | $6,440 | — |
| Aetna Medicare Full Dual (HMO D-SNP) Aetna Medicare | HMO D-SNP | $0 | $700 | $9,850 | 3.5 |
| Aetna Medicare Partial Dual (HMO D-SNP) Aetna Medicare | HMO D-SNP | $0 | $700 | $9,850 | 3.5 |
| Humana Dual Select H5619-126 (HMO-POS D-SNP) Humana | HMO-POS D-SNP | $0 | $700 | $9,850 | 3 |
| Humana Gold Plus SNP-DE H5619-162 (HMO-POS D-SNP) Humana | HMO-POS D-SNP | $0 | $700 | $9,850 | 3 |
| Humana Gold Plus SNP-DE H5619-179 (HMO-POS D-SNP) Humana | HMO-POS D-SNP | $0 | $700 | $9,850 | 3 |
| Humana Together in Health (PPO I-SNP) Humana | PPO I-SNP | $0 | $50 | $9,850 | 4.5 |
| HumanaChoice SNP-DE H5216-220 (PPO D-SNP) Humana | PPO D-SNP | $0 | $350 | $9,850 | 3.5 |
| UHC Dual Complete WV-Q1 (PPO D-SNP) UnitedHealthcare | PPO D-SNP | $0 | $700 | $9,850 | 4.5 |
| UHC Dual Complete WV-S2 (PPO D-SNP) UnitedHealthcare | PPO D-SNP | $0 | $465 | $9,850 | 4.5 |
| Wellpoint Full Dual Advantage (HMO D-SNP) Wellpoint | HMO D-SNP | $0 | $360 | $9,850 | — |
| UHC Dual Advantage WV-V1 (PPO D-SNP) UnitedHealthcare | PPO D-SNP | $12.80 | $700 | $5,900 | 4.5 |
| The Health Plan SecureCare SNP (HMO D-SNP) The Health Plan | HMO D-SNP | $12.80 | $700 | $9,250 | 3.5 |
| CommuniCare Advantage ISNP (HMO I-SNP) Communicare Advantage | HMO I-SNP | $12.80 | $700 | $9,850 | — |
| Highmark Health Options Duals (HMO D-SNP) Highmark Blue Cross Blue Shield | HMO D-SNP | $12.80 | $700 | $9,850 | — |
| WV Senior Advantage (HMO I-SNP) West Virginia Senior Advantage | HMO I-SNP | $12.80 | $700 | $9,850 | 3 |
Stand-alone Part D drug plans in West Virginia →
Star ratings for 2027 are published by CMS in October; the stars shown are the contract's 2026 overall rating. We are not connected with or endorsed by the U.S. government or the federal Medicare program, and we do not sell plans. We do not list plan benefits in full; confirm costs and coverage with the plan, Medicare.gov or 1-800-MEDICARE (TTY 1-877-486-2048) before you enroll. Source: CMS Medicare Advantage and Part D Landscape, 2027 (2026-09 release).