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Medicare Advantage plans in Spokane County, WA for 2027
47 Medicare Advantage plans from 11 companies are available in Spokane County for 2027. Plans with a $0 monthly premium (not counting special needs plans): 17. Lowest in-network out-of-pocket limit: $3,950.
Open enrollment for 2027 runs October 15 – December 7, 2026; coverage starts January 1, 2027.
Plans with drug coverage (18)
| Plan | Type | Monthly premium | Drug deductible | Out-of-pocket limit (in network) | Last year's star rating |
|---|---|---|---|---|---|
| Humana Gold Plus H5619-143 (HMO) Humana | HMO | $0 | $700 | $6,000 | 3 |
| Humana Value Choice (PPO) Humana | PPO | $0 | $700 | $6,050 | 3.5 |
| Kaiser Permanente Medicare Advantage Centennial (HMO) Kaiser Permanente | HMO | $0 | $0 | $6,600 | 4 |
| AARP Medicare Advantage from UHC WA-19 (PPO) UnitedHealthcare | PPO | $0 | $685 | $7,150 | 4.5 |
| AARP Medicare Advantage from UHC WA-8 (HMO-POS) UnitedHealthcare | HMO-POS | $0 | $685 | $7,150 | 3.5 |
| Aetna Medicare Signature (HMO) Aetna Medicare | HMO | $0 | $700 | $7,150 | 3 |
| HealthSpring Preferred (HMO) HealthSpring | HMO | $0 | $500 | $7,150 | 4 |
| MultiCare Health Plan Evergreen Enhanced (HMO) MultiCare Health Plan Medicare Advantage Evergreen Plans | HMO | $0 | $300 | $7,150 | — |
| MultiCare Health Plan Evergreen Essential (HMO) MultiCare Health Plan Medicare Advantage Evergreen Plans | HMO | $0 | $500 | $7,150 | — |
| Aetna Medicare Signature (PPO) Aetna Medicare | PPO | $0 | $700 | $8,900 | 4.5 |
| Humana Essentials Plus Giveback (HMO) Humana | HMO | $0 | $700 | $9,050 | 4.5 |
| SCAN Classic WA (HMO) SCAN Health Plan | HMO | $1 | $550 | $7,150 | — |
| AARP Medicare Advantage from UHC WA-15 (HMO-POS) UnitedHealthcare | HMO-POS | $28 | $685 | $7,150 | 3.5 |
| Aetna Medicare Enhanced (PPO) Aetna Medicare | PPO | $68 | $700 | $7,500 | 4.5 |
| Kaiser Permanente Medicare Advantage Columbia (HMO) Kaiser Permanente | HMO | $85 | $0 | $3,950 | 4 |
| Humana Gold Plus H5619-061 (HMO) Humana | HMO | $86 | $700 | $4,200 | 3 |
| HumanaChoice H5216-048 (PPO) Humana | PPO | $97 | $700 | $7,000 | 3.5 |
| HumanaChoice H7617-016 (PPO) Humana | PPO | $110 | $700 | $7,000 | 4.5 |
Plans without drug coverage (7)
| Plan | Type | Monthly premium | Out-of-pocket limit (in network) | Last year's star rating |
|---|---|---|---|---|
| Humana USAA Honor Giveback (PPO) Humana | PPO | $0 | $5,100 | 3.5 |
| Aetna Medicare Eagle (HMO) Aetna Medicare | HMO | $0 | $5,500 | 3 |
| AARP Medicare Advantage Patriot No Rx WA-MA02 (HMO-POS) UnitedHealthcare | HMO-POS | $0 | $7,150 | 3.5 |
| Aetna Medicare Eagle (PPO) Aetna Medicare | PPO | $0 | $7,150 | 4.5 |
| Humana USAA Honor Giveback (PPO) Humana | PPO | $0 | $9,150 | 4.5 |
| Humana USAA Honor Giveback (PPO) Humana | PPO | $0 | $9,150 | 3.5 |
| Kaiser Permanente Medicare Advantage Basic (HMO) Kaiser Permanente | HMO | $106 | $4,200 | 4 |
Special needs plans (22)
Special needs plans are only for people who also have Medicaid (D-SNP), certain chronic conditions (C-SNP) or who live in an institution such as a nursing home (I-SNP).
| Plan | Type | Monthly premium | Drug deductible | Out-of-pocket limit (in network) | Last year's star rating |
|---|---|---|---|---|---|
| Humana Gold Plus - Diabetes and Heart (HMO C-SNP) Humana | HMO C-SNP | $0 | $500 | $4,550 | 4.5 |
| UHC Dual Advantage WA-V1 (HMO-POS D-SNP) UnitedHealthcare | HMO-POS D-SNP | $0 | $555 | $6,700 | 3.5 |
| Humana Dual Select H5619-165 (HMO D-SNP) Humana | HMO D-SNP | $0 | $700 | $9,850 | 3 |
| Humana Dual Select H5619-166 (HMO D-SNP) Humana | HMO D-SNP | $0 | $700 | $9,850 | 3 |
| Humana Gold Plus SNP-DE H5619-167 (HMO D-SNP) Humana | HMO D-SNP | $0 | $700 | $9,850 | 3 |
| UHC Complete Care Support WA-2A (HMO-POS C-SNP) UnitedHealthcare | HMO-POS C-SNP | $0 | $50 | $9,850 | 3.5 |
| UHC Dual Complete WA-Q1 (PPO D-SNP) UnitedHealthcare | PPO D-SNP | $0 | $210 | $9,850 | 4.5 |
| UHC Dual Complete WA-Q2 (HMO-POS D-SNP) UnitedHealthcare | HMO-POS D-SNP | $0 | $75 | $9,850 | 3.5 |
| UHC Dual Complete WA-S3 (HMO-POS D-SNP) UnitedHealthcare | HMO-POS D-SNP | $0 | $700 | $9,850 | 3.5 |
| UHC Nursing Home Plan WA-F001 (PPO I-SNP) UnitedHealthcare | PPO I-SNP | $0 | $700 | $9,850 | 4.5 |
| Wellcare Coordinated Care Dual Access (HMO-POS D-SNP) Wellcare | HMO-POS D-SNP | $0 | $700 | $9,850 | — |
| Wellcare Coordinated Care Dual Liberty Sync (HMO D-SNP) Wellcare | HMO D-SNP | $0 | $700 | $9,850 | — |
| UHC Care Advantage WA-E001 (PPO I-SNP) UnitedHealthcare | PPO I-SNP | $6.30 | $270 | $4,000 | 4.5 |
| UHC Dual Advantage WA-V2 (PPO D-SNP) UnitedHealthcare | PPO D-SNP | $6.30 | $700 | $6,700 | 4.5 |
| Community Health Plan of WA Dual Complete (HMO D-SNP) Community Health Plan of WA Medicare Advantage | HMO D-SNP | $6.30 | $700 | $9,850 | 3 |
| Community Health Plan of WA Dual Select (HMO D-SNP) Community Health Plan of WA Medicare Advantage | HMO D-SNP | $6.30 | $700 | $9,850 | 3 |
| Molina Medicare Complete Care (HMO D-SNP) Molina Healthcare of Washington, Inc. | HMO D-SNP | $6.30 | $700 | $9,850 | 3 |
| UHC Dual Complete WA-S1 (PPO D-SNP) UnitedHealthcare | PPO D-SNP | $6.30 | $700 | $9,850 | 4.5 |
| Wellpoint Dual Advantage (HMO D-SNP) Wellpoint | HMO D-SNP | $6.30 | $700 | $9,850 | 3.5 |
| Wellpoint Dual Advantage Plus (HMO D-SNP) Wellpoint | HMO D-SNP | $6.30 | $700 | $9,850 | 3.5 |
| Wellpoint Full Dual Advantage (HMO D-SNP) Wellpoint | HMO D-SNP | $6.30 | $700 | $9,850 | 3.5 |
| Molina Medicare Elect (HMO D-SNP) Molina Healthcare of Washington, Inc. | HMO D-SNP | $8.10 | $700 | $8,875 | 3 |
Stand-alone Part D drug plans in Washington →
Star ratings for 2027 are published by CMS in October; the stars shown are the contract's 2026 overall rating. We are not connected with or endorsed by the U.S. government or the federal Medicare program, and we do not sell plans. We do not list plan benefits in full; confirm costs and coverage with the plan, Medicare.gov or 1-800-MEDICARE (TTY 1-877-486-2048) before you enroll. Source: CMS Medicare Advantage and Part D Landscape, 2027 (2026-09 release).