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Medicare Advantage plans in Smith County, TX for 2027
49 Medicare Advantage plans from 10 companies are available in Smith County for 2027. Plans with a $0 monthly premium (not counting special needs plans): 19. Lowest in-network out-of-pocket limit: $4,250.
Open enrollment for 2027 runs October 15 – December 7, 2026; coverage starts January 1, 2027.
Plans with drug coverage (20)
Plans without drug coverage (5)
| Plan | Type | Monthly premium | Out-of-pocket limit (in network) | Last year's star rating |
|---|---|---|---|---|
| HealthSpring Courage (HMO) HealthSpring | HMO | $0 | $4,300 | 4.5 |
| Aetna Medicare Eagle (PPO) Aetna Medicare | PPO | $0 | $4,900 | 3.5 |
| HumanaChoice R4182-001 (Regional PPO) Humana | Regional PPO | $0 | $6,000 | 3.5 |
| Humana USAA Honor Giveback (PPO) Humana | PPO | $0 | $7,900 | 4.5 |
| Humana USAA Honor Giveback (PPO) Humana | PPO | $0 | $7,900 | 3.5 |
Special needs plans (24)
Special needs plans are only for people who also have Medicaid (D-SNP), certain chronic conditions (C-SNP) or who live in an institution such as a nursing home (I-SNP).
| Plan | Type | Monthly premium | Drug deductible | Out-of-pocket limit (in network) | Last year's star rating |
|---|---|---|---|---|---|
| Humana Gold Plus - Diabetes and Heart (HMO C-SNP) Humana | HMO C-SNP | $0 | $500 | $3,900 | 4 |
| UHC Dual Advantage TX-V11 (HMO-POS D-SNP) UnitedHealthcare | HMO-POS D-SNP | $0 | $75 | $4,450 | — |
| HealthSpring TotalCare Plus (HMO D-SNP) HealthSpring | HMO D-SNP | $0 | $300 | $9,850 | 4.5 |
| Humana Gold Plus SNP-DE H0028-032 (HMO D-SNP) Humana | HMO D-SNP | $0 | $700 | $9,850 | 3.5 |
| Humana Gold Plus SNP-DE H4461-071 (HMO D-SNP) Humana | HMO D-SNP | $0 | $700 | $9,850 | 4 |
| Humana Gold Plus SNP-DE H4461-072 (HMO D-SNP) Humana | HMO D-SNP | $0 | $700 | $9,850 | 4 |
| Humana Together in Health (PPO I-SNP) Humana | PPO I-SNP | $0 | $700 | $9,850 | 3.5 |
| Humana Together in Health (PPO I-SNP) Humana | PPO I-SNP | $0 | $250 | $9,850 | 4.5 |
| Molina Medicare Complete Care (HMO D-SNP) Molina Healthcare of Texas, Inc. | HMO D-SNP | $0 | $205 | $9,850 | 3.5 |
| ProCare Advantage (HMO-POS I-SNP) ProCare Advantage | HMO-POS I-SNP | $0 | $700 | $9,850 | — |
| UHC Dual Complete TX-Q6 (HMO-POS D-SNP) UnitedHealthcare | HMO-POS D-SNP | $0 | $75 | $9,850 | — |
| UHC Dual Complete TX-S001 (Regional PPO D-SNP) UnitedHealthcare | Regional PPO D-SNP | $0 | $400 | $9,850 | 3.5 |
| UHC Dual Complete TX-S6 (HMO-POS D-SNP) UnitedHealthcare | HMO-POS D-SNP | $0 | $75 | $9,850 | — |
| UHC Dual Complete TX-YL2 (HMO-POS D-SNP) UnitedHealthcare | HMO-POS D-SNP | $0 | $700 | $9,850 | — |
| Wellcare Superior HealthPlan Dual Liberty (HMO D-SNP) Wellcare | HMO D-SNP | $0 | $700 | $9,850 | 3.5 |
| Wellcare Superior HealthPlan Dual Reserve Value (HMO D-SNP) Wellcare | HMO D-SNP | $0 | $700 | $9,850 | — |
| Wellpoint Dual Advantage (HMO D-SNP) Wellpoint | HMO D-SNP | $0 | $105 | $9,850 | 3.5 |
| Wellpoint Dual Advantage Plus (HMO D-SNP) Wellpoint | HMO D-SNP | $0 | $105 | $9,850 | 3.5 |
| Wellpoint Full Dual Advantage (HMO D-SNP) Wellpoint | HMO D-SNP | $0 | $105 | $9,850 | 3.5 |
| HealthSpring TotalCare (HMO D-SNP) HealthSpring | HMO D-SNP | $0.90 | $700 | $9,850 | 4.5 |
| Texas Independence Health Plan, Inc. (HMO I-SNP) Texas Independence Health Plan | HMO I-SNP | $3.90 | $700 | $9,250 | 5 |
| Texas Independence Community Plan (HMO I-SNP) Texas Independence Health Plan | HMO I-SNP | $6.30 | $700 | $9,250 | 5 |
| Provider Partners Texas Advantage Plan (HMO I-SNP) Provider Partners Health Plans | HMO I-SNP | $6.30 | $700 | $9,850 | 5 |
| UHC Complete Care TX-29 (Regional PPO C-SNP) UnitedHealthcare | Regional PPO C-SNP | $100 | $685 | $9,850 | 3.5 |
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Star ratings for 2027 are published by CMS in October; the stars shown are the contract's 2026 overall rating. We are not connected with or endorsed by the U.S. government or the federal Medicare program, and we do not sell plans. We do not list plan benefits in full; confirm costs and coverage with the plan, Medicare.gov or 1-800-MEDICARE (TTY 1-877-486-2048) before you enroll. Source: CMS Medicare Advantage and Part D Landscape, 2027 (2026-09 release).