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Medicare Advantage plans in Refugio County, TX for 2027
41 Medicare Advantage plans from 9 companies are available in Refugio County for 2027. Plans with a $0 monthly premium (not counting special needs plans): 12. Lowest in-network out-of-pocket limit: $4,450.
Open enrollment for 2027 runs October 15 – December 7, 2026; coverage starts January 1, 2027.
Plans with drug coverage (10)
| Plan | Type | Monthly premium | Drug deductible | Out-of-pocket limit (in network) | Last year's star rating |
|---|---|---|---|---|---|
| AARP Medicare Advantage Essentials from UHC TX-11 (HMO-POS) UnitedHealthcare | HMO-POS | $0 | $685 | $4,450 | 4.5 |
| DEVOTED CORE 067 TX (HMO) Devoted Health | HMO | $0 | $650 | $4,550 | 5 |
| AARP Medicare Advantage Extras from UHC TX-52 (HMO-POS) UnitedHealthcare | HMO-POS | $0 | $650 | $5,900 | 4.5 |
| Humana Value Choice (PPO) Humana | PPO | $0 | $700 | $6,500 | 4.5 |
| AARP Medicare Advantage Giveback from UHC TX-35 (HMO-POS) UnitedHealthcare | HMO-POS | $0 | $165 | $7,150 | 4.5 |
| DEVOTED GIVEBACK EXTRAS 110 TX (HMO) Devoted Health | HMO | $0 | $700 | $7,150 | 5 |
| DEVOTED GIVEBACK 068 TX (HMO) Devoted Health | HMO | $0 | $650 | $9,850 | 5 |
| HumanaChoice R4182-004 (Regional PPO) Humana | Regional PPO | $46 | $700 | $8,200 | 3.5 |
| HumanaChoice R4182-003 (Regional PPO) Humana | Regional PPO | $100 | $700 | $8,200 | 3.5 |
| AARP Medicare Advantage from UHC TX-61 (Regional PPO) UnitedHealthcare | Regional PPO | $138 | $685 | $9,850 | 3.5 |
Plans without drug coverage (5)
| Plan | Type | Monthly premium | Out-of-pocket limit (in network) | Last year's star rating |
|---|---|---|---|---|
| HumanaChoice R4182-001 (Regional PPO) Humana | Regional PPO | $0 | $6,000 | 3.5 |
| AARP Medicare Advantage Patriot No Rx TX-MA01 (HMO-POS) UnitedHealthcare | HMO-POS | $0 | $7,150 | 4.5 |
| Humana USAA Honor Giveback (PPO) Humana | PPO | $0 | $7,900 | 4.5 |
| Humana USAA Honor Giveback (PPO) Humana | PPO | $0 | $7,900 | 3.5 |
| Humana Gold Choice H8145-126 (PFFS) Humana | PFFS | $0 | $9,850 | 3.5 |
Special needs plans (26)
Special needs plans are only for people who also have Medicaid (D-SNP), certain chronic conditions (C-SNP) or who live in an institution such as a nursing home (I-SNP).
| Plan | Type | Monthly premium | Drug deductible | Out-of-pocket limit (in network) | Last year's star rating |
|---|---|---|---|---|---|
| UHC Complete Care TX-18 (HMO-POS C-SNP) UnitedHealthcare | HMO-POS C-SNP | $0 | $440 | $3,700 | 4.5 |
| UHC Dual Advantage TX-V10 (HMO-POS D-SNP) UnitedHealthcare | HMO-POS D-SNP | $0 | $75 | $4,450 | 4 |
| DEVOTED C-SNP ENHANCED 069 TX (HMO C-SNP) Devoted Health | HMO C-SNP | $0 | $650 | $5,050 | 5 |
| DEVOTED C-SNP GIVEBACK EXTRAS 083 TX (HMO C-SNP) Devoted Health | HMO C-SNP | $0 | $700 | $7,150 | 5 |
| Aetna Medicare Full Dual Care (HMO D-SNP) Aetna Medicare | HMO D-SNP | $0 | $700 | $9,850 | 3.5 |
| Aetna Medicare Full Dual Extra Care (HMO D-SNP) Aetna Medicare | HMO D-SNP | $0 | $700 | $9,850 | 4 |
| Aetna Medicare QMB Only Care (HMO D-SNP) Aetna Medicare | HMO D-SNP | $0 | $700 | $9,850 | 3.5 |
| Aetna Medicare QMB Only Extra Care (HMO D-SNP) Aetna Medicare | HMO D-SNP | $0 | $700 | $9,850 | 4 |
| DEVOTED C-SNP PLUS 070 TX (HMO C-SNP) Devoted Health | HMO C-SNP | $0 | $650 | $9,850 | 5 |
| DEVOTED DUAL 071 TX (HMO D-SNP) Devoted Health | HMO D-SNP | $0 | $300 | $9,850 | 5 |
| DEVOTED DUAL FULL 072 TX (HMO D-SNP) Devoted Health | HMO D-SNP | $0 | $400 | $9,850 | 5 |
| Humana Together in Health (PPO I-SNP) Humana | PPO I-SNP | $0 | $700 | $9,850 | 3.5 |
| Humana Together in Health (PPO I-SNP) Humana | PPO I-SNP | $0 | $250 | $9,850 | 4.5 |
| ProCare Advantage (HMO-POS I-SNP) ProCare Advantage | HMO-POS I-SNP | $0 | $700 | $9,850 | — |
| UHC Dual Complete TX-Q8 (HMO-POS D-SNP) UnitedHealthcare | HMO-POS D-SNP | $0 | $75 | $9,850 | 4 |
| UHC Dual Complete TX-S001 (Regional PPO D-SNP) UnitedHealthcare | Regional PPO D-SNP | $0 | $400 | $9,850 | 3.5 |
| UHC Dual Complete TX-S5 (HMO-POS D-SNP) UnitedHealthcare | HMO-POS D-SNP | $0 | $75 | $9,850 | 4 |
| Wellcare Superior HealthPlan Dual Liberty Sync (HMO D-SNP) Wellcare | HMO D-SNP | $0 | $700 | $9,850 | 3.5 |
| Wellcare Superior HealthPlan Dual Reserve Value (HMO D-SNP) Wellcare | HMO D-SNP | $0 | $700 | $9,850 | — |
| Wellpoint Dual Advantage (HMO D-SNP) Wellpoint | HMO D-SNP | $0 | $105 | $9,850 | 3.5 |
| Wellpoint Dual Advantage Plus (HMO D-SNP) Wellpoint | HMO D-SNP | $0 | $105 | $9,850 | 3.5 |
| Wellpoint Full Dual Advantage Aligned (HMO D-SNP) Wellpoint | HMO D-SNP | $0 | $105 | $9,850 | 3.5 |
| Texas Independence Health Plan, Inc. (HMO I-SNP) Texas Independence Health Plan | HMO I-SNP | $3.90 | $700 | $9,250 | 5 |
| Texas Independence Community Plan (HMO I-SNP) Texas Independence Health Plan | HMO I-SNP | $6.30 | $700 | $9,250 | 5 |
| Provider Partners Texas Advantage Plan (HMO I-SNP) Provider Partners Health Plans | HMO I-SNP | $6.30 | $700 | $9,850 | 5 |
| UHC Complete Care TX-29 (Regional PPO C-SNP) UnitedHealthcare | Regional PPO C-SNP | $100 | $685 | $9,850 | 3.5 |
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Star ratings for 2027 are published by CMS in October; the stars shown are the contract's 2026 overall rating. We are not connected with or endorsed by the U.S. government or the federal Medicare program, and we do not sell plans. We do not list plan benefits in full; confirm costs and coverage with the plan, Medicare.gov or 1-800-MEDICARE (TTY 1-877-486-2048) before you enroll. Source: CMS Medicare Advantage and Part D Landscape, 2027 (2026-09 release).