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Medicare Advantage plans in Howard County, TX for 2027
30 Medicare Advantage plans from 5 companies are available in Howard County for 2027. Plans with a $0 monthly premium (not counting special needs plans): 8. Lowest in-network out-of-pocket limit: $6,000.
Open enrollment for 2027 runs October 15 – December 7, 2026; coverage starts January 1, 2027.
Plans with drug coverage (12)
| Plan | Type | Monthly premium | Drug deductible | Out-of-pocket limit (in network) | Last year's star rating |
|---|---|---|---|---|---|
| AARP Medicare Advantage from UHC TX-0001 (PPO) UnitedHealthcare | PPO | $0 | $685 | $7,150 | 3.5 |
| Humana Essentials Plus Giveback (PPO) Humana | PPO | $0 | $50 | $8,300 | 4.5 |
| HumanaChoice Giveback H5216-358 (PPO) Humana | PPO | $0 | $50 | $8,300 | 3.5 |
| AARP Medicare Advantage Giveback from UHC TX-34 (PPO) UnitedHealthcare | PPO | $0 | $140 | $9,850 | 3.5 |
| Wellcare Simple Value (HMO) Wellcare | HMO | $0 | $700 | $9,850 | 3.5 |
| HumanaChoice H0473-004 (PPO) Humana | PPO | $13 | $520 | $7,050 | 3.5 |
| HumanaChoice H5216-043 (PPO) Humana | PPO | $20 | $700 | $7,700 | 3.5 |
| HumanaChoice H7617-059 (PPO) Humana | PPO | $23 | $700 | $7,700 | 4.5 |
| HumanaChoice R4182-004 (Regional PPO) Humana | Regional PPO | $46 | $700 | $8,200 | 3.5 |
| HumanaChoice H5216-042 (PPO) Humana | PPO | $62 | $700 | $6,750 | 3.5 |
| HumanaChoice R4182-003 (Regional PPO) Humana | Regional PPO | $100 | $700 | $8,200 | 3.5 |
| AARP Medicare Advantage from UHC TX-61 (Regional PPO) UnitedHealthcare | Regional PPO | $138 | $685 | $9,850 | 3.5 |
Plans without drug coverage (3)
| Plan | Type | Monthly premium | Out-of-pocket limit (in network) | Last year's star rating |
|---|---|---|---|---|
| HumanaChoice R4182-001 (Regional PPO) Humana | Regional PPO | $0 | $6,000 | 3.5 |
| Humana USAA Honor Giveback (PPO) Humana | PPO | $0 | $7,900 | 4.5 |
| Humana USAA Honor Giveback (PPO) Humana | PPO | $0 | $7,900 | 3.5 |
Special needs plans (15)
Special needs plans are only for people who also have Medicaid (D-SNP), certain chronic conditions (C-SNP) or who live in an institution such as a nursing home (I-SNP).
Stand-alone Part D drug plans in Texas →
Star ratings for 2027 are published by CMS in October; the stars shown are the contract's 2026 overall rating. We are not connected with or endorsed by the U.S. government or the federal Medicare program, and we do not sell plans. We do not list plan benefits in full; confirm costs and coverage with the plan, Medicare.gov or 1-800-MEDICARE (TTY 1-877-486-2048) before you enroll. Source: CMS Medicare Advantage and Part D Landscape, 2027 (2026-09 release).