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Medicare Advantage plans in Harris County, TX for 2027
99 Medicare Advantage plans from 15 companies are available in Harris County for 2027. Plans with a $0 monthly premium (not counting special needs plans): 41. Lowest in-network out-of-pocket limit: $1,500.
Open enrollment for 2027 runs October 15 – December 7, 2026; coverage starts January 1, 2027.
Plans with drug coverage (41)
| Plan | Type | Monthly premium | Drug deductible | Out-of-pocket limit (in network) | Last year's star rating |
|---|---|---|---|---|---|
| MedCare Classic (HMO) MedCare Partners Health Plan of Texas | HMO | $0 | $0 | $1,500 | — |
| Verda Noble Care (HMO) Verda Health Plan of Texas | HMO | $0 | $300 | $1,599 | — |
| SCAN Classic Texas (HMO) SCAN Health Plan | HMO | $0 | $450 | $2,900 | — |
| Wellcare TexanPlus Classic Simple (HMO-POS) Wellcare | HMO-POS | $0 | $700 | $3,400 | 4 |
| SCAN Walmart Health Advantage (HMO) SCAN Health Plan | HMO | $0 | $450 | $3,500 | — |
| Wellcare Simple (HMO) Wellcare | HMO | $0 | $700 | $3,500 | 4 |
| HealthSpring Alliance (HMO) HealthSpring | HMO | $0 | $500 | $3,600 | 4.5 |
| DEVOTED CORE 019 TX (HMO) Devoted Health | HMO | $0 | $650 | $3,650 | 5 |
| DEVOTED CORE 001 TX (HMO) Devoted Health | HMO | $0 | $650 | $3,700 | 5 |
| Humana Gold Plus H0028-042 (HMO) Humana | HMO | $0 | $440 | $3,950 | 3.5 |
| Humana Gold Plus H0028-072 (HMO) Humana | HMO | $0 | $440 | $3,950 | 3.5 |
| Humana Total Complete (HMO) Humana | HMO | $0 | $440 | $3,950 | 4 |
| Humana Total Complete (HMO) Humana | HMO | $0 | $440 | $3,950 | 4 |
| HealthSpring Preferred (HMO) HealthSpring | HMO | $0 | $500 | $4,000 | 4.5 |
| KelseyCare Advantage Signature (HMO) KelseyCare Advantage | HMO | $0 | $0 | $4,150 | 4.5 |
| Aetna Medicare Prime Care (HMO) Aetna Medicare | HMO | $0 | $400 | $4,450 | 4 |
| Wellpoint Medicare Advantage Select 1 (HMO-POS) Wellpoint | HMO-POS | $0 | $0 | $4,450 | 3.5 |
| AARP Medicare Advantage from UHC TX-001P (HMO-POS) UnitedHealthcare | HMO-POS | $0 | $685 | $4,900 | 4 |
| DEVOTED GIVEBACK EXTRAS 114 TX (HMO) Devoted Health | HMO | $0 | $700 | $5,600 | 5 |
| AARP Medicare Advantage from UHC TX-0009 (HMO-POS) UnitedHealthcare | HMO-POS | $0 | $685 | $6,700 | 4 |
| HealthSpring True Choice (PPO) HealthSpring | PPO | $0 | $700 | $6,800 | 3 |
| Humana Value Choice (PPO) Humana | PPO | $0 | $700 | $6,800 | 4.5 |
| HumanaChoice H5216-043 (PPO) Humana | PPO | $0 | $700 | $6,800 | 3.5 |
| KelseyCare Advantage Freedom (HMO-POS) KelseyCare Advantage | HMO-POS | $0 | $200 | $6,850 | 4.5 |
| AARP Medicare Advantage from UHC TX-0015 (HMO-POS) UnitedHealthcare | HMO-POS | $0 | $685 | $6,900 | 4.5 |
| Aetna Medicare Signature (PPO) Aetna Medicare | PPO | $0 | $700 | $7,150 | 4 |
| Aetna Medicare Signature Extra (HMO) Aetna Medicare | HMO | $0 | $400 | $7,150 | 4 |
| HealthSpring Preferred Savings (HMO) HealthSpring | HMO | $0 | $300 | $7,200 | 4.5 |
| HealthSpring Preferred Extra Savings (HMO) HealthSpring | HMO | $0 | $300 | $7,500 | 4.5 |
| DEVOTED GIVEBACK 006 TX (HMO) Devoted Health | HMO | $0 | $461 | $8,300 | 5 |
| Humana Essentials Plus Giveback (PPO) Humana | PPO | $0 | $50 | $8,300 | 4.5 |
| HumanaChoice Giveback H5216-358 (PPO) Humana | PPO | $0 | $50 | $8,300 | 3.5 |
| Wellpoint Medicare Advantage 2 (HMO-POS) Wellpoint | HMO-POS | $0 | $105 | $9,850 | 3.5 |
| DEVOTED PREMIUM 002 TX (HMO) Devoted Health | HMO | $5 | $650 | $4,150 | 5 |
| Aetna Medicare Value Plus (PPO) Aetna Medicare | PPO | $6.30 | $700 | $7,150 | 3.5 |
| AARP Medicare Advantage from UHC TX-4P (HMO-POS) UnitedHealthcare | HMO-POS | $36 | $595 | $3,900 | 4 |
| HumanaChoice R4182-004 (Regional PPO) Humana | Regional PPO | $46 | $700 | $8,200 | 3.5 |
| HumanaChoice H5216-042 (PPO) Humana | PPO | $62 | $700 | $6,750 | 3.5 |
| Aetna Medicare Enhanced (PPO) Aetna Medicare | PPO | $65 | $700 | $9,850 | 3.5 |
| HumanaChoice R4182-003 (Regional PPO) Humana | Regional PPO | $100 | $700 | $8,200 | 3.5 |
| AARP Medicare Advantage from UHC TX-61 (Regional PPO) UnitedHealthcare | Regional PPO | $138 | $685 | $9,850 | 3.5 |
Plans without drug coverage (8)
| Plan | Type | Monthly premium | Out-of-pocket limit (in network) | Last year's star rating |
|---|---|---|---|---|
| HealthSpring Courage (HMO) HealthSpring | HMO | $0 | $4,300 | 4.5 |
| KelseyCare Advantage Core (HMO) KelseyCare Advantage | HMO | $0 | $4,500 | 4.5 |
| Aetna Medicare Eagle (PPO) Aetna Medicare | PPO | $0 | $4,900 | 3.5 |
| HumanaChoice R4182-001 (Regional PPO) Humana | Regional PPO | $0 | $6,000 | 3.5 |
| AARP Medicare Advantage Patriot No Rx TX-MA01 (HMO-POS) UnitedHealthcare | HMO-POS | $0 | $7,150 | 4.5 |
| Humana USAA Honor Giveback (PPO) Humana | PPO | $0 | $7,900 | 4.5 |
| Humana USAA Honor Giveback (PPO) Humana | PPO | $0 | $7,900 | 3.5 |
| Humana Gold Choice H8145-126 (PFFS) Humana | PFFS | $0 | $9,850 | 3.5 |
Special needs plans (50)
Special needs plans are only for people who also have Medicaid (D-SNP), certain chronic conditions (C-SNP) or who live in an institution such as a nursing home (I-SNP).
Stand-alone Part D drug plans in Texas →
Star ratings for 2027 are published by CMS in October; the stars shown are the contract's 2026 overall rating. We are not connected with or endorsed by the U.S. government or the federal Medicare program, and we do not sell plans. We do not list plan benefits in full; confirm costs and coverage with the plan, Medicare.gov or 1-800-MEDICARE (TTY 1-877-486-2048) before you enroll. Source: CMS Medicare Advantage and Part D Landscape, 2027 (2026-09 release).