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Medicare Advantage plans in Cherokee County, TX for 2027
36 Medicare Advantage plans from 7 companies are available in Cherokee County for 2027. Plans with a $0 monthly premium (not counting special needs plans): 9. Lowest in-network out-of-pocket limit: $4,900.
Open enrollment for 2027 runs October 15 – December 7, 2026; coverage starts January 1, 2027.
Plans with drug coverage (14)
| Plan | Type | Monthly premium | Drug deductible | Out-of-pocket limit (in network) | Last year's star rating |
|---|---|---|---|---|---|
| AARP Medicare Advantage Essentials from UHC TX-26 (HMO-POS) UnitedHealthcare | HMO-POS | $0 | $595 | $4,900 | 4.5 |
| DEVOTED CORE 073 TX (HMO) Devoted Health | HMO | $0 | $650 | $5,750 | 5 |
| AARP Medicare Advantage Extras from UHC TX-48 (HMO-POS) UnitedHealthcare | HMO-POS | $0 | $685 | $7,150 | 4.5 |
| DEVOTED GIVEBACK EXTRAS 112 TX (HMO) Devoted Health | HMO | $0 | $700 | $7,350 | 5 |
| AARP Medicare Advantage Giveback from UHC TX-41 (HMO-POS) UnitedHealthcare | HMO-POS | $0 | $325 | $9,850 | 4.5 |
| DEVOTED GIVEBACK 074 TX (HMO) Devoted Health | HMO | $0 | $650 | $9,850 | 5 |
| AARP Medicare Advantage from UHC TX-0007 (PPO) UnitedHealthcare | PPO | $10 | $685 | $7,150 | 3.5 |
| HumanaChoice H5216-043 (PPO) Humana | PPO | $12 | $700 | $8,150 | 3.5 |
| HumanaChoice H0473-005 (PPO) Humana | PPO | $13 | $700 | $7,300 | 3.5 |
| HumanaChoice R4182-004 (Regional PPO) Humana | Regional PPO | $46 | $700 | $8,200 | 3.5 |
| HumanaChoice H7617-027 (PPO) Humana | PPO | $48 | $700 | $7,650 | 4.5 |
| HumanaChoice H5216-042 (PPO) Humana | PPO | $62 | $700 | $6,750 | 3.5 |
| HumanaChoice R4182-003 (Regional PPO) Humana | Regional PPO | $100 | $700 | $8,200 | 3.5 |
| AARP Medicare Advantage from UHC TX-61 (Regional PPO) UnitedHealthcare | Regional PPO | $138 | $685 | $9,850 | 3.5 |
Plans without drug coverage (3)
| Plan | Type | Monthly premium | Out-of-pocket limit (in network) | Last year's star rating |
|---|---|---|---|---|
| HumanaChoice R4182-001 (Regional PPO) Humana | Regional PPO | $0 | $6,000 | 3.5 |
| Humana USAA Honor Giveback (PPO) Humana | PPO | $0 | $7,900 | 4.5 |
| Humana USAA Honor Giveback (PPO) Humana | PPO | $0 | $7,900 | 3.5 |
Special needs plans (19)
Special needs plans are only for people who also have Medicaid (D-SNP), certain chronic conditions (C-SNP) or who live in an institution such as a nursing home (I-SNP).
| Plan | Type | Monthly premium | Drug deductible | Out-of-pocket limit (in network) | Last year's star rating |
|---|---|---|---|---|---|
| UHC Dual Advantage TX-V11 (HMO-POS D-SNP) UnitedHealthcare | HMO-POS D-SNP | $0 | $75 | $4,450 | — |
| DEVOTED C-SNP ENHANCED 075 TX (HMO C-SNP) Devoted Health | HMO C-SNP | $0 | $650 | $6,250 | 5 |
| DEVOTED C-SNP GIVEBACK EXTRAS 085 TX (HMO C-SNP) Devoted Health | HMO C-SNP | $0 | $700 | $7,350 | 5 |
| DEVOTED C-SNP PLUS 117 TX (HMO C-SNP) Devoted Health | HMO C-SNP | $0 | $650 | $9,850 | 5 |
| DEVOTED DUAL 118 TX (HMO D-SNP) Devoted Health | HMO D-SNP | $0 | $300 | $9,850 | 5 |
| DEVOTED DUAL FULL 119 TX (HMO D-SNP) Devoted Health | HMO D-SNP | $0 | $400 | $9,850 | 5 |
| Humana Together in Health (PPO I-SNP) Humana | PPO I-SNP | $0 | $700 | $9,850 | 3.5 |
| Humana Together in Health (PPO I-SNP) Humana | PPO I-SNP | $0 | $250 | $9,850 | 4.5 |
| Molina Medicare Complete Care (HMO D-SNP) Molina Healthcare of Texas, Inc. | HMO D-SNP | $0 | $205 | $9,850 | 3.5 |
| ProCare Advantage (HMO-POS I-SNP) ProCare Advantage | HMO-POS I-SNP | $0 | $700 | $9,850 | — |
| UHC Dual Complete TX-Q6 (HMO-POS D-SNP) UnitedHealthcare | HMO-POS D-SNP | $0 | $75 | $9,850 | — |
| UHC Dual Complete TX-S001 (Regional PPO D-SNP) UnitedHealthcare | Regional PPO D-SNP | $0 | $400 | $9,850 | 3.5 |
| UHC Dual Complete TX-S6 (HMO-POS D-SNP) UnitedHealthcare | HMO-POS D-SNP | $0 | $75 | $9,850 | — |
| UHC Dual Complete TX-YL2 (HMO-POS D-SNP) UnitedHealthcare | HMO-POS D-SNP | $0 | $700 | $9,850 | — |
| Wellpoint Dual Advantage (HMO D-SNP) Wellpoint | HMO D-SNP | $0 | $105 | $9,850 | 3.5 |
| Wellpoint Dual Advantage Plus (HMO D-SNP) Wellpoint | HMO D-SNP | $0 | $105 | $9,850 | 3.5 |
| Wellpoint Full Dual Advantage (HMO D-SNP) Wellpoint | HMO D-SNP | $0 | $105 | $9,850 | 3.5 |
| Provider Partners Texas Advantage Plan (HMO I-SNP) Provider Partners Health Plans | HMO I-SNP | $6.30 | $700 | $9,850 | 5 |
| UHC Complete Care TX-29 (Regional PPO C-SNP) UnitedHealthcare | Regional PPO C-SNP | $100 | $685 | $9,850 | 3.5 |
Stand-alone Part D drug plans in Texas →
Star ratings for 2027 are published by CMS in October; the stars shown are the contract's 2026 overall rating. We are not connected with or endorsed by the U.S. government or the federal Medicare program, and we do not sell plans. We do not list plan benefits in full; confirm costs and coverage with the plan, Medicare.gov or 1-800-MEDICARE (TTY 1-877-486-2048) before you enroll. Source: CMS Medicare Advantage and Part D Landscape, 2027 (2026-09 release).