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Medicare Advantage plans in Caldwell County, TX for 2027
58 Medicare Advantage plans from 10 companies are available in Caldwell County for 2027. Plans with a $0 monthly premium (not counting special needs plans): 21. Lowest in-network out-of-pocket limit: $3,900.
Open enrollment for 2027 runs October 15 – December 7, 2026; coverage starts January 1, 2027.
Plans with drug coverage (23)
| Plan | Type | Monthly premium | Drug deductible | Out-of-pocket limit (in network) | Last year's star rating |
|---|---|---|---|---|---|
| Aetna Medicare Signature Extra (HMO) Aetna Medicare | HMO | $0 | $300 | $3,900 | 4 |
| DEVOTED CORE 014 TX (HMO) Devoted Health | HMO | $0 | $461 | $5,400 | 5 |
| DEVOTED GIVEBACK EXTRAS 109 TX (HMO) Devoted Health | HMO | $0 | $700 | $6,700 | 5 |
| AARP Medicare Advantage CareFlex from UHC TX-47 (HMO-POS) UnitedHealthcare | HMO-POS | $0 | $685 | $7,150 | 4.5 |
| AARP Medicare Advantage Essentials from UHC TX-12 (HMO-POS) UnitedHealthcare | HMO-POS | $0 | $685 | $7,150 | 4.5 |
| Aetna Medicare Signature (PPO) Aetna Medicare | PPO | $0 | $700 | $7,150 | 3.5 |
| BSW SeniorCare Advantage Select Rx (HMO-POS) Baylor Scott & White Health Plan | HMO-POS | $0 | $500 | $7,150 | 4 |
| Aetna Medicare Value Plus (PPO) Aetna Medicare | PPO | $0 | $500 | $7,500 | 3.5 |
| Humana Essentials Plus Giveback (PPO) Humana | PPO | $0 | $50 | $8,300 | 4.5 |
| HumanaChoice Giveback H5216-358 (PPO) Humana | PPO | $0 | $50 | $8,300 | 3.5 |
| DEVOTED CHOICE GIVEBACK 001 TX (PPO) Devoted Health | PPO | $0 | $461 | $8,550 | 3.5 |
| DEVOTED GIVEBACK 048 TX (HMO) Devoted Health | HMO | $0 | $461 | $8,550 | 5 |
| AARP Medicare Advantage Extras from UHC TX-53 (HMO-POS) UnitedHealthcare | HMO-POS | $0 | $685 | $9,850 | 4.5 |
| Wellcare Simple Value (HMO) Wellcare | HMO | $0 | $700 | $9,850 | 3.5 |
| Wellpoint Medicare Advantage 2 (HMO-POS) Wellpoint | HMO-POS | $0 | $105 | $9,850 | 3.5 |
| HumanaChoice H5216-043 (PPO) Humana | PPO | $20 | $700 | $7,700 | 3.5 |
| HumanaChoice H7617-059 (PPO) Humana | PPO | $23 | $700 | $7,700 | 4.5 |
| AARP Medicare Advantage from UHC TX-46 (HMO-POS) UnitedHealthcare | HMO-POS | $31 | $355 | $5,500 | 4.5 |
| HumanaChoice R4182-004 (Regional PPO) Humana | Regional PPO | $46 | $700 | $8,200 | 3.5 |
| HumanaChoice R4182-003 (Regional PPO) Humana | Regional PPO | $100 | $700 | $8,200 | 3.5 |
| AARP Medicare Advantage from UHC TX-61 (Regional PPO) UnitedHealthcare | Regional PPO | $138 | $685 | $9,850 | 3.5 |
| BSW SeniorCare Advantage Preferred Rx (HMO-POS) Baylor Scott & White Health Plan | HMO-POS | $152 | $250 | $5,400 | 4 |
| BSW SeniorCare Advantage Premium Rx (HMO-POS) Baylor Scott & White Health Plan | HMO-POS | $258 | $250 | $5,000 | 4 |
Plans without drug coverage (8)
| Plan | Type | Monthly premium | Out-of-pocket limit (in network) | Last year's star rating |
|---|---|---|---|---|
| HumanaChoice R4182-001 (Regional PPO) Humana | Regional PPO | $0 | $6,000 | 3.5 |
| BSW SeniorCare Advantage Select (HMO-POS) Baylor Scott & White Health Plan | HMO-POS | $0 | $6,400 | 4 |
| AARP Medicare Advantage Patriot No Rx TX-MA01 (HMO-POS) UnitedHealthcare | HMO-POS | $0 | $7,150 | 4.5 |
| Humana USAA Honor Giveback (PPO) Humana | PPO | $0 | $7,900 | 3.5 |
| Humana USAA Honor Giveback (PPO) Humana | PPO | $0 | $7,900 | 4.5 |
| DEVOTED CHOICE MA ONLY 006 TX (PPO) Devoted Health | PPO | $0 | $9,250 | 3.5 |
| BSW SeniorCare Advantage Preferred (HMO-POS) Baylor Scott & White Health Plan | HMO-POS | $65 | $4,500 | 4 |
| BSW SeniorCare Advantage Premium (HMO-POS) Baylor Scott & White Health Plan | HMO-POS | $170 | $4,500 | 4 |
Special needs plans (27)
Special needs plans are only for people who also have Medicaid (D-SNP), certain chronic conditions (C-SNP) or who live in an institution such as a nursing home (I-SNP).
| Plan | Type | Monthly premium | Drug deductible | Out-of-pocket limit (in network) | Last year's star rating |
|---|---|---|---|---|---|
| UHC Dual Advantage TX-V11 (HMO-POS D-SNP) UnitedHealthcare | HMO-POS D-SNP | $0 | $75 | $4,450 | — |
| UHC Complete Care TX-16 (HMO-POS C-SNP) UnitedHealthcare | HMO-POS C-SNP | $0 | $440 | $5,900 | 4.5 |
| DEVOTED C-SNP ENHANCED 023 TX (HMO C-SNP) Devoted Health | HMO C-SNP | $0 | $650 | $6,200 | 5 |
| DEVOTED C-SNP GIVEBACK EXTRAS 082 TX (HMO C-SNP) Devoted Health | HMO C-SNP | $0 | $700 | $6,700 | 5 |
| Aetna Medicare Full Dual Care (HMO D-SNP) Aetna Medicare | HMO D-SNP | $0 | $700 | $9,850 | 3.5 |
| Aetna Medicare Full Dual Extra Care (HMO D-SNP) Aetna Medicare | HMO D-SNP | $0 | $700 | $9,850 | 4 |
| Aetna Medicare QMB Only Care (HMO D-SNP) Aetna Medicare | HMO D-SNP | $0 | $700 | $9,850 | 3.5 |
| Aetna Medicare QMB Only Extra Care (HMO D-SNP) Aetna Medicare | HMO D-SNP | $0 | $700 | $9,850 | 4 |
| DEVOTED C-SNP PLUS 024 TX (HMO C-SNP) Devoted Health | HMO C-SNP | $0 | $650 | $9,850 | 5 |
| DEVOTED DUAL 015 TX (HMO D-SNP) Devoted Health | HMO D-SNP | $0 | $700 | $9,850 | 5 |
| DEVOTED DUAL FULL 037 TX (HMO D-SNP) Devoted Health | HMO D-SNP | $0 | $700 | $9,850 | 5 |
| Humana Together in Health (PPO I-SNP) Humana | PPO I-SNP | $0 | $250 | $9,850 | 4.5 |
| Humana Together in Health (PPO I-SNP) Humana | PPO I-SNP | $0 | $700 | $9,850 | 3.5 |
| ProCare Advantage (HMO-POS I-SNP) ProCare Advantage | HMO-POS I-SNP | $0 | $700 | $9,850 | — |
| UHC Dual Complete TX-Q6 (HMO-POS D-SNP) UnitedHealthcare | HMO-POS D-SNP | $0 | $75 | $9,850 | — |
| UHC Dual Complete TX-S001 (Regional PPO D-SNP) UnitedHealthcare | Regional PPO D-SNP | $0 | $400 | $9,850 | 3.5 |
| UHC Dual Complete TX-S6 (HMO-POS D-SNP) UnitedHealthcare | HMO-POS D-SNP | $0 | $75 | $9,850 | — |
| UHC Dual Complete TX-YL2 (HMO-POS D-SNP) UnitedHealthcare | HMO-POS D-SNP | $0 | $700 | $9,850 | — |
| Wellcare Superior HealthPlan Dual Liberty Sync (HMO D-SNP) Wellcare | HMO D-SNP | $0 | $700 | $9,850 | 4 |
| Wellcare Superior HealthPlan Dual Reserve Value (HMO D-SNP) Wellcare | HMO D-SNP | $0 | $700 | $9,850 | — |
| Wellpoint Dual Advantage (HMO D-SNP) Wellpoint | HMO D-SNP | $0 | $105 | $9,850 | 3.5 |
| Wellpoint Dual Advantage Plus (HMO D-SNP) Wellpoint | HMO D-SNP | $0 | $105 | $9,850 | 3.5 |
| Wellpoint Full Dual Advantage (HMO D-SNP) Wellpoint | HMO D-SNP | $0 | $105 | $9,850 | 3.5 |
| Texas Independence Health Plan, Inc. (HMO I-SNP) Texas Independence Health Plan | HMO I-SNP | $3.90 | $700 | $9,250 | 5 |
| Texas Independence Community Plan (HMO I-SNP) Texas Independence Health Plan | HMO I-SNP | $6.30 | $700 | $9,250 | 5 |
| Provider Partners Texas Advantage Plan (HMO I-SNP) Provider Partners Health Plans | HMO I-SNP | $6.30 | $700 | $9,850 | 5 |
| UHC Complete Care TX-29 (Regional PPO C-SNP) UnitedHealthcare | Regional PPO C-SNP | $100 | $685 | $9,850 | 3.5 |
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Star ratings for 2027 are published by CMS in October; the stars shown are the contract's 2026 overall rating. We are not connected with or endorsed by the U.S. government or the federal Medicare program, and we do not sell plans. We do not list plan benefits in full; confirm costs and coverage with the plan, Medicare.gov or 1-800-MEDICARE (TTY 1-877-486-2048) before you enroll. Source: CMS Medicare Advantage and Part D Landscape, 2027 (2026-10 release).