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Medicare Advantage plans in Austin County, TX for 2027
50 Medicare Advantage plans from 10 companies are available in Austin County for 2027. Plans with a $0 monthly premium (not counting special needs plans): 18. Lowest in-network out-of-pocket limit: $3,400.
Open enrollment for 2027 runs October 15 – December 7, 2026; coverage starts January 1, 2027.
Plans with drug coverage (18)
| Plan | Type | Monthly premium | Drug deductible | Out-of-pocket limit (in network) | Last year's star rating |
|---|---|---|---|---|---|
| Wellcare TexanPlus Classic Simple (HMO-POS) Wellcare | HMO-POS | $0 | $700 | $3,400 | 4 |
| Wellcare Simple (HMO) Wellcare | HMO | $0 | $700 | $3,500 | 4 |
| DEVOTED CORE 019 TX (HMO) Devoted Health | HMO | $0 | $650 | $3,650 | 5 |
| DEVOTED GIVEBACK EXTRAS 114 TX (HMO) Devoted Health | HMO | $0 | $700 | $5,600 | 5 |
| AARP Medicare Advantage from UHC TX-0009 (HMO-POS) UnitedHealthcare | HMO-POS | $0 | $685 | $6,700 | 4 |
| Humana Value Choice (PPO) Humana | PPO | $0 | $700 | $6,800 | 4.5 |
| HumanaChoice H5216-043 (PPO) Humana | PPO | $0 | $700 | $6,800 | 3.5 |
| KelseyCare Advantage Freedom (HMO-POS) KelseyCare Advantage | HMO-POS | $0 | $200 | $6,850 | 4.5 |
| AARP Medicare Advantage from UHC TX-0015 (HMO-POS) UnitedHealthcare | HMO-POS | $0 | $685 | $6,900 | 4.5 |
| Aetna Medicare Signature Extra (PPO) Aetna Medicare | PPO | $0 | $700 | $7,150 | 3.5 |
| DEVOTED GIVEBACK 006 TX (HMO) Devoted Health | HMO | $0 | $461 | $8,300 | 5 |
| Wellcare Simple Value (HMO) Wellcare | HMO | $0 | $700 | $9,850 | 3.5 |
| Wellpoint Medicare Advantage 2 (HMO-POS) Wellpoint | HMO-POS | $0 | $105 | $9,850 | 3.5 |
| Aetna Medicare Value Plus (PPO) Aetna Medicare | PPO | $6.30 | $700 | $7,150 | 3.5 |
| HumanaChoice R4182-004 (Regional PPO) Humana | Regional PPO | $46 | $700 | $8,200 | 3.5 |
| HumanaChoice H5216-042 (PPO) Humana | PPO | $62 | $700 | $6,750 | 3.5 |
| HumanaChoice R4182-003 (Regional PPO) Humana | Regional PPO | $100 | $700 | $8,200 | 3.5 |
| AARP Medicare Advantage from UHC TX-61 (Regional PPO) UnitedHealthcare | Regional PPO | $138 | $685 | $9,850 | 3.5 |
Plans without drug coverage (5)
| Plan | Type | Monthly premium | Out-of-pocket limit (in network) | Last year's star rating |
|---|---|---|---|---|
| KelseyCare Advantage Core (HMO) KelseyCare Advantage | HMO | $0 | $4,500 | 4.5 |
| HumanaChoice R4182-001 (Regional PPO) Humana | Regional PPO | $0 | $6,000 | 3.5 |
| AARP Medicare Advantage Patriot No Rx TX-MA01 (HMO-POS) UnitedHealthcare | HMO-POS | $0 | $7,150 | 4.5 |
| Humana USAA Honor Giveback (PPO) Humana | PPO | $0 | $7,900 | 3.5 |
| Humana USAA Honor Giveback (PPO) Humana | PPO | $0 | $7,900 | 4.5 |
Special needs plans (27)
Special needs plans are only for people who also have Medicaid (D-SNP), certain chronic conditions (C-SNP) or who live in an institution such as a nursing home (I-SNP).
| Plan | Type | Monthly premium | Drug deductible | Out-of-pocket limit (in network) | Last year's star rating |
|---|---|---|---|---|---|
| Wellpoint Kidney Care (HMO-POS C-SNP) Wellpoint | HMO-POS C-SNP | $0 | $275 | $2,900 | 3.5 |
| Wellcare Superior HealthPlan Dual Reserve (HMO D-SNP) Wellcare | HMO D-SNP | $0 | $700 | $3,450 | 4 |
| UHC Dual Advantage TX-V11 (HMO-POS D-SNP) UnitedHealthcare | HMO-POS D-SNP | $0 | $75 | $4,450 | — |
| DEVOTED C-SNP GIVEBACK EXTRAS 087 TX (HMO C-SNP) Devoted Health | HMO C-SNP | $0 | $700 | $5,600 | 5 |
| Aetna Medicare Full Dual Care (HMO D-SNP) Aetna Medicare | HMO D-SNP | $0 | $700 | $9,850 | 3.5 |
| Aetna Medicare Full Dual Extra Care (HMO D-SNP) Aetna Medicare | HMO D-SNP | $0 | $700 | $9,850 | 4 |
| Aetna Medicare QMB Only Care (HMO D-SNP) Aetna Medicare | HMO D-SNP | $0 | $700 | $9,850 | 3.5 |
| Aetna Medicare QMB Only Extra Care (HMO D-SNP) Aetna Medicare | HMO D-SNP | $0 | $700 | $9,850 | 4 |
| Community DualCare Access (HMO D-SNP) Community Health Choice | HMO D-SNP | $0 | $700 | $9,850 | — |
| Community DualCare Aligned (HMO D-SNP) Community Health Choice | HMO D-SNP | $0 | $700 | $9,850 | — |
| Humana Together in Health (PPO I-SNP) Humana | PPO I-SNP | $0 | $700 | $9,850 | 3.5 |
| Humana Together in Health (PPO I-SNP) Humana | PPO I-SNP | $0 | $250 | $9,850 | 4.5 |
| Molina Medicare Complete Care (HMO D-SNP) Molina Healthcare of Texas, Inc. | HMO D-SNP | $0 | $205 | $9,850 | 3.5 |
| ProCare Advantage (HMO-POS I-SNP) ProCare Advantage | HMO-POS I-SNP | $0 | $700 | $9,850 | — |
| UHC Dual Complete TX-Q6 (HMO-POS D-SNP) UnitedHealthcare | HMO-POS D-SNP | $0 | $75 | $9,850 | — |
| UHC Dual Complete TX-S001 (Regional PPO D-SNP) UnitedHealthcare | Regional PPO D-SNP | $0 | $400 | $9,850 | 3.5 |
| UHC Dual Complete TX-S6 (HMO-POS D-SNP) UnitedHealthcare | HMO-POS D-SNP | $0 | $75 | $9,850 | — |
| UHC Dual Complete TX-YL2 (HMO-POS D-SNP) UnitedHealthcare | HMO-POS D-SNP | $0 | $700 | $9,850 | — |
| Wellcare Superior HealthPlan Dual Access (HMO D-SNP) Wellcare | HMO D-SNP | $0 | $700 | $9,850 | 4 |
| Wellcare Superior HealthPlan Dual Liberty (HMO D-SNP) Wellcare | HMO D-SNP | $0 | $700 | $9,850 | 4 |
| Wellcare Superior HealthPlan Dual Reserve Value (HMO D-SNP) Wellcare | HMO D-SNP | $0 | $700 | $9,850 | — |
| Wellpoint Dual Advantage (HMO D-SNP) Wellpoint | HMO D-SNP | $0 | $105 | $9,850 | 3.5 |
| Wellpoint Dual Advantage Plus (HMO D-SNP) Wellpoint | HMO D-SNP | $0 | $105 | $9,850 | 3.5 |
| Wellpoint Full Dual Advantage (HMO D-SNP) Wellpoint | HMO D-SNP | $0 | $105 | $9,850 | 3.5 |
| Texas Independence Health Plan, Inc. (HMO I-SNP) Texas Independence Health Plan | HMO I-SNP | $3.90 | $700 | $9,250 | 5 |
| Texas Independence Community Plan (HMO I-SNP) Texas Independence Health Plan | HMO I-SNP | $6.30 | $700 | $9,250 | 5 |
| UHC Complete Care TX-29 (Regional PPO C-SNP) UnitedHealthcare | Regional PPO C-SNP | $100 | $685 | $9,850 | 3.5 |
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Star ratings for 2027 are published by CMS in October; the stars shown are the contract's 2026 overall rating. We are not connected with or endorsed by the U.S. government or the federal Medicare program, and we do not sell plans. We do not list plan benefits in full; confirm costs and coverage with the plan, Medicare.gov or 1-800-MEDICARE (TTY 1-877-486-2048) before you enroll. Source: CMS Medicare Advantage and Part D Landscape, 2027 (2026-09 release).