Home › Medicare plans › Tennessee › Madison County
Medicare Advantage plans in Madison County, TN for 2027
46 Medicare Advantage plans from 6 companies are available in Madison County for 2027. Plans with a $0 monthly premium (not counting special needs plans): 15. Lowest in-network out-of-pocket limit: $3,400.
Open enrollment for 2027 runs October 15 – December 7, 2026; coverage starts January 1, 2027.
Plans with drug coverage (21)
| Plan | Type | Monthly premium | Drug deductible | Out-of-pocket limit (in network) | Last year's star rating |
|---|---|---|---|---|---|
| BlueAdvantage Garnet (PPO) BlueCross BlueShield of Tennessee | PPO | $0 | $700 | $5,900 | 4 |
| HealthSpring Preferred (HMO) HealthSpring | HMO | $0 | $500 | $6,200 | 4.5 |
| AARP Medicare Advantage Direct Plus from UHC TN-8 (HMO-POS) UnitedHealthcare | HMO-POS | $0 | $505 | $6,400 | 4 |
| AARP Medicare Advantage from UHC TN-0003 (HMO-POS) UnitedHealthcare | HMO-POS | $0 | $685 | $6,400 | 4 |
| AARP Medicare Advantage from UHC TN-0002 (PPO) UnitedHealthcare | PPO | $0 | $685 | $6,700 | 4.5 |
| Wellpoint Medicare Advantage 2 (HMO-POS) Wellpoint | HMO-POS | $0 | $265 | $7,125 | 3 |
| AARP Medicare Advantage Giveback from UHC TC-4 (HMO-POS) UnitedHealthcare | HMO-POS | $0 | $685 | $7,150 | 4 |
| Humana Gold Plus H4461-025 (HMO) Humana | HMO | $0 | $395 | $7,150 | 4 |
| HealthSpring True Choice (PPO) HealthSpring | PPO | $0 | $700 | $9,850 | 3 |
| BlueAdvantage Extra (PPO) BlueCross BlueShield of Tennessee | PPO | $13 | $700 | $7,150 | 4 |
| HealthSpring Primary (HMO) HealthSpring | HMO | $13.70 | $700 | $5,400 | 4.5 |
| Humana Value Plus H5216-180 (PPO) Humana | PPO | $13.70 | $700 | $5,400 | 3.5 |
| Wellpoint Extra Help (HMO-POS) Wellpoint | HMO-POS | $13.70 | $700 | $9,000 | 3 |
| AARP Medicare Advantage from UHC TN-0004 (HMO-POS) UnitedHealthcare | HMO-POS | $22 | $495 | $4,450 | 4 |
| BlueAdvantage Emerald (PPO) BlueCross BlueShield of Tennessee | PPO | $25 | $700 | $5,900 | 4 |
| Wellpoint Medicare Advantage (HMO-POS) Wellpoint | HMO-POS | $40 | $475 | $6,750 | 3 |
| HealthSpring Premier (HMO-POS) HealthSpring | HMO-POS | $50 | $500 | $6,150 | 4.5 |
| HumanaChoice H5216-097 (PPO) Humana | PPO | $85 | $400 | $9,100 | 3.5 |
| BlueAdvantage Ruby (PPO) BlueCross BlueShield of Tennessee | PPO | $95 | $700 | $4,450 | 4 |
| HumanaChoice R0110-018 (Regional PPO) Humana | Regional PPO | $124 | $700 | $7,000 | 3.5 |
| BlueAdvantage Diamond (PPO) BlueCross BlueShield of Tennessee | PPO | $161 | $700 | $4,450 | 4 |
Plans without drug coverage (6)
| Plan | Type | Monthly premium | Out-of-pocket limit (in network) | Last year's star rating |
|---|---|---|---|---|
| Humana USAA Honor Giveback (PPO) Humana | PPO | $0 | $3,400 | 3.5 |
| Humana USAA Honor Giveback (HMO) Humana | HMO | $0 | $3,750 | 4 |
| HealthSpring Courage (HMO) HealthSpring | HMO | $0 | $3,900 | 4.5 |
| AARP Medicare Advantage Patriot No Rx TC-MA01 (HMO-POS) UnitedHealthcare | HMO-POS | $0 | $4,450 | 4 |
| BlueAdvantage Freedom (PPO) BlueCross BlueShield of Tennessee | PPO | $0 | $4,450 | 4 |
| HumanaChoice R0110-017 (Regional PPO) Humana | Regional PPO | $0 | $4,650 | 3.5 |
Special needs plans (19)
Special needs plans are only for people who also have Medicaid (D-SNP), certain chronic conditions (C-SNP) or who live in an institution such as a nursing home (I-SNP).
| Plan | Type | Monthly premium | Drug deductible | Out-of-pocket limit (in network) | Last year's star rating |
|---|---|---|---|---|---|
| UHC Complete Care TC-0005 (HMO-POS C-SNP) UnitedHealthcare | HMO-POS C-SNP | $0 | $595 | $7,150 | 4 |
| Humana Gold Plus - Diabetes and Heart (HMO C-SNP) Humana | HMO C-SNP | $0 | $250 | $9,800 | 4 |
| BlueAdvantage Total Heart and Diabetes (PPO C-SNP) BlueCross BlueShield of Tennessee | PPO C-SNP | $0 | $700 | $9,850 | 4 |
| Humana Dual QMB Only (HMO D-SNP) Humana | HMO D-SNP | $0 | $50 | $9,850 | 4 |
| Humana Gold Plus SNP-DE H4461-022 (HMO D-SNP) Humana | HMO D-SNP | $0 | $200 | $9,850 | 4 |
| Humana Together in Health (PPO I-SNP) Humana | PPO I-SNP | $0 | $100 | $9,850 | 3.5 |
| UHC Dual Complete TN-Q1 (HMO-POS D-SNP) UnitedHealthcare | HMO-POS D-SNP | $0 | $75 | $9,850 | 3.5 |
| UHC Dual Complete TN-Y2 (HMO-POS D-SNP) UnitedHealthcare | HMO-POS D-SNP | $0 | $700 | $9,850 | 3.5 |
| Wellpoint Dual Advantage Plus (HMO D-SNP) Wellpoint | HMO D-SNP | $0 | $105 | $9,850 | 3 |
| Wellpoint Full Dual Advantage 2 (HMO D-SNP) Wellpoint | HMO D-SNP | $0 | $105 | $9,850 | 3 |
| Wellpoint Full Dual Advantage Support (HMO D-SNP) Wellpoint | HMO D-SNP | $0 | $105 | $9,850 | 3 |
| UHC Complete Care Support TC-6 (HMO-POS C-SNP) UnitedHealthcare | HMO-POS C-SNP | $4.90 | $700 | $7,150 | 4 |
| UHC Dual Complete TN-YL (HMO-POS D-SNP) UnitedHealthcare | HMO-POS D-SNP | $8.60 | $0 | $9,850 | 3.5 |
| HealthSpring TotalCare Plus (HMO D-SNP) HealthSpring | HMO D-SNP | $10 | $700 | $9,850 | 4.5 |
| American Health Advantage of Tennessee (HMO I-SNP) American Health Advantage of Tennessee | HMO I-SNP | $13.70 | $700 | $9,850 | 4.5 |
| BlueAdvantage Total Heart and Diabetes Plus (PPO C-SNP) BlueCross BlueShield of Tennessee | PPO C-SNP | $13.70 | $700 | $9,850 | 4 |
| BlueCare Plus (HMO D-SNP) BlueCare Plus Tennessee | HMO D-SNP | $13.70 | $700 | $9,850 | 3.5 |
| BlueCare Plus Choice (HMO D-SNP) BlueCare Plus Tennessee | HMO D-SNP | $13.70 | $700 | $9,850 | 3.5 |
| BlueCare Plus Select (HMO D-SNP) BlueCare Plus Tennessee | HMO D-SNP | $13.70 | $700 | $9,850 | 3.5 |
Stand-alone Part D drug plans in Tennessee →
Star ratings for 2027 are published by CMS in October; the stars shown are the contract's 2026 overall rating. We are not connected with or endorsed by the U.S. government or the federal Medicare program, and we do not sell plans. We do not list plan benefits in full; confirm costs and coverage with the plan, Medicare.gov or 1-800-MEDICARE (TTY 1-877-486-2048) before you enroll. Source: CMS Medicare Advantage and Part D Landscape, 2027 (2026-09 release).