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Medicare Advantage plans in Clay County, SD for 2027
19 Medicare Advantage plans from 4 companies are available in Clay County for 2027. Plans with a $0 monthly premium (not counting special needs plans): 4. Lowest in-network out-of-pocket limit: $3,900.
Open enrollment for 2027 runs October 15 – December 7, 2026; coverage starts January 1, 2027.
Plans with drug coverage (8)
| Plan | Type | Monthly premium | Drug deductible | Out-of-pocket limit (in network) | Last year's star rating |
|---|---|---|---|---|---|
| Aetna Medicare Signature (PPO) Aetna Medicare | PPO | $0 | $700 | $7,150 | 4.5 |
| Aetna Medicare Signature Classic (PPO) Aetna Medicare | PPO | $0 | $700 | $7,150 | 4 |
| Aetna Medicare Enhanced Classic Extra (PPO) Aetna Medicare | PPO | $60 | $700 | $7,150 | 4 |
| Aetna Medicare Enhanced Extra (PPO) Aetna Medicare | PPO | $60 | $700 | $7,150 | 4.5 |
| Align SecureChoice (PPO) Align powered by Sanford Health Plan | PPO | $60 | $500 | $7,150 | 4.5 |
| Medica Prime Solution Thrift w/Rx (Cost) Medica | Cost | $91 | $700 | $7,150 | 3.5 |
| Align SecureChoice Gold (PPO) Align powered by Sanford Health Plan | PPO | $100 | $350 | $6,500 | 4.5 |
| Medica Prime Solution Standard w/Rx (Cost) Medica | Cost | — | $500 | $7,150 | 3.5 |
Plans without drug coverage (6)
| Plan | Type | Monthly premium | Out-of-pocket limit (in network) | Last year's star rating |
|---|---|---|---|---|
| AARP Medicare Advantage Patriot No Rx SI-MA2 (PPO) UnitedHealthcare | PPO | $0 | $7,150 | 4.5 |
| Aetna Medicare Eagle Classic (PPO) Aetna Medicare | PPO | $0 | $7,150 | 4 |
| Medica Prime Solution Thrift (Cost) Medica | Cost | $53 | $7,150 | 3.5 |
| Medica Prime Solution Core (Cost) Medica | Cost | $103 | $4,900 | 3.5 |
| Medica Prime Solution Premier (Cost) Medica | Cost | $227 | $3,900 | 3.5 |
| Medica Prime Solution Standard (Cost) Medica | Cost | — | $7,150 | 3.5 |
Special needs plans (5)
Special needs plans are only for people who also have Medicaid (D-SNP), certain chronic conditions (C-SNP) or who live in an institution such as a nursing home (I-SNP).
| Plan | Type | Monthly premium | Drug deductible | Out-of-pocket limit (in network) | Last year's star rating |
|---|---|---|---|---|---|
| Aetna Medicare Dual Classic (PPO D-SNP) Aetna Medicare | PPO D-SNP | $0 | $700 | $9,850 | 4 |
| Aetna Medicare Full Dual (PPO D-SNP) Aetna Medicare | PPO D-SNP | $0 | $700 | $9,850 | 4.5 |
| Aetna Medicare Full Dual Classic (PPO D-SNP) Aetna Medicare | PPO D-SNP | $0 | $700 | $9,850 | 4 |
| UHC Dual Complete SD-Q1 (PPO D-SNP) UnitedHealthcare | PPO D-SNP | $24.60 | $700 | $9,850 | 4.5 |
| UHC Dual Complete SD-S2 (PPO D-SNP) UnitedHealthcare | PPO D-SNP | $24.60 | $700 | $9,850 | 4.5 |
Stand-alone Part D drug plans in South Dakota →
Star ratings for 2027 are published by CMS in October; the stars shown are the contract's 2026 overall rating. We are not connected with or endorsed by the U.S. government or the federal Medicare program, and we do not sell plans. We do not list plan benefits in full; confirm costs and coverage with the plan, Medicare.gov or 1-800-MEDICARE (TTY 1-877-486-2048) before you enroll. Source: CMS Medicare Advantage and Part D Landscape, 2027 (2026-10 release).