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Medicare Advantage plans in Oconee County, SC for 2027
57 Medicare Advantage plans from 7 companies are available in Oconee County for 2027. Plans with a $0 monthly premium (not counting special needs plans): 31. Lowest in-network out-of-pocket limit: $5,900.
Open enrollment for 2027 runs October 15 – December 7, 2026; coverage starts January 1, 2027.
Plans with drug coverage (29)
| Plan | Type | Monthly premium | Drug deductible | Out-of-pocket limit (in network) | Last year's star rating |
|---|---|---|---|---|---|
| Wellcare Simple Open (PPO) Wellcare | PPO | $0 | $700 | $6,300 | 4 |
| Wellcare Assist Open (PPO) Wellcare | PPO | $0 | $700 | $6,500 | 4 |
| Wellcare Assist (HMO-POS) Wellcare | HMO-POS | $0 | $700 | $7,100 | 4 |
| AARP Medicare Advantage from UHC SC-0005 (HMO-POS) UnitedHealthcare | HMO-POS | $0 | $685 | $7,150 | 4 |
| HumanaChoice H5216-423 (PPO) Humana | PPO | $0 | $550 | $7,150 | 3.5 |
| Wellcare Simple (HMO-POS) Wellcare | HMO-POS | $0 | $700 | $7,150 | 4 |
| Aetna Medicare Signature (HMO) Aetna Medicare | HMO | $0 | $500 | $8,200 | 4.5 |
| HumanaChoice H5216-347 (PPO) Humana | PPO | $0 | $700 | $9,100 | 3.5 |
| HumanaChoice H7617-095 (PPO) Humana | PPO | $0 | $700 | $9,100 | 4.5 |
| Aetna Medicare Signature (PPO) Aetna Medicare | PPO | $0 | $500 | $9,850 | 4.5 |
| Aetna Medicare Signature Giveback (PPO) Aetna Medicare | PPO | $0 | $500 | $9,850 | 4.5 |
| BlueCross Total Value (PPO) Blue Cross Blue Shield of South Carolina | PPO | $0 | $700 | $9,850 | 4 |
| Humana Gold Plus Giveback H5619-169 (HMO) Humana | HMO | $0 | $700 | $9,850 | 3 |
| Humana Gold Plus H5619-152 (HMO) Humana | HMO | $0 | $450 | $9,850 | 3 |
| Humana Gold Plus H5619-171 (HMO) Humana | HMO | $0 | $550 | $9,850 | 3 |
| HumanaChoice Giveback H5216-154 (PPO) Humana | PPO | $0 | $700 | $9,850 | 3.5 |
| HumanaChoice Giveback H5216-345 (PPO) Humana | PPO | $0 | $700 | $9,850 | 3.5 |
| HumanaChoice Giveback H7617-094 (PPO) Humana | PPO | $0 | $700 | $9,850 | 4.5 |
| HumanaChoice Giveback H7617-119 (PPO) Humana | PPO | $0 | $700 | $9,850 | 4.5 |
| Wellcare Giveback (HMO-POS) Wellcare | HMO-POS | $0 | $700 | $9,850 | 4 |
| Aetna Medicare Value Plus (HMO) Aetna Medicare | HMO | $7 | $500 | $8,200 | 4.5 |
| HumanaChoice H5216-280 (PPO) Humana | PPO | $7.30 | $700 | $9,850 | 3.5 |
| HumanaChoice H5216-466 (PPO) Humana | PPO | $25 | $700 | $9,850 | 3.5 |
| Aetna Medicare Enhanced (PPO) Aetna Medicare | PPO | $33 | $500 | $9,850 | 4.5 |
| BlueCross Total (PPO) Blue Cross Blue Shield of South Carolina | PPO | $39 | $600 | $9,250 | 4 |
| AARP Medicare Advantage from UHC SC-0006 (HMO-POS) UnitedHealthcare | HMO-POS | $49 | $685 | $7,150 | 4 |
| Humana Gold Choice H8145-069 (PFFS) Humana | PFFS | $56 | $700 | $9,850 | 3.5 |
| AARP Medicare Advantage from UHC SC-0004 (PPO) UnitedHealthcare | PPO | $58 | $685 | $7,150 | 4.5 |
| Humana Full Access R0110-020 (Regional PPO) Humana | Regional PPO | $138 | $700 | $9,850 | 3.5 |
Plans without drug coverage (11)
| Plan | Type | Monthly premium | Out-of-pocket limit (in network) | Last year's star rating |
|---|---|---|---|---|
| BlueCross Blue Basic (PPO) Blue Cross Blue Shield of South Carolina | PPO | $0 | $5,900 | 4 |
| Humana USAA Honor Giveback (PPO) Humana | PPO | $0 | $6,700 | 3.5 |
| AARP Medicare Advantage Patriot No Rx SC-MA01 (HMO-POS) UnitedHealthcare | HMO-POS | $0 | $7,150 | 4 |
| HumanaChoice R0110-019 (Regional PPO) Humana | Regional PPO | $0 | $7,200 | 3.5 |
| AARP Medicare Advantage Patriot No Rx SC-MA2 (PPO) UnitedHealthcare | PPO | $0 | $9,250 | 4.5 |
| Wellcare Patriot Giveback (HMO-POS) Wellcare | HMO-POS | $0 | $9,250 | 4 |
| Aetna Medicare Eagle (PPO) Aetna Medicare | PPO | $0 | $9,850 | 4.5 |
| Humana USAA Honor Giveback (PPO) Humana | PPO | $0 | $9,850 | 4.5 |
| Humana USAA Honor Giveback (PPO) Humana | PPO | $0 | $9,850 | 3.5 |
| HumanaChoice H5216-157 (PPO) Humana | PPO | $0 | $9,850 | 3.5 |
| UHC Medicare Advantage Patriot No Rx GS-MA01 (Regional PPO) UnitedHealthcare | Regional PPO | $0 | $9,850 | 4 |
Special needs plans (17)
Special needs plans are only for people who also have Medicaid (D-SNP), certain chronic conditions (C-SNP) or who live in an institution such as a nursing home (I-SNP).
| Plan | Type | Monthly premium | Drug deductible | Out-of-pocket limit (in network) | Last year's star rating |
|---|---|---|---|---|---|
| UHC Complete Care SC-1 (PPO C-SNP) UnitedHealthcare | PPO C-SNP | $0 | $685 | $7,150 | 4.5 |
| Aetna Medicare Full Dual (HMO D-SNP) Aetna Medicare | HMO D-SNP | $0 | $700 | $9,850 | 4.5 |
| Aetna Medicare Full Dual Care (HMO D-SNP) Aetna Medicare | HMO D-SNP | $0 | $700 | $9,850 | 4.5 |
| Humana Dual Integrated (HMO D-SNP) Humana | HMO D-SNP | $0 | $700 | $9,850 | — |
| Humana Gold Plus - Diabetes and Heart (HMO C-SNP) Humana | HMO C-SNP | $0 | $550 | $9,850 | 3 |
| Humana Together in Health (PPO I-SNP) Humana | PPO I-SNP | $0 | $700 | $9,850 | 4.5 |
| Humana Together in Health (PPO I-SNP) Humana | PPO I-SNP | $0 | $0 | $9,850 | 3.5 |
| HumanaChoice - Diabetes and Heart (PPO C-SNP) Humana | PPO C-SNP | $0 | $550 | $9,850 | 3.5 |
| HumanaChoice SNP-DE H5216-277 (PPO D-SNP) Humana | PPO D-SNP | $0 | $50 | $9,850 | 3.5 |
| UHC Dual Complete SC-S001 (PPO D-SNP) UnitedHealthcare | PPO D-SNP | $0 | $700 | $9,850 | 4.5 |
| UHC Dual Complete SC-S2 (PPO D-SNP) UnitedHealthcare | PPO D-SNP | $0 | $700 | $9,850 | 4.5 |
| Wellcare Absolute Total Care Dual Align (HMO D-SNP) Wellcare | HMO D-SNP | $0 | $700 | $9,850 | — |
| UHC Complete Care Support GS-1A (Regional PPO C-SNP) UnitedHealthcare | Regional PPO C-SNP | $2.10 | $700 | $9,850 | 4 |
| UHC Dual Advantage SC-V1 (PPO D-SNP) UnitedHealthcare | PPO D-SNP | $7.30 | $700 | $6,400 | 4.5 |
| UHC Complete Care Support SC-7 (PPO C-SNP) UnitedHealthcare | PPO C-SNP | $7.30 | $700 | $7,150 | 4.5 |
| First Choice VIP Care (HMO D-SNP) First Choice VIP Care (HMO D-SNP) | HMO D-SNP | $7.30 | $700 | $9,850 | — |
| Molina Medicare Complete Care Plus (HMO D-SNP) Molina Healthcare of South Carolina | HMO D-SNP | $7.30 | $700 | $9,850 | 3.5 |
Stand-alone Part D drug plans in South Carolina →
Star ratings for 2027 are published by CMS in October; the stars shown are the contract's 2026 overall rating. We are not connected with or endorsed by the U.S. government or the federal Medicare program, and we do not sell plans. We do not list plan benefits in full; confirm costs and coverage with the plan, Medicare.gov or 1-800-MEDICARE (TTY 1-877-486-2048) before you enroll. Source: CMS Medicare Advantage and Part D Landscape, 2027 (2026-09 release).