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Essence Advantage (HMO)
Essence Healthcare Medicare Advantage with drug coverage
Monthly premium$0
Out-of-pocket limit (in network)$5,400
Drug deductible$340
Last year's star rating 4.5
TypeHMO
Plan IDH2610-021-0
Counties where it is sold (30)
- Clark County, IN
- Crawford County, IN
- Floyd County, IN
- Harrison County, IN
- Jefferson County, IN
- Ripley County, IN
- Scott County, IN
- Switzerland County, IN
- Washington County, IN
- Anderson County, KY
- Bourbon County, KY
- Bullitt County, KY
- Carroll County, KY
- Clark County, KY
- Fayette County, KY
- Harrison County, KY
- Henry County, KY
- Jefferson County, KY
- Larue County, KY
- Meade County, KY
- Mercer County, KY
- Nelson County, KY
- Oldham County, KY
- Owen County, KY
- Robertson County, KY
- Shelby County, KY
- Spencer County, KY
- Trimble County, KY
- Washington County, KY
- Woodford County, KY
Star ratings for 2027 are published by CMS in October; the stars shown are the contract's 2026 overall rating. We are not connected with or endorsed by the U.S. government or the federal Medicare program, and we do not sell plans. We do not list plan benefits in full; confirm costs and coverage with the plan, Medicare.gov or 1-800-MEDICARE (TTY 1-877-486-2048) before you enroll. Source: CMS Medicare Advantage and Part D Landscape, 2027 (2026-10 release).