Home › Medicare plans › Pennsylvania › Luzerne County

Medicare Advantage plans in Luzerne County, PA for 2027

79 Medicare Advantage plans from 10 companies are available in Luzerne County for 2027. Plans with a $0 monthly premium (not counting special needs plans): 34. Lowest in-network out-of-pocket limit: $3,450.

Open enrollment for 2027 runs October 15 – December 7, 2026; coverage starts January 1, 2027.

Plans with drug coverage (44)

Plan	Type	Monthly premium	Drug deductible	Out-of-pocket limit (in network)	Last year's star rating
DEVOTED CORE 008 PA (HMO) Devoted Health	HMO	$0	$650	$6,750	—
DEVOTED CHOICE 007 PA (PPO) Devoted Health	PPO	$0	$650	$7,100	3.5
DEVOTED GIVEBACK EXTRAS 032 PA (HMO) Devoted Health	HMO	$0	$700	$7,100	—
AARP Medicare Advantage from UHC PA-0002 (HMO-POS) UnitedHealthcare	HMO-POS	$0	$685	$7,150	4
AARP Medicare Advantage from UHC PA-0011 (PPO) UnitedHealthcare	PPO	$0	$685	$7,150	4
AARP Medicare Advantage from UHC PA-0015 (PPO) UnitedHealthcare	PPO	$0	$685	$7,150	4.5
Aetna Medicare Signature Extra (PPO) Aetna Medicare	PPO	$0	$700	$7,150	4.5
Community Blue Medicare HMO Signature (HMO) Highmark Blue Cross Blue Shield or Highmark Blue Shield	HMO	$0	$700	$7,150	4.5
Community Blue Medicare PPO Signature (PPO) Highmark Blue Cross Blue Shield or Highmark Blue Shield	PPO	$0	$700	$7,150	4.5
Geisinger Gold Classic Essential Rx (HMO) Geisinger Gold	HMO	$0	$700	$7,150	4.5
Humana USAA Honor Giveback with Rx (PPO) Humana	PPO	$0	$700	$7,350	3.5
Aetna Medicare Advantra Signature (HMO-POS) Aetna Medicare	HMO-POS	$0	$400	$7,500	4
DEVOTED GIVEBACK 009 PA (HMO) Devoted Health	HMO	$0	$461	$8,000	—
Humana Value Choice (PPO) Humana	PPO	$0	$700	$8,000	3.5
Humana Essentials Plus Giveback (PPO) Humana	PPO	$0	$700	$8,250	3.5
Humana Gold Plus H6622-036 (HMO) Humana	HMO	$0	$700	$8,250	3.5
Complete Blue PPO Merit (PPO) Highmark Blue Cross Blue Shield or Highmark Blue Shield	PPO	$0	$700	$8,300	4.5
AARP Medicare Advantage Giveback from UHC PA-12 (PPO) UnitedHealthcare	PPO	$0	$685	$9,200	4
Aetna Medicare Advantra Signature (PPO) Aetna Medicare	PPO	$0	$700	$9,250	4.5
Aetna Medicare Advantra Signature Giveback (PPO) Aetna Medicare	PPO	$0	$700	$9,850	4.5
DEVOTED CHOICE GIVEBACK 008 PA (PPO) Devoted Health	PPO	$0	$461	$9,850	3.5
Geisinger Gold Classic 360 Rx (HMO) Geisinger Gold	HMO	$0	$700	$9,850	4.5
Geisinger Gold Preferred Complete Rx (PPO) Geisinger Gold	PPO	$0	$700	$9,850	4.5
Humana Gold Choice H8145-052 (PFFS) Humana	PFFS	$0	$700	$9,850	3.5
Wellcare Simple (HMO-POS) Wellcare	HMO-POS	$0	$700	$9,850	3.5
Geisinger Gold Value Rx (HMO) Geisinger Gold	HMO	$29	$0	$9,000	4.5
Geisinger Gold Preferred Balance Rx (PPO) Geisinger Gold	PPO	$29	$0	$9,850	4.5
Aetna Medicare Value Plus (PPO) Aetna Medicare	PPO	$35	$700	$7,500	4.5
HumanaChoice H5525-086 (PPO) Humana	PPO	$38	$700	$6,050	3.5
HumanaChoice H5525-005 (PPO) Humana	PPO	$39	$700	$8,300	3.5
Community Blue Medicare HMO Distinct (HMO) Highmark Blue Cross Blue Shield or Highmark Blue Shield	HMO	$45	$700	$6,550	4.5
Geisinger Gold Classic Complete Rx (HMO) Geisinger Gold	HMO	$56	$0	$5,700	4.5
AARP Medicare Advantage from UHC PA-0007 (PPO) UnitedHealthcare	PPO	$57	$595	$6,300	4
Aetna Medicare Advantra Enhanced (HMO-POS) Aetna Medicare	HMO-POS	$58	$700	$7,500	4
AARP Medicare Advantage from UHC PA-0008 (PPO) UnitedHealthcare	PPO	$60	$685	$5,900	4
Complete Blue PPO Distinct (PPO) Highmark Blue Cross Blue Shield or Highmark Blue Shield	PPO	$73	$700	$6,750	4.5
HumanaChoice R0110-008 (Regional PPO) Humana	Regional PPO	$75	$700	$7,150	3.5
Freedom Blue PPO ValueRx (PPO) Highmark Blue Cross Blue Shield or Highmark Blue Shield	PPO	$84	$700	$5,500	4.5
Aetna Medicare Advantra Premier (PPO) Aetna Medicare	PPO	$99	$700	$5,900	4.5
HumanaChoice H5216-120 (PPO) Humana	PPO	$107	$700	$7,600	3.5
Geisinger Gold Preferred Advantage Rx (PPO) Geisinger Gold	PPO	$123	$0	$4,450	4.5
Freedom Blue PPO Standard (PPO) Highmark Blue Cross Blue Shield or Highmark Blue Shield	PPO	$135	$0	$5,000	4.5
Geisinger Gold Classic Advantage Rx (HMO) Geisinger Gold	HMO	$151	$0	$3,450	4.5
Freedom Blue PPO Deluxe (PPO) Highmark Blue Cross Blue Shield or Highmark Blue Shield	PPO	$239	$0	$4,500	4.5

Plans without drug coverage (10)

Plan	Type	Monthly premium	Out-of-pocket limit (in network)	Last year's star rating
HumanaChoice Giveback H5216-116 (PPO) Humana	PPO	$0	$4,150	3.5
HumanaChoice R0110-007 (Regional PPO) Humana	Regional PPO	$0	$4,750	3.5
Aetna Medicare Advantra Eagle Plus (HMO-POS) Aetna Medicare	HMO-POS	$0	$5,500	4
Freedom Blue PPO Valor (PPO) Highmark Blue Cross Blue Shield or Highmark Blue Shield	PPO	$0	$6,000	4.5
UPMC for Life HMO No Rx (HMO) UPMC for Life	HMO	$0	$6,500	4.5
Geisinger Gold Heritage (HMO) Geisinger Gold	HMO	$0	$6,700	4.5
Humana USAA Honor Giveback (PPO) Humana	PPO	$0	$6,700	3.5
AARP Medicare Advantage Patriot No Rx PA-MA01 (HMO-POS) UnitedHealthcare	HMO-POS	$0	$7,150	4
UPMC for Life PPO Salute (PPO) UPMC for Life	PPO	$0	$9,850	4.5
Freedom Blue PPO Basic (PPO) Highmark Blue Cross Blue Shield or Highmark Blue Shield	PPO	$5	$5,900	4.5

Special needs plans (25)

Special needs plans are only for people who also have Medicaid (D-SNP), certain chronic conditions (C-SNP) or who live in an institution such as a nursing home (I-SNP).

Plan	Type	Monthly premium	Drug deductible	Out-of-pocket limit (in network)	Last year's star rating
Wellcare PA Health & Wellness Dual Select (HMO-POS D-SNP) Wellcare	HMO-POS D-SNP	$0	$700	$5,400	3.5
DEVOTED C-SNP GIVEBACK EXTRAS 028 PA (HMO C-SNP) Devoted Health	HMO C-SNP	$0	$700	$7,100	—
UHC Complete Care PA-17 (HMO-POS C-SNP) UnitedHealthcare	HMO-POS C-SNP	$0	$595	$7,150	4
DEVOTED C-SNP ENHANCED 017 PA (HMO C-SNP) Devoted Health	HMO C-SNP	$0	$461	$7,250	—
HumanaChoice - Diabetes and Heart (PPO C-SNP) Humana	PPO C-SNP	$0	$500	$8,700	4.5
Humana Dual Select H6622-103 (HMO D-SNP) Humana	HMO D-SNP	$0	$700	$9,250	3.5
Aetna Medicare Dual (HMO D-SNP) Aetna Medicare	HMO D-SNP	$0	$700	$9,850	4
Aetna Medicare Full Dual Extra (HMO D-SNP) Aetna Medicare	HMO D-SNP	$0	$700	$9,850	4
Aetna Medicare Longevity (HMO I-SNP) Aetna Medicare	HMO I-SNP	$0	$700	$9,850	4
DEVOTED C-SNP PLUS 022 PA (HMO C-SNP) Devoted Health	HMO C-SNP	$0	$461	$9,850	—
DEVOTED DUAL FULL 025 PA (HMO D-SNP) Devoted Health	HMO D-SNP	$0	$700	$9,850	—
DEVOTED DUAL PLUS 005 PA (HMO D-SNP) Devoted Health	HMO D-SNP	$0	$700	$9,850	—
Humana Gold Plus SNP-DE H5377-003 (HMO D-SNP) Humana	HMO D-SNP	$0	$700	$9,850	3.5
Humana Gold Plus SNP-DE H6622-078 (HMO D-SNP) Humana	HMO D-SNP	$0	$700	$9,850	3.5
UHC Complete Care Support PA-1A (HMO-POS C-SNP) UnitedHealthcare	HMO-POS C-SNP	$0	$580	$9,850	4
UHC Dual Complete PA-S002 (HMO-POS D-SNP) UnitedHealthcare	HMO-POS D-SNP	$0	$380	$9,850	3.5
UHC Dual Complete PA-S3 (HMO-POS D-SNP) UnitedHealthcare	HMO-POS D-SNP	$0	$360	$9,850	3.5
UPMC for Life Complete Care (HMO D-SNP) UPMC for Life Complete Care	HMO D-SNP	$0	$700	$9,850	4
Wellcare PA Health & Wellness Dual Liberty Sync (HMO-POS D-SNP) Wellcare	HMO-POS D-SNP	$0	$700	$9,850	3.5
Geisinger Gold Secure Rx (HMO D-SNP) Geisinger Gold	HMO D-SNP	$1	$700	$9,850	4.5
Amerihealth Caritas VIP Care (HMO D-SNP) VISTA Health Plan Inc.	HMO D-SNP	$9	$700	$9,850	4
UHC Dual Complete PA-S001 (PPO D-SNP) UnitedHealthcare	PPO D-SNP	$11.70	$700	$9,850	4
UHC Nursing Home Plan EX-F002 (PPO I-SNP) UnitedHealthcare	PPO I-SNP	$12.50	$700	$9,850	4.5
UHC Dual Advantage PA-V1 (HMO-POS D-SNP) UnitedHealthcare	HMO-POS D-SNP	$12.80	$700	$7,150	3.5
Jefferson Health Plans Special (HMO D-SNP) Jefferson Health Plans	HMO D-SNP	$12.80	$700	$9,850	3.5

Stand-alone Part D drug plans in Pennsylvania →

Star ratings for 2027 are published by CMS in October; the stars shown are the contract's 2026 overall rating. We are not connected with or endorsed by the U.S. government or the federal Medicare program, and we do not sell plans. We do not list plan benefits in full; confirm costs and coverage with the plan, Medicare.gov or 1-800-MEDICARE (TTY 1-877-486-2048) before you enroll. Source: CMS Medicare Advantage and Part D Landscape, 2027 (2026-09 release).