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Medicare Advantage plans in Lancaster County, PA for 2027
111 Medicare Advantage plans from 14 companies are available in Lancaster County for 2027. Plans with a $0 monthly premium (not counting special needs plans): 42. Lowest in-network out-of-pocket limit: $3,450.
Open enrollment for 2027 runs October 15 – December 7, 2026; coverage starts January 1, 2027.
Plans with drug coverage (66)
| Plan | Type | Monthly premium | Drug deductible | Out-of-pocket limit (in network) | Last year's star rating |
|---|---|---|---|---|---|
| Perennial Advantage Freedom (HMO) Perennial Advantage | HMO | $0 | $400 | $4,500 | — |
| DEVOTED CORE 012 PA (HMO) Devoted Health | HMO | $0 | $650 | $6,250 | — |
| DEVOTED GIVEBACK EXTRAS 034 PA (HMO) Devoted Health | HMO | $0 | $700 | $6,850 | — |
| Community Blue Medicare HMO Signature (HMO) Highmark Blue Cross Blue Shield or Highmark Blue Shield | HMO | $0 | $700 | $6,950 | 4.5 |
| UPMC for Life HMO Premier Rx (HMO) UPMC for Life | HMO | $0 | $700 | $7,000 | 4.5 |
| Capital Blue Cross Essential (HMO) Capital Blue Cross | HMO | $0 | $700 | $7,100 | 4.5 |
| DEVOTED CHOICE 007 PA (PPO) Devoted Health | PPO | $0 | $650 | $7,100 | 3.5 |
| AARP Medicare Advantage from UHC PA-0002 (HMO-POS) UnitedHealthcare | HMO-POS | $0 | $685 | $7,150 | 4 |
| AARP Medicare Advantage from UHC PA-0011 (PPO) UnitedHealthcare | PPO | $0 | $685 | $7,150 | 4 |
| Aetna Medicare Signature Extra (PPO) Aetna Medicare | PPO | $0 | $700 | $7,150 | 4.5 |
| Aetna Medicare Signature Giveback (PPO) Aetna Medicare | PPO | $0 | $700 | $7,150 | 4.5 |
| Community Blue Medicare PPO Signature (PPO) Highmark Blue Cross Blue Shield or Highmark Blue Shield | PPO | $0 | $700 | $7,150 | 4.5 |
| Geisinger Gold Classic Essential Rx (HMO) Geisinger Gold | HMO | $0 | $700 | $7,150 | 4.5 |
| Humana USAA Honor Giveback with Rx (PPO) Humana | PPO | $0 | $700 | $7,350 | 3.5 |
| Jefferson Health Plans Complete (HMO) Jefferson Health Plans | HMO | $0 | $0 | $7,500 | 3.5 |
| HealthSpring Preferred (HMO) HealthSpring | HMO | $0 | $500 | $7,900 | 3 |
| DEVOTED GIVEBACK 013 PA (HMO) Devoted Health | HMO | $0 | $461 | $8,000 | — |
| Humana Value Choice (PPO) Humana | PPO | $0 | $700 | $8,000 | 3.5 |
| Jefferson Health Plans Flex (PPO) Jefferson Health Plans | PPO | $0 | $0 | $8,000 | — |
| UPMC for Life Essential Rx (PPO) UPMC for Life | PPO | $0 | $700 | $8,000 | 4.5 |
| Humana Essentials Plus Giveback (PPO) Humana | PPO | $0 | $700 | $8,250 | 3.5 |
| Complete Blue PPO Merit (PPO) Highmark Blue Cross Blue Shield or Highmark Blue Shield | PPO | $0 | $700 | $8,300 | 4.5 |
| Humana Gold Plus H6622-035 (HMO) Humana | HMO | $0 | $700 | $8,300 | 3.5 |
| AARP Medicare Advantage Giveback from UHC PA-12 (PPO) UnitedHealthcare | PPO | $0 | $685 | $9,200 | 4 |
| Aetna Medicare Advantra Signature (PPO) Aetna Medicare | PPO | $0 | $700 | $9,250 | 4.5 |
| Capital Blue Cross Value (PPO) Capital Blue Cross | PPO | $0 | $700 | $9,800 | 4.5 |
| Aetna Medicare Advantra Signature Giveback (PPO) Aetna Medicare | PPO | $0 | $700 | $9,850 | 4.5 |
| Capital Blue Cross Select (PPO) Capital Blue Cross | PPO | $0 | $700 | $9,850 | 4.5 |
| DEVOTED CHOICE GIVEBACK 008 PA (PPO) Devoted Health | PPO | $0 | $461 | $9,850 | 3.5 |
| Geisinger Gold Preferred Complete Rx (PPO) Geisinger Gold | PPO | $0 | $700 | $9,850 | 4.5 |
| Humana Gold Choice H8145-052 (PFFS) Humana | PFFS | $0 | $700 | $9,850 | 3.5 |
| Jefferson Health Plans Giveback (HMO) Jefferson Health Plans | HMO | $0 | $450 | $9,850 | 3.5 |
| Wellcare Simple (HMO-POS) Wellcare | HMO-POS | $0 | $700 | $9,850 | 3.5 |
| HealthSpring True Choice (PPO) HealthSpring | PPO | $7 | $700 | $7,500 | 3 |
| Jefferson Health Plans Prime (HMO) Jefferson Health Plans | HMO | $12.80 | $0 | $6,500 | 3.5 |
| Capital Blue Cross Basic (PPO) Capital Blue Cross | PPO | $28 | $700 | $9,800 | 4.5 |
| Geisinger Gold Value Rx (HMO) Geisinger Gold | HMO | $29 | $0 | $9,000 | 4.5 |
| Geisinger Gold Preferred Balance Rx (PPO) Geisinger Gold | PPO | $29 | $0 | $9,850 | 4.5 |
| Capital Blue Cross Enhanced (PPO) Capital Blue Cross | PPO | $35 | $700 | $7,150 | 4.5 |
| Aetna Medicare Value Plus (PPO) Aetna Medicare | PPO | $35 | $700 | $7,500 | 4.5 |
| HumanaChoice H5525-086 (PPO) Humana | PPO | $38 | $700 | $6,050 | 3.5 |
| UPMC for Life HMO Rx Choice (HMO) UPMC for Life | HMO | $40 | $700 | $6,000 | 4.5 |
| Jefferson Health Plans Preferred (PPO) Jefferson Health Plans | PPO | $40 | $0 | $6,500 | — |
| Community Blue Medicare HMO Distinct (HMO) Highmark Blue Cross Blue Shield or Highmark Blue Shield | HMO | $47 | $700 | $6,550 | 4.5 |
| HumanaChoice H5525-006 (PPO) Humana | PPO | $50 | $700 | $6,700 | 3.5 |
| Capital Blue Cross Complete (PPO) Capital Blue Cross | PPO | $54 | $700 | $7,100 | 4.5 |
| AARP Medicare Advantage from UHC PA-0007 (PPO) UnitedHealthcare | PPO | $57 | $595 | $6,300 | 4 |
| Geisinger Gold Classic Complete Rx (HMO) Geisinger Gold | HMO | $58 | $0 | $5,700 | 4.5 |
| Aetna Medicare Advantra Enhanced (HMO-POS) Aetna Medicare | HMO-POS | $58 | $700 | $7,500 | 4 |
| AARP Medicare Advantage from UHC PA-0008 (PPO) UnitedHealthcare | PPO | $60 | $685 | $5,900 | 4 |
| Capital Blue Cross Value (HMO) Capital Blue Cross | HMO | $60 | $700 | $7,000 | 4.5 |
| UPMC for Life PPO Rx Enhanced (PPO) UPMC for Life | PPO | $60 | $700 | $7,550 | 4.5 |
| Complete Blue PPO Distinct (PPO) Highmark Blue Cross Blue Shield or Highmark Blue Shield | PPO | $73 | $700 | $6,750 | 4.5 |
| HumanaChoice R0110-008 (Regional PPO) Humana | Regional PPO | $75 | $700 | $7,150 | 3.5 |
| Capital Blue Cross Classic (PPO) Capital Blue Cross | PPO | $77 | $700 | $6,700 | 4.5 |
| Freedom Blue PPO ValueRx (PPO) Highmark Blue Cross Blue Shield or Highmark Blue Shield | PPO | $84 | $700 | $5,500 | 4.5 |
| UPMC for Life HMO Rx (HMO) UPMC for Life | HMO | $90 | $0 | $4,500 | 4.5 |
| Capital Blue Cross Premier (HMO) Capital Blue Cross | HMO | $90 | $350 | $5,000 | 4.5 |
| Aetna Medicare Advantra Premier (PPO) Aetna Medicare | PPO | $99 | $700 | $5,900 | 4.5 |
| Geisinger Gold Preferred Advantage Rx (PPO) Geisinger Gold | PPO | $104 | $0 | $4,450 | 4.5 |
| HumanaChoice H5216-120 (PPO) Humana | PPO | $107 | $700 | $7,600 | 3.5 |
| Geisinger Gold Classic Advantage Rx (HMO) Geisinger Gold | HMO | $135 | $0 | $3,450 | 4.5 |
| Freedom Blue PPO Standard (PPO) Highmark Blue Cross Blue Shield or Highmark Blue Shield | PPO | $135 | $0 | $5,000 | 4.5 |
| Capital Blue Cross Prime (PPO) Capital Blue Cross | PPO | $184 | $550 | $6,700 | 4.5 |
| Freedom Blue PPO Deluxe (PPO) Highmark Blue Cross Blue Shield or Highmark Blue Shield | PPO | $239 | $0 | $4,500 | 4.5 |
| UPMC for Life HMO Rx Enhanced (HMO) UPMC for Life | HMO | $295 | $0 | $7,550 | 4.5 |
Plans without drug coverage (10)
| Plan | Type | Monthly premium | Out-of-pocket limit (in network) | Last year's star rating |
|---|---|---|---|---|
| HumanaChoice Giveback H5216-116 (PPO) Humana | PPO | $0 | $4,150 | 3.5 |
| HumanaChoice R0110-007 (Regional PPO) Humana | Regional PPO | $0 | $4,750 | 3.5 |
| Aetna Medicare Advantra Eagle Plus (HMO-POS) Aetna Medicare | HMO-POS | $0 | $5,500 | 4 |
| Freedom Blue PPO Valor (PPO) Highmark Blue Cross Blue Shield or Highmark Blue Shield | PPO | $0 | $6,000 | 4.5 |
| UPMC for Life HMO No Rx (HMO) UPMC for Life | HMO | $0 | $6,500 | 4.5 |
| Geisinger Gold Heritage (HMO) Geisinger Gold | HMO | $0 | $6,700 | 4.5 |
| Humana USAA Honor Giveback (PPO) Humana | PPO | $0 | $6,700 | 3.5 |
| AARP Medicare Advantage Patriot No Rx PA-MA01 (HMO-POS) UnitedHealthcare | HMO-POS | $0 | $7,150 | 4 |
| UPMC for Life PPO Salute (PPO) UPMC for Life | PPO | $0 | $9,850 | 4.5 |
| Freedom Blue PPO Basic (PPO) Highmark Blue Cross Blue Shield or Highmark Blue Shield | PPO | $5 | $5,900 | 4.5 |
Special needs plans (35)
Special needs plans are only for people who also have Medicaid (D-SNP), certain chronic conditions (C-SNP) or who live in an institution such as a nursing home (I-SNP).
| Plan | Type | Monthly premium | Drug deductible | Out-of-pocket limit (in network) | Last year's star rating |
|---|---|---|---|---|---|
| Provider Partners Pennsylvania Community Plan (HMO I-SNP) Provider Partners Health Plans | HMO I-SNP | $0 | $700 | $2,600 | 5 |
| Perennial Advantage Premier (HMO I-SNP) Perennial Advantage | HMO I-SNP | $0 | $400 | $4,500 | — |
| Wellcare PA Health & Wellness Dual Select (HMO-POS D-SNP) Wellcare | HMO-POS D-SNP | $0 | $700 | $5,400 | 3.5 |
| DEVOTED C-SNP GIVEBACK EXTRAS 030 PA (HMO C-SNP) Devoted Health | HMO C-SNP | $0 | $700 | $6,850 | — |
| DEVOTED C-SNP ENHANCED 019 PA (HMO C-SNP) Devoted Health | HMO C-SNP | $0 | $461 | $7,000 | — |
| UHC Complete Care PA-17 (HMO-POS C-SNP) UnitedHealthcare | HMO-POS C-SNP | $0 | $595 | $7,150 | 4 |
| Humana Dual Select H6622-103 (HMO D-SNP) Humana | HMO D-SNP | $0 | $700 | $9,250 | 3.5 |
| Aetna Medicare Dual (HMO D-SNP) Aetna Medicare | HMO D-SNP | $0 | $700 | $9,850 | 4 |
| Aetna Medicare Full Dual Extra (HMO D-SNP) Aetna Medicare | HMO D-SNP | $0 | $700 | $9,850 | 4 |
| Aetna Medicare Longevity (HMO I-SNP) Aetna Medicare | HMO I-SNP | $0 | $700 | $9,850 | 4 |
| DEVOTED C-SNP PLUS 022 PA (HMO C-SNP) Devoted Health | HMO C-SNP | $0 | $461 | $9,850 | — |
| DEVOTED DUAL FULL 025 PA (HMO D-SNP) Devoted Health | HMO D-SNP | $0 | $700 | $9,850 | — |
| DEVOTED DUAL PLUS 005 PA (HMO D-SNP) Devoted Health | HMO D-SNP | $0 | $700 | $9,850 | — |
| Humana Gold Plus SNP-DE H5377-003 (HMO D-SNP) Humana | HMO D-SNP | $0 | $700 | $9,850 | 3.5 |
| Humana Gold Plus SNP-DE H6622-078 (HMO D-SNP) Humana | HMO D-SNP | $0 | $700 | $9,850 | 3.5 |
| UHC Complete Care Support PA-1A (HMO-POS C-SNP) UnitedHealthcare | HMO-POS C-SNP | $0 | $580 | $9,850 | 4 |
| UHC Dual Complete PA-S002 (HMO-POS D-SNP) UnitedHealthcare | HMO-POS D-SNP | $0 | $380 | $9,850 | 3.5 |
| UHC Dual Complete PA-S3 (HMO-POS D-SNP) UnitedHealthcare | HMO-POS D-SNP | $0 | $360 | $9,850 | 3.5 |
| UPMC for Life Complete Care (HMO D-SNP) UPMC for Life Complete Care | HMO D-SNP | $0 | $700 | $9,850 | 4 |
| Wellcare PA Health & Wellness Dual Liberty Sync (HMO-POS D-SNP) Wellcare | HMO-POS D-SNP | $0 | $700 | $9,850 | 3.5 |
| Aetna Medicare Chronic Care Value (HMO C-SNP) Aetna Medicare | HMO C-SNP | $0.50 | $700 | $9,850 | 4 |
| Geisinger Gold Secure Rx (HMO D-SNP) Geisinger Gold | HMO D-SNP | $1 | $700 | $9,850 | 4.5 |
| Amerihealth Caritas VIP Care (HMO D-SNP) VISTA Health Plan Inc. | HMO D-SNP | $9 | $700 | $9,850 | 4 |
| UHC Dual Complete PA-S001 (PPO D-SNP) UnitedHealthcare | PPO D-SNP | $11.70 | $700 | $9,850 | 4 |
| UHC Nursing Home Plan EX-F002 (PPO I-SNP) UnitedHealthcare | PPO I-SNP | $12.50 | $700 | $9,850 | 4.5 |
| Highmark Wholecare Medicare Assured Ruby (HMO D-SNP) Highmark Wholecare Medicare Assured | HMO D-SNP | $12.80 | $700 | $6,500 | 4 |
| UHC Dual Advantage PA-V1 (HMO-POS D-SNP) UnitedHealthcare | HMO-POS D-SNP | $12.80 | $700 | $7,150 | 3.5 |
| HealthSpring TotalCare Plus (HMO D-SNP) HealthSpring | HMO D-SNP | $12.80 | $700 | $9,850 | 3 |
| Highmark Wholecare Medicare Assured Diamond (HMO D-SNP) Highmark Wholecare Medicare Assured | HMO D-SNP | $12.80 | $700 | $9,850 | 4 |
| Jefferson Health Plans Dual Pearl (HMO D-SNP) Jefferson Health Plans | HMO D-SNP | $12.80 | $700 | $9,850 | 3.5 |
| Jefferson Health Plans Select (HMO D-SNP) Jefferson Health Plans | HMO D-SNP | $12.80 | $700 | $9,850 | 3.5 |
| Jefferson Health Plans Special (HMO D-SNP) Jefferson Health Plans | HMO D-SNP | $12.80 | $700 | $9,850 | 3.5 |
| Perennial Advantage Strive (HMO I-SNP) Perennial Advantage | HMO I-SNP | $12.80 | $700 | $9,850 | — |
| Provider Partners Pennsylvania Advantage Plan (HMO I-SNP) Provider Partners Health Plans | HMO I-SNP | $12.80 | $700 | $9,850 | 5 |
| Provider Partners Pennsylvania Essential Plan (HMO I-SNP) Provider Partners Health Plans | HMO I-SNP | $12.80 | $700 | $9,850 | 5 |
Stand-alone Part D drug plans in Pennsylvania →
Star ratings for 2027 are published by CMS in October; the stars shown are the contract's 2026 overall rating. We are not connected with or endorsed by the U.S. government or the federal Medicare program, and we do not sell plans. We do not list plan benefits in full; confirm costs and coverage with the plan, Medicare.gov or 1-800-MEDICARE (TTY 1-877-486-2048) before you enroll. Source: CMS Medicare Advantage and Part D Landscape, 2027 (2026-10 release).