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Medicare Advantage plans in Clearfield County, PA for 2027
74 Medicare Advantage plans from 10 companies are available in Clearfield County for 2027. Plans with a $0 monthly premium (not counting special needs plans): 30. Lowest in-network out-of-pocket limit: $3,450.
Open enrollment for 2027 runs October 15 – December 7, 2026; coverage starts January 1, 2027.
Plans with drug coverage (40)
| Plan | Type | Monthly premium | Drug deductible | Out-of-pocket limit (in network) | Last year's star rating |
|---|---|---|---|---|---|
| Aetna Medicare Signature (PPO) Aetna Medicare | PPO | $0 | $700 | $5,500 | 4.5 |
| Aetna Medicare Signature Plus (HMO-POS) Aetna Medicare | HMO-POS | $0 | $400 | $5,500 | 4 |
| DEVOTED CORE 010 PA (HMO) Devoted Health | HMO | $0 | $650 | $5,900 | — |
| DEVOTED CHOICE 010 PA (PPO) Devoted Health | PPO | $0 | $461 | $6,600 | 3.5 |
| Community Blue Medicare HMO Signature (HMO) Highmark Blue Cross Blue Shield or Highmark Blue Shield | HMO | $0 | $700 | $6,950 | 4.5 |
| AARP Medicare Advantage from UHC PA-0002 (HMO-POS) UnitedHealthcare | HMO-POS | $0 | $685 | $7,150 | 4 |
| AARP Medicare Advantage from UHC PA-0011 (PPO) UnitedHealthcare | PPO | $0 | $685 | $7,150 | 4 |
| Complete Blue PPO Signature (PPO) Highmark Blue Cross Blue Shield or Highmark Blue Shield | PPO | $0 | $700 | $7,150 | 4.5 |
| Geisinger Gold Classic Essential Rx (HMO) Geisinger Gold | HMO | $0 | $700 | $7,150 | 4.5 |
| Humana USAA Honor Giveback with Rx (PPO) Humana | PPO | $0 | $700 | $7,350 | 3.5 |
| DEVOTED GIVEBACK EXTRAS 033 PA (HMO) Devoted Health | HMO | $0 | $700 | $7,600 | — |
| Humana Essentials Plus Giveback (PPO) Humana | PPO | $0 | $700 | $8,000 | 3.5 |
| Humana Value Choice (PPO) Humana | PPO | $0 | $700 | $8,000 | 3.5 |
| Humana Gold Plus H6622-054 (HMO) Humana | HMO | $0 | $700 | $8,260 | 3.5 |
| AARP Medicare Advantage Giveback from UHC PA-12 (PPO) UnitedHealthcare | PPO | $0 | $685 | $9,200 | 4 |
| Aetna Medicare Advantra Signature Giveback (PPO) Aetna Medicare | PPO | $0 | $700 | $9,850 | 4.5 |
| DEVOTED CHOICE GIVEBACK 011 PA (PPO) Devoted Health | PPO | $0 | $461 | $9,850 | 3.5 |
| DEVOTED GIVEBACK 011 PA (HMO) Devoted Health | HMO | $0 | $461 | $9,850 | — |
| Geisinger Gold Classic 360 Rx (HMO) Geisinger Gold | HMO | $0 | $700 | $9,850 | 4.5 |
| Geisinger Gold Preferred Complete Rx (PPO) Geisinger Gold | PPO | $0 | $700 | $9,850 | 4.5 |
| Wellcare Simple (HMO-POS) Wellcare | HMO-POS | $0 | $700 | $9,850 | 3.5 |
| Geisinger Gold Value Rx (HMO) Geisinger Gold | HMO | $29 | $0 | $9,000 | 4.5 |
| Geisinger Gold Preferred Balance Rx (PPO) Geisinger Gold | PPO | $29 | $0 | $9,850 | 4.5 |
| Aetna Medicare Advantra Enhanced (HMO-POS) Aetna Medicare | HMO-POS | $39 | $400 | $5,500 | 4 |
| HumanaChoice H5525-086 (PPO) Humana | PPO | $39 | $700 | $5,800 | 3.5 |
| Aetna Medicare Premier Plus (PPO) Aetna Medicare | PPO | $39 | $700 | $7,150 | 4.5 |
| Security Blue HMO-POS ValueRx (HMO-POS) Highmark Blue Cross Blue Shield or Highmark Blue Shield | HMO-POS | $54 | $700 | $5,500 | 4.5 |
| Complete Blue HMO Distinct (HMO) Highmark Blue Cross Blue Shield or Highmark Blue Shield | HMO | $54 | $700 | $6,450 | 4.5 |
| AARP Medicare Advantage from UHC PA-0003 (HMO-POS) UnitedHealthcare | HMO-POS | $54 | $685 | $6,700 | 4 |
| Geisinger Gold Classic Complete Rx (HMO) Geisinger Gold | HMO | $58 | $0 | $5,700 | 4.5 |
| AARP Medicare Advantage from UHC PA-0008 (PPO) UnitedHealthcare | PPO | $60 | $685 | $5,900 | 4 |
| HumanaChoice R0110-008 (Regional PPO) Humana | Regional PPO | $75 | $700 | $7,150 | 3.5 |
| Freedom Blue PPO ValueRx (PPO) Highmark Blue Cross Blue Shield or Highmark Blue Shield | PPO | $83 | $700 | $5,500 | 4.5 |
| HumanaChoice H5216-120 (PPO) Humana | PPO | $107 | $700 | $7,600 | 3.5 |
| Freedom Blue PPO Select (PPO) Highmark Blue Cross Blue Shield or Highmark Blue Shield | PPO | $114 | $0 | $5,000 | 4.5 |
| Security Blue HMO-POS Standard (HMO-POS) Highmark Blue Cross Blue Shield or Highmark Blue Shield | HMO-POS | $118 | $0 | $5,000 | 4.5 |
| Security Blue HMO-POS Deluxe (HMO-POS) Highmark Blue Cross Blue Shield or Highmark Blue Shield | HMO-POS | $119 | $0 | $4,500 | 4.5 |
| Geisinger Gold Preferred Advantage Rx (PPO) Geisinger Gold | PPO | $123 | $0 | $4,450 | 4.5 |
| Geisinger Gold Classic Advantage Rx (HMO) Geisinger Gold | HMO | $135 | $0 | $3,450 | 4.5 |
| Freedom Blue PPO Classic (PPO) Highmark Blue Cross Blue Shield or Highmark Blue Shield | PPO | $238 | $0 | $4,500 | 4.5 |
Plans without drug coverage (10)
| Plan | Type | Monthly premium | Out-of-pocket limit (in network) | Last year's star rating |
|---|---|---|---|---|
| HumanaChoice Giveback H5216-116 (PPO) Humana | PPO | $0 | $4,150 | 3.5 |
| HumanaChoice R0110-007 (Regional PPO) Humana | Regional PPO | $0 | $4,750 | 3.5 |
| Aetna Medicare Advantra Eagle Plus (HMO-POS) Aetna Medicare | HMO-POS | $0 | $5,500 | 4 |
| Freedom Blue PPO Valor (PPO) Highmark Blue Cross Blue Shield or Highmark Blue Shield | PPO | $0 | $6,000 | 4.5 |
| UPMC for Life HMO No Rx (HMO) UPMC for Life | HMO | $0 | $6,500 | 4.5 |
| Geisinger Gold Heritage (HMO) Geisinger Gold | HMO | $0 | $6,700 | 4.5 |
| Humana USAA Honor Giveback (PPO) Humana | PPO | $0 | $6,700 | 3.5 |
| AARP Medicare Advantage Patriot No Rx PA-MA01 (HMO-POS) UnitedHealthcare | HMO-POS | $0 | $7,150 | 4 |
| UPMC for Life PPO Salute (PPO) UPMC for Life | PPO | $0 | $9,850 | 4.5 |
| Security Blue HMO-POS Basic (HMO-POS) Highmark Blue Cross Blue Shield or Highmark Blue Shield | HMO-POS | $37 | $5,900 | 4.5 |
Special needs plans (24)
Special needs plans are only for people who also have Medicaid (D-SNP), certain chronic conditions (C-SNP) or who live in an institution such as a nursing home (I-SNP).
| Plan | Type | Monthly premium | Drug deductible | Out-of-pocket limit (in network) | Last year's star rating |
|---|---|---|---|---|---|
| Wellcare PA Health & Wellness Dual Select (HMO-POS D-SNP) Wellcare | HMO-POS D-SNP | $0 | $700 | $5,400 | 3.5 |
| DEVOTED C-SNP ENHANCED 018 PA (HMO C-SNP) Devoted Health | HMO C-SNP | $0 | $461 | $7,000 | — |
| UHC Complete Care PA-17 (HMO-POS C-SNP) UnitedHealthcare | HMO-POS C-SNP | $0 | $595 | $7,150 | 4 |
| DEVOTED C-SNP GIVEBACK EXTRAS 029 PA (HMO C-SNP) Devoted Health | HMO C-SNP | $0 | $700 | $7,600 | — |
| Aetna Medicare Dual (HMO D-SNP) Aetna Medicare | HMO D-SNP | $0 | $700 | $9,850 | 4 |
| Aetna Medicare Full Dual Extra (HMO D-SNP) Aetna Medicare | HMO D-SNP | $0 | $700 | $9,850 | 4 |
| Aetna Medicare Longevity (HMO I-SNP) Aetna Medicare | HMO I-SNP | $0 | $700 | $9,850 | 4 |
| DEVOTED C-SNP PLUS 022 PA (HMO C-SNP) Devoted Health | HMO C-SNP | $0 | $461 | $9,850 | — |
| DEVOTED DUAL FULL 025 PA (HMO D-SNP) Devoted Health | HMO D-SNP | $0 | $700 | $9,850 | — |
| DEVOTED DUAL PLUS 005 PA (HMO D-SNP) Devoted Health | HMO D-SNP | $0 | $700 | $9,850 | — |
| HumanaChoice SNP-DE H5216-227 (PPO D-SNP) Humana | PPO D-SNP | $0 | $700 | $9,850 | 3.5 |
| HumanaChoice SNP-DE H7617-048 (PPO D-SNP) Humana | PPO D-SNP | $0 | $50 | $9,850 | 4.5 |
| UHC Complete Care Support PA-1A (HMO-POS C-SNP) UnitedHealthcare | HMO-POS C-SNP | $0 | $580 | $9,850 | 4 |
| UHC Dual Complete PA-S002 (HMO-POS D-SNP) UnitedHealthcare | HMO-POS D-SNP | $0 | $380 | $9,850 | 3.5 |
| UPMC for Life Complete Care (HMO D-SNP) UPMC for Life Complete Care | HMO D-SNP | $0 | $700 | $9,850 | 4 |
| Wellcare PA Health & Wellness Dual Liberty Sync (HMO-POS D-SNP) Wellcare | HMO-POS D-SNP | $0 | $700 | $9,850 | 3.5 |
| Geisinger Gold Secure Rx (HMO D-SNP) Geisinger Gold | HMO D-SNP | $1 | $700 | $9,850 | 4.5 |
| Amerihealth Caritas VIP Care (HMO D-SNP) VISTA Health Plan Inc. | HMO D-SNP | $9 | $700 | $9,850 | 4 |
| UHC Dual Complete PA-S001 (PPO D-SNP) UnitedHealthcare | PPO D-SNP | $11.70 | $700 | $9,850 | 4 |
| UHC Nursing Home Plan EX-F002 (PPO I-SNP) UnitedHealthcare | PPO I-SNP | $12.50 | $700 | $9,850 | 4.5 |
| Highmark Wholecare Medicare Assured Ruby (HMO D-SNP) Highmark Wholecare Medicare Assured | HMO D-SNP | $12.80 | $700 | $6,500 | 4 |
| UHC Dual Advantage PA-V1 (HMO-POS D-SNP) UnitedHealthcare | HMO-POS D-SNP | $12.80 | $700 | $7,150 | 3.5 |
| American Health Advantage of Pennsylvania (HMO I-SNP) American Health Advantage of Pennsylvania | HMO I-SNP | $12.80 | $700 | $9,850 | — |
| Highmark Wholecare Medicare Assured Diamond (HMO D-SNP) Highmark Wholecare Medicare Assured | HMO D-SNP | $12.80 | $700 | $9,850 | 4 |
Stand-alone Part D drug plans in Pennsylvania →
Star ratings for 2027 are published by CMS in October; the stars shown are the contract's 2026 overall rating. We are not connected with or endorsed by the U.S. government or the federal Medicare program, and we do not sell plans. We do not list plan benefits in full; confirm costs and coverage with the plan, Medicare.gov or 1-800-MEDICARE (TTY 1-877-486-2048) before you enroll. Source: CMS Medicare Advantage and Part D Landscape, 2027 (2026-09 release).