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Medicare Advantage plans in Cotton County, OK for 2027
17 Medicare Advantage plans from 4 companies are available in Cotton County for 2027. Plans with a $0 monthly premium (not counting special needs plans): 8. Lowest in-network out-of-pocket limit: $4,700.
Open enrollment for 2027 runs October 15 – December 7, 2026; coverage starts January 1, 2027.
Plans with drug coverage (8)
| Plan | Type | Monthly premium | Drug deductible | Out-of-pocket limit (in network) | Last year's star rating |
|---|---|---|---|---|---|
| HumanaChoice H5216-337 (PPO) Humana | PPO | $0 | $520 | $5,700 | 3.5 |
| AARP Medicare Advantage Essentials from UHC OK-3 (HMO-POS) UnitedHealthcare | HMO-POS | $0 | $685 | $6,500 | 4 |
| AARP Medicare Advantage Extras from UHC OK-10 (HMO-POS) UnitedHealthcare | HMO-POS | $0 | $685 | $7,150 | 4 |
| Aetna Medicare Signature (PPO) Aetna Medicare | PPO | $0 | $700 | $7,150 | 3.5 |
| AARP Medicare Advantage from UHC OK-0007 (PPO) UnitedHealthcare | PPO | $10 | $685 | $7,150 | 3.5 |
| AARP Medicare Advantage from UHC OK-0001 (HMO-POS) UnitedHealthcare | HMO-POS | $39 | $685 | $5,900 | 4 |
| HumanaChoice H7617-007 (PPO) Humana | PPO | $60 | $700 | $9,250 | 4.5 |
| AARP Medicare Advantage from UHC OK-0005 (PPO) UnitedHealthcare | PPO | $79 | $685 | $7,150 | 3.5 |
Plans without drug coverage (4)
| Plan | Type | Monthly premium | Out-of-pocket limit (in network) | Last year's star rating |
|---|---|---|---|---|
| Humana USAA Honor Giveback (PPO) Humana | PPO | $0 | $4,700 | 4.5 |
| Humana USAA Honor Giveback (PPO) Humana | PPO | $0 | $4,700 | 3.5 |
| AARP Medicare Advantage Patriot No Rx OK-MA01 (PPO) UnitedHealthcare | PPO | $0 | $6,200 | 3.5 |
| AARP Medicare Advantage Patriot No Rx OK-MA2 (HMO-POS) UnitedHealthcare | HMO-POS | $0 | $6,700 | 4 |
Special needs plans (5)
Special needs plans are only for people who also have Medicaid (D-SNP), certain chronic conditions (C-SNP) or who live in an institution such as a nursing home (I-SNP).
| Plan | Type | Monthly premium | Drug deductible | Out-of-pocket limit (in network) | Last year's star rating |
|---|---|---|---|---|---|
| UHC Dual Advantage OK-V1 (HMO-POS D-SNP) UnitedHealthcare | HMO-POS D-SNP | $0 | $135 | $6,500 | 4 |
| Aetna Medicare Dual Care (PPO D-SNP) Aetna Medicare | PPO D-SNP | $0 | $700 | $9,850 | 3.5 |
| UHC Dual Complete OK-S002 (HMO-POS D-SNP) UnitedHealthcare | HMO-POS D-SNP | $0 | $270 | $9,850 | 4 |
| UHC Dual Complete OK-S001 (PPO D-SNP) UnitedHealthcare | PPO D-SNP | $10.30 | $700 | $9,850 | 4.5 |
| American Health Advantage of Oklahoma (HMO I-SNP) American Health Advantage of Oklahoma | HMO I-SNP | $11 | $700 | $9,850 | — |
Stand-alone Part D drug plans in Oklahoma →
Star ratings for 2027 are published by CMS in October; the stars shown are the contract's 2026 overall rating. We are not connected with or endorsed by the U.S. government or the federal Medicare program, and we do not sell plans. We do not list plan benefits in full; confirm costs and coverage with the plan, Medicare.gov or 1-800-MEDICARE (TTY 1-877-486-2048) before you enroll. Source: CMS Medicare Advantage and Part D Landscape, 2027 (2026-10 release).