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Medicare Advantage plans in Wilkes County, NC for 2027
84 Medicare Advantage plans from 11 companies are available in Wilkes County for 2027. Plans with a $0 monthly premium (not counting special needs plans): 38. Lowest in-network out-of-pocket limit: $3,400.
Open enrollment for 2027 runs October 15 – December 7, 2026; coverage starts January 1, 2027.
Plans with drug coverage (37)
| Plan | Type | Monthly premium | Drug deductible | Out-of-pocket limit (in network) | Last year's star rating |
|---|---|---|---|---|---|
| Alignment Health Smart 006 (HMO) Alignment Health Plan | HMO | $0 | $700 | $3,400 | 5 |
| Humana Gold Plus H1036-335 (HMO-POS) Humana | HMO-POS | $0 | $700 | $3,950 | 4.5 |
| Alignment Health Platinum 010 (HMO) Alignment Health Plan | HMO | $0 | $225 | $4,300 | 5 |
| HealthSpring Preferred (HMO) HealthSpring | HMO | $0 | $400 | $4,450 | 4 |
| DEVOTED CORE 021 NC (HMO) Devoted Health | HMO | $0 | $650 | $4,950 | 5 |
| Aetna Medicare Prime (HMO) Aetna Medicare | HMO | $0 | $500 | $5,200 | 4.5 |
| HealthTeam Advantage Vitality Plan (PPO) HealthTeam Advantage | PPO | $0 | $595 | $5,200 | 4.5 |
| Aetna Medicare Value Plus (HMO) Aetna Medicare | HMO | $0 | $400 | $5,500 | 4.5 |
| AARP Medicare Advantage from UHC NC-0022 (HMO-POS) UnitedHealthcare | HMO-POS | $0 | $685 | $5,900 | 4 |
| DEVOTED CHOICE 008 NC (PPO) Devoted Health | PPO | $0 | $650 | $5,900 | — |
| Wellcare Assist Open (PPO) Wellcare | PPO | $0 | $700 | $6,500 | 3.5 |
| Wellcare Simple (HMO-POS) Wellcare | HMO-POS | $0 | $700 | $6,700 | 3.5 |
| DEVOTED GIVEBACK EXTRAS 041 NC (HMO) Devoted Health | HMO | $0 | $700 | $6,750 | 5 |
| HealthSpring Preferred Savings (HMO) HealthSpring | HMO | $0 | $600 | $6,750 | 4 |
| HealthSpring True Choice (PPO) HealthSpring | PPO | $0 | $500 | $6,900 | 3 |
| AARP Medicare Advantage from UHC NC-0017 (PPO) UnitedHealthcare | PPO | $0 | $685 | $7,150 | 4 |
| AARP Medicare Advantage from UHC NC-24 (HMO-POS) UnitedHealthcare | HMO-POS | $0 | $685 | $7,150 | 4 |
| Wellcare Simple Open (PPO) Wellcare | PPO | $0 | $700 | $7,150 | 3.5 |
| Aetna Medicare Signature Giveback (PPO) Aetna Medicare | PPO | $0 | $700 | $7,500 | 4.5 |
| Blue Medicare Essential Plus (HMO-POS) Blue Cross and Blue Shield of North Carolina | HMO-POS | $0 | $700 | $8,400 | 4 |
| DEVOTED GIVEBACK 022 NC (HMO) Devoted Health | HMO | $0 | $650 | $9,300 | 5 |
| Blue Medicare Essential (HMO) Blue Cross and Blue Shield of North Carolina | HMO | $0 | $700 | $9,850 | 4 |
| DEVOTED CHOICE GIVEBACK 009 NC (PPO) Devoted Health | PPO | $0 | $461 | $9,850 | — |
| Humana Gold Plus Giveback H1036-318 (HMO-POS) Humana | HMO-POS | $0 | $700 | $9,850 | 4.5 |
| Humana Gold Plus Giveback H1036-343 (HMO-POS) Humana | HMO-POS | $0 | $700 | $9,850 | 4.5 |
| Humana Gold Plus H1036-137 (HMO-POS) Humana | HMO-POS | $0 | $450 | $9,850 | 4.5 |
| HumanaChoice Giveback H5525-035 (PPO) Humana | PPO | $0 | $700 | $9,850 | 3.5 |
| HumanaChoice H7617-122 (PPO) Humana | PPO | $13 | $700 | $9,850 | 4.5 |
| HumanaChoice H5525-070 (PPO) Humana | PPO | $13.30 | $700 | $9,850 | 3.5 |
| Alignment Health AVA 001 (PPO) Alignment Health Plan | PPO | $20 | $0 | $3,900 | — |
| Aetna Medicare Enhanced (PPO) Aetna Medicare | PPO | $25 | $500 | $6,750 | 4.5 |
| Blue Medicare Enhanced (HMO-POS) Blue Cross and Blue Shield of North Carolina | HMO-POS | $41 | $700 | $4,900 | 4 |
| AARP Medicare Advantage from UHC NC-0021 (HMO-POS) UnitedHealthcare | HMO-POS | $42 | $595 | $4,900 | 4 |
| Blue Medicare PPO Enhanced (PPO) Blue Cross and Blue Shield of North Carolina | PPO | $45 | $700 | $6,900 | 4.5 |
| HumanaChoice H5525-049 (PPO) Humana | PPO | $52 | $450 | $9,850 | 3.5 |
| AARP Medicare Advantage from UHC NC-0016 (PPO) UnitedHealthcare | PPO | $53 | $595 | $4,450 | 4 |
| Humana Full Access (Regional PPO) Humana | Regional PPO | $158 | $700 | $9,850 | 3.5 |
Plans without drug coverage (11)
| Plan | Type | Monthly premium | Out-of-pocket limit (in network) | Last year's star rating |
|---|---|---|---|---|
| Blue Medicare Medical Only (HMO-POS) Blue Cross and Blue Shield of North Carolina | HMO-POS | $0 | $3,900 | 4 |
| HealthSpring Courage (HMO) HealthSpring | HMO | $0 | $6,750 | 4 |
| Aetna Medicare Eagle (PPO) Aetna Medicare | PPO | $0 | $7,150 | 4.5 |
| HealthTeam Advantage Eagle Plan (PPO) HealthTeam Advantage | PPO | $0 | $8,500 | 4.5 |
| Wellcare Patriot Giveback Open (PPO) Wellcare | PPO | $0 | $8,850 | 3.5 |
| DEVOTED CHOICE MA ONLY 007 NC (PPO) Devoted Health | PPO | $0 | $9,250 | — |
| AARP Medicare Advantage Patriot No Rx NC-MA02 (HMO-POS) UnitedHealthcare | HMO-POS | $0 | $9,300 | 4 |
| Blue Medicare Freedom+ (PPO) Blue Cross and Blue Shield of North Carolina | PPO | $0 | $9,850 | 4.5 |
| Humana USAA Honor Giveback (PPO) Humana | PPO | $0 | $9,850 | 3.5 |
| Humana USAA Honor Giveback (Regional PPO) Humana | Regional PPO | $0 | $9,850 | 3.5 |
| HumanaChoice R0110-004 (Regional PPO) Humana | Regional PPO | $0 | $9,850 | 3.5 |
Special needs plans (36)
Special needs plans are only for people who also have Medicaid (D-SNP), certain chronic conditions (C-SNP) or who live in an institution such as a nursing home (I-SNP).
| Plan | Type | Monthly premium | Drug deductible | Out-of-pocket limit (in network) | Last year's star rating |
|---|---|---|---|---|---|
| Alignment Health Heart & Diabetes 011 (HMO C-SNP) Alignment Health Plan | HMO C-SNP | $0 | $250 | $3,400 | 5 |
| Provider Partners North Carolina Community Plan (HMO I-SNP) Provider Partners Health Plans | HMO I-SNP | $0 | $700 | $3,750 | — |
| Liberty Medicare Advantage (HMO C-SNP) Liberty Medicare Advantage | HMO C-SNP | $0 | $0 | $3,800 | — |
| HealthSpring Achieve (HMO C-SNP) HealthSpring | HMO C-SNP | $0 | $500 | $4,450 | 4 |
| DEVOTED C-SNP ENHANCED 014 NC (HMO C-SNP) Devoted Health | HMO C-SNP | $0 | $461 | $6,200 | 5 |
| UHC Complete Care NC-25 (HMO-POS C-SNP) UnitedHealthcare | HMO-POS C-SNP | $0 | $685 | $6,400 | 4 |
| DEVOTED C-SNP GIVEBACK EXTRAS 045 NC (HMO C-SNP) Devoted Health | HMO C-SNP | $0 | $700 | $6,750 | 5 |
| DEVOTED DUAL 009 NC (HMO D-SNP) Devoted Health | HMO D-SNP | $0 | $700 | $6,750 | 5 |
| Aetna Medicare Full Dual (HMO D-SNP) Aetna Medicare | HMO D-SNP | $0 | $700 | $9,850 | 4.5 |
| DEVOTED C-SNP PLUS 015 NC (HMO C-SNP) Devoted Health | HMO C-SNP | $0 | $461 | $9,850 | 5 |
| DEVOTED DUAL FULL 013 NC (HMO D-SNP) Devoted Health | HMO D-SNP | $0 | $700 | $9,850 | 5 |
| DEVOTED DUAL PLUS 006 NC (HMO D-SNP) Devoted Health | HMO D-SNP | $0 | $700 | $9,850 | 5 |
| Humana Dual Select H1036-307 (HMO D-SNP) Humana | HMO D-SNP | $0 | $200 | $9,850 | 4.5 |
| Humana Gold Plus - Diabetes and Heart (HMO C-SNP) Humana | HMO C-SNP | $0 | $550 | $9,850 | 4.5 |
| Humana Gold Plus SNP-DE H1036-167 (HMO D-SNP) Humana | HMO D-SNP | $0 | $0 | $9,850 | 4.5 |
| Humana Gold Plus SNP-DE H1036-331 (HMO D-SNP) Humana | HMO D-SNP | $0 | $700 | $9,850 | 4.5 |
| HumanaChoice SNP-DE H5525-036 (PPO D-SNP) Humana | PPO D-SNP | $0 | $550 | $9,850 | 3.5 |
| UHC Dual Complete NC-Q1 (PPO D-SNP) UnitedHealthcare | PPO D-SNP | $0 | $700 | $9,850 | 4 |
| UHC Dual Complete NC-Q2 (HMO-POS D-SNP) UnitedHealthcare | HMO-POS D-SNP | $0 | $700 | $9,850 | 4 |
| UHC Dual Complete NC-S2 (PPO D-SNP) UnitedHealthcare | PPO D-SNP | $0 | $700 | $9,850 | 4 |
| UHC Nursing Home Plan NC-F001 (PPO I-SNP) UnitedHealthcare | PPO I-SNP | $0 | $700 | $9,850 | 4.5 |
| Wellcare Carolina Complete Dual Liberty (HMO-POS D-SNP) Wellcare | HMO-POS D-SNP | $0 | $700 | $9,850 | 3.5 |
| Wellcare Carolina Complete Dual Liberty Open (PPO D-SNP) Wellcare | PPO D-SNP | $0 | $700 | $9,850 | 3.5 |
| UHC Dual Complete NC-S3 (HMO-POS D-SNP) UnitedHealthcare | HMO-POS D-SNP | $3.80 | $700 | $9,850 | 4 |
| Alignment Health Heart & Diabetes Plus 009 (HMO-POS C-SNP) Alignment Health Plan | HMO-POS C-SNP | $4.80 | $700 | $9,850 | 5 |
| Healthy Blue + Medicare (HMO-POS D-SNP) Blue Cross and Blue Shield of North Carolina | HMO-POS D-SNP | $13.20 | $700 | $9,850 | 3.5 |
| UHC Dual Advantage NC-V1 (HMO-POS D-SNP) UnitedHealthcare | HMO-POS D-SNP | $13.30 | $700 | $5,900 | 4 |
| Liberty Medicare Advantage Nursing Home Plan (HMO I-SNP) Liberty Medicare Advantage | HMO I-SNP | $13.30 | $700 | $6,800 | — |
| Wellcare Carolina Complete Dual Reserve (HMO-POS D-SNP) Wellcare | HMO-POS D-SNP | $13.30 | $700 | $9,250 | 3.5 |
| Alignment Health Duals+ 004 (HMO-POS D-SNP) Alignment Health Plan | HMO-POS D-SNP | $13.30 | $700 | $9,850 | 5 |
| HealthSpring TotalCare (HMO D-SNP) HealthSpring | HMO D-SNP | $13.30 | $700 | $9,850 | 4 |
| HealthSpring TotalCare Plus (HMO D-SNP) HealthSpring | HMO D-SNP | $13.30 | $700 | $9,850 | 4 |
| Humana Dual Select H5525-072 (PPO D-SNP) Humana | PPO D-SNP | $13.30 | $700 | $9,850 | 3.5 |
| Provider Partners North Carolina Advantage Plan (HMO I-SNP) Provider Partners Health Plans | HMO I-SNP | $13.30 | $700 | $9,850 | — |
| Provider Partners North Carolina Essential Plan (HMO I-SNP) Provider Partners Health Plans | HMO I-SNP | $13.30 | $700 | $9,850 | — |
| Liberty Medicare Dual Plan (HMO D-SNP) Liberty Medicare Advantage | HMO D-SNP | $17.50 | $700 | $7,550 | — |
Stand-alone Part D drug plans in North Carolina →
Star ratings for 2027 are published by CMS in October; the stars shown are the contract's 2026 overall rating. We are not connected with or endorsed by the U.S. government or the federal Medicare program, and we do not sell plans. We do not list plan benefits in full; confirm costs and coverage with the plan, Medicare.gov or 1-800-MEDICARE (TTY 1-877-486-2048) before you enroll. Source: CMS Medicare Advantage and Part D Landscape, 2027 (2026-10 release).